{"id":"https://openalex.org/W2027523250","doi":"https://doi.org/10.1145/2556195.2556253","title":"Understanding and promoting micro-finance activities in Kiva.org","display_name":"Understanding and promoting micro-finance activities in Kiva.org","publication_year":2014,"publication_date":"2014-02-18","ids":{"openalex":"https://openalex.org/W2027523250","doi":"https://doi.org/10.1145/2556195.2556253","mag":"2027523250"},"language":"en","primary_location":{"id":"doi:10.1145/2556195.2556253","is_oa":false,"landing_page_url":"https://doi.org/10.1145/2556195.2556253","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 7th ACM international conference on Web search and data mining","raw_type":"proceedings-article"},"type":"conference-paper","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5047912015","display_name":"Jaegul Choo","orcid":"https://orcid.org/0000-0003-1071-4835"},"institutions":[{"id":"https://openalex.org/I130701444","display_name":"Georgia Institute of Technology","ror":"https://ror.org/01zkghx44","country_code":"US","type":"education","lineage":["https://openalex.org/I130701444"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Jaegul Choo","raw_affiliation_strings":["Georgia Institute of Technology, Atlanta, GA, USA","Georgia Institute of Technology Atlanta, GA, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Georgia Institute of Technology, Atlanta, GA, USA","institution_ids":["https://openalex.org/I130701444"]},{"raw_affiliation_string":"Georgia Institute of Technology Atlanta, GA, USA","institution_ids":["https://openalex.org/I130701444"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5100698914","display_name":"Changhyun Lee","orcid":"https://orcid.org/0000-0002-3367-6045"},"institutions":[{"id":"https://openalex.org/I130701444","display_name":"Georgia Institute of Technology","ror":"https://ror.org/01zkghx44","country_code":"US","type":"education","lineage":["https://openalex.org/I130701444"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Changhyun Lee","raw_affiliation_strings":["Georgia Institute of Technology, Atlanta, GA, USA","Georgia Institute of Technology Atlanta, GA, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Georgia Institute of Technology, Atlanta, GA, USA","institution_ids":["https://openalex.org/I130701444"]},{"raw_affiliation_string":"Georgia Institute of Technology Atlanta, GA, USA","institution_ids":["https://openalex.org/I130701444"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5100392980","display_name":"Daniel Lee","orcid":"https://orcid.org/0000-0001-9447-4175"},"institutions":[{"id":"https://openalex.org/I130701444","display_name":"Georgia Institute of Technology","ror":"https://ror.org/01zkghx44","country_code":"US","type":"education","lineage":["https://openalex.org/I130701444"]},{"id":"https://openalex.org/I4388482740","display_name":"Georgia Tech Research Institute","ror":"https://ror.org/04qfrh333","country_code":null,"type":"facility","lineage":["https://openalex.org/I130701444","https://openalex.org/I4388482740"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Daniel Lee","raw_affiliation_strings":["Georgia Tech Research Institute, Atlanta, GA, USA","Georgia Tech Research Institute, Atlanta, GA, USA#TAB#"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Georgia Tech Research Institute, Atlanta, GA, USA","institution_ids":["https://openalex.org/I130701444","https://openalex.org/I4388482740"]},{"raw_affiliation_string":"Georgia Tech Research Institute, Atlanta, GA, USA#TAB#","institution_ids":["https://openalex.org/I130701444","https://openalex.org/I4388482740"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5046703129","display_name":"Hongyuan Zha","orcid":"https://orcid.org/0000-0001-7493-0911"},"institutions":[{"id":"https://openalex.org/I130701444","display_name":"Georgia Institute of Technology","ror":"https://ror.org/01zkghx44","country_code":"US","type":"education","lineage":["https://openalex.org/I130701444"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Hongyuan Zha","raw_affiliation_strings":["Georgia Institute of Technology, Atlanta, GA, USA","Georgia Institute of Technology Atlanta, GA, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Georgia Institute of Technology, Atlanta, GA, USA","institution_ids":["https://openalex.org/I130701444"]},{"raw_affiliation_string":"Georgia