{"id":"https://openalex.org/W2752449042","doi":"https://doi.org/10.1145/3093241.3093279","title":"Mining Bad Credit Card Accounts from OLAP and OLTP","display_name":"Mining Bad Credit Card Accounts from OLAP and OLTP","publication_year":2017,"publication_date":"2017-05-19","ids":{"openalex":"https://openalex.org/W2752449042","doi":"https://doi.org/10.1145/3093241.3093279","mag":"2752449042"},"language":"en","primary_location":{"id":"doi:10.1145/3093241.3093279","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3093241.3093279","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the International Conference on Compute and Data Analysis","raw_type":"proceedings-article"},"type":"preprint","indexed_in":["arxiv","crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://arxiv.org/pdf/1807.00819","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5013969000","display_name":"Sheikh Rabiul Islam","orcid":"https://orcid.org/0000-0001-9610-0230"},"institutions":[{"id":"https://openalex.org/I63920570","display_name":"Tennessee Technological University","ror":"https://ror.org/05drmrq39","country_code":"US","type":"education","lineage":["https://openalex.org/I63920570"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Sheikh Rabiul Islam","raw_affiliation_strings":["Tennessee Technological University, Cookeville, TN"],"affiliations":[{"raw_affiliation_string":"Tennessee Technological University, Cookeville, TN","institution_ids":["https://openalex.org/I63920570"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5011439658","display_name":"William Eberle","orcid":"https://orcid.org/0009-0009-1303-6102"},"institutions":[{"id":"https://openalex.org/I63920570","display_name":"Tennessee Technological University","ror":"https://ror.org/05drmrq39","country_code":"US","type":"education","lineage":["https://openalex.org/I63920570"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"William Eberle","raw_affiliation_strings":["Tennessee Technological University, Cookeville, TN"],"affiliations":[{"raw_affiliation_string":"Tennessee Technological University, Cookeville, TN","institution_ids":["https://openalex.org/I63920570"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5041321160","display_name":"Sheikh Ghafoor","orcid":"https://orcid.org/0000-0001-7175-1619"},"institutions":[{"id":"https://openalex.org/I63920570","display_name":"Tennessee Technological University","ror":"https://ror.org/05drmrq39","country_code":"US","type":"education","lineage":["https://openalex.org/I63920570"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Sheikh Khaled Ghafoor","raw_affiliation_strings":["Tennessee Technological University, Cookeville, TN"],"affiliations":[{"raw_affiliation_string":"Tennessee Technological University, Cookeville, TN","institution_ids":["https://openalex.org/I63920570"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5013969000"],"corresponding_institution_ids":["https://openalex.org/I63920570"],"apc_list":null,"apc_paid":null,"fwci":0.6569,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.73888355,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":96},"biblio":{"volume":null,"issue":null,"first_page":"129","last_page":"137"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10317","display_name":"Advanced Database Systems and Queries","score":0.9983999729156494,"subfield":{"id":"https://openalex.org/subfields/1705","display_name":"Computer Networks and Communications"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10317","display_name":"Advanced Database Systems and Queries","score":0.9983999729156494,"subfield":{"id":"https://openalex.org/subfields/1705","display_name":"Computer Networks and Communications"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11719","display_name":"Data Quality and Management","score":0.9965999722480774,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10538","display_name":"Data Mining Algorithms and Applications","score":0.9955999851226807,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/online-transaction-processing","display_name":"Online transaction processing","score":0.9326633810997009},{"id":"https://openalex.org/keywords/online-analytical-processing","display_name":"Online analytical processing","score":0.7466384768486023},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.6987335085868835},{"id":"https://openalex.org/keywords/transaction-data","display_name":"Transaction data","score":0.6872713565826416},{"id":"https://openalex.org/keywords/credit-card","display_name":"Credit card","score":0.6612392067909241},{"id":"https://openalex.org/keywords/database-transaction","display_name":"Database transaction","score":0.6519681811332703},{"id":"https://openalex.org/keywords/revenue","display_name":"Revenue","score":0.5442869663238525},{"id":"https://openalex.org/keywords/data-warehouse","display_name":"Data warehouse","score":0.5386829376220703},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.5370503664016724},{"id":"https://openalex.org/keywords/transaction-processing","display_name":"Transaction processing","score":0.520885705947876},{"id":"https://openalex.org/keywords/database","display_name":"Database","score":0.472839891910553},{"id":"https://openalex.org/keywords/probability-of-default","display_name":"Probability of default","score":0.4530165493488312},{"id":"https://openalex.org/keywords/credit-risk","display_name":"Credit risk","score":0.40651750564575195},{"id":"https://openalex.org/keywords/data-mining","display_name":"Data mining","score":0.34634071588516235},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.24601715803146362},{"id":"https://openalex.org/keywords/actuarial-science","display_name":"Actuarial