{"id":"https://openalex.org/W2949730041","doi":"https://doi.org/10.1504/ijcse.2019.10021983","title":"Evaluation of borrower's credit of P2P loan based on adaptive particle swarm optimisation BP neural network","display_name":"Evaluation of borrower's credit of P2P loan based on adaptive particle swarm optimisation BP neural network","publication_year":2019,"publication_date":"2019-01-01","ids":{"openalex":"https://openalex.org/W2949730041","doi":"https://doi.org/10.1504/ijcse.2019.10021983","mag":"2949730041"},"language":"en","primary_location":{"id":"doi:10.1504/ijcse.2019.10021983","is_oa":false,"landing_page_url":"https://doi.org/10.1504/ijcse.2019.10021983","pdf_url":null,"source":{"id":"https://openalex.org/S65043351","display_name":"International Journal of Computational Science and Engineering","issn_l":"1742-7185","issn":["1742-7185","1742-7193"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310317825","host_organization_name":"Inderscience Publishers","host_organization_lineage":["https://openalex.org/P4310317825"],"host_organization_lineage_names":["Inderscience Publishers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Computational Science and Engineering","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5100754261","display_name":"Chunmei Wang","orcid":"https://orcid.org/0000-0001-8576-2933"},"institutions":[{"id":"https://openalex.org/I4210149618","display_name":"Guangdong University of Finance","ror":"https://ror.org/04grzdh47","country_code":"CN","type":"education","lineage":["https://openalex.org/I4210149618"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Chunmei Wang","raw_affiliation_strings":["College of Internet Finance and Information Engineering, Guangdong University of Finance, Guangzhou, 510521, Guangzhou, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"College of Internet Finance and Information Engineering, Guangdong University of Finance, Guangzhou, 510521, Guangzhou, China","institution_ids":["https://openalex.org/I4210149618"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5100378893","display_name":"Sen Zhang","orcid":"https://orcid.org/0000-0002-8010-6045"},"institutions":[{"id":"https://openalex.org/I201459984","display_name":"Guangdong University Of Finances and Economics","ror":"https://ror.org/0459pv085","country_code":"CN","type":"education","lineage":["https://openalex.org/I201459984"]},{"id":"https://openalex.org/I4210149618","display_name":"Guangdong University of Finance","ror":"https://ror.org/04grzdh47","country_code":"CN","type":"education","lineage":["https://openalex.org/I4210149618"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Sen Zhang","raw_affiliation_strings":["Information Institute, Guangdong University of Finance and Economics Guangzhou, No. 21, Luntou Road, Haizhu District, Guangzhou, 510320, Guangdong, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Information Institute, Guangdong University of Finance and Economics Guangzhou, No. 21, Luntou Road, Haizhu District, Guangzhou, 510320, Guangdong, China","institution_ids":["https://openalex.org/I201459984","https://openalex.org/I4210149618"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5043427916","display_name":"Yuping Hu","orcid":null},"institutions":[{"id":"https://openalex.org/I201459984","display_name":"Guangdong University Of Finances and Economics","ror":"https://ror.org/0459pv085","country_code":"CN","type":"education","lineage":["https://openalex.org/I201459984"]},{"id":"https://openalex.org/I4210149618","display_name":"Guangdong University of Finance","ror":"https://ror.org/04grzdh47","country_code":"CN","type":"education","lineage":["https://openalex.org/I4210149618"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Yuping Hu","raw_affiliation_strings":["Information Institute, Guangdong University of Finance and Economics Guangzhou, No. 21, Luntou Road, Haizhu District, Guangzhou, 510320, Guangdong, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Information Institute, Guangdong University of Finance and Economics Guangzhou, No. 21, Luntou Road, Haizhu District, Guangzhou, 510320, Guangdong, China","institution_ids":["https://openalex.org/I201459984","https://openalex.org/I4210149618"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.2444,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.66390418,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":93},"biblio":{"volume":"19","issue":"2","first_page":"197","last_page":"197"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12384","display_name":"Customer churn and segmentation","score":0.7682999968528748,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12384","display_name":"Customer churn and segmentation","score":0.7682999968528748,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/artificial-neural-network","display_name":"Artificial neural network","score":0.7340266108512878},{"id":"https://openalex.org/keywords/particle-swarm-optimization","display_name":"Particle swarm optimization","score":0.7247572541236877},{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.6940420866012573},{"id":"https://openalex.org/keywords/adaptive-mutation","display_name":"Adaptive