Institute of Technology Atlanta, GA, USA","institution_ids":["https://openalex.org/I130701444"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5101728710","display_name":"Haesun Park","orcid":"https://orcid.org/0000-0001-6259-7170"},"institutions":[{"id":"https://openalex.org/I130701444","display_name":"Georgia Institute of Technology","ror":"https://ror.org/01zkghx44","country_code":"US","type":"education","lineage":["https://openalex.org/I130701444"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Haesun Park","raw_affiliation_strings":["Georgia Institute of Technology, Atlanta, GA, USA","Georgia Institute of Technology Atlanta, GA, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Georgia Institute of Technology, Atlanta, GA, USA","institution_ids":["https://openalex.org/I130701444"]},{"raw_affiliation_string":"Georgia Institute of Technology Atlanta, GA, USA","institution_ids":["https://openalex.org/I130701444"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":28,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"583","last_page":"592"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9987999796867371,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9987999796867371,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9977999925613403,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11478","display_name":"Caching and Content Delivery","score":0.9855999946594238,"subfield":{"id":"https://openalex.org/subfields/1705","display_name":"Computer Networks and Communications"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.618445873260498},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.5917674899101257},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.5845372676849365},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.48487481474876404},{"id":"https://openalex.org/keywords/order","display_name":"Order (exchange)","score":0.4543416500091553},{"id":"https://openalex.org/keywords/financial-institution","display_name":"Financial institution","score":0.4516427516937256},{"id":"https://openalex.org/keywords/construct","display_name":"Construct (python library)","score":0.43609875440597534},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.29708826541900635}],"concepts":[{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.618445873260498},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5917674899101257},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5845372676849365},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.48487481474876404},{"id":"https://openalex.org/C182306322","wikidata":"https://www.wikidata.org/wiki/Q1779371","display_name":"Order (exchange)","level":2,"score":0.4543416500091553},{"id":"https://openalex.org/C2779601481","wikidata":"https://www.wikidata.org/wiki/Q650241","display_name":"Financial institution","level":2,"score":0.4516427516937256},{"id":"https://openalex.org/C2780801425","wikidata":"https://www.wikidata.org/wiki/Q5164392","display_name":"Construct (python library)","level":2,"score":0.43609875440597534},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.29708826541900635},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1145/2556195.2556253","is_oa":false,"landing_page_url":"https://doi.org/10.1145/2556195.2556253","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 7th ACM international conference on Web search and data mining","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"No poverty","score":0.6899999976158142,"id":"https://metadata.un.org/sdg/1"}],"awards":[],"funders":[{"id":"https://openalex.org/F4320306076","display_name":"National Science Foundation","ror":"https://ror.org/021nxhr62"}],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":39,"referenced_works":["https://openalex.org/W1491669806","https://openalex.org/W1521843029","https://openalex.org/W1532325895","https://openalex.org/W1554944419","https://openalex.org/W1594031697","https://openalex.org/W1660390307","https://openalex.org/W1678356000","https://openalex.org/W1902027874","https://openalex.org/W1978608032","https://openalex.org/W1983623418","https://openalex.org/W1992736048","https://openalex.org/W1996283866","https://openalex.org/W2004657139","https://openalex.org/W2013029404","https://openalex.org/W2023603028","https://openalex.org/W2096346879","https://openalex.org/W2100235