{"id":"https://openalex.org/W3172151006","doi":"https://doi.org/10.1155/2021/9975856","title":"Credit Behaviors of Rural Households in the Perspective of Complex Social Networks","display_name":"Credit Behaviors of Rural Households in the Perspective of Complex Social Networks","publication_year":2021,"publication_date":"2021-01-01","ids":{"openalex":"https://openalex.org/W3172151006","doi":"https://doi.org/10.1155/2021/9975856","mag":"3172151006"},"language":"en","primary_location":{"id":"doi:10.1155/2021/9975856","is_oa":true,"landing_page_url":"https://doi.org/10.1155/2021/9975856","pdf_url":"https://downloads.hindawi.com/journals/complexity/2021/9975856.pdf","source":{"id":"https://openalex.org/S207319443","display_name":"Complexity","issn_l":"1076-2787","issn":["1076-2787","1099-0526"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319869","host_organization_name":"Hindawi Publishing Corporation","host_organization_lineage":["https://openalex.org/P4310319869"],"host_organization_lineage_names":["Hindawi Publishing Corporation"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Complexity","raw_type":"journal-article"},"type":"article","indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://downloads.hindawi.com/journals/complexity/2021/9975856.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5100675237","display_name":"Zhao Qiang","orcid":"https://orcid.org/0000-0001-7690-5437"},"institutions":[{"id":"https://openalex.org/I87445476","display_name":"Xi'an Jiaotong University","ror":"https://ror.org/017zhmm22","country_code":"CN","type":"education","lineage":["https://openalex.org/I87445476"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Qiang Zhao","raw_affiliation_strings":["School of Economics and Finance, Xi'an Jiaotong University, Xi'an710064, China"],"affiliations":[{"raw_affiliation_string":"School of Economics and Finance, Xi'an Jiaotong University, Xi'an710064, China","institution_ids":["https://openalex.org/I87445476"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5100654530","display_name":"Yue Shen","orcid":"https://orcid.org/0000-0003-3271-9848"},"institutions":[{"id":"https://openalex.org/I87445476","display_name":"Xi'an Jiaotong University","ror":"https://ror.org/017zhmm22","country_code":"CN","type":"education","lineage":["https://openalex.org/I87445476"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Yue Shen","raw_affiliation_strings":["School of Economics and Finance, Xi'an Jiaotong University, Xi'an710064, China"],"affiliations":[{"raw_affiliation_string":"School of Economics and Finance, Xi'an Jiaotong University, Xi'an710064, China","institution_ids":["https://openalex.org/I87445476"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5101139113","display_name":"Li Chaoqian","orcid":null},"institutions":[{"id":"https://openalex.org/I87445476","display_name":"Xi'an Jiaotong University","ror":"https://ror.org/017zhmm22","country_code":"CN","type":"education","lineage":["https://openalex.org/I87445476"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Chaoqian Li","raw_affiliation_strings":["School of Economics and Finance, Xi'an Jiaotong University, Xi'an710064, China"],"affiliations":[{"raw_affiliation_string":"School of Economics and Finance, Xi'an Jiaotong University, Xi'an710064, China","institution_ids":["https://openalex.org/I87445476"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5100654530"],"corresponding_institution_ids":["https://openalex.org/I87445476"],"apc_list":{"value":2300,"currency":"USD","value_usd":2300},"apc_paid":{"value":2300,"currency":"USD","value_usd":2300},"fwci":2.0719,"has_fulltext":true,"cited_by_count":11,"citation_normalized_percentile":{"value":0.90875447,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":"2021","issue":"1","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9997000098228455,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9997000098228455,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9822999835014343,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9452000260353088,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/perspective","display_name":"Perspective (graphical)","score":0.60834139585495},{"id":"https://openalex.org/keywords/social-network","display_name":"Social network (sociolinguistics)","score":0.591019868850708},{"id":"https://openalex.org/keywords/interpersonal-communication","display_name":"Interpersonal communication","score":0.44207191467285156},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.37988781929016113},{"id":"https://openalex.org/keywords/social-psychology","display_name":"Social psychology","score":0.19779637455940247},{"id":"https://openalex.org/keywords/psychology","display_name":"Psychology","score":0.17389264702796936},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.11821526288986206},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.09068465232849121},{"id":"https://openalex.org/keywords/social-media","display_name":"Social media","score":0.08143895864486694},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.07579642534255981}],"concepts":[{"id":"https://openalex.org/C12713177","wikidata":"https://www.wikidata.org/wiki/Q1900281","display_name":"Perspective (graphical)","level":2,"score":0.60834139585495},{"id":"https://openalex.org/C4727928","wikidata":"https://www.wikidata.org/wiki/Q17164759","display_name":"Social network (sociolinguistics)","level":3,"score":0.591019868850708},{"id":"https://openalex.org/C164850336","wikidata":"https://www.wikidata.org/wiki/Q3685487","display_name":"Interpersonal communication","level":2,"score":0.44207191467285156},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.37988781929016113},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.19779637455940247},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.17389264702796936},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.11821526288986206},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.09068465232849121},{"id":"https://openalex.org/C518677369","wikidata":"https://www.wikidata.org/wiki/Q202833","display_name":"Social media","level":2,"score":0.08143895864486694},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.07579642534255981}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1155/2021/9975856","is_oa":true,"landing_page_url":"https://doi.org/10.1155/2021/9975856","pdf_url":"https://downloads.hindawi.com/journals/complexity/2021/9975856.pdf","source":{"id":"https://openalex.org/S207319443","display_name":"Complexity","issn_l":"1076-2787","issn":["1076-2787","1099-0526"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319869","host_organization_name":"Hindawi Publishing Corporation","host_organization_lineage":["https://openalex.org/P4310319869"],"host_organization_lineage_names":["Hindawi Publishing Corporation"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Complexity","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:hin:complx:9975856","is_oa":false,"landing_page_url":"http://downloads.hindawi.com/journals/complexity/2021/9975856.xml","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:doaj.org/article:d070cffc77a04935b5a9f59536446ab1","is_oa":true,"landing_page_url":"https://doaj.org/article/d070cffc77a04935b5a9f59536446ab1","pdf_url":null,"source":{"id":"https://openalex.org/S112646816","display_name":"SHILAP Revista de lepidopterolog\u00eda","issn_l":"0300-5267","issn":["0300-5267","2340-4078"],"is_oa":true,"is_in_doaj":true,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Complexity, Vol 2021 (2021)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.1155/2021/9975856","is_oa":true,"landing_page_url":"https://doi.org/10.1155/2021/9975856","pdf_url":"https://downloads.hindawi.com/journals/complexity/2021/9975856.pdf","source":{"id":"https://openalex.org/S207319443","display_name":"Complexity","issn_l":"1076-2787","issn":["1076-2787","1099-0526"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319869","host_organization_name":"Hindawi Publishing Corporation","host_organization_lineage":["https://openalex.org/P4310319869"],"host_organization_lineage_names":["Hindawi Publishing Corporation"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Complexity","raw_type":"journal-article"},"sustainable_development_goals":[],"awards":[{"id":"https://openalex.org/G3317480652","display_name":null,"funder_award_id":"Science","funder_id":"https://openalex.org/F4320321001","funder_display_name":"National