{"id":"https://openalex.org/W2070844948","doi":"https://doi.org/10.1142/s021962200400129x","title":"CLASSIFICATIONS OF CREDIT CARDHOLDER BEHAVIOR BY USING FUZZY LINEAR PROGRAMMING","display_name":"CLASSIFICATIONS OF CREDIT CARDHOLDER BEHAVIOR BY USING FUZZY LINEAR PROGRAMMING","publication_year":2004,"publication_date":"2004-12-01","ids":{"openalex":"https://openalex.org/W2070844948","doi":"https://doi.org/10.1142/s021962200400129x","mag":"2070844948"},"language":"en","primary_location":{"id":"doi:10.1142/s021962200400129x","is_oa":false,"landing_page_url":"https://doi.org/10.1142/s021962200400129x","pdf_url":null,"source":{"id":"https://openalex.org/S207089700","display_name":"International Journal of Information Technology & Decision Making","issn_l":"0219-6220","issn":["0219-6220","1793-6845"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319815","host_organization_name":"World Scientific","host_organization_lineage":["https://openalex.org/P4310319815"],"host_organization_lineage_names":["World Scientific"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Information Technology & Decision Making","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5081879366","display_name":"Jing He","orcid":"https://orcid.org/0000-0001-6488-1052"},"institutions":[{"id":"https://openalex.org/I19820366","display_name":"Chinese Academy of Sciences","ror":"https://ror.org/034t30j35","country_code":"CN","type":"funder","lineage":["https://openalex.org/I19820366"]},{"id":"https://openalex.org/I4210120485","display_name":"Academy of Mathematics and Systems Science","ror":"https://ror.org/02jkmyk67","country_code":"CN","type":"facility","lineage":["https://openalex.org/I19820366","https://openalex.org/I4210120485"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"JING HE","raw_affiliation_strings":["Institute of Systems Science, Academy of Mathematics and Systems Science, The Chinese Academy of Sciences, Beijing 100080, China"],"affiliations":[{"raw_affiliation_string":"Institute of Systems Science, Academy of Mathematics and Systems Science, The Chinese Academy of Sciences, Beijing 100080, China","institution_ids":["https://openalex.org/I4210120485","https://openalex.org/I19820366"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5008112257","display_name":"Xiantao Liu","orcid":"https://orcid.org/0000-0002-1507-8236"},"institutions":[{"id":"https://openalex.org/I165745306","display_name":"Southwest Petroleum University","ror":"https://ror.org/03h17x602","country_code":"CN","type":"education","lineage":["https://openalex.org/I165745306"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"XIANTAO LIU","raw_affiliation_strings":["School of Business Administration, Southwest Petroleum Institute, Chengdu, Sichuan 610500, China"],"affiliations":[{"raw_affiliation_string":"School of Business Administration, Southwest Petroleum Institute, Chengdu, Sichuan 610500, China","institution_ids":["https://openalex.org/I165745306"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5113542097","display_name":"Yong Shi","orcid":"https://orcid.org/0000-0001-7974-1079"},"institutions":[{"id":"https://openalex.org/I122266389","display_name":"University of Nebraska at Omaha","ror":"https://ror.org/04yrkc140","country_code":"US","type":"education","lineage":["https://openalex.org/I122266389"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"YONG SHI","raw_affiliation_strings":["College of Information Science and Technology, University of Nebraska at Omaha, Omaha, NE 68182, USA","College of Information Science and Technology, University of Nebraska at Omaha, Omaha NE 68182, USA#TAB#"],"affiliations":[{"raw_affiliation_string":"College of Information Science and Technology, University of Nebraska at Omaha, Omaha, NE 68182, USA","institution_ids":["https://openalex.org/I122266389"]},{"raw_affiliation_string":"College of Information Science and Technology, University of Nebraska at Omaha, Omaha NE 68182, USA#TAB#","institution_ids":["https://openalex.org/I122266389"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5014510879","display_name":"Weixuan Xu","orcid":"https://orcid.org/0000-0001-6171-4240"},"institutions":[{"id":"https://openalex.org/I4210135514","display_name":"Research Institute of Forestry Policy and Information","ror":"https://ror.org/044snpb24","country_code":"CN","type":"facility","lineage":["https://openalex.org/I4210128615","https://openalex.org/I4210134523","https://openalex.org/I4210135514"]},{"id":"https://openalex.org/I19820366","display_name":"Chinese Academy of Sciences","ror":"https://ror.org/034t30j35","country_code":"CN","type":"funder","lineage":["https://openalex.org/I19820366"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"WEIXUAN XU","raw_affiliation_strings":["Institute of Policy and Management, Chinese Academy of Sciences, Beijing 100080, China","Institute of Policy and Management, Chinese Academy of Sciences, Beijing 100080 