918","https://openalex.org/W2106365165","https://openalex.org/W2108759471","https://openalex.org/W2111222789","https://openalex.org/W2117420919","https://openalex.org/W2123261262","https://openalex.org/W2127001232","https://openalex.org/W2127291589","https://openalex.org/W2147152072","https://openalex.org/W2153825502","https://openalex.org/W2165611133","https://openalex.org/W2165685007","https://openalex.org/W2171960770","https://openalex.org/W2183022063","https://openalex.org/W2203556438","https://openalex.org/W2405459681","https://openalex.org/W2475445044","https://openalex.org/W2787894218","https://openalex.org/W3123751977","https://openalex.org/W4297957988","https://openalex.org/W6637101025","https://openalex.org/W6686218332","https://openalex.org/W6843735874"],"related_works":["https://openalex.org/W2366107444","https://openalex.org/W4388145910","https://openalex.org/W2381570729","https://openalex.org/W1976205134","https://openalex.org/W4248336175","https://openalex.org/W2031260042","https://openalex.org/W2212009523","https://openalex.org/W3009361819","https://openalex.org/W2957522966","https://openalex.org/W1981266481"],"abstract_inverted_index":{"Non-profit":[0],"Micro-finance":[1],"organizations":[2],"provide":[3],"loaning":[4],"opportunities":[5],"to":[6,26,63,71,77,85,110,138,182,185],"eradicate":[7],"poverty":[8],"by":[9,130,164],"financially":[10],"equipping":[11],"impoverished,":[12],"yet":[13],"skilled":[14],"entrepreneurs":[15],"who":[16,28],"are":[17,180],"in":[18,59,136,214],"desperate":[19],"need":[20],"of":[21,43,51,161,197],"an":[22,40],"institution":[23],"that":[24,68],"lends":[25],"those":[27,147],"have":[29],"little.":[30],"Kiva.org,":[31],"a":[32,48,88,103,114,119,158,175],"widely-used":[33],"crowd-funded":[34],"micro-financial":[35,55],"service,":[36],"provides":[37],"researchers":[38],"with":[39,149],"extensive":[41],"amount":[42],"publicly":[44],"available":[45,133,142],"data":[46,128,144],"containing":[47],"rich":[49],"set":[50],"heterogeneous":[52],"information":[53],"regarding":[54],"transactions.":[56],"Our":[57],"objective":[58],"this":[60],"paper":[61],"is":[62],"identify":[64],"the":[65,124,132,141,190,195],"key":[66],"factors":[67],"encourage":[69],"people":[70],"make":[72],"micro-financing":[73],"donations,":[74],"and":[75],"ultimately,":[76],"keep":[78],"them":[79],"actively":[80],"involved.":[81],"In":[82],"our":[83,94,198],"contribution":[84],"further":[86],"promote":[87],"healthy":[89],"micro-finance":[90,215],"ecosystem,":[91],"we":[92,100,108,156,179,204],"detail":[93],"personalized":[95],"loan":[96],"recommendation":[97],"system":[98],"which":[99,193],"formulate":[101],"as":[102],"supervised":[104],"learning":[105],"problem":[106],"where":[107],"try":[109],"predict":[111],"how":[112],"likely":[113],"given":[115],"lender":[116],"will":[117],"fund":[118],"new":[120],"loan.":[121],"We":[122],"construct":[123],"features":[125],"for":[126,200],"each":[127],"item":[129],"utilizing":[131],"connectivity":[134],"relationships":[135],"order":[137],"integrate":[139],"all":[140],"Kiva":[143],"sources.":[145],"For":[146],"lenders":[148],"no":[150],"such":[151],"relationships,":[152],"e.g.,":[153],"first-time":[154],"lenders,":[155],"propose":[157],"novel":[159],"method":[160],"feature":[162],"construction":[163],"computing":[165],"joint":[166],"nonnegative":[167],"matrix":[168],"factorizations.":[169],"Utilizing":[170],"gradient":[171],"boosting":[172],"tree":[173],"methods,":[174],"state-of-the-art":[176],"prediction":[177],"model,":[178],"able":[181],"achieve":[183],"up":[184],"0.92":[186],"AUC":[187],"(area":[188],"under":[189],"curve)":[191],"value,":[192],"shows":[194],"potential":[196],"methods":[199],"practical":[201],"deployment.":[202],"Finally,":[203],"point":[205],"out":[206],"several":[207],"interesting":[208],"phenomena":[209],"on":[210],"lenders'":[211],"social":[212],"behaviors":[213],"activities.":[216]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2022,"cited_by_count":3},{"year":2021,"cited_by_count":4},{"year":2020,"cited_by_count":4},{"year":2019,"cited_by_count":3},{"year":2018,"cited_by_count":2},{"year":2017,"cited_by_count":2},{"year":2016,"cited_by_count":4},{"year":2015,"cited_by_count":1},{"year":2014,"cited_by_count":3}],"updated_date":"2026-07-14T23:27:15.235271","created_date":"2025-10-10T00:00:00"}
