{"id":"https://openalex.org/W4403674005","doi":"https://doi.org/10.15439/2024f8633","title":"Key Factors Influencing Mobile Banking Adoption in Saudi Arabia","display_name":"Key Factors Influencing Mobile Banking Adoption in Saudi Arabia","publication_year":2024,"publication_date":"2024-10-23","ids":{"openalex":"https://openalex.org/W4403674005","doi":"https://doi.org/10.15439/2024f8633"},"language":"en","primary_location":{"id":"doi:10.15439/2024f8633","is_oa":true,"landing_page_url":"https://doi.org/10.15439/2024f8633","pdf_url":"https://annals-csis.org/Volume_39/drp/pdf/8633.pdf","source":{"id":"https://openalex.org/S4220651875","display_name":"Annals of Computer Science and Information Systems","issn_l":"2300-5963","issn":["2300-5963"],"is_oa":true,"is_in_doaj":true,"is_core":false,"host_organization":"https://openalex.org/P4310317484","host_organization_name":"Polskie Towarzystwo Informatyczne","host_organization_lineage":["https://openalex.org/P4310317484"],"host_organization_lineage_names":["Polskie Towarzystwo Informatyczne"],"type":"conference"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Annals of Computer Science and Information Systems","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://annals-csis.org/Volume_39/drp/pdf/8633.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5022420617","display_name":"Amal M. Alzahrani","orcid":"https://orcid.org/0009-0000-8517-0241"},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Amal Alzahrani","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5028279177","display_name":"Natalia Beloff","orcid":"https://orcid.org/0000-0002-8872-7786"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Natalia Beloff","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5052669359","display_name":"Martin White","orcid":"https://orcid.org/0000-0001-8686-2274"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Martin White","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5022420617"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.42597403,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"39","issue":null,"first_page":"531","last_page":"536"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9645000100135803,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9645000100135803,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9628000259399414,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9513999819755554,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/key","display_name":"Key (lock)","score":0.7130918502807617},{"id":"https://openalex.org/keywords/mobile-banking","display_name":"Mobile banking","score":0.6336148381233215},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5718889236450195},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.42885392904281616},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.27476754784584045},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.19936493039131165}],"concepts":[{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.7130918502807617},{"id":"https://openalex.org/C2775930393","wikidata":"https://www.wikidata.org/wiki/Q1941439","display_name":"Mobile banking","level":2,"score":0.6336148381233215},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5718889236450195},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.42885392904281616},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.27476754784584045},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.19936493039131165}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.15439/2024f8633","is_oa":true,"landing_page_url":"https://doi.org/10.15439/2024f8633","pdf_url":"https://annals-csis.org/Volume_39/drp/pdf/8633.pdf","source":{"id":"https://openalex.org/S4220651875","display_name":"Annals of Computer Science and Information Systems","issn_l":"2300-5963","issn":["2300-5963"],"is_oa":true,"is_in_doaj":true,"is_core":false,"host_organization":"https://openalex.org/P4310317484","host_organization_name":"Polskie Towarzystwo Informatyczne","host_organization_lineage":["https://openalex.org/P4310317484"],"host_organization_lineage_names":["Polskie Towarzystwo Informatyczne"],"type":"conference"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Annals of Computer Science and Information Systems","raw_type":"proceedings-article"},{"id":"pmh:oai:doaj.org/article:7a541982310c4317a64908459b2a4c04","is_oa":false,"landing_page_url":"https://doaj.org/article/7a541982310c4317a64908459b2a4c04","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Annals of computer science and information systems, Vol 39, Pp 531-536 (2024)","raw_type":"article"},{"id":"pmh:oai:figshare.com:article/27628794","is_oa":true,"landing_page_url":null,"pdf_url":null,"source":{"id":"https://openalex.org/S4377196282","display_name":"Figshare","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I4210132348","host_organization_name":"Figshare (United Kingdom)","host_organization_lineage":["https://openalex.org/I4210132348"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Text"}],"best_oa_location":{"id":"doi:10.15439/2024f8633","is_oa":true,"landing_page_url":"https://doi.org/10.15439/2024f8633","pdf_url":"https://annals-csis.org/Volume_39/drp/pdf/8633.pdf","source":{"id":"https://openalex.org/S4220651875","display_name":"Annals of Computer Science and Information Systems","issn_l":"2300-5963","issn":["2300-5963"],"is_oa":true,"is_in_doaj":true,"is_core":false,"host_organization":"https://openalex.org/P4310317484","host_organization_name":"Polskie Towarzystwo Informatyczne","host_organization_lineage":["https://openalex.org/P4310317484"],"host_organization_lineage_names":["Polskie Towarzystwo Informatyczne"],"type":"conference"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Annals of Computer Science and Information Systems","raw_type":"proceedings-article"},"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4403674005.pdf","grobid_xml":"https://content.openalex.org/works/W4403674005.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4391375266","https://openalex.org/W2899084033","https://openalex.org/W2748952813","https://openalex.org/W2390279801","https://openalex.org/W4391913857","https://openalex.org/W2358668433","https://openalex.org/W4396701345","https://openalex.org/W2376932109","https://openalex.org/W2001405890","https://openalex.org/W44983088"],"abstract_inverted_index":{"The":[0],"introduction":[1],"of":[2,60,64,113],"mobile":[3,22,114],"banking":[4,115],"has":[5],"revolutionized":[6],"traditional":[7],"financial":[8],"practices,":[9],"enhancing":[10],"efficiency,":[11],"customer":[12,78],"experiences,":[13],"and":[14,52,56,62,77,87,95,110,120],"business":[15],"models":[16,109],"globally.Despite":[17],"the":[18,50,57],"global":[19],"advancements":[20],"in":[21,28],"banking,":[23],"adoption":[24],"rates":[25],"remain":[26],"low":[27],"Saudi":[29],"Arabia.This":[30],"paper":[31],"seeks":[32],"to":[33],"identify":[34],"key":[35],"factors":[36,48],"affecting":[37],"adoption,":[38,91,116],"using":[39],"a":[40,44,102],"mixed-methods":[41],"approach.We":[42],"propose":[43],"novel":[45],"model":[46,55],"integrating":[47],"from":[49],"DeLone":[51],"McLean":[53],"(D&M)":[54],"Unified":[58],"Theory":[59],"Acceptance":[61],"Use":[63],"Technology":[65],"(UTAUT2)":[66],"model,":[67],"complemented":[68],"by":[69,106],"additional":[70],"factors.Data":[71],"was":[72],"gathered":[73],"through":[74],"online":[75],"surveys":[76],"interviews.Findings":[79],"revealed":[80],"that":[81],"net":[82],"benefits,":[83],"compatibility,":[84],"facilitating":[85],"conditions,":[86],"trust":[88],"positively":[89],"influence":[90],"while":[92],"literacy":[93],"levels":[94],"digital":[96],"skills":[97],"pose":[98],"barriers.Our":[99],"study":[100],"offers":[101],"significant":[103],"theoretical":[104],"contribution":[105],"synthesizing":[107],"multiple":[108],"enriches":[111],"understanding":[112],"aiding":[117],"future":[118],"research":[119],"industry":[121],"decisions.I.":[122]},"counts_by_year":[],"updated_date":"2026-05-06T08:25:59.206177","created_date":"2025-10-10T00:00:00"}