{"id":"https://openalex.org/W7130402796","doi":"https://doi.org/10.1109/tencon66050.2025.11375469","title":"Development of a Smart Financial Tool for Computing High-Yield Savings in Digital Banks to Advance Financial Literacy Through a Blended Agile Methodology","display_name":"Development of a Smart Financial Tool for Computing High-Yield Savings in Digital Banks to Advance Financial Literacy Through a Blended Agile Methodology","publication_year":2025,"publication_date":"2025-10-27","ids":{"openalex":"https://openalex.org/W7130402796","doi":"https://doi.org/10.1109/tencon66050.2025.11375469"},"language":null,"primary_location":{"id":"doi:10.1109/tencon66050.2025.11375469","is_oa":false,"landing_page_url":"https://doi.org/10.1109/tencon66050.2025.11375469","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"TENCON 2025 - 2025 IEEE Region 10 Conference (TENCON)","raw_type":"proceedings-article"},"type":"conference-paper","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5049992265","display_name":"John Heland Jasper C. Ortega","orcid":"https://orcid.org/0000-0001-7027-9439"},"institutions":[{"id":"https://openalex.org/I4210140868","display_name":"Far Eastern University","ror":"https://ror.org/045dhqd98","country_code":"PH","type":"education","lineage":["https://openalex.org/I4210140868"]}],"countries":["PH"],"is_corresponding":true,"raw_author_name":"John Heland Jasper C. Ortega","raw_affiliation_strings":["College of Computer Studies &#x0026; Multimedia Arts, FEU Institute of Technology,Manila,Philippines"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"College of Computer Studies &#x0026; Multimedia Arts, FEU Institute of Technology,Manila,Philippines","institution_ids":["https://openalex.org/I4210140868"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5049992265"],"corresponding_institution_ids":["https://openalex.org/I4210140868"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.69569011,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"528","last_page":"532"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.1264999955892563,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.1264999955892563,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.052400000393390656,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.03400000184774399,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/agile-software-development","display_name":"Agile software development","score":0.6809999942779541},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"Financial literacy","score":0.5859000086784363},{"id":"https://openalex.org/keywords/portfolio","display_name":"Portfolio","score":0.4334000051021576},{"id":"https://openalex.org/keywords/quality","display_name":"Quality (philosophy)","score":0.40880000591278076},{"id":"https://openalex.org/keywords/key","display_name":"Key (lock)","score":0.3862999975681305},{"id":"https://openalex.org/keywords/visualization","display_name":"Visualization","score":0.36660000681877136},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.335099995136261},{"id":"https://openalex.org/keywords/cloud-computing","display_name":"Cloud computing","score":0.33399999141693115},{"id":"https://openalex.org/keywords/mobile-banking","display_name":"Mobile banking","score":0.33079999685287476}],"concepts":[{"id":"https://openalex.org/C14185376","wikidata":"https://www.wikidata.org/wiki/Q30232","display_name":"Agile software development","level":2,"score":0.6809999942779541},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.5859000086784363},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5297999978065491},{"id":"https://openalex.org/C195094911","wikidata":"https://www.wikidata.org/wiki/Q14167904","display_name":"Process management","level":1,"score":0.4657000005245209},{"id":"https://openalex.org/C2780821815","wikidata":"https://www.wikidata.org/wiki/Q5340806","display_name":"Portfolio","level":2,"score":0.4334000051021576},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.420199990272522},{"id":"https://openalex.org/C2779530757","wikidata":"https://www.wikidata.org/wiki/Q1207505","display_name":"Quality (philosophy)","level":2,"score":0.40880000591278076},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.3862999975681305},{"id":"https://openalex.org/C36464697","wikidata":"https://www.wikidata.org/wiki/Q451553","display_name":"Visualization","level":2,"score":0.36660000681877136},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.335099995136261},{"id":"https://openalex.org/C79974875","wikidata":"https://www.wikidata.org/wiki/Q483639","display_name":"Cloud computing","level":2,"score":0.33399999141693115},{"id":"https://openalex.org/C2775930393","wikidata":"https://www.wikidata.org/wiki/Q1941439","display_name":"Mobile banking","level":2,"score":0.33079999685287476},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.3212999999523163},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.30979999899864197},{"id":"https://openalex.org/C56995899","wikidata":"https://www.wikidata.org/wiki/Q1126687","display_name":"Focus group","level":2,"score":0.3075000047683716},{"id":"https://openalex.org/C2777904410","wikidata":"https://www.wikidata.org/wiki/Q7397","display_name":"Software","level":2,"score":0.30720001459121704},{"id":"https://openalex.org/C186967261","wikidata":"https://www.wikidata.org/wiki/Q5082128","display_name":"Mobile