{"id":"https://openalex.org/W4416034195","doi":"https://doi.org/10.18653/v1/2025.findings-emnlp.947","title":"Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches","display_name":"Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches","publication_year":2025,"publication_date":"2025-01-01","ids":{"openalex":"https://openalex.org/W4416034195","doi":"https://doi.org/10.18653/v1/2025.findings-emnlp.947"},"language":null,"primary_location":{"id":"doi:10.18653/v1/2025.findings-emnlp.947","is_oa":true,"landing_page_url":"https://doi.org/10.18653/v1/2025.findings-emnlp.947","pdf_url":"https://aclanthology.org/2025.findings-emnlp.947.pdf","source":null,"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Findings of the Association for Computational Linguistics: EMNLP 2025","raw_type":"proceedings-article"},"type":"conference-paper","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://aclanthology.org/2025.findings-emnlp.947.pdf","any_repository_has_fulltext":null},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5013873474","display_name":"Israel Abebe Azime","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Israel Abebe Azime","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5120016095","display_name":"Deborah D. Kanubala","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Deborah D. Kanubala","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5077949475","display_name":"Tejumade Afonja","orcid":"https://orcid.org/0000-0003-0639-9668"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Tejumade Afonja","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5003887059","display_name":"Mario Fritz","orcid":"https://orcid.org/0000-0001-8949-9896"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Mario Fritz","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5037473201","display_name":"Isabel Valera","orcid":"https://orcid.org/0000-0002-6440-4376"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Isabel Valera","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5008875255","display_name":"Dietrich Klakow","orcid":"https://orcid.org/0000-0002-4147-9690"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Dietrich Klakow","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":null,"display_name":"Philipp Slusallek","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Philipp Slusallek","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"17478","last_page":"17503"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13794","display_name":"Financial Reporting and XBRL","score":0.10270000249147415,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13794","display_name":"Financial Reporting and XBRL","score":0.10270000249147415,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10081","display_name":"Auditing, Earnings Management, Governance","score":0.09380000084638596,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14330","display_name":"Library Science and Information Systems","score":0.04919999837875366,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.44769999384880066},{"id":"https://openalex.org/keywords/work","display_name":"Work (physics)","score":0.32420000433921814},{"id":"https://openalex.org/keywords/key","display_name":"Key (lock)","score":0.2827000021934509},{"id":"https://openalex.org/keywords/government","display_name":"Government (linguistics)","score":0.2808000147342682},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.27410000562667847}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.633400022983551},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.5248000025749207},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.44769999384880066},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3675000071525574},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.3386000096797943},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.32919999957084656},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.32420000433921814},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.3052000105381012},{"id":"https://openalex.org/C195094911","wikidata":"https://www.wikidata.org/wiki/Q14167904","display_name":"Process management","level":1,"score":0.3018999993801117},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.2827000021934509},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.2808000147342682},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.27649998664855957},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.27410000562667847},{"id":"https://openalex.org/C165064840","wikidata":"https://www.wikidata.org/wiki/Q1321061","display_name":"Matching (statistics)","level":2,"score":0.2734000086784363},{"id":"https://openalex.org/C52723943","wikidata":"https://www.wikidata.org/wiki/Q1127410","display_name":"Serialization","level":2,"score":0.26980000734329224}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.18653/v1/2025.findings-emnlp.947","is_oa":true,"landing_page_url":"https://doi.org/10.18653/v1/2025.findings-emnlp.947","pdf_url":"https://aclanthology.org/2025.findings-emnlp.947.pdf","source":null,"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Findings of the Association for Computational Linguistics: EMNLP 2025","raw_type":"proceedings-article"}],"best_oa_location":{"id":"doi:10.18653/v1/2025.findings-emnlp.947","is_oa":true,"landing_page_url":"https://doi.org/10.18653/v1/2025.findings-emnlp.947","pdf_url":"https://aclanthology.org/2025.findings-emnlp.947.pdf","source":null,"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Findings of the Association for Computational Linguistics: EMNLP 2025","raw_type":"proceedings-article"},"sustainable_development_goals":[],"awards":[{"id":"https://openalex.org/G3562914802","display_name":"European Lighthouse on Secure and Safe AI","funder_award_id":"101070617","funder_id":"https://openalex.org/F4320320300","funder_display_name":"European Commission"},{"id":"https://openalex.org/G8967762112","display_name":null,"funder_award_id":"ERC-2021-STG","funder_id":"https://openalex.org/F4320320300","funder_display_name":"European Commission"}],"funders":[{"id":"https://openalex.org/F4320320300","display_name":"European Commission","ror":"https://ror.org/00k4n6c32"},{"id":"https://openalex.org/F4320321114","display_name":"Bundesministerium f\u00fcr Bildung und Forschung","ror":"https://ror.org/04pz7b180"}],"has_content":{"pdf":true,"grobid_xml":false},"content_urls":{"pdf":"https://content.openalex.org/works/W4416034195.pdf"},"referenced_works_count":0,"referenced_works":[],"related_works":[],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-07-14T23:27:15.235271","created_date":"2025-11-08T00:00:00"}
