{"id":"https://openalex.org/W2099023557","doi":"https://doi.org/10.1145/2639968.2640064","title":"Fairness-Aware Loan Recommendation for Microfinance Services","display_name":"Fairness-Aware Loan Recommendation for Microfinance Services","publication_year":2014,"publication_date":"2014-08-04","ids":{"openalex":"https://openalex.org/W2099023557","doi":"https://doi.org/10.1145/2639968.2640064","mag":"2099023557"},"language":"en","primary_location":{"id":"doi:10.1145/2639968.2640064","is_oa":false,"landing_page_url":"https://doi.org/10.1145/2639968.2640064","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 2014 International Conference on Social Computing","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5080033696","display_name":"Eric L. Lee","orcid":null},"institutions":[{"id":"https://openalex.org/I16733864","display_name":"National Taiwan University","ror":"https://ror.org/05bqach95","country_code":"TW","type":"education","lineage":["https://openalex.org/I16733864"]}],"countries":["TW"],"is_corresponding":false,"raw_author_name":"Eric L. Lee","raw_affiliation_strings":["Department of Computer Science and Information Engineering, National Taiwan University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Information Engineering, National Taiwan University","institution_ids":["https://openalex.org/I16733864"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5031527157","display_name":"Jing-Kai Lou","orcid":"https://orcid.org/0000-0002-0004-739X"},"institutions":[{"id":"https://openalex.org/I4210098366","display_name":"Institute of Information Science, Academia Sinica","ror":"https://ror.org/00z83z196","country_code":"TW","type":"facility","lineage":["https://openalex.org/I4210098366","https://openalex.org/I84653119"]}],"countries":["TW"],"is_corresponding":false,"raw_author_name":"Jing-Kai Lou","raw_affiliation_strings":["Institute of Information Science, Academia Sinica"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institute of Information Science, Academia Sinica","institution_ids":["https://openalex.org/I4210098366"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5100624432","display_name":"Wei-Ming Chen","orcid":"https://orcid.org/0000-0001-7177-4167"},"institutions":[{"id":"https://openalex.org/I16733864","display_name":"National Taiwan University","ror":"https://ror.org/05bqach95","country_code":"TW","type":"education","lineage":["https://openalex.org/I16733864"]}],"countries":["TW"],"is_corresponding":false,"raw_author_name":"Wei-Ming Chen","raw_affiliation_strings":["Department of Computer Science and Information Engineering, National Taiwan University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Information Engineering, National Taiwan University","institution_ids":["https://openalex.org/I16733864"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5101986378","display_name":"Yen-Chi Chen","orcid":"https://orcid.org/0009-0008-2323-9360"},"institutions":[{"id":"https://openalex.org/I16733864","display_name":"National Taiwan University","ror":"https://ror.org/05bqach95","country_code":"TW","type":"education","lineage":["https://openalex.org/I16733864"]}],"countries":["TW"],"is_corresponding":false,"raw_author_name":"Yen-Chi Chen","raw_affiliation_strings":["Department of Computer Science and Information Engineering, National Taiwan University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Information Engineering, National Taiwan University","institution_ids":["https://openalex.org/I16733864"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5087480257","display_name":"Shou-De Lin","orcid":"https://orcid.org/0000-0001-9970-1250"},"institutions":[{"id":"https://openalex.org/I16733864","display_name":"National Taiwan University","ror":"https://ror.org/05bqach95","country_code":"TW","type":"education","lineage":["https://openalex.org/I16733864"]}],"countries":["TW"],"is_corresponding":false,"raw_author_name":"Shou-De Lin","raw_affiliation_strings":["Department of Computer Science and Information Engineering, National Taiwan University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Information Engineering, National Taiwan University","institution_ids":["https://openalex.org/I16733864"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5075967434","display_name":"Yen-Sheng Chiang","orcid":"https://orcid.org/0000-0001-6465-7093"},"institutions":[{"id":"https://openalex.org/I177725633","display_name":"Chinese