{"id":"https://openalex.org/W4386533388","doi":"https://doi.org/10.1186/s40537-023-00807-3","title":"Role of authentication factors in Fin-tech mobile transaction security","display_name":"Role of authentication factors in Fin-tech mobile transaction security","publication_year":2023,"publication_date":"2023-09-08","ids":{"openalex":"https://openalex.org/W4386533388","doi":"https://doi.org/10.1186/s40537-023-00807-3"},"language":"en","primary_location":{"id":"doi:10.1186/s40537-023-00807-3","is_oa":true,"landing_page_url":"https://doi.org/10.1186/s40537-023-00807-3","pdf_url":"https://journalofbigdata.springeropen.com/counter/pdf/10.1186/s40537-023-00807-3","source":{"id":"https://openalex.org/S2737955091","display_name":"Journal Of Big Data","issn_l":"2196-1115","issn":["2196-1115"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Big Data","raw_type":"journal-article"},"type":"article","indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://journalofbigdata.springeropen.com/counter/pdf/10.1186/s40537-023-00807-3","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5091086588","display_name":"Habib Ullah Khan","orcid":"https://orcid.org/0000-0001-8373-2781"},"institutions":[{"id":"https://openalex.org/I60342839","display_name":"Qatar University","ror":"https://ror.org/00yhnba62","country_code":"QA","type":"education","lineage":["https://openalex.org/I60342839"]}],"countries":["QA"],"is_corresponding":false,"raw_author_name":"Habib Ullah Khan","raw_affiliation_strings":["Department of Accounting & Information Systems, College of Business &, Economics Qatar University, Doha, Qatar"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Accounting & Information Systems, College of Business &, Economics Qatar University, Doha, Qatar","institution_ids":["https://openalex.org/I60342839"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5101641103","display_name":"Muhammad Sohail","orcid":"https://orcid.org/0009-0004-5640-7157"},"institutions":[{"id":"https://openalex.org/I60342839","display_name":"Qatar University","ror":"https://ror.org/00yhnba62","country_code":"QA","type":"education","lineage":["https://openalex.org/I60342839"]}],"countries":["QA"],"is_corresponding":false,"raw_author_name":"Muhammad Sohail","raw_affiliation_strings":["Department of Accounting & Information Systems, College of Business &, Economics Qatar University, Doha, Qatar"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Accounting & Information Systems, College of Business &, Economics Qatar University, Doha, Qatar","institution_ids":["https://openalex.org/I60342839"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5020009700","display_name":"Shah Nazir","orcid":"https://orcid.org/0000-0003-0126-9944"},"institutions":[{"id":"https://openalex.org/I4210142599","display_name":"University of Swabi","ror":"https://ror.org/04ez8az68","country_code":"PK","type":"education","lineage":["https://openalex.org/I4210142599"]}],"countries":["PK"],"is_corresponding":false,"raw_author_name":"Shah Nazir","raw_affiliation_strings":["Department of Computer Science, University of Swabi, Swabi, Pakistan"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Computer Science, University of Swabi, Swabi, Pakistan","institution_ids":["https://openalex.org/I4210142599"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5020562052","display_name":"Tariq Hussain","orcid":"https://orcid.org/0000-0002-4761-0346"},"institutions":[{"id":"https://openalex.org/I75059550","display_name":"Zhejiang Gongshang University","ror":"https://ror.org/0569mkk41","country_code":"CN","type":"education","lineage":["https://openalex.org/I75059550"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Tariq Hussain","raw_affiliation_strings":["School of Computer Science and Information Engineering, Zhejiang Gongshang University, Hangzhou, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Computer Science and Information Engineering, Zhejiang Gongshang University, Hangzhou, China","institution_ids":["https://openalex.org/I75059550"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5065504551","display_name":"Babar Shah","orcid":"https://orcid.org/0000-0002-5090-4695"},"institutions":[{"id":"https://openalex.org/I91044093","display_name":"Zayed University","ror":"https://ror.org/03snqfa66","country_code":"AE","type":"education","lineage":["https://openalex.org/I91044093"]}],"countries":["AE"],"is_corresponding":false,"raw_author_name":"Babar Shah","raw_affiliation_strings":["College of Technological Innovation, Zayed University, Dubai, 19282, UAE"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"College of Technological Innovation, Zayed University, Dubai, 19282, UAE","institution_ids":["https://openalex.org/I91044093"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5028787159","display_name":"Farman