{"id":"https://openalex.org/W4416962219","doi":"https://doi.org/10.1109/pst65910.2025.11268859","title":"Dynamic Decentralized Social Trust for Financial Inclusion with Regulatory Compliance","display_name":"Dynamic Decentralized Social Trust for Financial Inclusion with Regulatory Compliance","publication_year":2025,"publication_date":"2025-08-26","ids":{"openalex":"https://openalex.org/W4416962219","doi":"https://doi.org/10.1109/pst65910.2025.11268859"},"language":"en","primary_location":{"id":"doi:10.1109/pst65910.2025.11268859","is_oa":false,"landing_page_url":"https://doi.org/10.1109/pst65910.2025.11268859","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2025 22nd Annual International Conference on Privacy, Security, and Trust (PST)","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5021033485","display_name":"Suzana Maranh\u00e3o Moreno","orcid":null},"institutions":[{"id":"https://openalex.org/I114457229","display_name":"University of Geneva","ror":"https://ror.org/01swzsf04","country_code":"CH","type":"education","lineage":["https://openalex.org/I114457229"]}],"countries":["CH"],"is_corresponding":true,"raw_author_name":"Suzana M. B. Maranhao Moreno","raw_affiliation_strings":["University of Geneva,Geneva School of Economics and Management,Geneva,Switzerland"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Geneva,Geneva School of Economics and Management,Geneva,Switzerland","institution_ids":["https://openalex.org/I114457229"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5044960820","display_name":"Alessandro Aldini","orcid":"https://orcid.org/0000-0002-7250-5011"},"institutions":[{"id":"https://openalex.org/I190397597","display_name":"University of Urbino","ror":"https://ror.org/04q4kt073","country_code":"IT","type":"education","lineage":["https://openalex.org/I190397597"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Alessandro Aldini","raw_affiliation_strings":["University of Urbino Carlo Bo,Department of Pure and Applied Sciences,Urbino,Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Urbino Carlo Bo,Department of Pure and Applied Sciences,Urbino,Italy","institution_ids":["https://openalex.org/I190397597"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5103438131","display_name":"Paul-Antoine Bisgambiglia","orcid":null},"institutions":[{"id":"https://openalex.org/I138816502","display_name":"Universit\u00e9 de Corse Pascal Paoli","ror":"https://ror.org/050ra0n32","country_code":"FR","type":"education","lineage":["https://openalex.org/I138816502"]},{"id":"https://openalex.org/I1294671590","display_name":"Centre National de la Recherche Scientifique","ror":"https://ror.org/02feahw73","country_code":"FR","type":"funder","lineage":["https://openalex.org/I1294671590"]}],"countries":["FR"],"is_corresponding":false,"raw_author_name":"Paul-Antoine Bisgambiglia","raw_affiliation_strings":["CNRS UMR SPE University of Corsica,Corte,France"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"CNRS UMR SPE University of Corsica,Corte,France","institution_ids":["https://openalex.org/I138816502","https://openalex.org/I1294671590"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5004653587","display_name":"Jean-Marc Seigneur","orcid":"https://orcid.org/0000-0002-3271-2905"},"institutions":[{"id":"https://openalex.org/I114457229","display_name":"University of Geneva","ror":"https://ror.org/01swzsf04","country_code":"CH","type":"education","lineage":["https://openalex.org/I114457229"]}],"countries":["CH"],"is_corresponding":false,"raw_author_name":"Jean-Marc Seigneur","raw_affiliation_strings":["University of Geneva,Geneva School of Economics and Management,Geneva,Switzerland"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Geneva,Geneva School of Economics and Management,Geneva,Switzerland","institution_ids":["https://openalex.org/I114457229"]}]}],"institutions":[],"countries_distinct_count":3,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5021033485"],"corresponding_institution_ids":["https://openalex.org/I114457229"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.45904229,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"1","last_page":"6"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10927","display_name":"Access Control and Trust","score":0.121799997985363,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10927","display_name":"Access Control and Trust","score":0.121799997985363,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11838","display_name":"Crime, Illicit Activities, and Governance","score":0.10209999978542328,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.08829999715089798,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/compliance","display_name":"Compliance (psychology)","score":0.6748999953269958},{"id":"https://openalex.org/keywords/database-transaction","display_name":"Database transaction","score":0.6406999826431274},{"id":"https://openalex.org/keywords/financial-transaction","display_name":"Financial transaction","score":0.6011000275611877},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.5627999901771545},{"id":"https://openalex.org/keywords/inclusion","display_name":"Inclusion (mineral)","score":0.5041000247001648},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"Financial inclusion","score":0.47749999165534973},{"id":"https://openalex.org/keywords/conceptual-model","display_name":"Conceptual model","score":0.44290000200271606},{"id":"https://openalex.org/keywords/conceptual-framework","display_name":"Conceptual framework","score":0.42410001158714294}],"concepts":[{"id":"https://openalex.org/C2781460075","wikidata":"https://www.wikidata.org/wiki/Q1399332","display_name":"Compliance (psychology)","level":2,"score":0.6748999953269958},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6538000106811523},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.6406999826431274},{"id":"https://openalex.org/C164516710","wikidata":"https://www.wikidata.org/wiki/Q1166072","display_name":"Financial transaction","level":3,"score":0.6011000275611877},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.5627999901771545},{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.5041000247001648},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.47749999165534973},{"id":"https://openalex.org/C13606891","wikidata":"https://www.wikidata.org/wiki/Q2623243","display_name":"Conceptual model","level":2,"score":0.44290000200271606},{"id":"https://openalex.org/C14224292","wikidata":"https://www.wikidata.org/wiki/Q13600188","display_name":"Conceptual framework","level":2,"score":0.42410001158714294},{"id":"https://openalex.org/C2780966255","wikidata":"https://www.wikidata.org/wiki/Q5474306","display_name":"Foundation (evidence)","level":2,"score":0.4081999957561493},{"id":"https://openalex.org/C98965940","wikidata":"https://www.wikidata.org/wiki/Q877496","display_name":"Transaction cost","level":2,"score":0.4041000008583069},{"id":"https://openalex.org/C2985797017","wikidata":"https://www.wikidata.org/wiki/Q659974","display_name":"Social trust","level":3,"score":0.4027000069618225},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.36890000104904175},{"id":"https://openalex.org/C2780005421","wikidata":"https://www.wikidata.org/wiki/Q151900","display_name":"Money laundering","level":2,"score":0.3626999855041504},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.3425999879837036},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.336899995803833},{"id":"https://openalex.org/C2777825026","wikidata":"https://www.wikidata.org/wiki/Q3410431","display_name":"Public trust","level":2,"score":0.31790000200271606},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.3167000114917755},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.2962000072002411},{"id":"https://openalex.org/C2983583741","wikidata":"https://www.wikidata.org/wiki/Q16785388","display_name":"Third party","level":2,"score":0.2897999882698059},{"id":"https://openalex.org/C2776384856","wikidata":"https://www.wikidata.org/wiki/Q17145767","display_name":"Trust management (information system)","level":2,"score":0.28690001368522644},{"id":"https://openalex.org/C120936955","wikidata":"https://www.wikidata.org/wiki/Q2155640","display_name":"Empirical research","level":2,"score":0.2802000045776367},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.2775999903678894},{"id":"https://openalex.org/C72108876","wikidata":"https://www.wikidata.org/wiki/Q844565","display_name":"Transaction processing","level":3,"score":0.266400009393692},{"id":"https://openalex.org/C116834253","wikidata":"https://www.wikidata.org/wiki/Q2039217","display_name":"Identification (biology)","level":2,"score":0.26109999418258667}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1109/pst65910.2025.11268859","is_oa":false,"landing_page_url":"https://doi.org/10.1109/pst65910.2025.11268859","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2025 22nd Annual International Conference on Privacy, Security, and Trust (PST)","raw_type":"proceedings-article"},{"id":"pmh:oai:ora.uniurb.it:11576/2770211","is_oa":false,"landing_page_url":"https://hdl.handle.net/11576/2770211","pdf_url":null,"source":{"id":"https://openalex.org/S4377196377","display_name":"CINECA IRIS Institutional Research information system (University of Urbino)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I190397597","host_organization_name":"University of Urbino","host_organization_lineage":["https://openalex.org/I190397597"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/conferenceObject"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":3,"referenced_works":["https://openalex.org/W3104088511","https://openalex.org/W4308078938","https://openalex.org/W4408302265"],"related_works":[],"abstract_inverted_index":{"This":[0],"paper":[1],"proposes":[2],"a":[3,33,93],"dynamic,":[4],"decentralized":[5,114],"social":[6],"trust":[7,39,60],"model":[8,35,75],"to":[9,43,79],"meet":[10],"Know":[11],"Your":[12],"Customer":[13],"(KYC)":[14],"and":[15,40,66,82,112],"Anti-Money":[16],"Laundering":[17],"(AML)":[18],"compliance":[19,88],"requirements,":[20],"especially":[21],"for":[22,36,95,109],"individuals":[23],"lacking":[24],"formal":[25],"documentation.":[26],"Building":[27],"on":[28,98],"previous":[29],"work,":[30],"we":[31],"present":[32],"conceptual":[34],"dynamically":[37],"computing":[38],"risk":[41],"values":[42],"support":[44],"financial":[45,84],"transaction":[46,63],"approvals":[47],"through":[48],"innovative":[49],"recognition":[50],"schemes.":[51],"Agent-based":[52],"simulations":[53],"across":[54],"four":[55],"scenarios":[56],"demonstrate":[57],"that":[58],"dynamic":[59],"mechanisms":[61],"enhance":[62],"approval":[64],"rates":[65],"payment":[67],"volumes,":[68],"provided":[69],"malicious":[70,102],"agents":[71],"are":[72],"controlled.":[73],"The":[74],"is":[76,106],"flexible,":[77],"adaptable":[78],"diverse":[80],"populations,":[81],"promotes":[83],"inclusion":[85],"without":[86],"compromising":[87],"requirements.":[89],"It":[90],"also":[91],"offers":[92],"foundation":[94],"future":[96],"research":[97],"mitigating":[99],"risks":[100],"from":[101],"actors.":[103],"Furthermore,":[104],"it":[105],"particularly":[107],"suited":[108],"enabling":[110],"compliant":[111],"inclusive":[113],"finance":[115],"(DeFi)":[116],"applications.":[117]},"counts_by_year":[],"updated_date":"2026-04-26T08:31:28.666265","created_date":"2025-12-03T00:00:00"}