{"id":"https://openalex.org/W7134896941","doi":"https://doi.org/10.48550/arxiv.2603.08848","title":"The Data-Dollars Tradeoff: Privacy Harms vs. Economic Risk in Personalized AI Adoption","display_name":"The Data-Dollars Tradeoff: Privacy Harms vs. Economic Risk in Personalized AI Adoption","publication_year":2026,"publication_date":"2026-03-09","ids":{"openalex":"https://openalex.org/W7134896941","doi":"https://doi.org/10.48550/arxiv.2603.08848"},"language":null,"primary_location":{"id":"doi:10.48550/arxiv.2603.08848","is_oa":true,"landing_page_url":"https://doi.org/10.48550/arxiv.2603.08848","pdf_url":null,"source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},"type":"preprint","indexed_in":["datacite"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.48550/arxiv.2603.08848","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5128735702","display_name":"Alexander Erlei","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Erlei, Alexander","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5106135158","display_name":"Tahir Abbas","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Abbas, Tahir","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5013942810","display_name":"Kilian Bizer","orcid":"https://orcid.org/0000-0002-2258-7725"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Bizer, Kilian","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5128695269","display_name":"Ujwal Gadiraju","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Gadiraju, Ujwal","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":4,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11045","display_name":"Privacy, Security, and Data Protection","score":0.4140999913215637,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11045","display_name":"Privacy, Security, and Data Protection","score":0.4140999913215637,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10883","display_name":"Ethics and Social Impacts of AI","score":0.382099986076355,"subfield":{"id":"https://openalex.org/subfields/3311","display_name":"Safety Research"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11636","display_name":"Artificial Intelligence in Healthcare and Education","score":0.01889999955892563,"subfield":{"id":"https://openalex.org/subfields/2718","display_name":"Health Informatics"},"field":{"id":"https://openalex.org/fields/27","display_name":"Medicine"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/ambiguity","display_name":"Ambiguity","score":0.772599995136261},{"id":"https://openalex.org/keywords/personalization","display_name":"Personalization","score":0.609000027179718},{"id":"https://openalex.org/keywords/information-privacy","display_name":"Information privacy","score":0.5972999930381775},{"id":"https://openalex.org/keywords/preference","display_name":"Preference","score":0.5591999888420105},{"id":"https://openalex.org/keywords/transparency","display_name":"Transparency (behavior)","score":0.5509999990463257},{"id":"https://openalex.org/keywords/product","display_name":"Product (mathematics)","score":0.5224000215530396},{"id":"https://openalex.org/keywords/privacy-policy","display_name":"Privacy policy","score":0.491100013256073},{"id":"https://openalex.org/keywords/affect","display_name":"Affect (linguistics)","score":0.36550000309944153}],"concepts":[{"id":"https://openalex.org/C2780522230","wikidata":"https://www.wikidata.org/wiki/Q1140419","display_name":"Ambiguity","level":2,"score":0.772599995136261},{"id":"https://openalex.org/C108827166","wikidata":"https://www.wikidata.org/wiki/Q175975","display_name":"Internet privacy","level":1,"score":0.6739000082015991},{"id":"https://openalex.org/C183003079","wikidata":"https://www.wikidata.org/wiki/Q1000371","display_name":"Personalization","level":2,"score":0.609000027179718},{"id":"https://openalex.org/C123201435","wikidata":"https://www.wikidata.org/wiki/Q456632","display_name":"Information privacy","level":2,"score":0.5972999930381775},{"id":"https://openalex.org/C2781249084","wikidata":"https://www.wikidata.org/wiki/Q908656","display_name":"Preference","level":2,"score":0.5591999888420105},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5554999709129333},{"id":"https://openalex.org/C2780233690","wikidata":"https://www.wikidata.org/wiki/Q535347","display_name":"Transparency (behavior)","level":2,"score":0.5509999990463257},{"id":"https://openalex.org/C90673727","wikidata":"https://www.wikidata.org/wiki/Q901718","display_name":"Product (mathematics)","level":2,"score":0.5224000215530396},{"id":"https://openalex.org/C102938260","wikidata":"https://www.wikidata.org/wiki/Q1999831","display_name":"Privacy policy","level":3,"score":0.491100013256073},{"id":"https://openalex.org/C2776035688","wikidata":"https://www.wikidata.org/wiki/Q1606558","display_name":"Affect (linguistics)","level":2,"score":0.36550000309944153},{"id":"https://openalex.org/C165064840","wikidata":"https://www.wikidata.org/wiki/Q1321061","display_name":"Matching (statistics)","level":2,"score":0.35920000076293945},{"id":"https://openalex.org/C3017597292","wikidata":"https://www.wikidata.org/wiki/Q25052250","display_name":"Privacy protection","level":2,"score":0.35589998960494995},{"id":"https://openalex.org/C127447990","wikidata":"https://www.wikidata.org/wiki/Q4741446","display_name":"Ambiguity aversion","level":3,"score":0.3395000100135803},{"id":"https://openalex.org/C163355716","wikidata":"https://www.wikidata.org/wiki/Q2154783","display_name":"Risk perception","level":3,"score":0.33219999074935913},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.3077999949455261},{"id":"https://openalex.org/C2779965156","wikidata":"https://www.wikidata.org/wiki/Q5227350","display_name":"Data sharing","level":3,"score":0.30630001425743103},{"id":"https://openalex.org/C169093310","wikidata":"https://www.wikidata.org/wiki/Q3702971","display_name":"Personally identifiable information","level":2,"score":0.30559998750686646},{"id":"https://openalex.org/C182306322","wikidata":"https://www.wikidata.org/wiki/Q1779371","display_name":"Order (exchange)","level":2,"score":0.30059999227523804},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.2759000062942505},{"id":"https://openalex.org/C2780378346","wikidata":"https://www.wikidata.org/wiki/Q1349983","display_name":"Leak","level":2,"score":0.2757999897003174},{"id":"https://openalex.org/C2778656907","wikidata":"https://www.wikidata.org/wiki/Q5164712","display_name":"Consumer privacy","level":3,"score":0.2754000127315521},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.2752000093460083},{"id":"https://openalex.org/C84976871","wikidata":"https://www.wikidata.org/wiki/Q2015673","display_name":"Openness to experience","level":2,"score":0.27469998598098755},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.27250000834465027},{"id":"https://openalex.org/C2777868144","wikidata":"https://www.wikidata.org/wiki/Q7239817","display_name":"Preference elicitation","level":3,"score":0.26600000262260437},{"id":"https://openalex.org/C509729295","wikidata":"https://www.wikidata.org/wiki/Q7246032","display_name":"Privacy software","level":3,"score":0.26489999890327454}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.48550/arxiv.2603.08848","is_oa":true,"landing_page_url":"https://doi.org/10.48550/arxiv.2603.08848","pdf_url":null,"source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":null,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":{"id":"doi:10.48550/arxiv.2603.08848","is_oa":true,"landing_page_url":"https://doi.org/10.48550/arxiv.2603.08848","pdf_url":null,"source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},"sustainable_development_goals":[{"display_name":"Peace, Justice and strong institutions","score":0.46097251772880554,"id":"https://metadata.un.org/sdg/16"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":[],"abstract_inverted_index":{"Privacy":[0],"concerns":[1],"significantly":[2,89],"impact":[3],"AI":[4,42,73],"adoption,":[5],"yet":[6],"little":[7],"is":[8],"known":[9],"about":[10,35],"how":[11,31],"information":[12],"environments":[13],"shape":[14],"user":[15],"responses":[16],"to":[17,60,93],"data":[18,55,102,140],"leak":[19,59,66,124],"threats.":[20],"We":[21],"conducted":[22],"a":[23],"2":[24],"x":[25],"3":[26],"between-subjects":[27],"experiment":[28],"(N=610)":[29],"examining":[30],"risk":[32,64],"versus":[33],"ambiguity":[34,84,138],"privacy":[36,87,113,123,145],"leaks":[37],"affects":[38],"the":[39],"adoption":[40,74,91],"of":[41],"personalization.":[43],"Participants":[44],"chose":[45],"between":[46,75],"standard":[47],"and":[48,77],"AI-personalized":[49],"product":[50],"baskets,":[51],"with":[52,132],"personalization":[53],"requiring":[54],"sharing":[56],"that":[57,137],"could":[58],"pricing":[61],"algorithms.":[62,133],"Under":[63,83],"(30%":[65],"probability),":[67],"we":[68],"found":[69],"no":[70],"difference":[71],"in":[72],"privacy-threatening":[76],"neutral":[78,94],"conditions":[79],"(ca.":[80],"50%":[81],"adoption).":[82],"(10-50%":[85],"range),":[86],"threats":[88,125],"reduced":[90],"compared":[92],"conditions.":[95],"This":[96],"effect":[97],"holds":[98],"for":[99,112,119],"sensitive":[100],"demographic":[101],"as":[103,105],"well":[104],"anonymized":[106],"preference":[107],"data.":[108],"Users":[109],"systematically":[110],"over-bid":[111],"disclosure":[114],"labels,":[115],"suggesting":[116],"strong":[117],"demand":[118],"transparency":[120],"institutions.":[121],"Notably,":[122],"did":[126],"not":[127],"affect":[128],"subsequent":[129],"bargaining":[130],"behavior":[131,151],"Our":[134],"findings":[135],"indicate":[136],"over":[139],"leaks,":[141],"rather":[142],"than":[143],"only":[144],"preferences":[146],"per":[147],"se,":[148],"drives":[149],"avoidance":[150],"among":[152],"users":[153],"towards":[154],"personalized":[155],"AI.":[156]},"counts_by_year":[],"updated_date":"2026-06-11T09:08:48.828518","created_date":"2026-03-12T00:00:00"}
