{"id":"https://openalex.org/W2050425586","doi":"https://doi.org/10.4018/ijom.2013040105","title":"ICT Infrastructure Framework for Microfinance Institutions and Banks in Pakistan","display_name":"ICT Infrastructure Framework for Microfinance Institutions and Banks in Pakistan","publication_year":2013,"publication_date":"2013-04-01","ids":{"openalex":"https://openalex.org/W2050425586","doi":"https://doi.org/10.4018/ijom.2013040105","mag":"2050425586"},"language":"en","primary_location":{"id":"doi:10.4018/ijom.2013040105","is_oa":false,"landing_page_url":"https://doi.org/10.4018/ijom.2013040105","pdf_url":null,"source":{"id":"https://openalex.org/S4210211185","display_name":"International Journal of Online Marketing","issn_l":"2156-1745","issn":["2156-1745","2156-1753"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320424","host_organization_name":"IGI Global","host_organization_lineage":["https://openalex.org/P4310320424"],"host_organization_lineage_names":["IGI Global"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Online Marketing","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5033586481","display_name":"Sadiq Shahbaz Ali","orcid":null},"institutions":[{"id":"https://openalex.org/I36448004","display_name":"Shaheed Zulfiqar Ali Bhutto Institute of Science and Technology","ror":"https://ror.org/05yfc2w21","country_code":"PK","type":"education","lineage":["https://openalex.org/I36448004"]}],"countries":["PK"],"is_corresponding":true,"raw_author_name":"Sadiq Shahbaz Ali","raw_affiliation_strings":["Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Islamabad, Pakistan"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Islamabad, Pakistan","institution_ids":["https://openalex.org/I36448004"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5103481584","display_name":"M. N. A. Khan","orcid":null},"institutions":[{"id":"https://openalex.org/I36448004","display_name":"Shaheed Zulfiqar Ali Bhutto Institute of Science and Technology","ror":"https://ror.org/05yfc2w21","country_code":"PK","type":"education","lineage":["https://openalex.org/I36448004"]}],"countries":["PK"],"is_corresponding":false,"raw_author_name":"M. N. A. Khan","raw_affiliation_strings":["Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Islamabad, Pakistan"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Islamabad, Pakistan","institution_ids":["https://openalex.org/I36448004"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5033586481"],"corresponding_institution_ids":["https://openalex.org/I36448004"],"apc_list":null,"apc_paid":null,"fwci":8.3609,"has_fulltext":false,"cited_by_count":11,"citation_normalized_percentile":{"value":0.97149729,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":99},"biblio":{"volume":"3","issue":"2","first_page":"75","last_page":"86"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13194","display_name":"ICT in Developing Communities","score":0.9991999864578247,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T13194","display_name":"ICT in Developing Communities","score":0.9991999864578247,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9962000250816345,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9902999997138977,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/microfinance","display_name":"Microfinance","score":0.9855567216873169},{"id":"https://openalex.org/keywords/information-and-communications-technology","display_name":"Information and Communications Technology","score":0.840827226638794},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5964333415031433},{"id":"https://openalex.org/keywords/point","display_name":"Point (geometry)","score":0.527895987033844},{"id":"https://openalex.org/keywords/industrial-organization","display_name":"Industrial organization","score":0.36997681856155396},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.36013296246528625},{"id":"https://openalex.org/keywords/economic-growth","display_name":"Economic growth","score":0.3414980173110962},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.270976185798645},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.14796987175941467}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.9855567216873169},{"id":"https://openalex.org/C67363961","wikidata":"https://www.wikidata.org/wiki/Q5268834","display_name":"Information and Communications