Ali","orcid":"https://orcid.org/0000-0002-9420-1588"},"institutions":[{"id":"https://openalex.org/I848706","display_name":"Sungkyunkwan University","ror":"https://ror.org/04q78tk20","country_code":"KR","type":"education","lineage":["https://openalex.org/I848706"]}],"countries":["KR"],"is_corresponding":false,"raw_author_name":"Farman Ali","raw_affiliation_strings":["Department of Computer Science and Engineering, School of Convergence, College of Computing and Informatics, Sungkyunkwan University, Seoul, South Korea"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Engineering, School of Convergence, College of Computing and Informatics, Sungkyunkwan University, Seoul, South Korea","institution_ids":["https://openalex.org/I848706"]}]}],"institutions":[],"countries_distinct_count":5,"institutions_distinct_count":6,"corresponding_author_ids":["https://openalex.org/A5020562052"],"corresponding_institution_ids":["https://openalex.org/I75059550"],"apc_list":{"value":1060,"currency":"GBP","value_usd":1300},"apc_paid":{"value":1060,"currency":"GBP","value_usd":1300},"fwci":10.3635,"has_fulltext":true,"cited_by_count":24,"citation_normalized_percentile":{"value":0.98205052,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":94,"max":99},"biblio":{"volume":"10","issue":"1","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9983999729156494,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9983999729156494,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11800","display_name":"User Authentication and Security Systems","score":0.9926999807357788,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T12519","display_name":"Cybercrime and Law Enforcement Studies","score":0.9901000261306763,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.7346034049987793},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.7323593497276306},{"id":"https://openalex.org/keywords/authentication","display_name":"Authentication (law)","score":0.5134330987930298},{"id":"https://openalex.org/keywords/database-transaction","display_name":"Database transaction","score":0.4885154962539673},{"id":"https://openalex.org/keywords/password","display_name":"Password","score":0.4239885210990906},{"id":"https://openalex.org/keywords/multi-factor-authentication","display_name":"Multi-factor authentication","score":0.4234233498573303},{"id":"https://openalex.org/keywords/authentication-protocol","display_name":"Authentication protocol","score":0.33015286922454834},{"id":"https://openalex.org/keywords/internet-privacy","display_name":"Internet privacy","score":0.3274427056312561},{"id":"https://openalex.org/keywords/database","display_name":"Database","score":0.08066153526306152}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.7346034049987793},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.7323593497276306},{"id":"https://openalex.org/C148417208","wikidata":"https://www.wikidata.org/wiki/Q4825882","display_name":"Authentication (law)","level":2,"score":0.5134330987930298},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.4885154962539673},{"id":"https://openalex.org/C109297577","wikidata":"https://www.wikidata.org/wiki/Q161157","display_name":"Password","level":2,"score":0.4239885210990906},{"id":"https://openalex.org/C194699767","wikidata":"https://www.wikidata.org/wiki/Q7878662","display_name":"Multi-factor authentication","level":4,"score":0.4234233498573303},{"id":"https://openalex.org/C21564112","wikidata":"https://www.wikidata.org/wiki/Q4825885","display_name":"Authentication protocol","level":3,"score":0.33015286922454834},{"id":"https://openalex.org/C108827166","wikidata":"https://www.wikidata.org/wiki/Q175975","display_name":"Internet privacy","level":1,"score":0.3274427056312561},{"id":"https://openalex.org/C77088390","wikidata":"https://www.wikidata.org/wiki/Q8513","display_name":"Database","level":1,"score":0.08066153526306152}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.1186/s40537-023-00807-3","is_oa":true,"landing_page_url":"https://doi.org/10.1186/s40537-023-00807-3","pdf_url":"https://journalofbigdata.springeropen.com/counter/pdf/10.1186/s40537-023-00807-3","source":{"id":"https://openalex.org/S2737955091","display_name":"Journal Of Big Data","issn_l":"2196-1115","issn":["2196-1115"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Big Data","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:f48ad741cb9242eb9c0b02c7e0bcfd4e","is_oa":true,"landing_page_url":"https://doaj.org/article/f48ad741cb9242eb9c0b02c7e0bcfd4e","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of Big Data, Vol 10, Iss 1, Pp 1-37 (2023)","raw_type":"article"},{"id":"pmh:oai:figshare.com:article/24174231","is_oa":true,"landing_page_url":"https://figshare.com/articles/journal_contribution/Role_of_authentication_factors_in_Fin-tech_mobile_transaction_security/24174231","pdf_url":null,"source":{"id":"https://openalex.org/S4377196282","display_name":"Figshare","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I4210132348","host_organization_name":"Figshare (United Kingdom)","host_organization_lineage":["https://openalex.org/I4210132348"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Text"},{"id":"pmh:oai:qspace.qu.edu.qa:10576/57123","is_oa":false,"landing_page_url":"http://hdl.handle.net/10576/57123","pdf_url":null,"source":{"id":"https://openalex.org/S4306400014","display_name":"Qatar University QSpace (Qatar University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I60342839","host_organization_name":"Qatar University","host_organization_lineage":["https://openalex.org/I60342839"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Article"}],"best_oa_location":{"id":"doi:10.1186/s40537-023-00807-3","is_oa":true,"landing_page_url":"https://doi.org/10.1186/s40537-023-00807-3","pdf_url":"https://journalofbigdata.springeropen.com/counter/pdf/10.1186/s40537-023-00807-3","source":{"id":"https://openalex.org/S2737955091","display_name":"Journal Of Big Data","issn_l":"2196-1115","issn":["2196-1115"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Big Data","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.6899999976158142,"id":"https://metadata.un.org/sdg/16","display_name":"Peace, Justice and strong institutions"}],"awards":[{"id":"https://openalex.org/G2593933118","display_name":null,"funder_award_id":"IRCC-2021-010","funder_id":"https://openalex.org/F4320322472","funder_display_name":"Qatar University"},{"id":"https://openalex.org/G7636981832","display_name":null,"funder_award_id":"2021-010","funder_id":"https://openalex.org/F4320334468","funder_display_name":"Qatar National Library"},{"id":"https://openalex.org/G7717086037","display_name":null,"funder_award_id":"IRCC-2021-010","funder_id":"https://openalex.org/F4320334468","funder_display_name":"Qatar National Library"}],"funders":[{"id":"https://openalex.org/F4320322472","display_name":"Qatar University","ror":"https://ror.org/00yhnba62"},{"id":"https://openalex.org/F4320334468","display_name":"Qatar National Library","ror":"https://ror.org/02jv93662"}],"has_content":{"pdf":true,"grobid_xml":false},"content_urls":{"pdf":"https://content.openalex.org/works/W4386533388.pdf"},"referenced_works_count":101,"referenced_works":["https://openalex.org/W205625957","https://openalex.org/W1454625615","https://openalex.org/W1498573661","https://openalex.org/W1782099457","https://openalex.org/W1976521261","https://openalex.org/W2008866261","https://openalex.org/W2040320186","https://openalex.org/W2042000619","https://openalex.org/W2056244604","https://openalex.org/W2085662891","https://openalex.org/W2111287840","https://openalex.org/W2115951125","https://openalex.org/W2182961761","https://openalex.org/W2206629542","https://openalex.org/W2240181383","https://openalex.org/W2275529317","https://openalex.org/W2287135185","https://openalex.org/W2294666341","https://openalex.org/W2342625525","https://openalex.org/W2414216158","https://openalex.org/W2466590139","https://openalex.org/W2484543692","https://openalex.org/W2561283532","https://openalex.org/W2564849224","https://openalex.org/W2584894198","https://openalex.org/W2594398762","https://openalex.org/W2594719586","https://openalex.org/W2594748672","https://openalex.org/W2595720135","https://openalex.org/W2612410409","https://openalex.org/W2764286121","https://openalex.org/W2768503474","https://openalex.org/W2781688509","https://openalex.org/W2785673432","https://openalex.org/W2801259526","https://openalex.org/W2806245398","https://openalex.org/W2810263043","https://openalex.org/W2881968979","https://openalex.org/W2885623102","https://openalex.org/W2888632642","https://openalex.org/W2902605263","https://openalex.org/W2903831017","https://openalex.org/W2908400479","https://openalex.org/W2910911598","https://openalex.org/W2914662937","https://openalex.org/W2915382319","https://openalex.org/W2933579063","https://openalex.org/W2937406434","https://openalex.org/W2952254128","https://openalex.org/W2957372563","https://openalex.org/W2962973875","https://openalex.org/W2966207595","https://openalex.org/W2967026825","https://openalex.org/W2972361467","https://openalex.org/W2972390905","https://openalex.org/W2972432684","https://openalex.org/W2981735416","https://openalex.org/W2982187354","https://openalex.org/W2991355809","https://openalex.org/W2995757841","https://openalex.org/W2997568533","https://openalex.org/W3004447444","https://openalex.org/W3004890695","https://openalex.org/W3005370840","https://openalex