{"id":"https://openalex.org/W4295789116","doi":"https://doi.org/10.1109/tem.2022.3204285","title":"Does COVID-19 Pandemic Motivate Privacy Self-Disclosure in Mobile Fintech Transactions? A Privacy-Calculus-Based Dual-Stage SEM-ANN Analysis","display_name":"Does COVID-19 Pandemic Motivate Privacy Self-Disclosure in Mobile Fintech Transactions? A Privacy-Calculus-Based Dual-Stage SEM-ANN Analysis","publication_year":2022,"publication_date":"2022-09-14","ids":{"openalex":"https://openalex.org/W4295789116","doi":"https://doi.org/10.1109/tem.2022.3204285"},"language":"en","primary_location":{"id":"doi:10.1109/tem.2022.3204285","is_oa":false,"landing_page_url":"https://doi.org/10.1109/tem.2022.3204285","pdf_url":null,"source":{"id":"https://openalex.org/S154533451","display_name":"IEEE Transactions on Engineering Management","issn_l":"0018-9391","issn":["0018-9391","1558-0040"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319808","host_organization_name":"Institute of Electrical and Electronics Engineers","host_organization_lineage":["https://openalex.org/P4310319808"],"host_organization_lineage_names":["Institute of Electrical and Electronics Engineers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"IEEE Transactions on Engineering Management","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":null,"display_name":"Yun-Peng Yuan","orcid":"https://orcid.org/0000-0002-6589-5568"},"institutions":[{"id":"https://openalex.org/I55285296","display_name":"UCSI University","ror":"https://ror.org/019787q29","country_code":"MY","type":"education","lineage":["https://openalex.org/I55285296"]}],"countries":["MY"],"is_corresponding":true,"raw_author_name":"Yun-Peng Yuan","raw_affiliation_strings":["UCSI Graduate Business School, UCSI University, Kuala Lumpur, Malaysia"],"raw_orcid":"https://orcid.org/0000-0002-6589-5568","affiliations":[{"raw_affiliation_string":"UCSI Graduate Business School, UCSI University, Kuala Lumpur, Malaysia","institution_ids":["https://openalex.org/I55285296"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5050081082","display_name":"Garry Wei\u2010Han Tan","orcid":"https://orcid.org/0000-0003-2974-2270"},"institutions":[{"id":"https://openalex.org/I120825670","display_name":"Yunnan Normal University","ror":"https://ror.org/00sc9n023","country_code":"CN","type":"education","lineage":["https://openalex.org/I120825670"]},{"id":"https://openalex.org/I141103825","display_name":"Nanchang Institute of Technology","ror":"https://ror.org/00avfj807","country_code":"CN","type":"education","lineage":["https://openalex.org/I141103825"]},{"id":"https://openalex.org/I55285296","display_name":"UCSI University","ror":"https://ror.org/019787q29","country_code":"MY","type":"education","lineage":["https://openalex.org/I55285296"]}],"countries":["CN","MY"],"is_corresponding":false,"raw_author_name":"Garry Wei-Han Tan","raw_affiliation_strings":["UCSI Graduate Business School, UCSI University, Kuala Lumpur, Malaysia","School of Finance and Economics, Nanchang Institute of Technology, Nanchang, China","School of Economics and Management, Yunnan Normal University, Kunming, China"],"raw_orcid":"https://orcid.org/0000-0003-2974-2270","affiliations":[{"raw_affiliation_string":"UCSI Graduate Business School, UCSI University, Kuala Lumpur, Malaysia","institution_ids":["https://openalex.org/I55285296"]},{"raw_affiliation_string":"School of Finance and Economics, Nanchang Institute of Technology, Nanchang, China","institution_ids":["https://openalex.org/I141103825"]},{"raw_affiliation_string":"School of Economics and Management, Yunnan Normal University, Kunming, China","institution_ids":["https://openalex.org/I120825670"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5001362889","display_name":"Keng\u2010Boon Ooi","orcid":"https://orcid.org/0000-0002-3384-1207"},"institutions":[{"id":"https://openalex.org/I141103825","display_name":"Nanchang Institute of Technology","ror":"https://ror.org/00avfj807","country_code":"CN","type":"education","lineage":["https://openalex.org/I141103825"]},{"id":"https://openalex.org/I55285296","display_name":"UCSI University","ror":"https://ror.org/019787q29","country_code":"MY","type":"education","lineage":["https://openalex.org/I55285296"]},{"id":"https://openalex.org/I80327900","display_name":"Chang Jung Christian