China"],"affiliations":[{"raw_affiliation_string":"Institute of Policy and Management, Chinese Academy of Sciences, Beijing 100080, China","institution_ids":["https://openalex.org/I4210135514","https://openalex.org/I19820366"]},{"raw_affiliation_string":"Institute of Policy and Management, Chinese Academy of Sciences, Beijing 100080 China","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5082164695","display_name":"Nian Yan","orcid":null},"institutions":[{"id":"https://openalex.org/I122266389","display_name":"University of Nebraska at Omaha","ror":"https://ror.org/04yrkc140","country_code":"US","type":"education","lineage":["https://openalex.org/I122266389"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"NIAN YAN","raw_affiliation_strings":["College of Information Science and Technology, University of Nebraska at Omaha, Omaha, NE 68182, USA","College of Information Science and Technology, University of Nebraska at Omaha, Omaha NE 68182, USA#TAB#"],"affiliations":[{"raw_affiliation_string":"College of Information Science and Technology, University of Nebraska at Omaha, Omaha, NE 68182, USA","institution_ids":["https://openalex.org/I122266389"]},{"raw_affiliation_string":"College of Information Science and Technology, University of Nebraska at Omaha, Omaha NE 68182, USA#TAB#","institution_ids":["https://openalex.org/I122266389"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":5,"corresponding_author_ids":["https://openalex.org/A5081879366"],"corresponding_institution_ids":["https://openalex.org/I19820366","https://openalex.org/I4210120485"],"apc_list":null,"apc_paid":null,"fwci":11.4211,"has_fulltext":false,"cited_by_count":60,"citation_normalized_percentile":{"value":0.98227432,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":98},"biblio":{"volume":"03","issue":"04","first_page":"633","last_page":"650"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12709","display_name":"Optimization and Mathematical Programming","score":0.992900013923645,"subfield":{"id":"https://openalex.org/subfields/2207","display_name":"Control and Systems Engineering"},"field":{"id":"https://openalex.org/fields/22","display_name":"Engineering"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T12709","display_name":"Optimization and Mathematical Programming","score":0.992900013923645,"subfield":{"id":"https://openalex.org/subfields/2207","display_name":"Control and Systems Engineering"},"field":{"id":"https://openalex.org/fields/22","display_name":"Engineering"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T12135","display_name":"Fuzzy Systems and Optimization","score":0.9745000004768372,"subfield":{"id":"https://openalex.org/subfields/2613","display_name":"Statistics and Probability"},"field":{"id":"https://openalex.org/fields/26","display_name":"Mathematics"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10328","display_name":"Supply Chain and Inventory Management","score":0.9703999757766724,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.7090519666671753},{"id":"https://openalex.org/keywords/bankruptcy","display_name":"Bankruptcy","score":0.556315541267395},{"id":"https://openalex.org/keywords/fuzzy-logic","display_name":"Fuzzy logic","score":0.5116879940032959},{"id":"https://openalex.org/keywords/credit-card","display_name":"Credit card","score":0.4794841706752777},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.3475576639175415},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.34162968397140503},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.23221543431282043},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.1692836880683899},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.07915523648262024},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.06467938423156738}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.7090519666671753},{"id":"https://openalex.org/C504631918","wikidata":"https://www.wikidata.org/wiki/Q152074","display_name":"Bankruptcy","level":2,"score":0.556315541267395},{"id":"https://openalex.org/C58166","wikidata":"https://www.wikidata.org/wiki/Q224821","display_name":"Fuzzy logic","level":2,"score":0.5116879940032959},{"id":"https://openalex.org/C2983355114","wikidata":"https://www.wikidata.org/wiki/Q161380","display_name":"Credit card","level":3,"score":0.4794841706752777},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.3475576639175415},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.34162968397140503},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.23221543431282043},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1692836880683899},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.07915523648262024},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.06467938423156738}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1142/s021962200400129x","is_oa":false,"landing_page_url":"https://doi.org/10.1142/s021962200400129x","pdf_url":null,"source":{"id":"https://openalex.org/S207089700","display_name":"International