{"id":"https://openalex.org/W4220759569","doi":"https://doi.org/10.1109/tkde.2022.3162339","title":"Regulating systemic crises: Stemming the contagion risk in networked-loans through deep graph learning","display_name":"Regulating systemic crises: Stemming the contagion risk in networked-loans through deep graph learning","publication_year":2022,"publication_date":"2022-01-01","ids":{"openalex":"https://openalex.org/W4220759569","doi":"https://doi.org/10.1109/tkde.2022.3162339"},"language":"en","primary_location":{"id":"doi:10.1109/tkde.2022.3162339","is_oa":false,"landing_page_url":"https://doi.org/10.1109/tkde.2022.3162339","pdf_url":null,"source":{"id":"https://openalex.org/S30698027","display_name":"IEEE Transactions on Knowledge and Data Engineering","issn_l":"1041-4347","issn":["1041-4347","1558-2191","2326-3865"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320439","host_organization_name":"IEEE Computer Society","host_organization_lineage":["https://openalex.org/P4310320439","https://openalex.org/P4310319808"],"host_organization_lineage_names":["IEEE Computer Society","Institute of Electrical and Electronics Engineers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"IEEE Transactions on Knowledge and Data Engineering","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5069869295","display_name":"Dawei Cheng","orcid":"https://orcid.org/0000-0002-5877-7387"},"institutions":[{"id":"https://openalex.org/I116953780","display_name":"Tongji University","ror":"https://ror.org/03rc6as71","country_code":"CN","type":"education","lineage":["https://openalex.org/I116953780"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Dawei Cheng","raw_affiliation_strings":["Department of Computer Science and Technology, Tongji University, 12476 Shanghai, Shanghai, China, 201804"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Technology, Tongji University, 12476 Shanghai, Shanghai, China, 201804","institution_ids":["https://openalex.org/I116953780"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5042897510","display_name":"Zhibin Niu","orcid":"https://orcid.org/0000-0002-5171-7648"},"institutions":[{"id":"https://openalex.org/I162868743","display_name":"Tianjin University","ror":"https://ror.org/012tb2g32","country_code":"CN","type":"education","lineage":["https://openalex.org/I162868743"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Zhibin Niu","raw_affiliation_strings":["Department of Computer Science, Tianjin University, 12605 Tianjin, Tianjin, China"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science, Tianjin University, 12605 Tianjin, Tianjin, China","institution_ids":["https://openalex.org/I162868743"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5100775347","display_name":"Jie Li","orcid":"https://orcid.org/0000-0002-4366-7724"},"institutions":[{"id":"https://openalex.org/I116953780","display_name":"Tongji University","ror":"https://ror.org/03rc6as71","country_code":"CN","type":"education","lineage":["https://openalex.org/I116953780"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Jie Li","raw_affiliation_strings":["Department of Computer Science and Technology, Tongji University, 12476 Shanghai, Shanghai, China"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Technology, Tongji University, 12476 Shanghai, Shanghai, China","institution_ids":["https://openalex.org/I116953780"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5066099338","display_name":"Changjun Jiang","orcid":"https://orcid.org/0000-0003-0637-9317"},"institutions":[{"id":"https://openalex.org/I116953780","display_name":"Tongji University","ror":"https://ror.org/03rc6as71","country_code":"CN","type":"education","lineage":["https://openalex.org/I116953780"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Changjun Jiang","raw_affiliation_strings":["Department of Computer Science and Technology, Tongji University, 12476 Shanghai, Shanghai, China"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science and Technology, Tongji University, 12476 Shanghai, Shanghai, China","institution_ids":["https://openalex.org/I116953780"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5069869295"],"corresponding_institution_ids":["https://openalex.org/I116953780"],"apc_list":null,"apc_paid":null,"fwci":5.2667,"has_fulltext":false,"cited_by_count":27,"citation_normalized_percentile":{"value":0.95596193,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":null,"issue":null,"first_page":"1","last_page":"1"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9968000054359436,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9968000054359436,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9962999820709229,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9779999852180481,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.6873533725738525},{"id":"https://openalex.org/keywords/systemic-risk","display_name":"Systemic risk","score":0.5786798000335693},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.38669493794441223},{"id":"https://openalex.org/keywords/financial-crisis","display_name":"Financial crisis","score":0.1798548400402069},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.12238547205924988}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.6873533725738525},{"id":"https://openalex.org/C144587487","wikidata":"https://www.wikidata.org/wiki/Q1369234","display_name":"Systemic risk","level":3,"score":0.5786798000335693},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.38669493794441223},{"id":"https://openalex.org/C2778300220","wikidata":"https://www.wikidata.org/wiki/Q114380","display_name":"Financial crisis","level":2,"score":0.1798548400402069},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.12238547205924988},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/tkde.2022.3162339","is_oa":false,"landing_page_url":"https://doi.org/10.1109/tkde.2022.3162339","pdf_url":null,"source":{"id":"https://openalex.org/S30698027","display_name":"IEEE Transactions on Knowledge and Data