University","ror":"https://ror.org/02s3d7j94","country_code":"TW","type":"education","lineage":["https://openalex.org/I80327900"]}],"countries":["CN","MY","TW"],"is_corresponding":false,"raw_author_name":"Keng-Boon Ooi","raw_affiliation_strings":["UCSI Graduate Business School, UCSI University, Kuala Lumpur, Malaysia","School of Finance and Economics, Nanchang Institute of Technology, Nanchang, China","College of Management, Chang Jung Christian University, Tainan, Taiwan"],"raw_orcid":"https://orcid.org/0000-0002-3384-1207","affiliations":[{"raw_affiliation_string":"UCSI Graduate Business School, UCSI University, Kuala Lumpur, Malaysia","institution_ids":["https://openalex.org/I55285296"]},{"raw_affiliation_string":"School of Finance and Economics, Nanchang Institute of Technology, Nanchang, China","institution_ids":["https://openalex.org/I141103825"]},{"raw_affiliation_string":"College of Management, Chang Jung Christian University, Tainan, Taiwan","institution_ids":["https://openalex.org/I80327900"]}]}],"institutions":[],"countries_distinct_count":3,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I55285296"],"apc_list":null,"apc_paid":null,"fwci":11.0841,"has_fulltext":false,"cited_by_count":29,"citation_normalized_percentile":{"value":0.98297195,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":96,"max":99},"biblio":{"volume":"71","issue":null,"first_page":"2986","last_page":"3000"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11045","display_name":"Privacy, Security, and Data Protection","score":0.9898999929428101,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11045","display_name":"Privacy, Security, and Data Protection","score":0.9898999929428101,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9455000162124634,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9326000213623047,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/structural-equation-modeling","display_name":"Structural equation modeling","score":0.587117075920105},{"id":"https://openalex.org/keywords/pandemic","display_name":"Pandemic","score":0.5804124474525452},{"id":"https://openalex.org/keywords/theory-of-planned-behavior","display_name":"Theory of planned behavior","score":0.5433133840560913},{"id":"https://openalex.org/keywords/information-privacy","display_name":"Information privacy","score":0.4881632924079895},{"id":"https://openalex.org/keywords/coronavirus-disease-2019","display_name":"Coronavirus disease 2019 (COVID-19)","score":0.4872371256351471},{"id":"https://openalex.org/keywords/internet-privacy","display_name":"Internet privacy","score":0.4743928909301758},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.4394736588001251},{"id":"https://openalex.org/keywords/agency","display_name":"Agency (philosophy)","score":0.4293833374977112},{"id":"https://openalex.org/keywords/psychology","display_name":"Psychology","score":0.36194533109664917},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.344196081161499},{"id":"https://openalex.org/keywords/control","display_name":"Control (management)","score":0.3380918502807617},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.22578349709510803},{"id":"https://openalex.org/keywords/sociology","display_name":"Sociology","score":0.20255839824676514},{"id":"https://openalex.org/keywords/disease","display_name":"Disease","score":0.1357528567314148},{"id":"https://openalex.org/keywords/medicine","display_name":"Medicine","score":0.11796867847442627},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.10648643970489502}],"concepts":[{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.587117075920105},{"id":"https://openalex.org/C89623803","wikidata":"https://www.wikidata.org/wiki/Q12184","display_name":"Pandemic","level":5,"score":0.5804124474525452},{"id":"https://openalex.org/C89785696","wikidata":"https://www.wikidata.org/wiki/Q2290753","display_name":"Theory of planned behavior","level":3,"score":0.5433133840560913},{"id":"https://openalex.org/C123201435","wikidata":"https://www.wikidata.org/wiki/Q456632","display_name":"Information privacy","level":2,"score":0.4881632924079895},{"id":"https://openalex.org/C3008058167","wikidata":"https://www.wikidata.org/wiki/Q84263196","display_name":"Coronavirus disease 2019 (COVID-19)","level":4,"score":0.4872371256351471},{"id":"https://openalex.org/C108827166","wikidata":"https://www.wikidata.org/wiki/Q175975","display_name":"Internet