{"id":"https://openalex.org/W3198341331","doi":"https://doi.org/10.1109/mc.2021.3055886","title":"\u201cOpening\u201d Banking","display_name":"\u201cOpening\u201d Banking","publication_year":2021,"publication_date":"2021-08-27","ids":{"openalex":"https://openalex.org/W3198341331","doi":"https://doi.org/10.1109/mc.2021.3055886","mag":"3198341331"},"language":"en","primary_location":{"id":"doi:10.1109/mc.2021.3055886","is_oa":true,"landing_page_url":"https://doi.org/10.1109/mc.2021.3055886","pdf_url":"https://ieeexplore.ieee.org/ielx7/2/9524643/09524653.pdf","source":{"id":"https://openalex.org/S178916657","display_name":"Computer","issn_l":"0018-9162","issn":["0018-9162","1558-0814"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320439","host_organization_name":"IEEE Computer Society","host_organization_lineage":["https://openalex.org/P4310320439","https://openalex.org/P4310319808"],"host_organization_lineage_names":["IEEE Computer Society","Institute of Electrical and Electronics Engineers"],"type":"journal"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Computer","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://ieeexplore.ieee.org/ielx7/2/9524643/09524653.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5113985843","display_name":"Jeffrey Voas","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Jeffrey Voas","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0003-1139-3690","affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5112740411","display_name":"Phil Laplante","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Phil Laplante","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-0415-271X","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":1,"citation_normalized_percentile":{"value":0.18395726,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":"54","issue":"9","first_page":"13","last_page":"14"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.8711000084877014,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.8711000084877014,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.7617219686508179},{"id":"https://openalex.org/keywords/set","display_name":"Set (abstract data type)","score":0.5213419198989868},{"id":"https://openalex.org/keywords/mobile-banking","display_name":"Mobile banking","score":0.4590439200401306},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.3627564311027527},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.3340685963630676}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.7617219686508179},{"id":"https://openalex.org/C177264268","wikidata":"https://www.wikidata.org/wiki/Q1514741","display_name":"Set (abstract data type)","level":2,"score":0.5213419198989868},{"id":"https://openalex.org/C2775930393","wikidata":"https://www.wikidata.org/wiki/Q1941439","display_name":"Mobile banking","level":2,"score":0.4590439200401306},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.3627564311027527},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.3340685963630676},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/mc.2021.3055886","is_oa":true,"landing_page_url":"https://doi.org/10.1109/mc.2021.3055886","pdf_url":"https://ieeexplore.ieee.org/ielx7/2/9524643/09524653.pdf","source":{"id":"https://openalex.org/S178916657","display_name":"Computer","issn_l":"0018-9162","issn":["0018-9162","1558-0814"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320439","host_organization_name":"IEEE Computer Society","host_organization_lineage":["https://openalex.org/P4310320439","https://openalex.org/P4310319808"],"host_organization_lineage_names":["IEEE Computer Society","Institute of Electrical and Electronics Engineers"],"type":"journal"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Computer","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.1109/mc.2021.3055886","is_oa":true,"landing_page_url":"https://doi.org/10.1109/mc.2021.3055886","pdf_url":"https://ieeexplore.ieee.org/ielx7/2/9524643/09524653.pdf","source":{"id":"https://openalex.org/S178916657","display_name":"Computer","issn_l":"0018-9162","issn":["0018-9162","1558-0814"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320439","host_organization_name":"IEEE Computer Society","host_organization_lineage":["https://openalex.org/P4310320439","https://openalex.org/P4310319808"],"host_organization_lineage_names":["IEEE Computer Society","Institute of Electrical and Electronics Engineers"],"type":"journal"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Computer","raw_type":"journal-article"},"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3198341331.pdf","grobid_xml":"https://content.openalex.org/works/W3198341331.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2748952813","https://openalex.org/W2390279801","https://openalex.org/W2358668433","https://openalex.org/W2376932109","https://openalex.org/W2001405890","https://openalex.org/W44983088","https://openalex.org/W2382290278","https://openalex.org/W2350741829","https://openalex.org/W2530322880","https://openalex.org/W2789437230"],"abstract_inverted_index":{"Open":[0],"banking":[1],"is":[2],"a":[3,13],"set":[4],"of":[5,24,35],"application":[6],"interfaces,":[7],"standards,":[8],"and":[9,19,38],"rules":[10],"that":[11],"offers":[12],"more":[14],"seamless":[15],"experience":[16],"for":[17,41],"users":[18],"allows":[20],"the":[21,44],"easier":[22],"movement":[23],"money":[25],"among":[26],"financial":[27],"institutions.":[28],"In":[29],"this":[30],"article,":[31],"we":[32],"discuss":[33],"some":[34],"its":[36],"promises":[37],"challenges,":[39],"particularly":[40],"adoption":[42],"in":[43],"United":[45],"States.":[46]},"counts_by_year":[{"year":2025,"cited_by_count":1}],"updated_date":"2026-03-27T05:58:40.876381","created_date":"2021-09-13T00:00:00"}