device","level":2,"score":0.3012999892234802},{"id":"https://openalex.org/C110354214","wikidata":"https://www.wikidata.org/wiki/Q6314146","display_name":"Engineering management","level":1,"score":0.29899999499320984},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.29190000891685486},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.2822999954223633},{"id":"https://openalex.org/C529173508","wikidata":"https://www.wikidata.org/wiki/Q638608","display_name":"Software development","level":3,"score":0.27309998869895935},{"id":"https://openalex.org/C170130773","wikidata":"https://www.wikidata.org/wiki/Q216378","display_name":"Usability","level":2,"score":0.25839999318122864},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.2574999928474426},{"id":"https://openalex.org/C126082660","wikidata":"https://www.wikidata.org/wiki/Q4252370","display_name":"Digital transformation","level":2,"score":0.2572999894618988},{"id":"https://openalex.org/C192209626","wikidata":"https://www.wikidata.org/wiki/Q190909","display_name":"Focus (optics)","level":2,"score":0.25690001249313354},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.25679999589920044},{"id":"https://openalex.org/C190248442","wikidata":"https://www.wikidata.org/wiki/Q839486","display_name":"Qualitative research","level":2,"score":0.25429999828338623},{"id":"https://openalex.org/C2777646416","wikidata":"https://www.wikidata.org/wiki/Q242069","display_name":"Digital literacy","level":2,"score":0.2535000145435333}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/tencon66050.2025.11375469","is_oa":false,"landing_page_url":"https://doi.org/10.1109/tencon66050.2025.11375469","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"TENCON 2025 - 2025 IEEE Region 10 Conference (TENCON)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Quality Education","score":0.8780263066291809,"id":"https://metadata.un.org/sdg/4"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":24,"referenced_works":["https://openalex.org/W1032235446","https://openalex.org/W2770884220","https://openalex.org/W2890843461","https://openalex.org/W2971561085","https://openalex.org/W3041080873","https://openalex.org/W3043266863","https://openalex.org/W3117681344","https://openalex.org/W3216970767","https://openalex.org/W4226146675","https://openalex.org/W4229007385","https://openalex.org/W4308088233","https://openalex.org/W4380342930","https://openalex.org/W4382520656","https://openalex.org/W4386895884","https://openalex.org/W4396220346","https://openalex.org/W4400646621","https://openalex.org/W4400646900","https://openalex.org/W4400647826","https://openalex.org/W4401233114","https://openalex.org/W4405032317","https://openalex.org/W4408258702","https://openalex.org/W4413322057","https://openalex.org/W4413322154","https://openalex.org/W4413322571"],"related_works":[],"abstract_inverted_index":{"This":[0],"study":[1],"developed":[2],"the":[3,74,98,116,123,149],"Digital":[4],"Banks":[5],"PH":[6],"Notebook,":[7],"a":[8,29,51,157],"mobile":[9],"application":[10,27,99],"designed":[11],"to":[12,40,87,134],"support":[13],"financial":[14,44,127,162,167],"literacy":[15,163],"among":[16],"Filipinos":[17],"by":[18,119],"optimizing":[19],"savings":[20,30,37,47,105,137],"through":[21,83],"high-yield":[22],"digital":[23,120,172],"banking":[24,121],"platforms.":[25],"The":[26,112],"featured":[28],"portfolio":[31],"tracker,":[32],"interest":[33],"forecasting":[34],"calculator,":[35],"and":[36,46,59,91,107,145,164],"goal":[38],"management":[39],"address":[41],"gaps":[42],"in":[43,160,169],"planning":[45],"behavior.":[48],"Development":[49],"followed":[50],"blended":[52],"Agile":[53],"methodology":[54],"integrating":[55],"Scrum,":[56],"Extreme":[57],"Programming,":[58],"Feature-Driven":[60],"Development,":[61],"ensuring":[62],"iterative":[63],"improvements":[64],"aligned":[65],"with":[66,122,131],"user":[67,89],"needs.":[68],"Software":[69],"quality":[70],"was":[71,81],"assessed":[72],"using":[73],"ISO/IEC":[75],"25010":[76],"model,":[77],"while":[78],"qualitative":[79],"feedback":[80],"analyzed":[82],"word":[84],"cloud":[85],"visualization":[86],"capture":[88],"sentiment":[90],"key":[92],"focus":[93],"areas.":[94],"Findings":[95],"indicated":[96],"that":[97,152],"effectively":[100],"enhanced":[101],"users'":[102],"understanding":[103],"of":[104,126],"strategies":[106],"promoted":[108],"responsible":[109],"saving":[110],"practices.":[111],"tool":[113],"successfully":[114],"connected":[115],"opportunities":[117],"presented":[118],"practical":[124],"requirements":[125],"education,":[128],"providing":[129],"users":[130],"actionable":[132],"insights":[133],"manage":[135],"their":[136],"more":[138],"strategically.":[139],"By":[140],"leveraging":[141],"agile":[142],"development":[143],"practices":[144],"rigorous":[146],"evaluation":[147],"frameworks,":[148],"project":[150],"demonstrated":[151],"technology-driven":[153],"solutions":[154],"can":[155],"play":[156],"significant":[158],"role":[159],"advancing":[161],"supporting":[165],"sustainable":[166],"behaviors":[168],"an":[170],"evolving":[171],"economy.":[173]},"counts_by_year":[],"updated_date":"2026-07-29T14:22:42.915294","created_date":"2026-02-19T00:00:00"}
