{"id":"https://openalex.org/W3214885503","doi":"https://doi.org/10.1145/3482632.3487479","title":"The evaluation of bank credit based on the improved decision tree model","display_name":"The evaluation of bank credit based on the improved decision tree model","publication_year":2021,"publication_date":"2021-09-24","ids":{"openalex":"https://openalex.org/W3214885503","doi":"https://doi.org/10.1145/3482632.3487479","mag":"3214885503"},"language":"en","primary_location":{"id":"doi:10.1145/3482632.3487479","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3482632.3487479","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2021 4th International Conference on Information Systems and Computer Aided Education","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5026227706","display_name":"Zilin Fan","orcid":null},"institutions":[{"id":"https://openalex.org/I143868143","display_name":"Anhui University","ror":"https://ror.org/05th6yx34","country_code":"CN","type":"education","lineage":["https://openalex.org/I143868143"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Zilin Fan","raw_affiliation_strings":["Anhui University, China"],"affiliations":[{"raw_affiliation_string":"Anhui University, China","institution_ids":["https://openalex.org/I143868143"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5026227706"],"corresponding_institution_ids":["https://openalex.org/I143868143"],"apc_list":null,"apc_paid":null,"fwci":0.136,"has_fulltext":false,"cited_by_count":2,"citation_normalized_percentile":{"value":0.56789319,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":90,"max":95},"biblio":{"volume":null,"issue":null,"first_page":"2603","last_page":"2606"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.9495999813079834,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.9495999813079834,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9128999710083008,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/decision-tree","display_name":"Decision tree","score":0.8124575614929199},{"id":"https://openalex.org/keywords/decision-tree-model","display_name":"Decision tree model","score":0.7176650762557983},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.6677625775337219},{"id":"https://openalex.org/keywords/tree","display_name":"Tree (set theory)","score":0.538143515586853},{"id":"https://openalex.org/keywords/process","display_name":"Process (computing)","score":0.5356431007385254},{"id":"https://openalex.org/keywords/decision-model","display_name":"Decision model","score":0.5035213828086853},{"id":"https://openalex.org/keywords/data-mining","display_name":"Data mining","score":0.3044470548629761},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.27298593521118164},{"id":"https://openalex.org/keywords/mathematics","display_name":"Mathematics","score":0.06335258483886719}],"concepts":[{"id":"https://openalex.org/C84525736","wikidata":"https://www.wikidata.org/wiki/Q831366","display_name":"Decision tree","level":2,"score":0.8124575614929199},{"id":"https://openalex.org/C56289965","wikidata":"https://www.wikidata.org/wiki/Q5249246","display_name":"Decision tree model","level":3,"score":0.7176650762557983},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.6677625775337219},{"id":"https://openalex.org/C113174947","wikidata":"https://www.wikidata.org/wiki/Q2859736","display_name":"Tree (set theory)","level":2,"score":0.538143515586853},{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.5356431007385254},{"id":"https://openalex.org/C59594135","wikidata":"https://www.wikidata.org/wiki/Q5249242","display_name":"Decision model","level":2,"score":0.5035213828086853},{"id":"https://openalex.org/C124101348","wikidata":"https://www.wikidata.org/wiki/Q172491","display_name":"Data mining","level":1,"score":0.3044470548629761},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.27298593521118164},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.06335258483886719},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C134306372","wikidata":"https://www.wikidata.org/wiki/Q7754","display_name":"Mathematical analysis","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1145/3482632.3487479","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3482632.3487479","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2021 4th International Conference on Information Systems and Computer Aided Education","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.5299999713897705,"id":"https://metadata.un.org/sdg/16","display_name":"Peace, Justice and strong institutions"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":1,"referenced_works":["https://openalex.org/W3118277840"],"related_works":["https://openalex.org/W2377198601","https://openalex.org/W2381980924","https://openalex.org/W2353774927","https://openalex.org/W2081026125","https://openalex.org/W3034735823","https://openalex.org/W4380629648","https://openalex.org/W3214885503","https://openalex.org/W4385640509","https://openalex.org/W2964523615","https://openalex.org/W2982850857"],"abstract_inverted_index":{"With":[0],"the":[1,7,12,28],"rapid":[2],"development":[3],"and":[4,41,60,67,70],"globalization":[5],"of":[6,14,39],"economy,":[8],"this":[9,48],"article":[10],"investigates":[11],"effectiveness":[13],"decision":[15,20,45,52],"tree":[16,46,53],"model":[17,54],"for":[18],"banks'":[19],"making":[21],"in":[22],"granting":[23],"personal":[24],"credit":[25,32],"loans,":[26],"unlike":[27],"previous":[29],"traditional":[30],"bank":[31],"analysis":[33],"model.":[34],"By":[35],"collecting":[36],"user":[37,58],"data":[38],"lenders":[40],"analyzing":[42],"it":[43],"through":[44],"model,":[47],"paper":[49],"finds":[50],"that":[51],"can":[55],"effectively":[56],"process":[57],"information":[59],"analyze":[61],"it,":[62],"thus":[63],"increasing":[64],"prediction":[65],"accuracy":[66],"reducing":[68],"risk,":[69],"finally":[71],"helping":[72],"banks":[73],"to":[74],"make":[75],"decisions.":[76]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}