{"id":"https://openalex.org/W2998699728","doi":"https://doi.org/10.1145/3366750.3366759","title":"Understanding Usability and User Acceptance of Usage-Based Insurance from Users' View","display_name":"Understanding Usability and User Acceptance of Usage-Based Insurance from Users' View","publication_year":2019,"publication_date":"2019-09-18","ids":{"openalex":"https://openalex.org/W2998699728","doi":"https://doi.org/10.1145/3366750.3366759","mag":"2998699728"},"language":"en","primary_location":{"id":"doi:10.1145/3366750.3366759","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3366750.3366759","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 2019 2nd International Conference on Machine Learning and Machine Intelligence","raw_type":"proceedings-article"},"type":"preprint","indexed_in":["arxiv","crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://arxiv.org/pdf/2011.01644","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5058422780","display_name":"Juan Quintero","orcid":"https://orcid.org/0000-0002-8205-7072"},"institutions":[{"id":"https://openalex.org/I181369854","display_name":"Friedrich-Alexander-Universit\u00e4t Erlangen-N\u00fcrnberg","ror":"https://ror.org/00f7hpc57","country_code":"DE","type":"education","lineage":["https://openalex.org/I181369854"]}],"countries":["DE"],"is_corresponding":true,"raw_author_name":"Juan Quintero","raw_affiliation_strings":["Uniscon GmbH, Munich, Germany and Friedrich-Alexander-Universit\u00e4t (FAU), Erlangen-N\u00fcrnberg, Germany"],"affiliations":[{"raw_affiliation_string":"Uniscon GmbH, Munich, Germany and Friedrich-Alexander-Universit\u00e4t (FAU), Erlangen-N\u00fcrnberg, Germany","institution_ids":["https://openalex.org/I181369854"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5040519207","display_name":"Zinaida Benenson","orcid":"https://orcid.org/0009-0006-7158-0219"},"institutions":[{"id":"https://openalex.org/I181369854","display_name":"Friedrich-Alexander-Universit\u00e4t Erlangen-N\u00fcrnberg","ror":"https://ror.org/00f7hpc57","country_code":"DE","type":"education","lineage":["https://openalex.org/I181369854"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Zinaida Benenson","raw_affiliation_strings":["Friedrich-Alexander-Universit\u00e4t (FAU), Erlangen-N\u00fcrnberg, Germany"],"affiliations":[{"raw_affiliation_string":"Friedrich-Alexander-Universit\u00e4t (FAU), Erlangen-N\u00fcrnberg, Germany","institution_ids":["https://openalex.org/I181369854"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5058422780"],"corresponding_institution_ids":["https://openalex.org/I181369854"],"apc_list":null,"apc_paid":null,"fwci":0.1273,"has_fulltext":false,"cited_by_count":2,"citation_normalized_percentile":{"value":0.54077624,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":94},"biblio":{"volume":null,"issue":null,"first_page":"52","last_page":"57"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11942","display_name":"Transportation and Mobility Innovations","score":0.9919999837875366,"subfield":{"id":"https://openalex.org/subfields/2203","display_name":"Automotive Engineering"},"field":{"id":"https://openalex.org/fields/22","display_name":"Engineering"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T11942","display_name":"Transportation and Mobility Innovations","score":0.9919999837875366,"subfield":{"id":"https://openalex.org/subfields/2203","display_name":"Automotive Engineering"},"field":{"id":"https://openalex.org/fields/22","display_name":"Engineering"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11045","display_name":"Privacy, Security, and Data Protection","score":0.9883000254631042,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9722999930381775,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/usability","display_name":"Usability","score":0.8342893123626709},{"id":"https://openalex.org/keywords/context","display_name":"Context (archaeology)","score":0.6270356774330139},{"id":"https://openalex.org/keywords/telematics","display_name":"Telematics","score":0.5547934174537659},{"id":"https://openalex.org/keywords/variety","display_name":"Variety (cybernetics)","score":0.5427328944206238},{"id":"https://openalex.org/keywords/cover","display_name":"Cover (algebra)","score":0.5053637623786926},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.4898645579814911},{"id":"https://openalex.org/keywords/german","display_name":"German","score":0.47470301389694214},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.33647435903549194},{"id":"https://openalex.org/keywords/engineering","display_name":"Engineering","score":0.22952091693878174},{"id":"https://openalex.org/keywords/human\u2013computer-interaction","display_name":"Human\u2013computer interaction","score":0.21604514122009277}],"concepts":[{"id":"https://openalex.org/C170130773","wikidata":"https://www.wikidata.org/wiki/Q216378","display_name":"Usability","level":2,"score":0.8342893123626709},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.6270356774330139},{"id":"https://openalex.org/C89074322","wikidata":"https://www.wikidata.org/wiki/Q485669","display_name":"Telematics","level":2,"score":0.5547934174537659},{"id":"https://openalex.org/C136197465","wikidata":"https://www.wikidata.org/wiki/Q1729295","display_name":"Variety (cybernetics)","level":2,"score":0.5427328944206238},{"id":"https://openalex.org/C2780428219","wikidata":"https://www.wikidata.org/wiki/Q16952335","display_name":"Cover (algebra)","level":2,"score":0.5053637623786926},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.4898645579814911},{"id":"https://openalex.org/C154775046","wikidata":"https://www.wikidata.org/wiki/Q188","display_name":"German","level":2,"score":0.47470301389694214},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.33647435903549194},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.22952091693878174},{"id":"https://openalex.org/C107457646","wikidata":"https://www.wikidata.org/wiki/Q207434","display_name":"Human\u2013computer interaction","level":1,"score":0.21604514122009277},{"id":"https://openalex.org/C78519656","wikidata":"https://www.wikidata.org/wiki/Q101333","display_name":"Mechanical engineering","level":1,"score":0.0},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.0},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.0},{"id":"https://openalex.org/C95457728","wikidata":"https://www.wikidata.org/wiki/Q309","display_name":"History","level":0,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1145/3366750.3366759","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3366750.3366759","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 2019 2nd International Conference on Machine Learning and Machine Intelligence","raw_type":"proceedings-article"},{"id":"pmh:oai:arXiv.org:2011.01644","is_oa":true,"landing_page_url":"http://arxiv.org/abs/2011.01644","pdf_url":"https://arxiv.org/pdf/2011.01644","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"}],"best_oa_location":{"id":"pmh:oai:arXiv.org:2011.01644","is_oa":true,"landing_page_url":"http://arxiv.org/abs/2011.01644","pdf_url":"https://arxiv.org/pdf/2011.01644","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"},"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":12,"referenced_works":["https://openalex.org/W952390951","https://openalex.org/W1592264689","https://openalex.org/W1975664318","https://openalex.org/W1979290264","https://openalex.org/W2006290150","https://openalex.org/W2103503676","https://openalex.org/W2147416614","https://openalex.org/W2164777277","https://openalex.org/W2205608594","https://openalex.org/W2911554803","https://openalex.org/W4300769429","https://openalex.org/W6625136367"],"related_works":["https://openalex.org/W28596303","https://openalex.org/W2075084475","https://openalex.org/W571717219","https://openalex.org/W2111119084","https://openalex.org/W2753549526","https://openalex.org/W2906361627","https://openalex.org/W2770474257","https://openalex.org/W3169289700","https://openalex.org/W2286386640","https://openalex.org/W790318456"],"abstract_inverted_index":{"Intelligent":[0],"Transportation":[1],"Systems":[2],"(ITS)":[3],"cover":[4],"a":[5,27,54,120,128,132],"variety":[6],"of":[7,24,82,88,96,123,131],"services":[8],"related":[9],"to":[10,40,48,63,72],"topics":[11],"such":[12],"as":[13,34],"traffic":[14],"control":[15],"and":[16,61,71,93,119,156,170],"safe":[17],"driving,":[18],"among":[19],"others.":[20],"In":[21],"the":[22,86,90,94,157,163,167,171],"context":[23],"car":[25,41],"insurance,":[26],"recent":[28],"application":[29],"for":[30],"ITS":[31],"is":[32,59],"known":[33],"Usage-Based":[35],"Insurance":[36],"(UBI).":[37],"UBI":[38,97,117,142,154,176],"refers":[39],"insurance":[42,46,134],"policies":[43],"that":[44,138],"enable":[45],"companies":[47],"collect":[49],"individual":[50,65],"driving":[51,69,76,145,165,173],"data":[52,58],"using":[53],"telematics":[55],"device.":[56],"Collected":[57],"analysed":[60],"used":[62],"offer":[64],"discounts":[66],"based":[67],"on":[68,75],"behaviour":[70],"provide":[73],"feedback":[74,158],"performance.":[77],"Although":[78],"there":[79],"are":[80],"plenty":[81],"advertising":[83],"materials":[84],"about":[85],"benefits":[87],"UBI,":[89],"user":[91,112],"acceptance":[92],"usability":[95],"systems":[98],"have":[99],"not":[100],"received":[101],"research":[102],"attention":[103],"so":[104],"far.":[105],"To":[106],"this":[107],"end,":[108],"we":[109],"conduct":[110],"two":[111],"studies:":[113],"semi-structured":[114],"interviews":[115],"with":[116],"users":[118],"qualitative":[121],"analysis":[122],"186":[124],"customer":[125],"inquiries":[126],"from":[127],"web":[129],"forum":[130],"German":[133],"company.":[135],"We":[136],"find":[137],"under":[139],"certain":[140],"circumstances,":[141],"provokes":[143],"dangerous":[144],"behaviour.":[146],"These":[147],"situations":[148],"could":[149],"be":[150],"mitigated":[151],"by":[152,160],"making":[153],"transparent":[155],"customisable":[159],"drivers.":[161],"Moreover,":[162],"country":[164],"conditions,":[166,169],"policy":[168],"perceived":[172],"style":[174],"influence":[175],"acceptance.":[177]},"counts_by_year":[{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":1}],"updated_date":"2026-03-20T23:20:44.827607","created_date":"2020-01-10T00:00:00"}