mutation","score":0.6747463941574097},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.6450989246368408},{"id":"https://openalex.org/keywords/robustness","display_name":"Robustness (evolution)","score":0.6026922464370728},{"id":"https://openalex.org/keywords/range","display_name":"Range (aeronautics)","score":0.4845122694969177},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.30454742908477783},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.23947963118553162},{"id":"https://openalex.org/keywords/genetic-algorithm","display_name":"Genetic algorithm","score":0.19096434116363525},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.14959710836410522},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.12295284867286682},{"id":"https://openalex.org/keywords/engineering","display_name":"Engineering","score":0.10006961226463318}],"concepts":[{"id":"https://openalex.org/C50644808","wikidata":"https://www.wikidata.org/wiki/Q192776","display_name":"Artificial neural network","level":2,"score":0.7340266108512878},{"id":"https://openalex.org/C85617194","wikidata":"https://www.wikidata.org/wiki/Q2072794","display_name":"Particle swarm optimization","level":2,"score":0.7247572541236877},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6940420866012573},{"id":"https://openalex.org/C192122231","wikidata":"https://www.wikidata.org/wiki/Q4680754","display_name":"Adaptive mutation","level":3,"score":0.6747463941574097},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.6450989246368408},{"id":"https://openalex.org/C63479239","wikidata":"https://www.wikidata.org/wiki/Q7353546","display_name":"Robustness (evolution)","level":3,"score":0.6026922464370728},{"id":"https://openalex.org/C204323151","wikidata":"https://www.wikidata.org/wiki/Q905424","display_name":"Range (aeronautics)","level":2,"score":0.4845122694969177},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.30454742908477783},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.23947963118553162},{"id":"https://openalex.org/C8880873","wikidata":"https://www.wikidata.org/wiki/Q187787","display_name":"Genetic algorithm","level":2,"score":0.19096434116363525},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.14959710836410522},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.12295284867286682},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.10006961226463318},{"id":"https://openalex.org/C146978453","wikidata":"https://www.wikidata.org/wiki/Q3798668","display_name":"Aerospace engineering","level":1,"score":0.0},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0},{"id":"https://openalex.org/C104317684","wikidata":"https://www.wikidata.org/wiki/Q7187","display_name":"Gene","level":2,"score":0.0},{"id":"https://openalex.org/C55493867","wikidata":"https://www.wikidata.org/wiki/Q7094","display_name":"Biochemistry","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1504/ijcse.2019.10021983","is_oa":false,"landing_page_url":"https://doi.org/10.1504/ijcse.2019.10021983","pdf_url":null,"source":{"id":"https://openalex.org/S65043351","display_name":"International Journal of Computational Science and Engineering","issn_l":"1742-7185","issn":["1742-7185","1742-7193"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310317825","host_organization_name":"Inderscience Publishers","host_organization_lineage":["https://openalex.org/P4310317825"],"host_organization_lineage_names":["Inderscience Publishers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Computational Science and Engineering","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2770593030","https://openalex.org/W3154990682","https://openalex.org/W4281727072","https://openalex.org/W2560201613","https://openalex.org/W2171975302","https://openalex.org/W2022352247","https://openalex.org/W3019402777","https://openalex.org/W4386596916","https://openalex.org/W2138025676","https://openalex.org/W2056672006"],"abstract_inverted_index":{"Personal":[0],"credit":[1,10,77,116],"assessment":[2],"is":[3,24,45,72],"the":[4,9,20,28,35,40,49,54,106],"main":[5],"method":[6,59],"to":[7,26,47,74],"reduce":[8],"risk":[11],"of":[12,39,53,78,83],"P2P":[13,79,112],"online":[14],"loans.":[15],"In":[16],"this":[17],"paper,":[18],"after":[19],"adaptive":[21,62],"mutation":[22,63],"operator":[23],"used":[25,46],"reinitialise":[27],"particles":[29],"with":[30,67],"a":[31,58],"certain":[32],"probability":[33],"and":[34,51,103],"global":[36],"search":[37],"capability":[38],"particle":[41,64],"swarm":[42,65],"optimisation":[43],"algorithm":[44],"optimise":[48],"weights":[50],"thresholds":[52],"BP":[55,68,107],"neural":[56,69,89,108],"network,":[57],"which":[60],"adopts":[61],"combined":[66],"network":[70,80,90,109,113],"model":[71,91,110],"proposed":[73],"evaluate":[75],"borrower's":[76],"loan.":[81],"Result":[82],"simulation":[84],"experiment":[85],"shows":[86],"that":[87],"AMPSO-BP":[88],"has":[92],"higher":[93],"prediction":[94],"accuracy,":[95],"smaller":[96],"error":[97],"variation":[98],"range,":[99],"better":[100],"fitting":[101],"ability":[102],"robustness":[104],"than":[105],"in":[111],"loan":[114],"borrower":[115],"evaluation":[117],"applications.":[118]},"counts_by_year":[{"year":2021,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}