Natural Science Foundation of China"},{"id":"https://openalex.org/G3860204776","display_name":null,"funder_award_id":"71974157","funder_id":"https://openalex.org/F4320321001","funder_display_name":"National Natural Science Foundation of China"},{"id":"https://openalex.org/G5994120800","display_name":null,"funder_award_id":"Natural","funder_id":"https://openalex.org/F4320321001","funder_display_name":"National Natural Science Foundation of China"},{"id":"https://openalex.org/G7127111359","display_name":null,"funder_award_id":"72003113","funder_id":"https://openalex.org/F4320321001","funder_display_name":"National Natural Science Foundation of China"}],"funders":[{"id":"https://openalex.org/F4320321001","display_name":"National Natural Science Foundation of China","ror":"https://ror.org/01h0zpd94"}],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3172151006.pdf","grobid_xml":"https://content.openalex.org/works/W3172151006.grobid-xml"},"referenced_works_count":23,"referenced_works":["https://openalex.org/W1546523058","https://openalex.org/W1914700751","https://openalex.org/W1978144193","https://openalex.org/W1992866957","https://openalex.org/W2010845851","https://openalex.org/W2017717334","https://openalex.org/W2019890830","https://openalex.org/W2039013181","https://openalex.org/W2044338313","https://openalex.org/W2066593412","https://openalex.org/W2085106982","https://openalex.org/W2102543373","https://openalex.org/W2158033661","https://openalex.org/W2158460690","https://openalex.org/W2159446740","https://openalex.org/W2389964298","https://openalex.org/W2518143696","https://openalex.org/W2578263636","https://openalex.org/W2588882672","https://openalex.org/W2744741297","https://openalex.org/W2976925472","https://openalex.org/W3040386790","https://openalex.org/W4255106212"],"related_works":["https://openalex.org/W4391375266","https://openalex.org/W2899084033","https://openalex.org/W2149537132","https://openalex.org/W2018871932","https://openalex.org/W641279757","https://openalex.org/W370975646","https://openalex.org/W1670566515","https://openalex.org/W4242022592","https://openalex.org/W596972243","https://openalex.org/W4313230280"],"abstract_inverted_index":{"With":[0],"the":[1,10,64,78,121,124,154],"increasing":[2],"number":[3],"of":[4,12,23,66,83,123,156],"social":[5,13,29,45,49,84,96,106],"networks":[6,14,85,97,107,131,134,163],"emerging":[7],"and":[8,35,57,62,80,117,132,142,145],"evolving,":[9],"influence":[11,122,155],"on":[15,44,60,86,113,139,150,164],"human":[16],"behavior":[17,43],"is":[18,126,159],"now":[19],"again":[20],"a":[21,109,136],"subject":[22],"discussion":[24],"in":[25,28],"academe.":[26],"Dynamics":[27],"networks,":[30,46],"such":[31],"as":[32],"opinion":[33],"formation":[34],"information":[36],"sharing,":[37],"are":[38,52,148],"restricting":[39],"or":[40,168],"proliferating":[41],"members\u2019":[42],"while":[47],"new":[48],"network":[50,158],"dynamics":[51],"created":[53],"by":[54],"interpersonal":[55],"contacts":[56],"interactions.":[58],"Based":[59],"this":[61,71],"against":[63],"backdrop":[65],"unfavourable":[67],"rural":[68,87,101],"credit":[69,89,103,116,141,167],"development,":[70],"article":[72],"uses":[73],"CHFS":[74],"data":[75],"to":[76],"discuss":[77],"whole":[79],"heterogeneous":[81],"impact":[82,112,138],"household":[88,102],"behavior.":[90],"The":[91],"results":[92],"show":[93],"that":[94],"(1)":[95],"can":[98],"effectively":[99],"promote":[100],"behavior;":[104],"(2)":[105],"have":[108,135],"significant":[110],"positive":[111,137],"both":[114,129],"formal":[115,140,166],"informal":[118,143,151,169],"credit,":[119,144],"but":[120],"latter":[125],"stronger;":[127],"(3)":[128],"emotional":[130,157],"instrumental":[133,162],"their":[146],"influences":[147],"stronger":[149,160],"credit;":[152],"(4)":[153],"than":[161],"either":[165],"credit.":[170]},"counts_by_year":[{"year":2025,"cited_by_count":4},{"year":2024,"cited_by_count":3},{"year":2022,"cited_by_count":3},{"year":2021,"cited_by_count":1}],"updated_date":"2026-04-16T08:26:57.006410","created_date":"2025-10-10T00:00:00"}