{"id":"https://openalex.org/W3033339516","doi":"https://doi.org/10.3390/e22060619","title":"CBOL: Cross-Bank Over-Loan Prevention, Revisited","display_name":"CBOL: Cross-Bank Over-Loan Prevention, Revisited","publication_year":2020,"publication_date":"2020-06-03","ids":{"openalex":"https://openalex.org/W3033339516","doi":"https://doi.org/10.3390/e22060619","mag":"3033339516","pmid":"https://pubmed.ncbi.nlm.nih.gov/33286391"},"language":"en","primary_location":{"id":"doi:10.3390/e22060619","is_oa":true,"landing_page_url":"https://doi.org/10.3390/e22060619","pdf_url":"https://www.mdpi.com/1099-4300/22/6/619/pdf?version=1592881065","source":{"id":"https://openalex.org/S195231649","display_name":"Entropy","issn_l":"1099-4300","issn":["1099-4300"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310310987","host_organization_name":"Multidisciplinary Digital Publishing Institute","host_organization_lineage":["https://openalex.org/P4310310987"],"host_organization_lineage_names":["Multidisciplinary Digital Publishing Institute"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Entropy","raw_type":"journal-article"},"type":"article","indexed_in":["crossref","doaj","pubmed"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://www.mdpi.com/1099-4300/22/6/619/pdf?version=1592881065","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":null,"display_name":"Xiaoya Hu","orcid":null},"institutions":[{"id":"https://openalex.org/I139759216","display_name":"Beijing University of Posts and Telecommunications","ror":"https://ror.org/04w9fbh59","country_code":"CN","type":"education","lineage":["https://openalex.org/I139759216"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Xiaoya Hu","raw_affiliation_strings":["State Key Laboratory of Networking and Switching Technology, Beijing University of Posts and Telecommunications, Beijing 100876, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"State Key Laboratory of Networking and Switching Technology, Beijing University of Posts and Telecommunications, Beijing 100876, China","institution_ids":["https://openalex.org/I139759216"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5016350905","display_name":"Hong Zhao","orcid":"https://orcid.org/0000-0002-1755-6107"},"institutions":[{"id":"https://openalex.org/I139759216","display_name":"Beijing University of Posts and Telecommunications","ror":"https://ror.org/04w9fbh59","country_code":"CN","type":"education","lineage":["https://openalex.org/I139759216"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Hong Zhao","raw_affiliation_strings":["State Key Laboratory of Networking and Switching Technology, Beijing University of Posts and Telecommunications, Beijing 100876, China","Technical Department, Golden Siv Technology Limited, Level 7, K11 ATELIER Victoria Dockside, 18 Salisbury Rd, Tsim Sha Tsui, Hong Kong 999077, China"],"raw_orcid":"https://orcid.org/0000-0002-1755-6107","affiliations":[{"raw_affiliation_string":"State Key Laboratory of Networking and Switching Technology, Beijing University of Posts and Telecommunications, Beijing 100876, China","institution_ids":["https://openalex.org/I139759216"]},{"raw_affiliation_string":"Technical Department, Golden Siv Technology Limited, Level 7, K11 ATELIER Victoria Dockside, 18 Salisbury Rd, Tsim Sha Tsui, Hong Kong 999077, China","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5035616913","display_name":"Shihui Zheng","orcid":"https://orcid.org/0000-0001-6360-5777"},"institutions":[{"id":"https://openalex.org/I139759216","display_name":"Beijing University of Posts and Telecommunications","ror":"https://ror.org/04w9fbh59","country_code":"CN","type":"education","lineage":["https://openalex.org/I139759216"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Shihui Zheng","raw_affiliation_strings":["State Key Laboratory of Networking and Switching Technology, Beijing University of Posts and Telecommunications, Beijing 100876, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"State Key Laboratory of Networking and Switching Technology, Beijing University of Posts and Telecommunications, Beijing 100876, China","institution_ids":["https://openalex.org/I139759216"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5100736219","display_name":"Licheng Wang","orcid":"https://orcid.org/0000-0001-8418-1897"},"institutions":[{"id":"https://openalex.org/I139759216","display_name":"Beijing University of Posts and Telecommunications","ror":"https://ror.org/04w9fbh59","country_code":"CN","type":"education","lineage":["https://openalex.org/I139759216"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Licheng Wang","raw_affiliation_strings":["State Key Laboratory of Networking and Switching Technology, Beijing University of Posts and Telecommunications, Beijing 100876, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"State Key Laboratory of Networking and Switching Technology, Beijing University of Posts and Telecommunications, Beijing 