{"id":"https://openalex.org/W4410357437","doi":"https://doi.org/10.1145/3672608.3707864","title":"Privacy-Preserving Data Obfuscation for Credit Scoring","display_name":"Privacy-Preserving Data Obfuscation for Credit Scoring","publication_year":2025,"publication_date":"2025-03-31","ids":{"openalex":"https://openalex.org/W4410357437","doi":"https://doi.org/10.1145/3672608.3707864"},"language":"en","primary_location":{"id":"doi:10.1145/3672608.3707864","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3672608.3707864","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 40th ACM/SIGAPP Symposium on Applied Computing","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5055632680","display_name":"Vittorio Prodomo","orcid":"https://orcid.org/0000-0001-5377-2651"},"institutions":[{"id":"https://openalex.org/I50357001","display_name":"Universidad Carlos III de Madrid","ror":"https://ror.org/03ths8210","country_code":"ES","type":"education","lineage":["https://openalex.org/I50357001"]}],"countries":["ES"],"is_corresponding":true,"raw_author_name":"Vittorio Prodomo","raw_affiliation_strings":["University Carlos III of Madrid, Madrid, Madrid, Spain"],"affiliations":[{"raw_affiliation_string":"University Carlos III of Madrid, Madrid, Madrid, Spain","institution_ids":["https://openalex.org/I50357001"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5101418098","display_name":"Roberto Gonz\u00e1lez","orcid":"https://orcid.org/0000-0002-1143-9882"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Roberto Gonzalez","raw_affiliation_strings":["NEC Labs Europe, Heidelberg, Germany"],"affiliations":[{"raw_affiliation_string":"NEC Labs Europe, Heidelberg, Germany","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5059416594","display_name":"Marco Gramaglia","orcid":"https://orcid.org/0000-0001-9494-1853"},"institutions":[{"id":"https://openalex.org/I50357001","display_name":"Universidad Carlos III de Madrid","ror":"https://ror.org/03ths8210","country_code":"ES","type":"education","lineage":["https://openalex.org/I50357001"]}],"countries":["ES"],"is_corresponding":false,"raw_author_name":"Marco Gramaglia","raw_affiliation_strings":["University Carlos III of Madrid, Madrid, Madrid, Spain"],"affiliations":[{"raw_affiliation_string":"University Carlos III of Madrid, Madrid, Madrid, Spain","institution_ids":["https://openalex.org/I50357001"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5080036543","display_name":"Simon Pietro Romano","orcid":"https://orcid.org/0000-0002-5876-0382"},"institutions":[{"id":"https://openalex.org/I71267560","display_name":"University of Naples Federico II","ror":"https://ror.org/05290cv24","country_code":"IT","type":"education","lineage":["https://openalex.org/I71267560"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Simon Pietro Romano","raw_affiliation_strings":["University Federico II of Naples, Naples, Naples, Italy"],"affiliations":[{"raw_affiliation_string":"University Federico II of Naples, Naples, Naples, Italy","institution_ids":["https://openalex.org/I71267560"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5055632680"],"corresponding_institution_ids":["https://openalex.org/I50357001"],"apc_list":null,"apc_paid":null,"fwci":2.8414,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.90753647,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":null,"issue":null,"first_page":"114","last_page":"121"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10764","display_name":"Privacy-Preserving Technologies in Data","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10764","display_name":"Privacy-Preserving Technologies in Data","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10237","display_name":"Cryptography and Data Security","score":0.9983000159263611,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9955000281333923,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/obfuscation","display_name":"Obfuscation","score":0.9243625402450562},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.7268016338348389},{"id":"https://openalex.org/keywords/information-privacy","display_name":"Information