Engineering","issn_l":"1041-4347","issn":["1041-4347","1558-2191","2326-3865"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320439","host_organization_name":"IEEE Computer Society","host_organization_lineage":["https://openalex.org/P4310320439","https://openalex.org/P4310319808"],"host_organization_lineage_names":["IEEE Computer Society","Institute of Electrical and Electronics Engineers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"IEEE Transactions on Knowledge and Data Engineering","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.5199999809265137,"display_name":"Partnerships for the goals","id":"https://metadata.un.org/sdg/17"}],"awards":[{"id":"https://openalex.org/G5722224901","display_name":null,"funder_award_id":"62102287","funder_id":"https://openalex.org/F4320321001","funder_display_name":"National Natural Science Foundation of China"}],"funders":[{"id":"https://openalex.org/F4320321001","display_name":"National Natural Science Foundation of China","ror":"https://ror.org/01h0zpd94"}],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":60,"referenced_works":["https://openalex.org/W101530496","https://openalex.org/W1500377577","https://openalex.org/W1522301498","https://openalex.org/W1571938765","https://openalex.org/W1966576448","https://openalex.org/W1970251807","https://openalex.org/W2002001185","https://openalex.org/W2073245958","https://openalex.org/W2083248122","https://openalex.org/W2083809454","https://openalex.org/W2099615275","https://openalex.org/W2103780778","https://openalex.org/W2147042167","https://openalex.org/W2475334473","https://openalex.org/W2510282234","https://openalex.org/W2605906643","https://openalex.org/W2611620507","https://openalex.org/W2748025215","https://openalex.org/W2768348081","https://openalex.org/W2772218471","https://openalex.org/W2805516822","https://openalex.org/W2807021761","https://openalex.org/W2902018400","https://openalex.org/W2951761234","https://openalex.org/W2966295008","https://openalex.org/W2975479188","https://openalex.org/W2980540750","https://openalex.org/W2988495614","https://openalex.org/W2989211072","https://openalex.org/W2997461192","https://openalex.org/W2997992893","https://openalex.org/W3018880911","https://openalex.org/W3026142072","https://openalex.org/W3032007850","https://openalex.org/W3044213233","https://openalex.org/W3080203535","https://openalex.org/W3080686571","https://openalex.org/W3089258356","https://openalex.org/W3092550372","https://openalex.org/W3100848837","https://openalex.org/W3105235181","https://openalex.org/W3119510601","https://openalex.org/W3121588992","https://openalex.org/W3122937381","https://openalex.org/W3124006607","https://openalex.org/W3126469512","https://openalex.org/W3169637772","https://openalex.org/W3191662849","https://openalex.org/W3193501747","https://openalex.org/W4294558607","https://openalex.org/W4297733535","https://openalex.org/W6631190155","https://openalex.org/W6726030733","https://openalex.org/W6738964360","https://openalex.org/W6745537798","https://openalex.org/W6745609711","https://openalex.org/W6751796012","https://openalex.org/W6777540621","https://openalex.org/W6789174757","https://openalex.org/W6790355440"],"related_works":["https://openalex.org/W4391375266","https://openalex.org/W2899084033","https://openalex.org/W2748952813","https://openalex.org/W613889982","https://openalex.org/W2892044735","https://openalex.org/W2347071282","https://openalex.org/W348488691","https://openalex.org/W3124300971","https://openalex.org/W2953117877","https://openalex.org/W4301357666"],"abstract_inverted_index":{"In":[0,98],"networked-loans,":[1,182],"guarantor":[2],"enterprises":[3],"have":[4],"a":[5,50,83,102,153,167],"legal":[6],"duty":[7],"to":[8,11,22,49,65,75,86,176,187],"repay":[9],"debt":[10],"the":[12,16,28,37,70,77,88,91,134,140,148,178,185],"commercial":[13],"bank":[14],"when":[15],"guaranteed":[17],"borrower":[18],"enterprise":[19],"defaults":[20,31,53],"(fail":[21],"repay).":[23],"During":[24],"an":[25],"economic":[26],"recession,":[27],"risk":[29,72,93,115,180],"of":[30,113,123,129,143,158,170,181],"may":[32],"spread":[33],"like":[34],"wildfire":[35],"--":[36],"loan":[38,159],"network":[39,106],"structure":[40],"could":[41],"amplify":[42],"both":[43],"reach":[44],"and":[45,67,94,111],"impact;":[46],"thus":[47],"leading":[48],"large-scale":[51],"corporation":[52],"even":[54],"systemic":[55,92,194],"financial":[56,195],"crises.":[57],"The":[58,120],"Central":[59],"Bank":[60],"urges":[61],"advanced":[62],"regulation":[63],"technology":[64],"recognize":[66],"act":[68],"on":[69],"contagion":[71,114,149,179],"in":[73,116,147],"order":[74],"avoid":[76],"\u2018`gray":[78],"rhino\u2019'.":[79],"Therefore,":[80],"we":[81,100],"present":[82],"novel":[84],"approach":[85,164],"help":[87],"regulators":[89],"quantify":[90],"provide":[95],"stemming":[96],"clues.":[97],"particular,":[99],"report":[101],"state-of-the-art":[103],"graph":[104,173],"neural":[105],"architecture":[107],"(iConReg)":[108],"for":[109],"detecting":[110],"isolating":[112,139],"China's":[117],"national-wide":[118],"networked-loans.":[119],"overall":[121],"accuracy":[122],"our":[124],"model":[125],"reaches":[126],"over":[127],"91%":[128],"AUC,":[130],"which":[131,183],"considerably":[132],"outperforms":[133],"compared":[135],"benchmark":[136],"methods.":[137],"By":[138],"top":[141],"1%":[142],"predicted":[144],"high-risky":[145],"nodes":[146],"chains,":[150],"iConReg":[151],"reports":[152],"significant":[154],"shrink":[155],"(averaged":[156],"25.8%)":[157],"default":[160],"rates.":[161],"Our":[162],"presented":[163],"opens":[165],"up":[166],"new":[168],"direction":[169],"using":[171],"deep":[172],"learning":[174],"techniques":[175],"regulate":[177],"enables":[184],"authorities":[186],"design":[188],"more":[189],"prompt":[190],"prevention":[191],"measures":[192],"against":[193],"crises":[196]},"counts_by_year":[{"year":2025,"cited_by_count":11},{"year":2024,"cited_by_count":9},{"year":2023,"cited_by_count":5},{"year":2022,"cited_by_count":1},{"year":2019,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}