100876, China","institution_ids":["https://openalex.org/I139759216"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5100736219"],"corresponding_institution_ids":["https://openalex.org/I139759216"],"apc_list":{"value":2000,"currency":"CHF","value_usd":2165},"apc_paid":{"value":2000,"currency":"CHF","value_usd":2165},"fwci":0.8354,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.80488629,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":95},"biblio":{"volume":"22","issue":"6","first_page":"619","last_page":"619"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10388","display_name":"Advanced Steganography and Watermarking Techniques","score":0.9879000186920166,"subfield":{"id":"https://openalex.org/subfields/1707","display_name":"Computer Vision and Pattern Recognition"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10237","display_name":"Cryptography and Data Security","score":0.9833999872207642,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.7625126838684082},{"id":"https://openalex.org/keywords/blockchain","display_name":"Blockchain","score":0.7345303297042847},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.5822305679321289},{"id":"https://openalex.org/keywords/plaintext","display_name":"Plaintext","score":0.48661670088768005},{"id":"https://openalex.org/keywords/volume","display_name":"Volume (thermodynamics)","score":0.41547590494155884},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.40983468294143677},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.382557213306427},{"id":"https://openalex.org/keywords/actuarial-science","display_name":"Actuarial science","score":0.32274025678634644},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.3180781602859497},{"id":"https://openalex.org/keywords/encryption","display_name":"Encryption","score":0.2174069583415985}],"concepts":[{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.7625126838684082},{"id":"https://openalex.org/C2779687700","wikidata":"https://www.wikidata.org/wiki/Q20514253","display_name":"Blockchain","level":2,"score":0.7345303297042847},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5822305679321289},{"id":"https://openalex.org/C92717368","wikidata":"https://www.wikidata.org/wiki/Q1162538","display_name":"Plaintext","level":3,"score":0.48661670088768005},{"id":"https://openalex.org/C20556612","wikidata":"https://www.wikidata.org/wiki/Q4469374","display_name":"Volume (thermodynamics)","level":2,"score":0.41547590494155884},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.40983468294143677},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.382557213306427},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.32274025678634644},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3180781602859497},{"id":"https://openalex.org/C148730421","wikidata":"https://www.wikidata.org/wiki/Q141090","display_name":"Encryption","level":2,"score":0.2174069583415985},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0},{"id":"https://openalex.org/C62520636","wikidata":"https://www.wikidata.org/wiki/Q944","display_name":"Quantum mechanics","level":1,"score":0.0}],"mesh":[],"locations_count":5,"locations":[{"id":"doi:10.3390/e22060619","is_oa":true,"landing_page_url":"https://doi.org/10.3390/e22060619","pdf_url":"https://www.mdpi.com/1099-4300/22/6/619/pdf?version=1592881065","source":{"id":"https://openalex.org/S195231649","display_name":"Entropy","issn_l":"1099-4300","issn":["1099-4300"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310310987","host_organization_name":"Multidisciplinary Digital Publishing Institute","host_organization_lineage":["https://openalex.org/P4310310987"],"host_organization_lineage_names":["Multidisciplinary Digital Publishing Institute"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Entropy","raw_type":"journal-article"},{"id":"pmid:33286391","is_oa":false,"landing_page_url":"https://pubmed.ncbi.nlm.nih.gov/33286391","pdf_url":null,"source":{"id":"https://openalex.org/S4306525036","display_name":"PubMed","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I1299303238","host_organization_name":"National Institutes of Health","host_organization_lineage":["https://openalex.org/I1299303238"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Entropy (Basel, Switzerland)","raw_type":null},{"id":"pmh:oai:doaj.org/article:6353d27583f8496cb26680d9a061edc0","is_oa":true,"landing_page_url":"https://doaj.org/article/6353d27583f8496cb26680d9a061edc0","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Entropy, Vol 22, Iss 6, p 619 (2020)","raw_type":"article"},{"id":"pmh:oai:mdpi.com:/1099-4300/22/6/619/","is_oa":true,"landing_page_url":"http://dx.doi.org/10.3390/e22060619","pdf_url":null,"source":{"id":"https://openalex.org/S4306400947","display_name":"MDPI (MDPI AG)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I4210097602","host_organization_name":"Multidisciplinary Digital Publishing Institute (Switzerland)","host_organization_lineage":["https://openalex.org/I4210097602"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Entropy","raw_type":"Text"},{"id":"pmh:oai:pubmedcentral.nih.gov:7517157","is_oa":true,"landing_page_url":"https://www.ncbi.nlm.nih.gov/pmc/articles/7517157","pdf_url":null,"source":{"id":"https://openalex.org/S2764455111","display_name":"PubMed Central","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I1299303238","host_organization_name":"National Institutes of