{"id":"https://openalex.org/W3209222159","doi":"https://doi.org/10.1155/2021/8509991","title":"Regional Bank Consolidation and SMEs\u2019 Credit Availability: Evidence from China","display_name":"Regional Bank Consolidation and SMEs\u2019 Credit Availability: Evidence from China","publication_year":2021,"publication_date":"2021-01-01","ids":{"openalex":"https://openalex.org/W3209222159","doi":"https://doi.org/10.1155/2021/8509991","mag":"3209222159"},"language":"en","primary_location":{"id":"doi:10.1155/2021/8509991","is_oa":true,"landing_page_url":"https://doi.org/10.1155/2021/8509991","pdf_url":"https://downloads.hindawi.com/journals/complexity/2021/8509991.pdf","source":{"id":"https://openalex.org/S207319443","display_name":"Complexity","issn_l":"1076-2787","issn":["1076-2787","1099-0526"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319869","host_organization_name":"Hindawi Publishing Corporation","host_organization_lineage":["https://openalex.org/P4310319869"],"host_organization_lineage_names":["Hindawi Publishing Corporation"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Complexity","raw_type":"journal-article"},"type":"article","indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://downloads.hindawi.com/journals/complexity/2021/8509991.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5087861590","display_name":"Xiaohui Hou","orcid":"https://orcid.org/0000-0001-6264-7051"},"institutions":[{"id":"https://openalex.org/I87445476","display_name":"Xi'an Jiaotong University","ror":"https://ror.org/017zhmm22","country_code":"CN","type":"education","lineage":["https://openalex.org/I87445476"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Xiaohui Hou","raw_affiliation_strings":["School of Economics and Finance, Xi'an Jiaotong University, Xi'an, Shaanxi 710061, China"],"affiliations":[{"raw_affiliation_string":"School of Economics and Finance, Xi'an Jiaotong University, Xi'an, Shaanxi 710061, China","institution_ids":["https://openalex.org/I87445476"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5102872672","display_name":"Wei He","orcid":"https://orcid.org/0000-0002-8307-6355"},"institutions":[{"id":"https://openalex.org/I87445476","display_name":"Xi'an Jiaotong University","ror":"https://ror.org/017zhmm22","country_code":"CN","type":"education","lineage":["https://openalex.org/I87445476"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Wei He","raw_affiliation_strings":["School of Economics and Finance, Xi'an Jiaotong University, Xi'an, Shaanxi 710061, China"],"affiliations":[{"raw_affiliation_string":"School of Economics and Finance, Xi'an Jiaotong University, Xi'an, Shaanxi 710061, China","institution_ids":["https://openalex.org/I87445476"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5027108115","display_name":"KE Kong-lin","orcid":null},"institutions":[{"id":"https://openalex.org/I75059550","display_name":"Zhejiang Gongshang University","ror":"https://ror.org/0569mkk41","country_code":"CN","type":"education","lineage":["https://openalex.org/I75059550"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Kong-Lin Ke","raw_affiliation_strings":["School of Finance, Zhejiang Gongshang University, Hangzhou, Zhejiang 310018, China"],"affiliations":[{"raw_affiliation_string":"School of Finance, Zhejiang Gongshang University, Hangzhou, Zhejiang 310018, China","institution_ids":["https://openalex.org/I75059550"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5087861590"],"corresponding_institution_ids":["https://openalex.org/I87445476"],"apc_list":{"value":2300,"currency":"USD","value_usd":2300},"apc_paid":{"value":2300,"currency":"USD","value_usd":2300},"fwci":0.2217,"has_fulltext":true,"cited_by_count":1,"citation_normalized_percentile":{"value":0.59564402,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":94},"biblio":{"volume":"2021","issue":"1","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9993000030517578,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9993000030517578,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10019","display_name":"Corporate Finance and Governance","score":0.991599977016449,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9883999824523926,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/consolidation","display_name":"Consolidation (business)","score":0.8937580585479736},{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.7626727223396301},{"id":"https://openalex.org/keywords/china","display_name":"China","score":0.7039915919303894},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.701987087726593},{"id":"https://openalex.org/keywords/incentive","display_name":"Incentive","score":0.6855332851409912},{"id":"https://openalex.org/keywords/empirical-evidence","display_name":"Empirical evidence","score":0.4590086340904236},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.4547097980976105},{"id":"https://openalex.org/keywords/government","display_name":"Government (linguistics)","score":0.45204877853393555},{"id":"https://openalex.org/keywords/financial-system","display_name":"Financial system","score":0.41890233755111694},{"id":"https://openalex.org/keywords/soft-loan","display_name":"Soft