privacy","level":1,"score":0.4743928909301758},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4394736588001251},{"id":"https://openalex.org/C108170787","wikidata":"https://www.wikidata.org/wiki/Q3951828","display_name":"Agency (philosophy)","level":2,"score":0.4293833374977112},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.36194533109664917},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.344196081161499},{"id":"https://openalex.org/C2775924081","wikidata":"https://www.wikidata.org/wiki/Q55608371","display_name":"Control (management)","level":2,"score":0.3380918502807617},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.22578349709510803},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.20255839824676514},{"id":"https://openalex.org/C2779134260","wikidata":"https://www.wikidata.org/wiki/Q12136","display_name":"Disease","level":2,"score":0.1357528567314148},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.11796867847442627},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.10648643970489502},{"id":"https://openalex.org/C524204448","wikidata":"https://www.wikidata.org/wiki/Q788926","display_name":"Infectious disease (medical specialty)","level":3,"score":0.0},{"id":"https://openalex.org/C142724271","wikidata":"https://www.wikidata.org/wiki/Q7208","display_name":"Pathology","level":1,"score":0.0},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/tem.2022.3204285","is_oa":false,"landing_page_url":"https://doi.org/10.1109/tem.2022.3204285","pdf_url":null,"source":{"id":"https://openalex.org/S154533451","display_name":"IEEE Transactions on Engineering Management","issn_l":"0018-9391","issn":["0018-9391","1558-0040"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319808","host_organization_name":"Institute of Electrical and Electronics Engineers","host_organization_lineage":["https://openalex.org/P4310319808"],"host_organization_lineage_names":["Institute of Electrical and Electronics Engineers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"IEEE Transactions on Engineering Management","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/3","display_name":"Good health and well-being","score":0.75}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":93,"referenced_works":["https://openalex.org/W324885528","https://openalex.org/W635879108","https://openalex.org/W1413291935","https://openalex.org/W1600416402","https://openalex.org/W1602619638","https://openalex.org/W1633346712","https://openalex.org/W1685557574","https://openalex.org/W1791587663","https://openalex.org/W1860620008","https://openalex.org/W1971916001","https://openalex.org/W1973805691","https://openalex.org/W1990928738","https://openalex.org/W2000380427","https://openalex.org/W2002177316","https://openalex.org/W2023087830","https://openalex.org/W2023199841","https://openalex.org/W2023642045","https://openalex.org/W2025829466","https://openalex.org/W2030330997","https://openalex.org/W2035752605","https://openalex.org/W2042003395","https://openalex.org/W2052066066","https://openalex.org/W2052963912","https://openalex.org/W2057364222","https://openalex.org/W2060010505","https://openalex.org/W2073071698","https://openalex.org/W2079929038","https://openalex.org/W2080304133","https://openalex.org/W2081430061","https://openalex.org/W2082924376","https://openalex.org/W2091261347","https://openalex.org/W2092511216","https://openalex.org/W2094779106","https://openalex.org/W2102303925","https://openalex.org/W2110078189","https://openalex.org/W2110087062","https://openalex.org/W2115981184","https://openalex.org/W2116853729","https://openalex.org/W2118226919","https://openalex.org/W2131703669","https://openalex.org/W2144116386","https://openalex.org/W2154453017","https://openalex.org/W2155732497","https://openalex.org/W2194869045","https://openalex.org/W2204032447","https://openalex.org/W2420831331","https://openalex.org/W2490107957","https://openalex.org/W2565545951","https://openalex.org/W2574157310","https://openalex.org/W2606850380","https://openalex.org/W2623314843","https://openalex.org/W2623927652","https://openalex.org/W2765343280","https://openalex.org/W2765910181","https://openalex.org/W2782420259","https://openalex.org/W2783917887","https://openalex.org/W2798205386","https://