{"id":"https://openalex.org/W7160612459","doi":"https://doi.org/10.1145/3796315.3796350","title":"Research on the Behavioral Evolution Mechanism of Credit Support for Exploratory Innovation Enterprises under Prospect Theory","display_name":"Research on the Behavioral Evolution Mechanism of Credit Support for Exploratory Innovation Enterprises under Prospect Theory","publication_year":2026,"publication_date":"2026-01-21","ids":{"openalex":"https://openalex.org/W7160612459","doi":"https://doi.org/10.1145/3796315.3796350"},"language":null,"primary_location":{"id":"doi:10.1145/3796315.3796350","is_oa":true,"landing_page_url":"https://doi.org/10.1145/3796315.3796350","pdf_url":null,"source":null,"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 2026 9th International Conference on Software Engineering and Information Management","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://doi.org/10.1145/3796315.3796350","any_repository_has_fulltext":null},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5036914647","display_name":"Huayun Wang","orcid":"https://orcid.org/0000-0002-4394-7937"},"institutions":[{"id":"https://openalex.org/I163732180","display_name":"Guangxi University of Finance and Economics","ror":"https://ror.org/02ayg6516","country_code":"CN","type":"education","lineage":["https://openalex.org/I163732180"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Huayun Wang","raw_affiliation_strings":["School of Management Science and Engineering, Guangxi University of Finance and Economics, Nanning, China"],"raw_orcid":"https://orcid.org/0000-0002-4394-7937","affiliations":[{"raw_affiliation_string":"School of Management Science and Engineering, Guangxi University of Finance and Economics, Nanning, China","institution_ids":["https://openalex.org/I163732180"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5101459797","display_name":"Liu Yang","orcid":"https://orcid.org/0000-0002-2858-9828"},"institutions":[{"id":"https://openalex.org/I163732180","display_name":"Guangxi University of Finance and Economics","ror":"https://ror.org/02ayg6516","country_code":"CN","type":"education","lineage":["https://openalex.org/I163732180"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Liu Yang","raw_affiliation_strings":["School of Accounting and Auditing, Guangxi University of Finance and Economics, Nanning, China"],"raw_orcid":"https://orcid.org/0000-0002-2858-9828","affiliations":[{"raw_affiliation_string":"School of Accounting and Auditing, Guangxi University of Finance and Economics, Nanning, China","institution_ids":["https://openalex.org/I163732180"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I163732180"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.63769272,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"253","last_page":"263"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.20919999480247498,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.20919999480247498,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.13989999890327454,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11903","display_name":"Private Equity and Venture Capital","score":0.12929999828338623,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/incentive","display_name":"Incentive","score":0.694599986076355},{"id":"https://openalex.org/keywords/government","display_name":"Government (linguistics)","score":0.6026999950408936},{"id":"https://openalex.org/keywords/prospect-theory","display_name":"Prospect theory","score":0.5999000072479248},{"id":"https://openalex.org/keywords/behavioral-economics","display_name":"Behavioral economics","score":0.4975999891757965},{"id":"https://openalex.org/keywords/mechanism","display_name":"Mechanism (biology)","score":0.4778999984264374},{"id":"https://openalex.org/keywords/loss-aversion","display_name":"Loss aversion","score":0.4758000075817108},{"id":"https://openalex.org/keywords/risk-aversion","display_name":"Risk aversion (psychology)","score":0.44369998574256897},{"id":"https://openalex.org/keywords/exploratory-research","display_name":"Exploratory research","score":0.41190001368522644}],"concepts":[{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.694599986076355},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.6026999950408936},{"id":"https://openalex.org/C339426","wikidata":"https://www.wikidata.org/wiki/Q1151839","display_name":"Prospect theory","level":2,"score":0.5999000072479248},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5720000267028809},{"id":"https://openalex.org/C109574028","wikidata":"https://www.wikidata.org/wiki/Q647525","display_name":"Behavioral economics","level":2,"score":0.4975999891757965},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.4787999987602234},{"id":"https://openalex.org/C89611455","wikidata":"https://www.wikidata.org/wiki/Q6804646","display_name":"Mechanism (biology)","level":2,"score":0.4778999984264374},{"id":"https://openalex.org/C2778174566","wikidata":"https://www.wikidata.org/wiki/Q2874240","display_name":"Loss aversion","level":2,"score":0.4758000075817108},{"id":"https://openalex.org/C129915516","wikidata":"https://www.wikidata.org/wiki/Q17083550","display_name":"Risk aversion (psychology)","level":3,"score":0.44369998574256897},{"id":"https://openalex.org/C85973986","wikidata":"https://www.wikidata.org/wiki/Q1091731","display_name":"Exploratory