loan","score":0.4159584045410156},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.1999598741531372},{"id":"https://openalex.org/keywords/non-performing-loan","display_name":"Non-performing loan","score":0.15073564648628235},{"id":"https://openalex.org/keywords/market-economy","display_name":"Market economy","score":0.07862862944602966}],"concepts":[{"id":"https://openalex.org/C2776014549","wikidata":"https://www.wikidata.org/wiki/Q3050847","display_name":"Consolidation (business)","level":2,"score":0.8937580585479736},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.7626727223396301},{"id":"https://openalex.org/C191935318","wikidata":"https://www.wikidata.org/wiki/Q148","display_name":"China","level":2,"score":0.7039915919303894},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.701987087726593},{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.6855332851409912},{"id":"https://openalex.org/C166052673","wikidata":"https://www.wikidata.org/wiki/Q83021","display_name":"Empirical evidence","level":2,"score":0.4590086340904236},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4547097980976105},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.45204877853393555},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.41890233755111694},{"id":"https://openalex.org/C28730074","wikidata":"https://www.wikidata.org/wiki/Q205205","display_name":"Soft loan","level":4,"score":0.4159584045410156},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.1999598741531372},{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.15073564648628235},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.07862862944602966},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1155/2021/8509991","is_oa":true,"landing_page_url":"https://doi.org/10.1155/2021/8509991","pdf_url":"https://downloads.hindawi.com/journals/complexity/2021/8509991.pdf","source":{"id":"https://openalex.org/S207319443","display_name":"Complexity","issn_l":"1076-2787","issn":["1076-2787","1099-0526"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319869","host_organization_name":"Hindawi Publishing Corporation","host_organization_lineage":["https://openalex.org/P4310319869"],"host_organization_lineage_names":["Hindawi Publishing Corporation"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Complexity","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:3628223b7a18449090117fb1a2281d86","is_oa":true,"landing_page_url":"https://doaj.org/article/3628223b7a18449090117fb1a2281d86","pdf_url":null,"source":{"id":"https://openalex.org/S112646816","display_name":"SHILAP Revista de lepidopterolog\u00eda","issn_l":"0300-5267","issn":["0300-5267","2340-4078"],"is_oa":true,"is_in_doaj":true,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Complexity, Vol 2021 (2021)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.1155/2021/8509991","is_oa":true,"landing_page_url":"https://doi.org/10.1155/2021/8509991","pdf_url":"https://downloads.hindawi.com/journals/complexity/2021/8509991.pdf","source":{"id":"https://openalex.org/S207319443","display_name":"Complexity","issn_l":"1076-2787","issn":["1076-2787","1099-0526"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319869","host_organization_name":"Hindawi Publishing Corporation","host_organization_lineage":["https://openalex.org/P4310319869"],"host_organization_lineage_names":["Hindawi Publishing Corporation"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Complexity","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.5799999833106995,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3209222159.pdf","grobid_xml":"https://content.openalex.org/works/W3209222159.grobid-xml"},"referenced_works_count":8,"referenced_works":["https://openalex.org/W1963482309","https://openalex.org/W2023956510","https://openalex.org/W2111504671","https://openalex.org/W3023920384","https://openalex.org/W3123722668","https://openalex.org/W3124226976","https://openalex.org/W4238136831","https://openalex.org/W4242256891"],"related_works":["https://openalex.org/W3125625138","https://openalex.org/W2216290035","https://openalex.org/W3164479664","https://openalex.org/W2604163617","https://openalex.org/W2185962469","https://openalex.org/W2994756465","https://openalex.org/W2791593081","https://openalex.org/W4379207214","https://openalex.org/W3039141162","https://openalex.org/W2711972606"],"abstract_inverted_index":{"We":[0],"conjecture":[1],"that":[2,45],"locally":[3],"government\u2010led":[4],"bank":[5],"consolidation":[6],"may":[7],"negatively":[8],"affect":[9],"the":[10,17,49],"SMEs\u2019":[11],"credit":[12],"availability":[13],"in":[14],"China":[15],"because":[16],"breakdown":[18],"of":[19],"privately":[20],"benefit\u2010based":[21],"relationships":[22],"among":[23],"small":[24],"business":[25],"borrowers,":[26],"loan":[27,34],"officers,":[28],"and":[29],"senior":[30],"managers":[31],"could":[32],"reduce":[33],"officers\u2019":[35],"incentives":[36],"to":[37],"use":[38],"their":[39],"soft":[40],"information.":[41],"Empirical":[42],"results":[43],"show":[44],"this":[46],"is":[47],"indeed":[48],"case.":[50]},"counts_by_year":[{"year":2023,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}
