{"id":"https://openalex.org/W2810612184","doi":"https://doi.org/10.23919/mipro.2018.8400191","title":"Importance of data pre-processing in credit scoring models based on data mining approaches","display_name":"Importance of data pre-processing in credit scoring models based on data mining approaches","publication_year":2018,"publication_date":"2018-05-01","ids":{"openalex":"https://openalex.org/W2810612184","doi":"https://doi.org/10.23919/mipro.2018.8400191","mag":"2810612184"},"language":"en","primary_location":{"id":"doi:10.23919/mipro.2018.8400191","is_oa":false,"landing_page_url":"https://doi.org/10.23919/mipro.2018.8400191","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2018 41st International Convention on Information and Communication Technology, Electronics and Microelectronics (MIPRO)","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5068368120","display_name":"Jasmina Nali\u0107","orcid":"https://orcid.org/0000-0002-8139-7235"},"institutions":[{"id":"https://openalex.org/I51314090","display_name":"University of Osijek","ror":"https://ror.org/05sw4wc49","country_code":"HR","type":"education","lineage":["https://openalex.org/I51314090"]}],"countries":["HR"],"is_corresponding":true,"raw_author_name":"Jasmina Nalic","raw_affiliation_strings":["J.J. Strossmayer University of Osijek, Computer Science and Information Technology, Osijek, Croatia"],"affiliations":[{"raw_affiliation_string":"J.J. Strossmayer University of Osijek, Computer Science and Information Technology, Osijek, Croatia","institution_ids":["https://openalex.org/I51314090"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5038836580","display_name":"Amar Svraka","orcid":null},"institutions":[{"id":"https://openalex.org/I137551348","display_name":"Sarajevo School of Science and Technology","ror":"https://ror.org/00xx8vr92","country_code":"BA","type":"education","lineage":["https://openalex.org/I137551348"]}],"countries":["BA"],"is_corresponding":false,"raw_author_name":"Amar Svraka","raw_affiliation_strings":["Sarajevo School of Science and Technology, Computer Science, Sarajevo, Bosnia and Herzegovina"],"affiliations":[{"raw_affiliation_string":"Sarajevo School of Science and Technology, Computer Science, Sarajevo, Bosnia and Herzegovina","institution_ids":["https://openalex.org/I137551348"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5068368120"],"corresponding_institution_ids":["https://openalex.org/I51314090"],"apc_list":null,"apc_paid":null,"fwci":2.9817,"has_fulltext":false,"cited_by_count":11,"citation_normalized_percentile":{"value":0.91352705,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":null,"issue":null,"first_page":"1046","last_page":"1051"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9983000159263611,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9983000159263611,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.9979000091552734,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10538","display_name":"Data Mining Algorithms and Applications","score":0.9782000184059143,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.7795595526695251},{"id":"https://openalex.org/keywords/data-mining","display_name":"Data mining","score":0.7022014856338501},{"id":"https://openalex.org/keywords/decision-tree","display_name":"Decision tree","score":0.6343637108802795},{"id":"https://openalex.org/keywords/key","display_name":"Key (lock)","score":0.5645946264266968},{"id":"https://openalex.org/keywords/data-modeling","display_name":"Data modeling","score":0.5398077368736267},{"id":"https://openalex.org/keywords/data-processing","display_name":"Data processing","score":0.4707237780094147},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.39291176199913025},{"id":"https://openalex.org/keywords/database","display_name":"Database","score":0.19440126419067383}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.7795595526695251},{"id":"https://openalex.org/C124101348","wikidata":"https://www.wikidata.org/wiki/Q172491","display_name":"Data mining","level":1,"score":0.7022014856338501},{"id":"https://openalex.org/C84525736","wikidata":"https://www.wikidata.org/wiki/Q831366","display_name":"Decision tree","level":2,"score":0.6343637108802795},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.5645946264266968},{"id":"https://openalex.org/C67186912","wikidata":"https://www.wikidata.org/wiki/Q367664","display_name":"Data modeling","level":2,"score":0.5398077368736267},{"id":"https://openalex.org/C138827492","wikidata":"https://www.wikidata.org/wiki/Q6661985","display_name":"Data processing","level":2,"score":0.4707237780094147},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.39291176199913025},{"id":"https://openalex.org/C77088390","wikidata":"https://www.wikidata.org/wiki/Q8513","display_name":"Database","level":1,"score":0.19440126419067383},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.23919/mipro.2018.8400191","is_oa":false,"landing_page_url":"https://doi.org/10.23919/mipro.2018.8400191","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2018 41st International Convention on Information and Communication Technology, Electronics and Microelectronics (MIPRO)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":12,"referenced_works":["https://openalex.org/W78670337","https://openalex.org/W1538552995","https://openalex.org/W1975682190","https://openalex.org/W2056797234","https://openalex.org/W2080968009","https://openalex.org/W2546428362","https://openalex.org/W2621914863","https://openalex.org/W2743477629","https://openalex.org/W2756012949","https://openalex.org/W2962845528","https://openalex.org/W6603142994","https://openalex.org/W6632511738"],"related_works":["https://openalex.org/W2140798747","https://openalex.org/W2948169060","https://openalex.org/W2730112582","https://openalex.org/W2110696645","https://openalex.org/W2358580169","https://openalex.org/W2111347279","https://openalex.org/W4399426197","https://openalex.org/W4384470695","https://openalex.org/W3134840015","https://openalex.org/W4366979180"],"abstract_inverted_index":{"Data":[0,18,52,99],"Mining":[1,19,53,100],"has":[2,128],"become":[3],"essential":[4],"tool":[5],"for":[6,16,55,84,104],"discovery":[7],"of":[8,30,58,86],"hidden":[9],"patterns":[10],"and":[11,24,74,82,93,119,132],"information":[12],"in":[13,34,62],"databases.":[14],"However,":[15],"a":[17,63],"model":[20,36],"to":[21,76],"be":[22],"meaningful":[23],"effective,":[25],"data":[26,45,68,126],"pre-processing":[27,46,69],"is":[28,109,115,123],"one":[29],"the":[31,56,77,87,97],"key":[32],"factors":[33],"successful":[35],"preparation.":[37],"In":[38],"this":[39],"paper,":[40],"we":[41],"have":[42,71],"investigated":[43],"how":[44],"affects":[47],"real":[48],"dataset":[49],"when":[50,121],"applying":[51],"technique":[54],"purpose":[57],"predicting":[59],"default":[60],"clients":[61],"micro-financing":[64],"institution.":[65],"Therefore,":[66],"several":[67],"techniques":[70],"been":[72,129],"described":[73],"applied":[75],"dataset.":[78],"Results":[79],"are":[80],"shown":[81],"compared":[83],"both":[85],"cases":[88],"with":[89],"Generalized":[90],"Linear":[91],"Model":[92,114],"Decision":[94],"Tree":[95],"being":[96],"two":[98],"classification":[101],"algorithms":[102],"used":[103],"Credit":[105,112],"Scoring":[106,113],"model.":[107],"It":[108],"concluded":[110],"that":[111,127],"much":[116],"more":[117],"accurate":[118],"efficient":[120],"it":[122],"executed":[124],"on":[125],"carefully":[130],"prepared":[131],"pre-processed.":[133]},"counts_by_year":[{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":2},{"year":2021,"cited_by_count":3},{"year":2020,"cited_by_count":3}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}