Technology","level":2,"score":0.840827226638794},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5964333415031433},{"id":"https://openalex.org/C28719098","wikidata":"https://www.wikidata.org/wiki/Q44946","display_name":"Point (geometry)","level":2,"score":0.527895987033844},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.36997681856155396},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.36013296246528625},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.3414980173110962},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.270976185798645},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.14796987175941467},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.0},{"id":"https://openalex.org/C2524010","wikidata":"https://www.wikidata.org/wiki/Q8087","display_name":"Geometry","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.4018/ijom.2013040105","is_oa":false,"landing_page_url":"https://doi.org/10.4018/ijom.2013040105","pdf_url":null,"source":{"id":"https://openalex.org/S4210211185","display_name":"International Journal of Online Marketing","issn_l":"2156-1745","issn":["2156-1745","2156-1753"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320424","host_organization_name":"IGI Global","host_organization_lineage":["https://openalex.org/P4310320424"],"host_organization_lineage_names":["IGI Global"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Online Marketing","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:igg:jom000:v:3:y:2013:i:2:p:75-86","is_oa":false,"landing_page_url":"https://services.igi-global.com/resolvedoi/resolve.aspx?doi=10.4018/ijom.2013040105","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.6299999952316284}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":26,"referenced_works":["https://openalex.org/W1482252903","https://openalex.org/W1536831375","https://openalex.org/W1976115160","https://openalex.org/W1987198869","https://openalex.org/W2001963302","https://openalex.org/W2009350639","https://openalex.org/W2026393497","https://openalex.org/W2034575348","https://openalex.org/W2043723473","https://openalex.org/W2054255093","https://openalex.org/W2073331427","https://openalex.org/W2082592699","https://openalex.org/W2084060958","https://openalex.org/W2093595377","https://openalex.org/W2094696272","https://openalex.org/W2113968549","https://openalex.org/W2118065945","https://openalex.org/W2118349819","https://openalex.org/W2140614165","https://openalex.org/W2143291331","https://openalex.org/W2149157185","https://openalex.org/W2152817718","https://openalex.org/W2235267957","https://openalex.org/W3149786067","https://openalex.org/W3152232815","https://openalex.org/W6631961179"],"related_works":["https://openalex.org/W3004572195","https://openalex.org/W1656491520","https://openalex.org/W2088553602","https://openalex.org/W1961728112","https://openalex.org/W3000225291","https://openalex.org/W2736178451","https://openalex.org/W2758331098","https://openalex.org/W3149238674","https://openalex.org/W3042188492","https://openalex.org/W1660266127"],"abstract_inverted_index":{"Information":[0],"and":[1,103],"communication":[2],"technology":[3,68],"(ICT)":[4],"can":[5,87],"be":[6,72,88],"termed":[7],"as":[8,33,35,53,55,93,95],"a":[9,91],"reagent":[10],"for":[11,19,90,100],"the":[12,20,30,36,42,48,67,101,111],"microfinance":[13,49,98],"sector.":[14,76],"It":[15],"has":[16],"contributed":[17],"significantly":[18],"growth":[21],"of":[22,44,58,63,107],"this":[23,75],"sector,":[24],"which":[25],"is":[26,69],"clearly":[27],"depicted":[28],"from":[29,51],"reviewed":[31],"literature":[32],"well":[34,54,94],"market":[37],"evaluation.":[38],"The":[39,60,77],"paper":[40,78],"analyzes":[41],"impact":[43],"technological":[45],"advancements":[46],"within":[47],"industry":[50],"academic":[52],"practitioner\u2019s":[56],"point":[57],"view.":[59],"true":[61],"advantage":[62],"that":[64,80],"advancement":[65],"in":[66],"yet":[70],"to":[71,110],"realized":[73],"by":[74],"proposed":[79],"ICT":[81],"components":[82],"on":[83],"an":[84,96],"optimized":[85],"approach":[86],"beneficial":[89],"new":[92],"experienced":[97],"player":[99],"efficient":[102],"cost":[104],"effective":[105],"delivery":[106],"its":[108],"services":[109],"masses":[112],"without":[113],"any":[114],"major":[115],"hindrance.":[116]},"counts_by_year":[{"year":2023,"cited_by_count":1},{"year":2016,"cited_by_count":3},{"year":2015,"cited_by_count":6},{"year":2014,"cited_by_count":1}],"updated_date":"2026-05-21T06:26:12.895304","created_date":"2025-10-10T00:00:00"}