Health","host_organization_lineage":["https://openalex.org/I1299303238"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Entropy (Basel)","raw_type":"Text"}],"best_oa_location":{"id":"doi:10.3390/e22060619","is_oa":true,"landing_page_url":"https://doi.org/10.3390/e22060619","pdf_url":"https://www.mdpi.com/1099-4300/22/6/619/pdf?version=1592881065","source":{"id":"https://openalex.org/S195231649","display_name":"Entropy","issn_l":"1099-4300","issn":["1099-4300"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310310987","host_organization_name":"Multidisciplinary Digital Publishing Institute","host_organization_lineage":["https://openalex.org/P4310310987"],"host_organization_lineage_names":["Multidisciplinary Digital Publishing Institute"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Entropy","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.44999998807907104,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"}],"awards":[{"id":"https://openalex.org/G5666816000","display_name":null,"funder_award_id":"61972050","funder_id":"https://openalex.org/F4320321001","funder_display_name":"National Natural Science Foundation of China"},{"id":"https://openalex.org/G7470181681","display_name":null,"funder_award_id":"B08004","funder_id":"https://openalex.org/F4320327912","funder_display_name":"Higher Education Discipline Innovation Project"}],"funders":[{"id":"https://openalex.org/F4320321001","display_name":"National Natural Science Foundation of China","ror":"https://ror.org/01h0zpd94"},{"id":"https://openalex.org/F4320327912","display_name":"Higher Education Discipline Innovation Project","ror":null}],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":34,"referenced_works":["https://openalex.org/W69553326","https://openalex.org/W1578321116","https://openalex.org/W1589846406","https://openalex.org/W1605424221","https://openalex.org/W1885156594","https://openalex.org/W2013613544","https://openalex.org/W2013686672","https://openalex.org/W2043007983","https://openalex.org/W2063420981","https://openalex.org/W2129483619","https://openalex.org/W2144752539","https://openalex.org/W2743496573","https://openalex.org/W2791895608","https://openalex.org/W2794643813","https://openalex.org/W2802589726","https://openalex.org/W2804931799","https://openalex.org/W2883748642","https://openalex.org/W2885476203","https://openalex.org/W2912883329","https://openalex.org/W2962235121","https://openalex.org/W2963412857","https://openalex.org/W2978819716","https://openalex.org/W2978858975","https://openalex.org/W3005663186","https://openalex.org/W3008284663","https://openalex.org/W3020868308","https://openalex.org/W3031720222","https://openalex.org/W3122674970","https://openalex.org/W3123019226","https://openalex.org/W4211068006","https://openalex.org/W4245968313","https://openalex.org/W4308661851","https://openalex.org/W6636052274","https://openalex.org/W6779307057"],"related_works":["https://openalex.org/W4210406818","https://openalex.org/W4306779889","https://openalex.org/W3048554917","https://openalex.org/W3211706803","https://openalex.org/W4382775358","https://openalex.org/W4246942721","https://openalex.org/W3209862047","https://openalex.org/W4386732777","https://openalex.org/W4304136894","https://openalex.org/W2989851257"],"abstract_inverted_index":{"With":[0],"the":[1,24,27,31,46,49,61,64,74,84,87,94,97,101,104,123,126,131,136,139,146,153,158,163,167],"development":[2],"of":[3,26,51,96,125,138,157,166],"credit":[4],"businesses,":[5],"privacy":[6,81],"data":[7,10,147],"leakage":[8],"and":[9,142,155,161],"accuracy":[11],"in":[12],"loan":[13,52],"transactions":[14,53],"among":[15],"different":[16],"banks":[17],"tend":[18],"to":[19,57,72,92],"be":[20,55],"worrisome":[21],"issues":[22],"hindering":[23],"prosperity":[25],"industry.":[28],"To":[29],"address":[30],"problem,":[32],"we":[33,108,151],"propose":[34,109],"a":[35,110],"blockchain-based":[36,111],"cross-bank":[37,112],"over-loan":[38,113],"prevention":[39,114],"(CBOL-ring)":[40],"mechanism,":[41,133],"which":[42,121],"ensures":[43],"that,":[44],"on":[45,60,83,103],"one":[47],"hand,":[48,86],"plaintext":[50],"cannot":[54],"access":[56],"neither":[58],"participants":[59,89],"nodes":[62],"except":[63],"bank":[65],"that":[66],"handles":[67],"loan/repayment":[68],"requests,":[69],"so":[70],"as":[71],"prevent":[73],"borrower":[75],"from":[76],"loaning":[77],"without":[78],"revealing":[79],"their":[80],"data;":[82],"other":[85,88],"are":[90],"able":[91],"prove":[93],"effectiveness":[95],"plaintexts":[98],"through":[99],"checking":[100],"ciphertexts":[102],"blockchain.":[105],"In":[106],"addition,":[107],"mechanism":[115],"with":[116],"low":[117],"communication":[118,140,164],"volume":[119,141,165],"(CBOL-bullet),":[120],"reduces":[122],"size":[124,137],"range":[127],"proof":[128],"generated":[129],"by":[130],"BBCBOLP":[132],"thereby":[134],"reducing":[135],"saving":[143],"resources":[144],"during":[145],"transmission":[148],"process.":[149],"Finally,":[150],"analyze":[152],"security":[154],"performance":[156],"two":[159,168],"mechanisms,":[160],"compare":[162],"mechanisms.":[169]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":1},{"year":2020,"cited_by_count":1}],"updated_date":"2026-05-21T06:26:12.895304","created_date":"2025-10-10T00:00:00"}
