{"id":"https://openalex.org/W4415428109","doi":"https://doi.org/10.3233/faia251334","title":"Fin-Ally: Pioneering the Development of an Advanced, Commonsense-Embedded Conversational AI for Money Matters","display_name":"Fin-Ally: Pioneering the Development of an Advanced, Commonsense-Embedded Conversational AI for Money Matters","publication_year":2025,"publication_date":"2025-10-21","ids":{"openalex":"https://openalex.org/W4415428109","doi":"https://doi.org/10.3233/faia251334"},"language":null,"primary_location":{"id":"doi:10.3233/faia251334","is_oa":true,"landing_page_url":"https://doi.org/10.3233/faia251334","pdf_url":null,"source":{"id":"https://openalex.org/S4210201731","display_name":"Frontiers in artificial intelligence and applications","issn_l":"0922-6389","issn":["0922-6389","1879-8314"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Frontiers in Artificial Intelligence and Applications","raw_type":"book-chapter"},"type":"book-chapter","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://doi.org/10.3233/faia251334","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5089770162","display_name":"Sarmistha Das","orcid":"https://orcid.org/0000-0001-6608-0400"},"institutions":[{"id":"https://openalex.org/I132153292","display_name":"Indian Institute of Technology Patna","ror":"https://ror.org/01ft5vz71","country_code":"IN","type":"education","lineage":["https://openalex.org/I132153292"]}],"countries":["IN"],"is_corresponding":true,"raw_author_name":"Sarmistha Das","raw_affiliation_strings":["Department of Computer Science and Engineering, Indian Institute of Technology Patna, India"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Engineering, Indian Institute of Technology Patna, India","institution_ids":["https://openalex.org/I132153292"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5068339322","display_name":"Priya Mathur","orcid":"https://orcid.org/0000-0003-0378-7171"},"institutions":[{"id":"https://openalex.org/I132153292","display_name":"Indian Institute of Technology Patna","ror":"https://ror.org/01ft5vz71","country_code":"IN","type":"education","lineage":["https://openalex.org/I132153292"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Priya Mathur","raw_affiliation_strings":["Department of Computer Science and Engineering, Indian Institute of Technology Patna, India"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Engineering, Indian Institute of Technology Patna, India","institution_ids":["https://openalex.org/I132153292"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5034968639","display_name":"Indu Sharma","orcid":"https://orcid.org/0000-0003-0302-9370"},"institutions":[{"id":"https://openalex.org/I132153292","display_name":"Indian Institute of Technology Patna","ror":"https://ror.org/01ft5vz71","country_code":"IN","type":"education","lineage":["https://openalex.org/I132153292"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Ishani Sharma","raw_affiliation_strings":["Department of Computer Science and Engineering, Indian Institute of Technology Patna, India"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Engineering, Indian Institute of Technology Patna, India","institution_ids":["https://openalex.org/I132153292"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5060797340","display_name":"Sriparna Saha","orcid":"https://orcid.org/0000-0001-5458-9381"},"institutions":[{"id":"https://openalex.org/I132153292","display_name":"Indian Institute of Technology Patna","ror":"https://ror.org/01ft5vz71","country_code":"IN","type":"education","lineage":["https://openalex.org/I132153292"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Sriparna Saha","raw_affiliation_strings":["Department of Computer Science and Engineering, Indian Institute of Technology Patna, India"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Engineering, Indian Institute of Technology Patna, India","institution_ids":["https://openalex.org/I132153292"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5066462028","display_name":"Kitsuchart Pasupa","orcid":"https://orcid.org/0000-0001-8359-9888"},"institutions":[{"id":"https://openalex.org/I91538806","display_name":"King Mongkut's Institute of Technology