{"id":"https://openalex.org/W2034898266","doi":"https://doi.org/10.4018/jeco.2009040104","title":"Organisational Barriers in Offering E-Banking","display_name":"Organisational Barriers in Offering E-Banking","publication_year":2009,"publication_date":"2009-04-01","ids":{"openalex":"https://openalex.org/W2034898266","doi":"https://doi.org/10.4018/jeco.2009040104","mag":"2034898266"},"language":"en","primary_location":{"id":"doi:10.4018/jeco.2009040104","is_oa":false,"landing_page_url":"https://doi.org/10.4018/jeco.2009040104","pdf_url":null,"source":{"id":"https://openalex.org/S96210769","display_name":"Journal of Electronic Commerce in Organizations","issn_l":"1539-2929","issn":["1539-2929","1539-2937"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320424","host_organization_name":"IGI Global","host_organization_lineage":["https://openalex.org/P4310320424"],"host_organization_lineage_names":["IGI Global"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Electronic Commerce in Organizations","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5061879215","display_name":"Mahmood Shah","orcid":"https://orcid.org/0000-0002-1431-3740"},"institutions":[{"id":"https://openalex.org/I185852735","display_name":"University of Lancashire","ror":"https://ror.org/010jbqd54","country_code":"GB","type":"education","lineage":["https://openalex.org/I185852735"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Mahmood H. Shah","raw_affiliation_strings":["University of Central Lancashire, UK","University of Central Lancashire, UK,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Central Lancashire, UK","institution_ids":["https://openalex.org/I185852735"]},{"raw_affiliation_string":"University of Central Lancashire, UK,","institution_ids":["https://openalex.org/I185852735"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5108446762","display_name":"Mohammad Mohsin","orcid":null},"institutions":[{"id":"https://openalex.org/I16076960","display_name":"COMSATS University Islamabad","ror":"https://ror.org/00nqqvk19","country_code":"PK","type":"education","lineage":["https://openalex.org/I16076960"]}],"countries":["PK"],"is_corresponding":false,"raw_author_name":"Mohammad Mohsin","raw_affiliation_strings":["COMSATS Institute of Information Technology, Pakistan"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"COMSATS Institute of Information Technology, Pakistan","institution_ids":["https://openalex.org/I16076960"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5054810617","display_name":"Zaigham Mohmood","orcid":null},"institutions":[{"id":"https://openalex.org/I22128151","display_name":"University of Derby","ror":"https://ror.org/02yhrrk59","country_code":"GB","type":"education","lineage":["https://openalex.org/I22128151"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Zaigham Mohmood","raw_affiliation_strings":["University of Derby, UK","University of Derby(UK)"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Derby, UK","institution_ids":["https://openalex.org/I22128151"]},{"raw_affiliation_string":"University of Derby(UK)","institution_ids":["https://openalex.org/I22128151"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5051088815","display_name":"Romana Aziz","orcid":"https://orcid.org/0009-0002-8529-1662"},"institutions":[{"id":"https://openalex.org/I22128151","display_name":"University of Derby","ror":"https://ror.org/02yhrrk59","country_code":"GB","type":"education","lineage":["https://openalex.org/I22128151"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Romana Aziz","raw_affiliation_strings":["University of Derby, UK","University of Derby(UK)"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Derby, UK","institution_ids":["https://openalex.org/I22128151"]},{"raw_affiliation_string":"University of Derby(UK)","institution_ids":["https://openalex.org/I22128151"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":4,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":1.4535,"has_fulltext":false,"cited_by_count":3,"citation_normalized_percentile":{"value":0.87649337,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":90,"max":94},"biblio":{"volume":"7","issue":"2","first_page":"67","last_page":"82"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9332000017166138,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9332000017166138,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.7130522131919861},{"id":"https://openalex.org/keywords/personalization","display_name":"Personalization","score":0.6095495820045471},{"id":"https://openalex.org/keywords/process","display_name":"Process (computing)","score":0.5284870862960815},{"id":"https://openalex.org/keywords/promotion","display_name":"Promotion (chess)","score":0.5058071613311768},{"id":"https://openalex.org/keywords/product","display_name":"Product (mathematics)","score":0.48746275901794434},{"id":"https://openalex.org/keywords/process-management","display_name":"Process management","score":0.4461725652217865},{"id":"https://openalex.org/keywords/knowledge-management","display_name":"Knowledge management","score":0.4395960569381714},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.41785597801208496},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.1687610149383545},{"id":"https://openalex.org/keywords/political-science","display_name":"Political