{"id":"https://openalex.org/W4407184885","doi":"https://doi.org/10.1145/3696410.3714573","title":"Harmful Terms and Where to Find Them: Measuring and Modeling Unfavorable Financial Terms and Conditions in Shopping Websites at Scale","display_name":"Harmful Terms and Where to Find Them: Measuring and Modeling Unfavorable Financial Terms and Conditions in Shopping Websites at Scale","publication_year":2025,"publication_date":"2025-04-22","ids":{"openalex":"https://openalex.org/W4407184885","doi":"https://doi.org/10.1145/3696410.3714573"},"language":"en","primary_location":{"id":"doi:10.1145/3696410.3714573","is_oa":true,"landing_page_url":"https://doi.org/10.1145/3696410.3714573","pdf_url":"https://dl.acm.org/doi/pdf/10.1145/3696410.3714573","source":null,"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the ACM on Web Conference 2025","raw_type":"proceedings-article"},"type":"preprint","indexed_in":["arxiv","crossref"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://dl.acm.org/doi/pdf/10.1145/3696410.3714573","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5015391692","display_name":"Elisa Tsai","orcid":"https://orcid.org/0000-0001-6026-070X"},"institutions":[{"id":"https://openalex.org/I27837315","display_name":"University of Michigan","ror":"https://ror.org/00jmfr291","country_code":"US","type":"education","lineage":["https://openalex.org/I27837315"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Elisa Tsai","raw_affiliation_strings":["University of Michigan, Ann Arbor, Michigan, USA"],"raw_orcid":"https://orcid.org/0000-0001-6026-070X","affiliations":[{"raw_affiliation_string":"University of Michigan, Ann Arbor, Michigan, USA","institution_ids":["https://openalex.org/I27837315"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5051506534","display_name":"Neal Mangaokar","orcid":"https://orcid.org/0000-0002-0684-4971"},"institutions":[{"id":"https://openalex.org/I27837315","display_name":"University of Michigan","ror":"https://ror.org/00jmfr291","country_code":"US","type":"education","lineage":["https://openalex.org/I27837315"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Neal Mangaokar","raw_affiliation_strings":["University of Michigan, Ann Arbor, Michigan, USA"],"raw_orcid":"https://orcid.org/0000-0002-0684-4971","affiliations":[{"raw_affiliation_string":"University of Michigan, Ann Arbor, Michigan, USA","institution_ids":["https://openalex.org/I27837315"]}]},{"author_position":"middle","author":{"id":null,"display_name":"Boyuan Zheng","orcid":"https://orcid.org/0009-0002-3884-8237"},"institutions":[{"id":"https://openalex.org/I27837315","display_name":"University of Michigan","ror":"https://ror.org/00jmfr291","country_code":"US","type":"education","lineage":["https://openalex.org/I27837315"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Boyuan Zheng","raw_affiliation_strings":["University of Michigan, Ann Arbor, Michigan, USA"],"raw_orcid":"https://orcid.org/0009-0002-3884-8237","affiliations":[{"raw_affiliation_string":"University of Michigan, Ann Arbor, Michigan, USA","institution_ids":["https://openalex.org/I27837315"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5102869006","display_name":"Haizhong Zheng","orcid":"https://orcid.org/0000-0003-3723-8701"},"institutions":[{"id":"https://openalex.org/I27837315","display_name":"University of Michigan","ror":"https://ror.org/00jmfr291","country_code":"US","type":"education","lineage":["https://openalex.org/I27837315"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Haizhong Zheng","raw_affiliation_strings":["University of Michigan, Ann Arbor, Michigan, USA"],"raw_orcid":"https://orcid.org/0000-0003-3723-8701","affiliations":[{"raw_affiliation_string":"University of Michigan, Ann Arbor, Michigan, USA","institution_ids":["https://openalex.org/I27837315"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5019723791","display_name":"Atul Prakash","orcid":"https://orcid.org/0000-0002-4907-3687"},"institutions":[{"id":"https://openalex.org/I27837315","display_name":"University of Michigan","ror":"https://ror.org/00jmfr291","country_code":"US","type":"education","lineage":["https://openalex.org/I27837315"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Atul Prakash","raw_affiliation_strings":["University of Michigan, Ann Arbor, Michigan, USA"],"raw_orcid":"https://orcid.org/0000-0002-4907-3687","affiliations":[{"raw_affiliation_string":"University of Michigan, Ann Arbor, Michigan, USA","institution_ids":["https://openalex.org/I27837315"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":5,"corresponding_author_ids":["https://openalex.org/A5015391692"],"corresponding_institution_ids":["https://openalex.org/I27837315"],"apc_list":null,"apc_paid":null,"fwci":5.768,"has_fulltext":true,"cited_by_count":2,"citation_normalized_percentile":{"value":0.94563513,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":91,"max":98},"biblio":{"volume":null,"issue":null,"first_page":"990","last_page":"1003"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11644","display_name":"Spam and Phishing Detection","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T11644","display_name":"Spam and Phishing Detection","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10664","display_name":"Sentiment Analysis and Opinion Mining","score":0.9991999864578247,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T12380","display_name":"Authorship Attribution and Profiling","score":0.9843000173568726,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.5776819586753845},{"id":"https://openalex.org/keywords/key","display_name":"Key (lock)","score":0.46502968668937683},{"id":"https://openalex.org/keywords/scale","display_name":"Scale (ratio)","score":0.4481566846370697},{"id":"https://openalex.org/keywords/pipeline","display_name":"Pipeline (software)","score":0.4453742802143097},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.3341619670391083},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.29520273208618164},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.15929466485977173},{"id":"https://openalex.org/keywords/geography","display_name":"Geography","score":0.0952557921409607}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5776819586753845},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.46502968668937683},{"id":"https://openalex.org/C2778755073","wikidata":"https://www.wikidata.org/wiki/Q10858537","display_name":"Scale (ratio)","level":2,"score":0.4481566846370697},{"id":"https://openalex.org/C43521106","wikidata":"https://www.wikidata.org/wiki/Q2165493","display_name":"Pipeline (software)","level":2,"score":0.4453742802143097},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3341619670391083},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.29520273208618164},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.15929466485977173},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.0952557921409607},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0},{"id":"https://openalex.org/C58640448","wikidata":"https://www.wikidata.org/wiki/Q42515","display_name":"Cartography","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1145/3696410.3714573","is_oa":true,"landing_page_url":"https://doi.org/10.1145/3696410.3714573","pdf_url":"https://dl.acm.org/doi/pdf/10.1145/3696410.3714573","source":null,"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the ACM on Web Conference 2025","raw_type":"proceedings-article"},{"id":"pmh:oai:arXiv.org:2502.01798","is_oa":true,"landing_page_url":"http://arxiv.org/abs/2502.01798","pdf_url":"https://arxiv.org/pdf/2502.01798","source":{"id":"https://openalex.org/S4393918464","display_name":"ArXiv.org","issn_l":"2331-8422","issn":["2331-8422"],"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"}],"best_oa_location":{"id":"doi:10.1145/3696410.3714573","is_oa":true,"landing_page_url":"https://doi.org/10.1145/3696410.3714573","pdf_url":"https://dl.acm.org/doi/pdf/10.1145/3696410.3714573","source":null,"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the ACM on Web Conference 2025","raw_type":"proceedings-article"},"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4407184885.pdf","grobid_xml":"https://content.openalex.org/works/W4407184885.grobid-xml"},"referenced_works_count":50,"referenced_works":["https://openalex.org/W40716904","https://openalex.org/W1979675303","https://openalex.org/W1990188874","https://openalex.org/W2012481173","https://openalex.org/W2567869469","https://openalex.org/W2617978315","https://openalex.org/W2780314151","https://openalex.org/W2794855529","https://openalex.org/W2798838283","https://openalex.org/W2804078845","https://openalex.org/W2890718808","https://openalex.org/W2896457183","https://openalex.org/W2909737018","https://openalex.org/W2946516957","https://openalex.org/W2962736666","https://openalex.org/W2965373594","https://openalex.org/W2981852735","https://openalex.org/W2996831414","https://openalex.org/W3000190958","https://openalex.org/W3030993165","https://openalex.org/W3088787638","https://openalex.org/W3094103052","https://openalex.org/W3103764297","https://openalex.org/W3106386337","https://openalex.org/W3121736041","https://openalex.org/W3121759935","https://openalex.org/W3123803990","https://openalex.org/W3124701710","https://openalex.org/W3129136847","https://openalex.org/W3137759237","https://openalex.org/W3183688604","https://openalex.org/W3186254220","https://openalex.org/W3211783568","https://openalex.org/W3212495516","https://openalex.org/W3213215942","https://openalex.org/W4226429814","https://openalex.org/W4231510805","https://openalex.org/W4234249932","https://openalex.org/W4234993303","https://openalex.org/W4241491750","https://openalex.org/W4288086176","https://openalex.org/W4288089799","https://openalex.org/W4322718191","https://openalex.org/W4324007095","https://openalex.org/W4384948702","https://openalex.org/W4385187313","https://openalex.org/W4387559087","https://openalex.org/W4388867280","https://openalex.org/W4388886073","https://openalex.org/W6925564167"],"related_works":["https://openalex.org/W4391375266","https://openalex.org/W2899084033","https://openalex.org/W2748952813","https://openalex.org/W2390279801","https://openalex.org/W4391913857","https://openalex.org/W2358668433","https://openalex.org/W4396701345","https://openalex.org/W2376932109","https://openalex.org/W2001405890","https://openalex.org/W4396696052"],"abstract_inverted_index":{"Terms":[0],"and":[1,30],"conditions":[2],"for":[3,16],"online":[4],"shopping":[5],"websites":[6],"often":[7],"contain":[8],"terms":[9],"that":[10],"can":[11],"have":[12],"significant":[13],"financial":[14,36],"consequences":[15],"customers.":[17],"Despite":[18],"their":[19],"impact,":[20],"there":[21,39],"is":[22],"currently":[23],"no":[24,41],"comprehensive":[25],"understanding":[26],"of":[27],"the":[28,60],"types":[29],"potential":[31],"risks":[32],"associated":[33],"with":[34,67],"unfavorable":[35],"terms.":[37,54],"Furthermore,":[38],"are":[40],"publicly":[42],"available":[43],"detection":[44],"systems":[45],"or":[46,51],"datasets":[47],"to":[48],"systematically":[49],"identify":[50],"mitigate":[52],"these":[53],"In":[55],"this":[56,65],"paper,":[57],"we":[58],"take":[59],"first":[61],"steps":[62],"toward":[63],"solving":[64],"problem":[66],"three":[68],"key":[69],"contributions.":[70]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1}],"updated_date":"2026-04-25T08:17:42.794288","created_date":"2025-10-10T00:00:00"}