{"id":"https://openalex.org/W2123237917","doi":"https://doi.org/10.1109/saintw.2004.1268558","title":"Electronic payment market: a non-optimal equilibrium","display_name":"Electronic payment market: a non-optimal equilibrium","publication_year":2004,"publication_date":"2004-01-01","ids":{"openalex":"https://openalex.org/W2123237917","doi":"https://doi.org/10.1109/saintw.2004.1268558","mag":"2123237917"},"language":"en","primary_location":{"id":"doi:10.1109/saintw.2004.1268558","is_oa":false,"landing_page_url":"https://doi.org/10.1109/saintw.2004.1268558","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2004 International Symposium on Applications and the Internet Workshops. 2004 Workshops.","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5073959695","display_name":"Jean\u2010Michel Sahut","orcid":"https://orcid.org/0000-0002-4228-9207"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"J.-M. Sahut","raw_affiliation_strings":["RESFINE Laboratory, GET/Institut National des T\u00e9l\u00e9communications, Evry, France"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"RESFINE Laboratory, GET/Institut National des T\u00e9l\u00e9communications, Evry, France","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5062754534","display_name":"M. Galuszewska","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"M. Galuszewska","raw_affiliation_strings":["GET/Institut National des T\u00e9l\u00e9communications, Evry, France"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"GET/Institut National des T\u00e9l\u00e9communications, Evry, France","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":2.5529,"has_fulltext":false,"cited_by_count":8,"citation_normalized_percentile":{"value":0.92577795,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":96},"biblio":{"volume":"52","issue":null,"first_page":"3","last_page":"8"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11437","display_name":"Digital Platforms and Economics","score":0.9199000000953674,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11437","display_name":"Digital Platforms and Economics","score":0.9199000000953674,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11499","display_name":"ICT Impact and Policies","score":0.9081000089645386,"subfield":{"id":"https://openalex.org/subfields/2214","display_name":"Media Technology"},"field":{"id":"https://openalex.org/fields/22","display_name":"Engineering"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.8008584380149841},{"id":"https://openalex.org/keywords/mobile-payment","display_name":"Mobile payment","score":0.6567696332931519},{"id":"https://openalex.org/keywords/presentation","display_name":"Presentation (obstetrics)","score":0.6348168253898621},{"id":"https://openalex.org/keywords/payment-service-provider","display_name":"Payment service provider","score":0.5462632775306702},{"id":"https://openalex.org/keywords/identification","display_name":"Identification (biology)","score":0.5008347034454346},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.47354856133461},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.3780636787414551},{"id":"https://openalex.org/keywords/industrial-organization","display_name":"Industrial organization","score":0.35745298862457275},{"id":"https://openalex.org/keywords/commerce","display_name":"Commerce","score":0.32524800300598145},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.2273177206516266}],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.8008584380149841},{"id":"https://openalex.org/C160949748","wikidata":"https://www.wikidata.org/wiki/Q1365703","display_name":"Mobile payment","level":3,"score":0.6567696332931519},{"id":"https://openalex.org/C2777601897","wikidata":"https://www.wikidata.org/wiki/Q3409113","display_name":"Presentation (obstetrics)","level":2,"score":0.6348168253898621},{"id":"https://openalex.org/C185822510","wikidata":"https://www.wikidata.org/wiki/Q1956140","display_name":"Payment service provider","level":3,"score":0.5462632775306702},{"id":"https://openalex.org/C116834253","wikidata":"https://www.wikidata.org/wiki/Q2039217","display_name":"Identification (biology)","level":2,"score":0.5008347034454346},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.47354856133461},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.3780636787414551},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.35745298862457275},{"id":"https://openalex.org/C54750564","wikidata":"https://www.wikidata.org/wiki/Q26643","display_name":"Commerce","level":1,"score":0.32524800300598145},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2273177206516266},{"id":"https://openalex.org/C126838900","wikidata":"https://www.wikidata.org/wiki/Q77604","display_name":"Radiology","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C59822182","wikidata":"https://www.wikidata.org/wiki/Q441","display_name":"Botany","level":1,"score":0.0},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/saintw.2004.1268558","is_oa":false,"landing_page_url":"https://doi.org/10.1109/saintw.2004.1268558","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2004 International Symposium on Applications and the Internet Workshops. 2004 Workshops.","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":7,"referenced_works":["https://openalex.org/W1531079958","https://openalex.org/W2022386759","https://openalex.org/W2247826275","https://openalex.org/W2590317352","https://openalex.org/W4247672006","https://openalex.org/W6631806825","https://openalex.org/W6691559111"],"related_works":["https://openalex.org/W2756869663","https://openalex.org/W2415154164","https://openalex.org/W2350942915","https://openalex.org/W1974369997","https://openalex.org/W2495162230","https://openalex.org/W4389639488","https://openalex.org/W3124909504","https://openalex.org/W781828730","https://openalex.org/W2393097927","https://openalex.org/W2359500178"],"abstract_inverted_index":{"The":[0,42],"crucial":[1],"goal":[2],"of":[3,27,35,44,51,55,60,67,73,76],"this":[4],"article":[5],"is":[6,47],"to":[7],"reveal":[8],"the":[9,13,25,33,39,45,74,79],"real":[10],"reasons":[11],"for":[12,38],"SSL":[14],"success.":[15],"We":[16],"also":[17],"analyse":[18],"other":[19],"e-payment":[20,57,68],"solutions":[21],"as":[22,24,48],"well":[23],"market":[26],"mobile":[28],"payments.":[29],"Finally,":[30],"we":[31],"examine":[32],"repercussions":[34],"electronic":[36],"payments":[37],"banking":[40,80],"system.":[41],"structure":[43],"paper":[46],"follows:":[49],"identification":[50],"users'":[52],"needs,":[53],"presentation":[54],"existing":[56],"systems,":[58],"analysis":[59],"competitive,":[61],"marketing":[62],"and":[63,71],"technological":[64],"challenges,":[65],"description":[66],"business":[69],"models":[70],"examination":[72],"impact":[75],"e-payments":[77],"on":[78],"sector.":[81]},"counts_by_year":[{"year":2022,"cited_by_count":2},{"year":2021,"cited_by_count":2},{"year":2017,"cited_by_count":1}],"updated_date":"2026-06-11T09:08:48.828518","created_date":"2025-10-10T00:00:00"}