Journal of Information Technology & Decision Making","issn_l":"0219-6220","issn":["0219-6220","1793-6845"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319815","host_organization_name":"World Scientific","host_organization_lineage":["https://openalex.org/P4310319815"],"host_organization_lineage_names":["World Scientific"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Information Technology & Decision Making","raw_type":"journal-article"},{"id":"pmh:oai:eprints.vu.edu.au:2593","is_oa":false,"landing_page_url":"https://vuir.vu.edu.au/2593/","pdf_url":null,"source":{"id":"https://openalex.org/S4306400215","display_name":"Victoria University Research Repository (Victoria University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I41156924","host_organization_name":"Victoria University of Wellington","host_organization_lineage":["https://openalex.org/I41156924"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"PeerReviewed"},{"id":"pmh:oai:RePEc:wsi:ijitdm:v:03:y:2004:i:04:n:s021962200400129x","is_oa":false,"landing_page_url":"http://www.worldscientific.com/doi/abs/10.1142/S021962200400129X","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":31,"referenced_works":["https://openalex.org/W71580036","https://openalex.org/W103650626","https://openalex.org/W208128215","https://openalex.org/W965656746","https://openalex.org/W1509479425","https://openalex.org/W1559579618","https://openalex.org/W1583975023","https://openalex.org/W1971832945","https://openalex.org/W1993236966","https://openalex.org/W2015044099","https://openalex.org/W2022989468","https://openalex.org/W2042243997","https://openalex.org/W2050936911","https://openalex.org/W2065530260","https://openalex.org/W2088307184","https://openalex.org/W2099867994","https://openalex.org/W2102837403","https://openalex.org/W2105262927","https://openalex.org/W2126579685","https://openalex.org/W2131534739","https://openalex.org/W2138376168","https://openalex.org/W2140190241","https://openalex.org/W2142260217","https://openalex.org/W2149706766","https://openalex.org/W2157742693","https://openalex.org/W2158550687","https://openalex.org/W2164386254","https://openalex.org/W3139710626","https://openalex.org/W4233743553","https://openalex.org/W4299309618","https://openalex.org/W4302367531"],"related_works":["https://openalex.org/W2961085424","https://openalex.org/W4306674287","https://openalex.org/W3046775127","https://openalex.org/W3170094116","https://openalex.org/W4386462264","https://openalex.org/W4313488044","https://openalex.org/W3209574120","https://openalex.org/W3107602296","https://openalex.org/W4312192474","https://openalex.org/W4210805261"],"abstract_inverted_index":{"Behavior":[0],"analysis":[1],"of":[2,7,28,73,96,100,108,154],"credit":[3,13,67,97,109,116,136],"cardholders":[4],"is":[5,23,143,149],"one":[6],"the":[8,18,44,86,93,106,115,152],"main":[9],"research":[10,75],"topics":[11],"in":[12],"card":[14],"portfolio":[15],"management.":[16],"Usually,":[17],"cardholder's":[19,33],"behavior,":[20],"especially":[21],"bankruptcy,":[22],"measured":[24],"by":[25,84,119],"a":[26,50,71,80,102,121,127,134,139],"score":[27,51],"aggregate":[29],"attributes":[30],"that":[31],"describe":[32],"spending":[34],"history.":[35],"In":[36,131],"real-life":[37,135],"practice,":[38],"statistics":[39],"and":[40],"neural":[41],"networks":[42],"are":[43],"major":[45,140],"players":[46],"to":[47,91],"calculate":[48],"such":[49],"system":[52],"for":[53,65,105,145],"prediction.":[54],"Recently,":[55],"various":[56],"multiple":[57,156],"linear":[58,88,129,157],"programming-based":[59],"classification":[60,82],"methods":[61],"have":[62],"been":[63],"promoted":[64],"analyzing":[66],"cardholders'":[68],"behaviors.":[69],"As":[70],"continuation":[72],"this":[74,77,112,132],"direction,":[76],"paper":[78],"proposes":[79],"heuristic":[81],"method":[83],"using":[85],"fuzzy":[87,122,128],"programming":[89,158],"(FLP)":[90],"discover":[92],"bankruptcy":[94],"patterns":[95],"cardholders.":[98],"Instead":[99],"identifying":[101],"compromise":[103],"solution":[104,124],"separation":[107],"cardholder":[110,117],"behaviors,":[111],"approach":[113],"classifies":[114],"behaviors":[118],"seeking":[120],"(satisfying)":[123],"obtained":[125],"from":[126,138],"program.":[130],"paper,":[133],"database":[137],"US":[141],"bank":[142],"used":[144],"empirical":[146],"study":[147],"which":[148],"compared":[150],"with":[151],"results":[153],"known":[155],"approaches.":[159]},"counts_by_year":[{"year":2022,"cited_by_count":3},{"year":2020,"cited_by_count":2},{"year":2019,"cited_by_count":1},{"year":2018,"cited_by_count":1},{"year":2016,"cited_by_count":2},{"year":2015,"cited_by_count":3},{"year":2014,"cited_by_count":3},{"year":2013,"cited_by_count":2},{"year":2012,"cited_by_count":4}],"updated_date":"2026-03-20T23:20:44.827607","created_date":"2025-10-10T00:00:00"}