Ladkrabang","ror":"https://ror.org/055mf0v62","country_code":"TH","type":"education","lineage":["https://openalex.org/I91538806"]}],"countries":["TH"],"is_corresponding":false,"raw_author_name":"Kitsuchart Pasupa","raw_affiliation_strings":["School of Information Technology, King Mongkut\u2019s Institute of Technology Ladkrabang, Thailand"],"affiliations":[{"raw_affiliation_string":"School of Information Technology, King Mongkut\u2019s Institute of Technology Ladkrabang, Thailand","institution_ids":["https://openalex.org/I91538806"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5120058095","display_name":"Alka Maurya","orcid":null},"institutions":[{"id":"https://openalex.org/I19545898","display_name":"International Crisis Group","ror":"https://ror.org/05gsrqd02","country_code":"BE","type":"nonprofit","lineage":["https://openalex.org/I19545898"]}],"countries":["BE"],"is_corresponding":false,"raw_author_name":"Alka Maurya","raw_affiliation_strings":["CRISIL Limited, India"],"affiliations":[{"raw_affiliation_string":"CRISIL Limited, India","institution_ids":["https://openalex.org/I19545898"]}]}],"institutions":[],"countries_distinct_count":3,"institutions_distinct_count":6,"corresponding_author_ids":["https://openalex.org/A5089770162"],"corresponding_institution_ids":["https://openalex.org/I132153292"],"apc_list":null,"apc_paid":null,"fwci":5.2022,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.9608955,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10456","display_name":"Multi-Agent Systems and Negotiation","score":0.09049999713897705,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10456","display_name":"Multi-Agent Systems and Negotiation","score":0.09049999713897705,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T14112","display_name":"Economic, financial, and policy analysis","score":0.08969999849796295,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11810","display_name":"Complex Systems and Decision Making","score":0.08940000087022781,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/scarcity","display_name":"Scarcity","score":0.6991999745368958},{"id":"https://openalex.org/keywords/context","display_name":"Context (archaeology)","score":0.6593999862670898},{"id":"https://openalex.org/keywords/commonsense-knowledge","display_name":"Commonsense knowledge","score":0.5203999876976013},{"id":"https://openalex.org/keywords/preference","display_name":"Preference","score":0.5020999908447266},{"id":"https://openalex.org/keywords/focus","display_name":"Focus (optics)","score":0.47110000252723694},{"id":"https://openalex.org/keywords/commonsense-reasoning","display_name":"Commonsense reasoning","score":0.44929999113082886}],"concepts":[{"id":"https://openalex.org/C109747225","wikidata":"https://www.wikidata.org/wiki/Q815758","display_name":"Scarcity","level":2,"score":0.6991999745368958},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.6593999862670898},{"id":"https://openalex.org/C30542707","wikidata":"https://www.wikidata.org/wiki/Q1603203","display_name":"Commonsense knowledge","level":3,"score":0.5203999876976013},{"id":"https://openalex.org/C2781249084","wikidata":"https://www.wikidata.org/wiki/Q908656","display_name":"Preference","level":2,"score":0.5020999908447266},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.49459999799728394},{"id":"https://openalex.org/C192209626","wikidata":"https://www.wikidata.org/wiki/Q190909","display_name":"Focus (optics)","level":2,"score":0.47110000252723694},{"id":"https://openalex.org/C193221554","wikidata":"https://www.wikidata.org/wiki/Q5153664","display_name":"Commonsense reasoning","level":2,"score":0.44929999113082886},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.40059998631477356},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.3855000138282776},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.3693999946117401},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.3634999990463257},{"id":"https://openalex.org/C2983448237","wikidata":"https://www.wikidata.org/wiki/Q1078276","display_name":"Language understanding","level":2,"score":0.35040000081062317},{"id":"https://openalex.org/C134121241","wikidata":"https://www.wikidata.org/wiki/Q899301","display_name":"Yield (engineering)","level":2,"score":0.3093999922275543},{"id":"https://openalex.org/C2777200299","wikidata":"https://www.wikidata.org/wiki/Q52943","display_name":"Conversation","level":2,"score":0.27219998836517334},{"id":"https://openalex.org/C2522767166","wikidata":"https://www.wikidata.org/wiki/Q2374463","display_name":"Data science","level":1,"score":0.26759999990463257},{"id":"https://openalex.org/C2986840890","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial sector","level":2,"score":0.25459998846054077},{"id":"https://openalex.org/C107457646","wikidata":"https://www.wikidata.org/wiki/Q207434","display_name":"Human\u2013computer interaction","level":1,"score":0.25049999356269836}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.3233/faia251334","is_oa":true,"landing_page_url":"https://doi.org/10.3233/faia251334","pdf_url":null,"source":{"id":"https://openalex.org/S4210201731","display_name":"Frontiers in artificial intelligence and applications","issn_l":"0922-6389","issn":["0922-6389","1879-8314"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Frontiers in Artificial Intelligence and Applications","raw_type":"book-chapter"}],"best_oa_location":{"id":"doi:10.3233/faia251334","is_oa":true,"landing_page_url":"https://doi.org/10.3233/faia251334","pdf_url":null,"source":{"id":"https://openalex.org/S4210201731","display_name":"Frontiers in artificial intelligence and applications","issn_l":"0922-6389","issn":["0922-6389","1879-8314"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Frontiers in Artificial Intelligence and Applications","raw_type":"book-chapter"},"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":[],"abstract_inverted_index":{"The":[0,52,134],"exponential":[1],"technological":[2],"breakthrough":[3],"of":[4,20,54,73,139],"the":[5,38,71,92,194],"FinTech":[6,195],"industry":[7],"has":[8,57],"significantly":[9],"enhanced":[10],"user":[11,50],"engagement":[12],"through":[13],"sophisticated":[14],"advisory":[15],"chatbots.":[16],"However,":[17],"large-scale":[18],"fine-tuning":[19],"LLMs":[21],"can":[22,44],"occasionally":[23],"yield":[24],"unprofessional":[25],"or":[26,70],"flippant":[27],"remarks,":[28],"such":[29,66],"as":[30,67,188],"\u201cWith":[31],"that":[32,89,167],"money,":[33],"you\u2019re":[34],"going":[35],"to":[36,61,130,146,152,174],"change":[37],"world,\u201d":[39],"which,":[40],"though":[41],"factually":[42],"correct,":[43],"be":[45],"contextually":[46],"inappropriate":[47],"and":[48,98,110,121,159,180],"erode":[49],"trust.":[51],"scarcity":[53],"domain-specific":[55],"datasets":[56],"led":[58],"previous":[59],"studies":[60],"focus":[62],"on":[63],"isolated":[64],"components,":[65],"reasoning-aware":[68],"frameworks":[69],"enhancement":[72],"human-like":[74,111],"response":[75],"generation.":[76],"To":[77],"address":[78],"this":[79,186],"research":[80],"gap,":[81],"we":[82],"present":[83],"Fin-Solution":[84],"2.O,":[85],"an":[86],"advanced":[87],"solution":[88,192],"1)":[90],"introduces":[91],"multi-turn":[93,142],"financial":[94,161,183],"conversational":[95,112],"dataset,":[96,137],"Fin-Vault,":[97],"2)":[99],"incorporates":[100],"a":[101,124,189],"unified":[102],"model,":[103],"Fin-Ally,":[104],"which":[105],"integrates":[106],"commonsense":[107,119,169],"reasoning,":[108],"politeness,":[109],"dynamics.":[113],"Fin-Ally":[114,145],"is":[115],"powered":[116],"by":[117],"COMET-BART-embedded":[118],"context":[120,170],"optimized":[122],"with":[123],"Direct":[125],"Preference":[126],"Optimization":[127],"(DPO)":[128],"mechanism":[129],"generate":[131,175],"human-aligned":[132],"responses.":[133],"novel":[135],"Fin-Vault":[136],"consisting":[138],"1,417":[140],"annotated":[141],"dialogues,":[143],"enables":[144,171],"extend":[147],"beyond":[148],"basic":[149],"account":[150],"management":[151],"provide":[153],"personalized":[154],"budgeting,":[155],"real-time":[156],"expense":[157],"tracking,":[158],"automated":[160],"planning.":[162],"Our":[163],"comprehensive":[164],"results":[165],"demonstrate":[166],"incorporating":[168],"language":[172],"models":[173],"more":[176],"refined,":[177],"textually":[178],"precise,":[179],"professionally":[181],"grounded":[182],"guidance,":[184],"positioning":[185],"approach":[187],"next-generation":[190],"AI":[191],"for":[193],"sector.":[196]},"counts_by_year":[{"year":2025,"cited_by_count":1}],"updated_date":"2026-03-07T16:01:11.037858","created_date":"2025-10-24T00:00:00"}