University of Hong Kong","ror":"https://ror.org/00t33hh48","country_code":"HK","type":"education","lineage":["https://openalex.org/I177725633"]}],"countries":["HK"],"is_corresponding":false,"raw_author_name":"Yen-Sheng Chiang","raw_affiliation_strings":["Department of Sociology, The Chinese University of Hong Kong","Department of Sociology, The Chinese University of Hong Kong#TAB#"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Sociology, The Chinese University of Hong Kong","institution_ids":["https://openalex.org/I177725633"]},{"raw_affiliation_string":"Department of Sociology, The Chinese University of Hong Kong#TAB#","institution_ids":["https://openalex.org/I177725633"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5044405835","display_name":"Kuan-Ta Chen","orcid":null},"institutions":[{"id":"https://openalex.org/I4210098366","display_name":"Institute of Information Science, Academia Sinica","ror":"https://ror.org/00z83z196","country_code":"TW","type":"facility","lineage":["https://openalex.org/I4210098366","https://openalex.org/I84653119"]}],"countries":["TW"],"is_corresponding":false,"raw_author_name":"Kuan-Ta Chen","raw_affiliation_strings":["Institute of Information Science, Academia Sinica"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institute of Information Science, Academia Sinica","institution_ids":["https://openalex.org/I4210098366"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":7,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.532,"has_fulltext":false,"cited_by_count":40,"citation_normalized_percentile":{"value":0.94332669,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":99},"biblio":{"volume":null,"issue":null,"first_page":"1","last_page":"4"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9995999932289124,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9995999932289124,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9995999932289124,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12392","display_name":"Sharing Economy and Platforms","score":0.9746000170707703,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/microfinance","display_name":"Microfinance","score":0.966553807258606},{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.8488098382949829},{"id":"https://openalex.org/keywords/matching","display_name":"Matching (statistics)","score":0.6913366317749023},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5933948159217834},{"id":"https://openalex.org/keywords/altruism","display_name":"Altruism (biology)","score":0.519388735294342},{"id":"https://openalex.org/keywords/process","display_name":"Process (computing)","score":0.4944288730621338},{"id":"https://openalex.org/keywords/inequality","display_name":"Inequality","score":0.41614702343940735},{"id":"https://openalex.org/keywords/resource","display_name":"Resource (disambiguation)","score":0.4145659804344177},{"id":"https://openalex.org/keywords/monetary-economics","display_name":"Monetary economics","score":0.38995346426963806},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.3510324954986572},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.3286994695663452},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.24035921692848206},{"id":"https://openalex.org/keywords/economic-growth","display_name":"Economic growth","score":0.14594238996505737}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.966553807258606},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.8488098382949829},{"id":"https://openalex.org/C165064840","wikidata":"https://www.wikidata.org/wiki/Q1321061","display_name":"Matching (statistics)","level":2,"score":0.6913366317749023},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5933948159217834},{"id":"https://openalex.org/C2780279448","wikidata":"https://www.wikidata.org/wiki/Q2559380","display_name":"Altruism (biology)","level":2,"score":0.519388735294342},{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.4944288730621338},{"id":"https://openalex.org/C45555294","wikidata":"https://www.wikidata.org/wiki/Q28113351","display_name":"Inequality","level":2,"score":0.41614702343940735},{"id":"https://openalex.org/C206345919","wikidata":"https://www.wikidata.org/wiki/Q20380951","display_name":"Resource (disambiguation)","level":2,"score":0.4145659804344177},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.38995346426963806},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3510324954986572},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3286994695663452},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.24035921692848206},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.14594238996505737},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.0},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C134306372","wikidata":"https://www.wikidata.org/wiki/Q7754","display_name":"Mathematical analysis","level":1,"score":0.0},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.0},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.0},{"id":"https://openalex.org/C31258907","wikidata":"https://www.wikidata.org/wiki/Q1301371","display_name":"Computer network","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1145/2639968.2640064","is_oa":false,"landing_page_url":"https://doi.org/10.1145/2639968.2640064","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 2014 International Conference on Social Computing","raw_type":"proceedings-article"},{"id":"pmh:oai:CiteSeerX.psu:10.1.1.667.2562","is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.667.2562","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://mmnet.iis.sinica.edu.tw/pub/lee14_microfinance.pdf","raw_type":"text"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.7099999785423279}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":19,"referenced_works":["https://openalex.org/W1541641308","https://openalex.org/W1586208727","https://openalex.org/W1993320088","https://openalex.org/W1995342547","https://openalex.org/W1999168676","https://openalex.org/W1999410909","https://openalex.org/W2027523250","https://openalex.org/W2032319132","https://openalex.org/W2036803937","https://openalex.org/W2044386001","https://openalex.org/W2048018743","https://openalex.org/W2085491458","https://openalex.org/W2097951507","https://openalex.org/W2124187902","https://openalex.org/W2155912844","https://openalex.org/W2475445044","https://openalex.org/W2595254147","https://openalex.org/W3123534837","https://openalex.org/W4285826866"],"related_works":["https://openalex.org/W3004572195","https://openalex.org/W1656491520","https://openalex.org/W1961728112","https://openalex.org/W3000225291","https://openalex.org/W2736178451","https://openalex.org/W2758331098","https://openalex.org/W2088553602","https://openalex.org/W3149238674","https://openalex.org/W3042188492","https://openalex.org/W4389326363"],"abstract_inverted_index":{"Up":[0],"to":[1,39,61,99,106,112],"date,":[2],"more":[3,16],"than":[4,17],"15":[5],"billion":[6],"US":[7],"dollars":[8],"have":[9],"been":[10],"invested":[11],"in":[12,21,77,97],"microfinance":[13,79],"that":[14,33,85],"benefited":[15],"160":[18],"million":[19],"people":[20],"developing":[22],"countries.":[23],"The":[24],"Kiva":[25],"organization":[26],"is":[27,118],"one":[28],"of":[29,56,110,116],"the":[30,48,63,108,114],"successful":[31],"examples":[32],"use":[34],"a":[35,78,86],"decentralized":[36],"matching":[37],"process":[38],"match":[40],"lenders":[41,45,72,94],"and":[42,71,95],"borrowers.":[43],"Interested":[44],"from":[46],"around":[47],"world":[49],"can":[50,68,126],"look":[51],"for":[52],"cases":[53],"among":[54],"thousands":[55],"applicants":[57],"they":[58],"found":[59],"promising":[60],"lend":[62],"money":[64],"to.":[65],"But":[66],"how":[67],"loan":[69,93],"borrowers":[70,96],"be":[73,127],"successfully":[74],"matched":[75],"up":[76,92],"platform":[80],"like":[81,123],"Kiva?":[82],"We":[83],"argue":[84],"sophisticate":[87],"recommender":[88],"not":[89],"only":[90],"pairs":[91],"accordance":[98],"their":[100],"preferences,":[101],"but":[102],"should":[103],"also":[104],"help":[105],"diversify":[107],"distribution":[109],"donations":[111],"reduce":[113],"inequality":[115],"loans":[117],"highly":[119],"demanded,":[120],"as":[121],"altruism,":[122],"any":[124],"resource,":[125],"congestible.":[128]},"counts_by_year":[{"year":2025,"cited_by_count":3},{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":8},{"year":2021,"cited_by_count":10},{"year":2020,"cited_by_count":6},{"year":2019,"cited_by_count":6},{"year":2018,"cited_by_count":1},{"year":2017,"cited_by_count":2},{"year":2016,"cited_by_count":1}],"updated_date":"2026-06-11T09:08:48.828518","created_date":"2025-10-10T00:00:00"}