science","score":0.07482239603996277}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.7130522131919861},{"id":"https://openalex.org/C183003079","wikidata":"https://www.wikidata.org/wiki/Q1000371","display_name":"Personalization","level":2,"score":0.6095495820045471},{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.5284870862960815},{"id":"https://openalex.org/C98147612","wikidata":"https://www.wikidata.org/wiki/Q215599","display_name":"Promotion (chess)","level":3,"score":0.5058071613311768},{"id":"https://openalex.org/C90673727","wikidata":"https://www.wikidata.org/wiki/Q901718","display_name":"Product (mathematics)","level":2,"score":0.48746275901794434},{"id":"https://openalex.org/C195094911","wikidata":"https://www.wikidata.org/wiki/Q14167904","display_name":"Process management","level":1,"score":0.4461725652217865},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.4395960569381714},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.41785597801208496},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1687610149383545},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.07482239603996277},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C2524010","wikidata":"https://www.wikidata.org/wiki/Q8087","display_name":"Geometry","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.4018/jeco.2009040104","is_oa":false,"landing_page_url":"https://doi.org/10.4018/jeco.2009040104","pdf_url":null,"source":{"id":"https://openalex.org/S96210769","display_name":"Journal of Electronic Commerce in Organizations","issn_l":"1539-2929","issn":["1539-2929","1539-2937"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320424","host_organization_name":"IGI Global","host_organization_lineage":["https://openalex.org/P4310320424"],"host_organization_lineage_names":["IGI Global"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Electronic Commerce in Organizations","raw_type":"journal-article"},{"id":"pmh:oai:ris.utwente.nl:openaire_cris_publications/3dd1eb24-dfb3-4f3c-8c32-9f1def2ec201","is_oa":false,"landing_page_url":"https://research.utwente.nl/en/publications/3dd1eb24-dfb3-4f3c-8c32-9f1def2ec201","pdf_url":null,"source":{"id":"https://openalex.org/S4406922991","display_name":"University of Twente Research Information","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Shah, M H, Mohsin, M & Aziz, R 2009, 'Organisational Barriers in Offering E-Banking', Journal of electronic commerce in organizations, vol. 7, no. 2, pp. 67-82.","raw_type":"info:eu-repo/semantics/publishedVersion"},{"id":"pmh:oai:RePEc:igg:jeco00:v:7:y:2009:i:2:p:67-82","is_oa":false,"landing_page_url":"https://services.igi-global.com/resolvedoi/resolve.aspx?doi=10.4018/jeco.2009040104","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:clok.uclan.ac.uk:5207","is_oa":false,"landing_page_url":"https://clok.uclan.ac.uk/5207/","pdf_url":null,"source":{"id":"https://openalex.org/S4306402361","display_name":"CLOK (University of Central Lancashire)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I185852735","host_organization_name":"University of Lancashire","host_organization_lineage":["https://openalex.org/I185852735"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2109940557","https://openalex.org/W2466832359","https://openalex.org/W1582019636","https://openalex.org/W1499005795","https://openalex.org/W3172493050","https://openalex.org/W4385420271","https://openalex.org/W4312192618","https://openalex.org/W3186009039","https://openalex.org/W4206244401","https://openalex.org/W2351275953"],"abstract_inverted_index":{"This":[0,48],"article":[1],"examines":[2],"and":[3,74,116,124,138,154,157],"discusses":[4],"the":[5,15,28,37,62,70,78,83,92,95,110,145],"issues":[6,39,85],"identified":[7,68],"as":[8],"organisational":[9,38,57],"barriers":[10,58,97],"to":[11,31,81],"e-banking":[12,16,46],"by":[13,77],"examining":[14],"implementation":[17],"strategies":[18,75],"of":[19,27,36,94,100,102,107,114,121,127,129,134,141],"two":[20,79],"well":[21],"established":[22],"UK":[23],"banks.":[24],"The":[25,56,72],"purpose":[26],"study":[29,53,63,90],"is":[30],"develop":[32],"a":[33,51,105],"deeper":[34],"understanding":[35,115,128],"that":[40,59],"have":[41],"come":[42],"across":[43],"while":[44],"implementing":[45],"strategies.":[47],"research":[49,54,137],"employs":[50],"case":[52],"strategy.":[55],"emerged":[60],"from":[61],"are":[64,86],"contrasted":[65],"against":[66],"those":[67],"in":[69,132],"literature.":[71],"measures":[73],"adopted":[76],"banks":[80],"mitigate":[82],"relevant":[84],"also":[87],"discussed.":[88],"Our":[89],"reveals":[91],"presence":[93],"following":[96],":":[98],"lack":[99,113,120,126,140],"integration":[101],"related":[103],"systems,":[104],"culture":[106],"achieving":[108],"only":[109],"short-term":[111],"targets,":[112],"knowledge":[117],"about":[118],"e-commerce,":[119],"product":[122],"differentiation":[123],"categorisation,":[125],"customers,":[130],"difficulties":[131],"personalisation":[133],"products,":[135],"limited":[136],"development,":[139],"e-commerce":[142],"promotion":[143],"within":[144],"organisation,":[146],"technology":[147],"taking":[148],"precedence":[149],"over":[150],"business":[151],"process":[152],"change,":[153],"website":[155],"design":[156],"operational":[158],"functionality.":[159]},"counts_by_year":[{"year":2013,"cited_by_count":1}],"updated_date":"2026-06-11T09:08:48.828518","created_date":"2025-10-10T00:00:00"}
