{"id":"https://openalex.org/W2808781922","doi":"https://doi.org/10.1145/3209811.3209863","title":"A Qualitative Exploration of Mobile Money in Ghana","display_name":"A Qualitative Exploration of Mobile Money in Ghana","publication_year":2018,"publication_date":"2018-06-20","ids":{"openalex":"https://openalex.org/W2808781922","doi":"https://doi.org/10.1145/3209811.3209863","mag":"2808781922"},"language":"en","primary_location":{"id":"doi:10.1145/3209811.3209863","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3209811.3209863","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 1st ACM SIGCAS Conference on Computing and Sustainable Societies","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5023659930","display_name":"Sarah Yu","orcid":null},"institutions":[{"id":"https://openalex.org/I201448701","display_name":"University of Washington","ror":"https://ror.org/00cvxb145","country_code":"US","type":"education","lineage":["https://openalex.org/I201448701"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Sarah Yu","raw_affiliation_strings":["Paul G. Allen School of Computer Science & Engineering, University of Washington"],"affiliations":[{"raw_affiliation_string":"Paul G. Allen School of Computer Science & Engineering, University of Washington","institution_ids":["https://openalex.org/I201448701"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5079419372","display_name":"Samia Ibtasam","orcid":null},"institutions":[{"id":"https://openalex.org/I201448701","display_name":"University of Washington","ror":"https://ror.org/00cvxb145","country_code":"US","type":"education","lineage":["https://openalex.org/I201448701"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Samia Ibtasam","raw_affiliation_strings":["Paul G. Allen School of Computer Science & Engineering, University of Washington"],"affiliations":[{"raw_affiliation_string":"Paul G. Allen School of Computer Science & Engineering, University of Washington","institution_ids":["https://openalex.org/I201448701"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5023659930"],"corresponding_institution_ids":["https://openalex.org/I201448701"],"apc_list":null,"apc_paid":null,"fwci":4.9135,"has_fulltext":false,"cited_by_count":25,"citation_normalized_percentile":{"value":0.95663475,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":null,"issue":null,"first_page":"1","last_page":"10"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13194","display_name":"ICT in Developing Communities","score":0.9998000264167786,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T13194","display_name":"ICT in Developing Communities","score":0.9998000264167786,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9799000024795532,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12786","display_name":"Innovation and Socioeconomic Development","score":0.9591000080108643,"subfield":{"id":"https://openalex.org/subfields/1403","display_name":"Business and International Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"Financial inclusion","score":0.9685952663421631},{"id":"https://openalex.org/keywords/mobile-payment","display_name":"Mobile payment","score":0.854819655418396},{"id":"https://openalex.org/keywords/mobile-phone","display_name":"Mobile phone","score":0.6946458220481873},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.6599286794662476},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5841942429542542},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.5235621333122253},{"id":"https://openalex.org/keywords/poverty","display_name":"Poverty","score":0.5185314416885376},{"id":"https://openalex.org/keywords/mobile-banking","display_name":"Mobile banking","score":0.4797555208206177},{"id":"https://openalex.org/keywords/financial-transaction","display_name":"Financial transaction","score":0.4668470323085785},{"id":"https://openalex.org/keywords/qualitative-research","display_name":"Qualitative research","score":0.44477108120918274},{"id":"https://openalex.org/keywords/mobile-device","display_name":"Mobile device","score":0.42372024059295654},{"id":"https://openalex.org/keywords/financial-system","display_name":"Financial system","score":0.3443443775177002},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.27839165925979614},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.2318979799747467},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.22917616367340088},{"id":"https://openalex.org/keywords/economic-growth","display_name":"Economic growth","score":0.19281649589538574},{"id":"https://openalex.org/keywords/telecommunications","display_name":"Telecommunications","score":0.15696501731872559},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.13431328535079956}],"concepts":[{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.9685952663421631},{"id":"https://openalex.org/C160949748","wikidata":"https://www.wikidata.org/wiki/Q1365703","display_name":"Mobile payment","level":3,"score":0.854819655418396},{"id":"https://openalex.org/C2777421447","wikidata":"https://www.wikidata.org/wiki/Q17517","display_name":"Mobile