research","level":2,"score":0.41190001368522644},{"id":"https://openalex.org/C177142836","wikidata":"https://www.wikidata.org/wiki/Q44455","display_name":"Game theory","level":2,"score":0.39750000834465027},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.35589998960494995},{"id":"https://openalex.org/C19244329","wikidata":"https://www.wikidata.org/wiki/Q208697","display_name":"Financial market","level":2,"score":0.32190001010894775},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.30379998683929443},{"id":"https://openalex.org/C46814582","wikidata":"https://www.wikidata.org/wiki/Q23389","display_name":"Nash equilibrium","level":2,"score":0.30300000309944153},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.30140000581741333},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2987000048160553},{"id":"https://openalex.org/C109986646","wikidata":"https://www.wikidata.org/wiki/Q546113","display_name":"Public policy","level":2,"score":0.29089999198913574},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.27730000019073486},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.27469998598098755},{"id":"https://openalex.org/C18619997","wikidata":"https://www.wikidata.org/wiki/Q47627","display_name":"Experimental economics","level":2,"score":0.27410000562667847},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.2703999876976013},{"id":"https://openalex.org/C100001284","wikidata":"https://www.wikidata.org/wiki/Q2248246","display_name":"Public economics","level":1,"score":0.26330000162124634},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.25119999051094055}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1145/3796315.3796350","is_oa":true,"landing_page_url":"https://doi.org/10.1145/3796315.3796350","pdf_url":null,"source":null,"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 2026 9th International Conference on Software Engineering and Information Management","raw_type":"proceedings-article"}],"best_oa_location":{"id":"doi:10.1145/3796315.3796350","is_oa":true,"landing_page_url":"https://doi.org/10.1145/3796315.3796350","pdf_url":null,"source":null,"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 2026 9th International Conference on Software Engineering and Information Management","raw_type":"proceedings-article"},"sustainable_development_goals":[{"display_name":"Industry, innovation and infrastructure","score":0.42441654205322266,"id":"https://metadata.un.org/sdg/9"}],"awards":[{"id":"https://openalex.org/G3377155924","display_name":null,"funder_award_id":"22BJY042","funder_id":"https://openalex.org/F4320335869","funder_display_name":"National Social Science Fund of China"}],"funders":[{"id":"https://openalex.org/F4320335869","display_name":"National Social Science Fund of China","ror":null}],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":9,"referenced_works":["https://openalex.org/W1035961460","https://openalex.org/W2002779084","https://openalex.org/W2041946752","https://openalex.org/W2108975248","https://openalex.org/W3011865677","https://openalex.org/W3022339544","https://openalex.org/W3126813764","https://openalex.org/W3131215570","https://openalex.org/W4235958131"],"related_works":[],"abstract_inverted_index":{"Credit":[0],"support":[1],"plays":[2],"a":[3,47],"vital":[4],"role":[5],"in":[6,10,46],"addressing":[7],"funding":[8],"constraints":[9],"exploratory":[11,103],"innovation,":[12,104],"yet":[13],"its":[14],"practical":[15],"effectiveness":[16],"remains":[17],"limited.":[18],"To":[19],"explain":[20],"the":[21,36,44,60,67,99,171],"gap":[22],"between":[23],"theoretical":[24,164],"feasibility":[25],"and":[26,43,59,89,113,133,155,166],"real-world":[27],"inefficiency,":[28],"this":[29],"study":[30],"applies":[31],"prospect":[32],"theory":[33],"to":[34,79,87,107,169],"analyze":[35],"strategic":[37],"decision-making":[38],"of":[39,62,102,173],"enterprises,":[40],"financial":[41,156],"institutions,":[42],"government":[45,109],"tripartite":[48],"game":[49],"framework.":[50],"Using":[51],"MATLAB":[52],"simulations,":[53],"we":[54],"examine":[55],"group":[56],"behavioral":[57],"dynamics":[58],"influence":[61,117],"key":[63],"subjective":[64],"factors":[65],"on":[66],"credit":[68,82,118,144,175],"system.":[69],"The":[70],"results":[71],"indicate":[72],"that:":[73],"(1)":[74],"A":[75,142],"higher":[76],"diminishing":[77],"sensitivity":[78,86],"gains":[80],"promotes":[81],"market":[83,139],"stability,":[84],"while":[85],"losses":[88],"strong":[90],"loss":[91],"aversion":[92],"hinder":[93],"it.":[94],"(2)":[95],"Factors":[96],"such":[97],"as":[98],"success":[100,123],"rate":[101,124],"social":[105],"returns":[106,154],"lenders,":[108],"penalties":[110],"for":[111],"fraud,":[112],"incentives":[114],"all":[115],"positively":[116],"system":[119,145],"performance,":[120],"with":[121],"innovation":[122,153,174],"being":[125],"particularly":[126],"critical.":[127],"In":[128],"contrast,":[129],"high":[130],"default":[131],"risk":[132],"speculative":[134],"behavior":[135],"by":[136],"firms":[137],"undermine":[138],"health.":[140],"(3)":[141],"robust":[143],"can":[146],"emerge":[147],"organically":[148],"when":[149],"enterprises":[150],"realize":[151],"substantial":[152],"institutions":[157],"benefit":[158],"from":[159],"lending.":[160],"These":[161],"findings":[162],"offer":[163],"insights":[165],"policy":[167],"recommendations":[168],"enhance":[170],"efficiency":[172],"mechanisms.":[176]},"counts_by_year":[],"updated_date":"2026-06-26T08:34:08.712188","created_date":"2026-05-09T00:00:00"}