openalex.org/W2806693293","https://openalex.org/W2908146178","https://openalex.org/W2913212759","https://openalex.org/W2918399219","https://openalex.org/W2942571558","https://openalex.org/W2946308419","https://openalex.org/W2955829435","https://openalex.org/W2961610715","https://openalex.org/W2973003719","https://openalex.org/W2973162196","https://openalex.org/W2982685839","https://openalex.org/W2984268660","https://openalex.org/W2985100279","https://openalex.org/W2987556775","https://openalex.org/W2992667364","https://openalex.org/W2994617605","https://openalex.org/W2999007152","https://openalex.org/W3000339261","https://openalex.org/W3017864715","https://openalex.org/W3033607373","https://openalex.org/W3044291841","https://openalex.org/W3089127450","https://openalex.org/W3092072068","https://openalex.org/W3105802115","https://openalex.org/W3112232039","https://openalex.org/W3122877168","https://openalex.org/W3133567103","https://openalex.org/W3167039164","https://openalex.org/W3177211627","https://openalex.org/W3186789281","https://openalex.org/W4200298832","https://openalex.org/W4220850683","https://openalex.org/W4248074997","https://openalex.org/W4299627282","https://openalex.org/W6738915442","https://openalex.org/W6780706028"],"related_works":["https://openalex.org/W3021563500","https://openalex.org/W2481089422","https://openalex.org/W4237591271","https://openalex.org/W2948184250","https://openalex.org/W2756448793","https://openalex.org/W4321373331","https://openalex.org/W2890271786","https://openalex.org/W2303173273","https://openalex.org/W2024934382","https://openalex.org/W143968899"],"abstract_inverted_index":{"The":[0,82,114,154],"emergence":[1],"of":[2,39,64],"mobile":[3,19,70],"financial":[4],"technology":[5,20],"(mobile":[6],"fintech)":[7],"services":[8],"raises":[9],"numerous":[10],"public":[11,48],"concerns":[12],"regarding":[13],"privacy":[14,26,53],"issues;":[15],"consequently,":[16],"researchers":[17],"in":[18,57,122,188],"acceptance":[21],"have":[22],"focused":[23],"on":[24,41,69,177],"consumers\u2019":[25,52,142,162,178],"self-disclosure":[27,74,143],"behaviors":[28],"under":[29],"the":[30,62,77,110,118,123,128,158,167,181,185],"usual":[31],"scenario.":[32],"However,":[33],"there":[34],"is":[35,157],"still":[36],"a":[37,47,86,97],"lack":[38],"understanding":[40],"how":[42],"external":[43],"influences,":[44],"such":[45],"as":[46],"health":[49],"crisis,":[50],"affect":[51],"decision-making":[54,179],"process.":[55],"Therefore,":[56],"this":[58],"article,":[59],"we":[60],"examine":[61],"effects":[63],"privacy-":[65],"and":[66,96,131,147],"pandemic-related":[67],"antecedents":[68],"fintech":[71],"users\u2019":[72],"information":[73],"behavior":[75,164],"during":[76,180],"coronavirus":[78],"disease":[79],"2019":[80],"pandemic.":[81],"present":[83,155],"research":[84,156,175],"adopts":[85],"self-administered":[87],"questionnaire":[88],"with":[89,127,152,170],"712":[90],"effective":[91],"responses":[92],"for":[93],"data":[94],"collection":[95],"two-stage":[98],"partial":[99],"least":[100],"squares-structural":[101],"equation":[102],"modeling-artificial":[103],"neural":[104],"network":[105],"(PLS-SEM-ANN)":[106],"approach":[107],"to":[108,160],"test":[109],"theoretical":[111],"lens":[112],"proposed.":[113],"results":[115],"indicate":[116],"that":[117],"significant":[119],"structural":[120],"paths":[121],"model":[124],"are":[125],"consistent":[126],"proposed":[129],"hypotheses":[130],"existing":[132],"literature.":[133],"Surprisingly,":[134],"face-to-face":[135],"avoidance":[136],"(FFA)":[137],"does":[138],"not":[139],"significantly":[140],"influence":[141],"willingness.":[144],"Infection":[145],"severity":[146],"infection":[148],"susceptibility":[149],"were":[150],"insignificant":[151],"FFA.":[153],"first":[159],"investigate":[161],"privacy-related":[163],"via":[165],"integrating":[166],"privacy-calculus":[168],"framework":[169],"control":[171],"agency":[172],"theory.":[173],"This":[174],"focuses":[176],"pandemic,":[182],"explicitly":[183],"highlighting":[184],"macroenvironment's":[186],"role":[187],"influencing":[189],"an":[190],"individual's":[191],"behavior.":[192]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":6},{"year":2024,"cited_by_count":12},{"year":2023,"cited_by_count":10}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}