phone","level":2,"score":0.6946458220481873},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.6599286794662476},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5841942429542542},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5235621333122253},{"id":"https://openalex.org/C189326681","wikidata":"https://www.wikidata.org/wiki/Q10294","display_name":"Poverty","level":2,"score":0.5185314416885376},{"id":"https://openalex.org/C2775930393","wikidata":"https://www.wikidata.org/wiki/Q1941439","display_name":"Mobile banking","level":2,"score":0.4797555208206177},{"id":"https://openalex.org/C164516710","wikidata":"https://www.wikidata.org/wiki/Q1166072","display_name":"Financial transaction","level":3,"score":0.4668470323085785},{"id":"https://openalex.org/C190248442","wikidata":"https://www.wikidata.org/wiki/Q839486","display_name":"Qualitative research","level":2,"score":0.44477108120918274},{"id":"https://openalex.org/C186967261","wikidata":"https://www.wikidata.org/wiki/Q5082128","display_name":"Mobile device","level":2,"score":0.42372024059295654},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3443443775177002},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.27839165925979614},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.2318979799747467},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.22917616367340088},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.19281649589538574},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.15696501731872559},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.13431328535079956},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1145/3209811.3209863","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3209811.3209863","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 1st ACM SIGCAS Conference on Computing and Sustainable Societies","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/10","score":0.6000000238418579,"display_name":"Reduced inequalities"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":23,"referenced_works":["https://openalex.org/W2666379","https://openalex.org/W189620268","https://openalex.org/W961347964","https://openalex.org/W1464836909","https://openalex.org/W1576425974","https://openalex.org/W1967755496","https://openalex.org/W1969590955","https://openalex.org/W1984278724","https://openalex.org/W2020327983","https://openalex.org/W2069713476","https://openalex.org/W2078975230","https://openalex.org/W2084060958","https://openalex.org/W2103849969","https://openalex.org/W2120109170","https://openalex.org/W2136764359","https://openalex.org/W2169454125","https://openalex.org/W2530186732","https://openalex.org/W2558574039","https://openalex.org/W2786862866","https://openalex.org/W2900417330","https://openalex.org/W3124672274","https://openalex.org/W6675771261","https://openalex.org/W6680378437"],"related_works":["https://openalex.org/W4243011375","https://openalex.org/W4243788928","https://openalex.org/W3139991213","https://openalex.org/W4387851143","https://openalex.org/W3199792148","https://openalex.org/W4252488634","https://openalex.org/W2921639301","https://openalex.org/W4234933781","https://openalex.org/W4230864500","https://openalex.org/W2513558108"],"abstract_inverted_index":{"Access":[0],"to":[1,13,29,32],"formal":[2],"financial":[3,19,34,68,79,103,129,136],"services,":[4,137],"or":[5],"being":[6],"financially":[7],"included,":[8],"allows":[9],"individuals":[10],"the":[11,41,55,95,106,139],"opportunity":[12],"plan,":[14],"save,":[15],"and":[16,77,81,86,116,122,126,132,138],"stabilize":[17],"their":[18],"lives.":[20],"Financial":[21],"inclusion":[22,104],"has":[23],"recently":[24],"received":[25],"higher":[26],"priority":[27],"due":[28],"its":[30],"promise":[31],"improve":[33],"well-being":[35],"and,":[36],"in":[37,40,74,105,145],"turn,":[38],"assist":[39],"reduction":[42],"of":[43,51,57,109,142],"poverty":[44],"on":[45,113],"larger":[46],"scales.":[47],"The":[48],"simultaneous":[49],"success":[50],"M-Pesa,":[52],"bolstered":[53],"by":[54],"proliferation":[56],"mobile":[58,64,83,96,143],"phone":[59],"access,":[60],"convinced":[61],"many":[62],"that":[63],"money":[65,84,144],"would":[66],"enable":[67],"inclusion.":[69],"However,":[70],"with":[71],"nuanced":[72],"characteristics":[73],"each":[75],"country":[76],"distinct":[78],"systems":[80],"economy,":[82],"adoption":[85],"usage":[87],"is":[88],"varied.":[89],"In":[90],"this":[91],"paper,":[92],"we":[93],"evaluate":[94,127],"money's":[97],"viability":[98],"as":[99],"a":[100],"vehicle":[101],"for":[102,135],"Southern":[107],"region":[108],"Ghana.":[110],"We":[111],"report":[112],"qualitative":[114],"interviews":[115],"observations":[117],"from":[118],"five":[119],"different":[120],"cities":[121],"surrounding":[123],"small":[124],"towns":[125],"individual":[128],"practices,":[130],"existing":[131],"projected":[133],"needs":[134],"potential":[140],"role":[141],"fulfilling":[146],"these":[147],"goals.":[148]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":5},{"year":2024,"cited_by_count":4},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":2},{"year":2021,"cited_by_count":6},{"year":2020,"cited_by_count":2},{"year":2019,"cited_by_count":3},{"year":2018,"cited_by_count":1}],"updated_date":"2026-03-05T09:29:38.588285","created_date":"2025-10-10T00:00:00"}