.org/W3008005821","https://openalex.org/W3021638025","https://openalex.org/W3022006292","https://openalex.org/W3023828673","https://openalex.org/W3036241582","https://openalex.org/W3037473497","https://openalex.org/W3045909547","https://openalex.org/W3080233264","https://openalex.org/W3080325294","https://openalex.org/W3081820010","https://openalex.org/W3082800869","https://openalex.org/W3086866078","https://openalex.org/W3093354578","https://openalex.org/W3104966193","https://openalex.org/W3115058641","https://openalex.org/W3116402529","https://openalex.org/W3121520705","https://openalex.org/W3127346584","https://openalex.org/W3173441654","https://openalex.org/W3186474360","https://openalex.org/W3187118547","https://openalex.org/W3196156615","https://openalex.org/W3212361716","https://openalex.org/W3214829691","https://openalex.org/W4200135404","https://openalex.org/W4210576151","https://openalex.org/W4210763735","https://openalex.org/W4213445714","https://openalex.org/W4221092425","https://openalex.org/W4280534995","https://openalex.org/W4281770092","https://openalex.org/W4282979937","https://openalex.org/W4285308403","https://openalex.org/W4285520921","https://openalex.org/W4293235800","https://openalex.org/W4295185399","https://openalex.org/W4312565316"],"related_works":["https://openalex.org/W2093798919","https://openalex.org/W3101929529","https://openalex.org/W2907262898","https://openalex.org/W2393298610","https://openalex.org/W2050433615","https://openalex.org/W2784017372","https://openalex.org/W2034419863","https://openalex.org/W3022695109","https://openalex.org/W2363363251","https://openalex.org/W2054202867"],"abstract_inverted_index":{"Abstract":[0],"Fin-Tech":[1,25],"is":[2,26,38,90,113,251],"the":[3,29,49,53,56,81,98,110,134,140,153,165,175,204,207,217,221,249],"merging":[4],"of":[5,32,105,167,177,195,223],"finance":[6],"and":[7,19,60,117,139,203,233,256,260,264],"technology,":[8],"to":[9,51,132,145,173,258],"be":[10,124],"considered":[11],"a":[12,39,69,106,158],"key":[13,237],"term":[14],"for":[15,42,83,136,142,157,171,210,226],"technology-based":[16,218],"financial":[17,73],"operations":[18],"money":[20,35,111,147,200,228],"transactions":[21,74],"as":[22,24],"far":[23],"concerned.":[27],"In":[28,244],"massive":[30],"field":[31],"business,":[33],"mobile":[34,146],"transaction":[36,112,148,201,262],"security":[37,67,99,149,241],"great":[40],"challenge":[41,89],"researchers.":[43],"The":[44,85,103,188,213,230],"user":[45,92,107,127,137,211,250],"authentication":[46,54,63,93,138,169,172,193,235],"schemes":[47],"restrict":[48],"ability":[50],"enforce":[52],"before":[55,109],"account":[57],"can":[58],"access":[59],"operate.":[61],"Although":[62],"factors":[64],"provide":[65],"greater":[66],"than":[68],"simple":[70],"static":[71],"password,":[72],"have":[75],"potential":[76],"drawbacks":[77],"because":[78],"cybercrime":[79],"expands":[80],"opportunities":[82],"fraudsters.":[84,102],"most":[86,189],"common":[87],"enterprise":[88],"mobile-based":[91],"during":[94],"transactions,":[95],"which":[96,196],"addresses":[97],"issues":[100],"against":[101],"confirmation":[104],"legitimation":[108],"highlighted":[114],"by":[115,242],"mechanisms":[116],"technologies":[118,135,255],"from":[119,185,267],"previous":[120],"studies":[121],"that":[122,239],"may":[123],"helpful":[125],"in":[126],"authentication.":[128,212],"This":[129,160],"study":[130,214],"aims":[131],"identify":[133],"opportunity":[141],"their":[143],"transformation":[144],"despite":[150],"having":[151],"all":[152],"legally":[154],"required":[155],"data":[156],"transaction.":[159],"proposed":[161],"review":[162],"has":[163],"identified":[164],"role":[166],"multifactor":[168,234],"techniques":[170],"mitigate":[174],"risk":[176],"fraudulent":[178],"transactions\u2014the":[179],"analysis":[180],"through":[181],"92":[182],"articles":[183,191],"taken":[184],"famous":[186],"publishers.":[187],"relevant":[190],"address":[192],"problems,":[194],"54":[197],"percent":[198],"describe":[199],"security,":[202],"rest":[205],"highlight":[206],"supporting":[208],"technology":[209],"platform":[215],"described":[216],"approaches":[219],"with":[220],"appreciation":[222],"new":[224],"ideas":[225],"secure":[227],"transactions.":[229],"QR":[231],"code":[232],"are":[236],"terms":[238],"increased":[240],"46%.":[243],"addition,":[245],"this":[246],"also":[247],"ensures":[248],"legitimate":[252],"using":[253],"advanced":[254],"algorithms":[257],"predict":[259],"discover":[261],"risks":[263],"discourage":[265],"fraudsters":[266],"trying.":[268]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":11},{"year":2024,"cited_by_count":10},{"year":2023,"cited_by_count":2}],"updated_date":"2026-06-10T14:10:52.464848","created_date":"2025-10-10T00:00:00"}