{"id":"https://openalex.org/W2093595377","doi":"https://doi.org/10.1145/2369220.2369221","title":"Innovating the field level of microfinance","display_name":"Innovating the field level of microfinance","publication_year":2010,"publication_date":"2010-12-13","ids":{"openalex":"https://openalex.org/W2093595377","doi":"https://doi.org/10.1145/2369220.2369221","mag":"2093595377"},"language":"en","primary_location":{"id":"doi:10.1145/2369220.2369221","is_oa":false,"landing_page_url":"https://doi.org/10.1145/2369220.2369221","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 4th ACM/IEEE International Conference on Information and Communication Technologies and Development","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5046335828","display_name":"Shahid Adeel","orcid":"https://orcid.org/0000-0002-5516-7882"},"institutions":[{"id":"https://openalex.org/I206895457","display_name":"University of Siegen","ror":"https://ror.org/02azyry73","country_code":"DE","type":"education","lineage":["https://openalex.org/I206895457"]}],"countries":["DE"],"is_corresponding":true,"raw_author_name":"Muhammad Adeel","raw_affiliation_strings":["University of Siegen, Siegen, Germany"],"affiliations":[{"raw_affiliation_string":"University of Siegen, Siegen, Germany","institution_ids":["https://openalex.org/I206895457"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5040524833","display_name":"Bernhard Nett","orcid":null},"institutions":[{"id":"https://openalex.org/I206895457","display_name":"University of Siegen","ror":"https://ror.org/02azyry73","country_code":"DE","type":"education","lineage":["https://openalex.org/I206895457"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Bernhard Nett","raw_affiliation_strings":["University of Siegen, Siegen, Germany"],"affiliations":[{"raw_affiliation_string":"University of Siegen, Siegen, Germany","institution_ids":["https://openalex.org/I206895457"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5011933120","display_name":"Volker Wulf","orcid":"https://orcid.org/0000-0002-1214-1551"},"institutions":[{"id":"https://openalex.org/I206895457","display_name":"University of Siegen","ror":"https://ror.org/02azyry73","country_code":"DE","type":"education","lineage":["https://openalex.org/I206895457"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Volker Wulf","raw_affiliation_strings":["University of Siegen"],"affiliations":[{"raw_affiliation_string":"University of Siegen","institution_ids":["https://openalex.org/I206895457"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5046335828"],"corresponding_institution_ids":["https://openalex.org/I206895457"],"apc_list":null,"apc_paid":null,"fwci":2.3258,"has_fulltext":false,"cited_by_count":10,"citation_normalized_percentile":{"value":0.91448328,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":97},"biblio":{"volume":null,"issue":null,"first_page":"1","last_page":"10"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13194","display_name":"ICT in Developing Communities","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T12786","display_name":"Innovation and Socioeconomic Development","score":0.9976999759674072,"subfield":{"id":"https://openalex.org/subfields/1403","display_name":"Business and International Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/microfinance","display_name":"Microfinance","score":0.872442364692688},{"id":"https://openalex.org/keywords/sustainability","display_name":"Sustainability","score":0.6001135110855103},{"id":"https://openalex.org/keywords/poverty","display_name":"Poverty","score":0.5582860708236694},{"id":"https://openalex.org/keywords/work","display_name":"Work (physics)","score":0.5459864735603333},{"id":"https://openalex.org/keywords/perspective","display_name":"Perspective (graphical)","score":0.5402429103851318},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5166628360748291},{"id":"https://openalex.org/keywords/poverty-reduction","display_name":"Poverty reduction","score":0.4620259404182434},{"id":"https://openalex.org/keywords/field","display_name":"Field (mathematics)","score":0.4437847435474396},{"id":"https://openalex.org/keywords/industrial-organization","display_name":"Industrial organization","score":0.3990102708339691},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.3928828835487366},{"id":"https://openalex.org/keywords/knowledge-management","display_name":"Knowledge management","score":0.3592585623264313},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.2924352288246155},{"id":"https://openalex.org/keywords/economic-growth","display_name":"Economic growth","score":0.25602155923843384},{"id":"https://openalex.org/keywords/engineering","display_name":"Engineering","score":0.24703627824783325},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.20848485827445984}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.872442364692688},{"id":"https://openalex.org/C66204764","wikidata":"https://www.wikidata.org/wiki/Q219416","display_name":"Sustainability","level":2,"score":0.6001135110855103},{"id":"https://openalex.org/C189326681","wikidata":"https://www.wikidata.org/wiki/Q10294","display_name":"Poverty","level":2,"score":0.5582860708236694},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.5459864735603333},{"id":"https://openalex.org/C12713177","wikidata":"https://www.wikidata.org/wiki/Q1900281","display_name":"Perspective (graphical)","level":2,"score":0.5402429103851318},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5166628360748291},{"id":"https://openalex.org/C2992104146","wikidata":"https://www.wikidata.org/wiki/Q1824165","display_name":"Poverty reduction","level":3,"score":0.4620259404182434},{"id":"https://openalex.org/C9652623","wikidata":"https://www.wikidata.org/wiki/Q190109","display_name":"Field (mathematics)","level":2,"score":0.4437847435474396},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.3990102708339691},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.3928828835487366},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.3592585623264313},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2924352288246155},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.25602155923843384},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.24703627824783325},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.20848485827445984},{"id":"https://openalex.org/C78519656","wikidata":"https://www.wikidata.org/wiki/Q101333","display_name":"Mechanical engineering","level":1,"score":0.0},{"id":"https://openalex.org/C202444582","wikidata":"https://www.wikidata.org/wiki/Q837863","display_name":"Pure mathematics","level":1,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.0},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1145/2369220.2369221","is_oa":false,"landing_page_url":"https://doi.org/10.1145/2369220.2369221","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Proceedings of the 4th ACM/IEEE International Conference on Information and Communication Technologies and Development","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.6899999976158142,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":36,"referenced_works":["https://openalex.org/W161880108","https://openalex.org/W658807462","https://openalex.org/W1543685054","https://openalex.org/W1552892365","https://openalex.org/W1563111907","https://openalex.org/W1774815132","https://openalex.org/W1964285328","https://openalex.org/W1966402084","https://openalex.org/W1997922838","https://openalex.org/W2043723473","https://openalex.org/W2053917556","https://openalex.org/W2061538379","https://openalex.org/W2067405539","https://openalex.org/W2098408698","https://openalex.org/W2101419948","https://openalex.org/W2109284271","https://openalex.org/W2113254263","https://openalex.org/W2116392657","https://openalex.org/W2117013879","https://openalex.org/W2118349819","https://openalex.org/W2127740425","https://openalex.org/W2139442053","https://openalex.org/W2142685035","https://openalex.org/W2143293801","https://openalex.org/W2146257737","https://openalex.org/W2169454125","https://openalex.org/W2313551483","https://openalex.org/W2542777094","https://openalex.org/W2792179705","https://openalex.org/W2795644820","https://openalex.org/W2796599699","https://openalex.org/W3131350687","https://openalex.org/W3161146174","https://openalex.org/W3209075863","https://openalex.org/W4213233917","https://openalex.org/W4285719527"],"related_works":["https://openalex.org/W3004572195","https://openalex.org/W1656491520","https://openalex.org/W1961728112","https://openalex.org/W3000225291","https://openalex.org/W2736178451","https://openalex.org/W2756471127","https://openalex.org/W3124745548","https://openalex.org/W1966284224","https://openalex.org/W4364381188","https://openalex.org/W2164597821"],"abstract_inverted_index":{"Microfinance":[0],"Institutions":[1],"(MFI)":[2],"are":[3,72],"sought":[4],"to":[5,102],"combine":[6],"transparent":[7],"sustainability":[8],"with":[9,43,100],"poverty":[10],"reduction.":[11],"Apart":[12],"from":[13,48],"this":[14],"commonality,":[15],"they":[16,71],"can":[17,93],"be":[18,94],"as":[19,21],"different":[20],"their":[22],"markets,":[23],"cultures":[24],"and":[25,69,106],"technologies.":[26],"While":[27],"much":[28],"design":[29],"for":[30,88],"MFIs,":[31],"nevertheless,":[32],"concentrates":[33],"on":[34,66],"standardized":[35],"processes":[36],"around":[37],"the":[38,62],"head":[39],"quarters":[40],"we":[41],"started":[42],"studying":[44],"an":[45],"individual":[46],"case":[47],"a":[49,86],"bottom-up":[50],"perspective,":[51],"including":[52],"its":[53],"customer":[54],"relationship.":[55],"We":[56],"focused":[57],"our":[58,77],"ethnographic":[59],"study":[60],"at":[61],"Khushhali":[63],"Bank,":[64],"Pakistan,":[65],"work":[67],"practices":[68],"how":[70],"influenced":[73],"by":[74],"technology.":[75],"In":[76],"case,":[78],"too,":[79],"lacking":[80],"awareness":[81],"about":[82],"non-monetary":[83],"performance":[84],"is":[85,98],"hurdle":[87],"sound":[89],"innovation.":[90],"Technological":[91],"innovation":[92],"attractive":[95],"when":[96],"it":[97],"combined":[99],"measures":[101],"support":[103],"community":[104],"building":[105],"learning.":[107]},"counts_by_year":[{"year":2019,"cited_by_count":1},{"year":2018,"cited_by_count":3},{"year":2016,"cited_by_count":1},{"year":2014,"cited_by_count":2},{"year":2013,"cited_by_count":2}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}