science","score":0.24194246530532837},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.15892574191093445}],"concepts":[{"id":"https://openalex.org/C191087605","wikidata":"https://www.wikidata.org/wiki/Q1501395","display_name":"Online transaction processing","level":4,"score":0.9326633810997009},{"id":"https://openalex.org/C201932085","wikidata":"https://www.wikidata.org/wiki/Q642514","display_name":"Online analytical processing","level":3,"score":0.7466384768486023},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.6987335085868835},{"id":"https://openalex.org/C127722929","wikidata":"https://www.wikidata.org/wiki/Q7833714","display_name":"Transaction data","level":3,"score":0.6872713565826416},{"id":"https://openalex.org/C2983355114","wikidata":"https://www.wikidata.org/wiki/Q161380","display_name":"Credit card","level":3,"score":0.6612392067909241},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.6519681811332703},{"id":"https://openalex.org/C195487862","wikidata":"https://www.wikidata.org/wiki/Q850210","display_name":"Revenue","level":2,"score":0.5442869663238525},{"id":"https://openalex.org/C135572916","wikidata":"https://www.wikidata.org/wiki/Q193351","display_name":"Data warehouse","level":2,"score":0.5386829376220703},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.5370503664016724},{"id":"https://openalex.org/C72108876","wikidata":"https://www.wikidata.org/wiki/Q844565","display_name":"Transaction processing","level":3,"score":0.520885705947876},{"id":"https://openalex.org/C77088390","wikidata":"https://www.wikidata.org/wiki/Q8513","display_name":"Database","level":1,"score":0.472839891910553},{"id":"https://openalex.org/C2779806880","wikidata":"https://www.wikidata.org/wiki/Q778470","display_name":"Probability of default","level":3,"score":0.4530165493488312},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.40651750564575195},{"id":"https://openalex.org/C124101348","wikidata":"https://www.wikidata.org/wiki/Q172491","display_name":"Data mining","level":1,"score":0.34634071588516235},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.24601715803146362},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.24194246530532837},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.15892574191093445},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1145/3093241.3093279","is_oa":false,"landing_page_url":"https://doi.org/10.1145/3093241.3093279","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the International Conference on Compute and Data Analysis","raw_type":"proceedings-article"},{"id":"pmh:oai:arXiv.org:1807.00819","is_oa":true,"landing_page_url":"http://arxiv.org/abs/1807.00819","pdf_url":"https://arxiv.org/pdf/1807.00819","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"}],"best_oa_location":{"id":"pmh:oai:arXiv.org:1807.00819","is_oa":true,"landing_page_url":"http://arxiv.org/abs/1807.00819","pdf_url":"https://arxiv.org/pdf/1807.00819","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"},"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":4,"referenced_works":["https://openalex.org/W1637652325","https://openalex.org/W2007164296","https://openalex.org/W2182119833","https://openalex.org/W4295128347"],"related_works":["https://openalex.org/W2804682780","https://openalex.org/W2084383859","https://openalex.org/W3166336118","https://openalex.org/W2188262136","https://openalex.org/W834810655","https://openalex.org/W2188975716","https://openalex.org/W171602259","https://openalex.org/W2102729946","https://openalex.org/W2240092424","https://openalex.org/W2372897440"],"abstract_inverted_index":{"Credit":[0],"card":[1,93],"companies":[2],"classify":[3],"accounts":[4,94],"as":[5,31,58,76,190],"a":[6,15,32,146,182,191],"good":[7],"or":[8,143],"bad":[9,16,33,91,192],"based":[10,135],"on":[11,20,136],"historical":[12,137],"data":[13,103,111,139,142,144,147,175],"where":[14],"account":[17,28,48,57,75,134,187,193],"may":[18],"default":[19],"payments":[21],"in":[22,95],"the":[23,43,47,108,118,129,151,162,168,174,186],"near":[24],"future.":[25],"If":[26,177],"an":[27,56,74,123,133],"is":[29,62,80,104,159,188,195],"classified":[30],"account,":[34],"then":[35,185],"further":[36],"action":[37],"can":[38],"be":[39,114],"taken":[40],"to":[41,67,85,107,113,116],"investigate":[42],"actual":[44],"nature":[45],"of":[46,69,87,110,132],"and":[49,72,127,165,194],"take":[50],"preventive":[51],"actions.":[52],"In":[53],"addition,":[54],"marking":[55,73],"\"good\"":[59],"when":[60,78],"it":[61,79],"actually":[63,81],"bad,":[64],"could":[65,83],"lead":[66,84],"loss":[68,86],"revenue":[70],"-":[71],"\"bad\"":[77],"good,":[82],"business.":[88],"However,":[89],"detecting":[90],"credit":[92],"real":[96],"time":[97],"from":[98,140,145,173],"Online":[99],"Transaction":[100],"Processing":[101],"(OLTP)":[102],"challenging":[105],"due":[106],"volume":[109],"needed":[112],"processed":[115],"compute":[117],"risk":[119,130,157,171,179],"factor.":[120],"We":[121],"propose":[122],"approach":[124],"which":[125],"precomputes":[126],"maintains":[128],"probability":[131,158,172,180],"transactions":[138],"offline":[141],"warehouse.":[148,176],"Furthermore,":[149],"using":[150],"most":[152],"recent":[153],"OLTP":[154],"transactional":[155],"data,":[156],"calculated":[160],"for":[161,197],"latest":[163],"transaction":[164],"combined":[166],"with":[167],"previously":[169],"computed":[170],"accumulated":[178],"crosses":[181],"predefined":[183],"threshold,":[184],"treated":[189],"flagged":[196],"manual":[198],"verification.":[199]},"counts_by_year":[{"year":2021,"cited_by_count":1},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":1}],"updated_date":"2026-03-20T23:20:44.827607","created_date":"2025-10-10T00:00:00"}