privacy","score":0.5733030438423157},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.49411705136299133},{"id":"https://openalex.org/keywords/internet-privacy","display_name":"Internet privacy","score":0.42872267961502075},{"id":"https://openalex.org/keywords/data-mining","display_name":"Data mining","score":0.3268866240978241}],"concepts":[{"id":"https://openalex.org/C40305131","wikidata":"https://www.wikidata.org/wiki/Q2616305","display_name":"Obfuscation","level":2,"score":0.9243625402450562},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.7268016338348389},{"id":"https://openalex.org/C123201435","wikidata":"https://www.wikidata.org/wiki/Q456632","display_name":"Information privacy","level":2,"score":0.5733030438423157},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.49411705136299133},{"id":"https://openalex.org/C108827166","wikidata":"https://www.wikidata.org/wiki/Q175975","display_name":"Internet privacy","level":1,"score":0.42872267961502075},{"id":"https://openalex.org/C124101348","wikidata":"https://www.wikidata.org/wiki/Q172491","display_name":"Data mining","level":1,"score":0.3268866240978241}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1145/3672608.3707864","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3672608.3707864","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 40th ACM/SIGAPP Symposium on Applied Computing","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[{"id":"https://openalex.org/G4834455363","display_name":null,"funder_award_id":"101168311","funder_id":"https://openalex.org/F4320320300","funder_display_name":"European Commission"}],"funders":[{"id":"https://openalex.org/F4320320300","display_name":"European Commission","ror":"https://ror.org/00k4n6c32"}],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":22,"referenced_works":["https://openalex.org/W1873763122","https://openalex.org/W2134167315","https://openalex.org/W2136114025","https://openalex.org/W2159024459","https://openalex.org/W2520774990","https://openalex.org/W2596378825","https://openalex.org/W2989885118","https://openalex.org/W2993032149","https://openalex.org/W3047248372","https://openalex.org/W3080136191","https://openalex.org/W3085052658","https://openalex.org/W3123159599","https://openalex.org/W3199743790","https://openalex.org/W3201155532","https://openalex.org/W3201919447","https://openalex.org/W4304690977","https://openalex.org/W4313886477","https://openalex.org/W4385414976","https://openalex.org/W4394804988","https://openalex.org/W4400215887","https://openalex.org/W4400524829","https://openalex.org/W4402858725"],"related_works":["https://openalex.org/W2584827882","https://openalex.org/W3195097297","https://openalex.org/W4225340788","https://openalex.org/W3038106605","https://openalex.org/W2513267613","https://openalex.org/W3049084372","https://openalex.org/W2528109871","https://openalex.org/W2940702331","https://openalex.org/W2905822832","https://openalex.org/W2240244939"],"abstract_inverted_index":{"In":[0],"this":[1],"work,":[2],"we":[3],"present":[4],"a":[5,17,46,62,73],"privacy-preserving":[6],"framework":[7],"for":[8,34],"credit":[9],"scoring":[10],"systems":[11],"deployed":[12],"on":[13],"Machine":[14],"Learning":[15],"as":[16],"Service":[18],"(MLaaS)":[19],"platforms.":[20],"Our":[21],"approach":[22],"integrates":[23],"an":[24],"obfuscator-classifier":[25],"model":[26,71],"that":[27],"enhances":[28],"privacy":[29,53,77],"while":[30],"maintaining":[31],"high":[32],"accuracy":[33],"loan":[35],"default":[36],"prediction":[37],"tasks.":[38],"The":[39],"obfuscator":[40],"transforms":[41],"sensitive":[42],"financial":[43],"data":[44],"into":[45],"privacy-protected":[47],"representation,":[48],"minimizing":[49],"the":[50],"risk":[51],"of":[52,64],"leakage":[54],"and":[55,67,78],"input":[56],"reconstruction":[57],"during":[58],"inference.":[59],"By":[60],"employing":[61],"combination":[63],"center":[65],"loss":[66],"noise":[68],"addition,":[69],"our":[70],"ensures":[72],"robust":[74],"balance":[75],"between":[76],"utility.":[79]},"counts_by_year":[{"year":2025,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}
