{"id":"https://openalex.org/W3096297848","doi":"https://doi.org/10.1109/jiot.2020.3033543","title":"A Contract-Based Insurance Incentive Mechanism Boosted by Wearable Technology","display_name":"A Contract-Based Insurance Incentive Mechanism Boosted by Wearable Technology","publication_year":2020,"publication_date":"2020-10-26","ids":{"openalex":"https://openalex.org/W3096297848","doi":"https://doi.org/10.1109/jiot.2020.3033543","mag":"3096297848"},"language":"en","primary_location":{"id":"doi:10.1109/jiot.2020.3033543","is_oa":false,"landing_page_url":"https://doi.org/10.1109/jiot.2020.3033543","pdf_url":null,"source":{"id":"https://openalex.org/S2480266640","display_name":"IEEE Internet of Things Journal","issn_l":"2327-4662","issn":["2327-4662","2372-2541"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319808","host_organization_name":"Institute of Electrical and Electronics Engineers","host_organization_lineage":["https://openalex.org/P4310319808"],"host_organization_lineage_names":["Institute of Electrical and Electronics Engineers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"IEEE Internet of Things Journal","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5015275781","display_name":"Yanjiao Chen","orcid":"https://orcid.org/0000-0002-1382-0679"},"institutions":[{"id":"https://openalex.org/I37461747","display_name":"Wuhan University","ror":"https://ror.org/033vjfk17","country_code":"CN","type":"education","lineage":["https://openalex.org/I37461747"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Yanjiao Chen","raw_affiliation_strings":["School of Computer Science, Wuhan University, Wuhan, China"],"affiliations":[{"raw_affiliation_string":"School of Computer Science, Wuhan University, Wuhan, China","institution_ids":["https://openalex.org/I37461747"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5102965005","display_name":"Wanyu Qiu","orcid":"https://orcid.org/0000-0002-4965-9741"},"institutions":[{"id":"https://openalex.org/I37461747","display_name":"Wuhan University","ror":"https://ror.org/033vjfk17","country_code":"CN","type":"education","lineage":["https://openalex.org/I37461747"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Wanyu Qiu","raw_affiliation_strings":["School of Computer Science, Wuhan University, Wuhan, China"],"affiliations":[{"raw_affiliation_string":"School of Computer Science, Wuhan University, Wuhan, China","institution_ids":["https://openalex.org/I37461747"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5004259936","display_name":"Runmin Ou","orcid":"https://orcid.org/0000-0003-4970-6613"},"institutions":[{"id":"https://openalex.org/I37461747","display_name":"Wuhan University","ror":"https://ror.org/033vjfk17","country_code":"CN","type":"education","lineage":["https://openalex.org/I37461747"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Runmin Ou","raw_affiliation_strings":["School of Computer Science, Wuhan University, Wuhan, China"],"affiliations":[{"raw_affiliation_string":"School of Computer Science, Wuhan University, Wuhan, China","institution_ids":["https://openalex.org/I37461747"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5084572310","display_name":"Chuanhe Huang","orcid":"https://orcid.org/0000-0001-5554-4871"},"institutions":[{"id":"https://openalex.org/I37461747","display_name":"Wuhan University","ror":"https://ror.org/033vjfk17","country_code":"CN","type":"education","lineage":["https://openalex.org/I37461747"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Chuanhe Huang","raw_affiliation_strings":["School of Computer Science, Wuhan University, Wuhan, China"],"affiliations":[{"raw_affiliation_string":"School of Computer Science, Wuhan University, Wuhan, China","institution_ids":["https://openalex.org/I37461747"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5015275781"],"corresponding_institution_ids":["https://openalex.org/I37461747"],"apc_list":null,"apc_paid":null,"fwci":0.2013,"has_fulltext":false,"cited_by_count":8,"citation_normalized_percentile":{"value":0.55282653,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":"8","issue":"7","first_page":"6089","last_page":"6100"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11942","display_name":"Transportation and Mobility Innovations","score":0.9943000078201294,"subfield":{"id":"https://openalex.org/subfields/2203","display_name":"Automotive Engineering"},"field":{"id":"https://openalex.org/fields/22","display_name":"Engineering"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T11942","display_name":"Transportation and Mobility Innovations","score":0.9943000078201294,"subfield":{"id":"https://openalex.org/subfields/2203","display_name":"Automotive Engineering"},"field":{"id":"https://openalex.org/fields/22","display_name":"Engineering"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11161","display_name":"Consumer Market Behavior and Pricing","score":0.9405999779701233,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12011","display_name":"Insurance, Mortality, Demography, Risk Management","score":0.9394999742507935,"subfield":{"id":"https://openalex.org/subfields/3317","display_name":"Demography"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/incentive","display_name":"Incentive","score":0.7935581207275391},{"id":"https://openalex.org/keywords/mechanism-design","display_name":"Mechanism design","score":0.7169431447982788},{"id":"https://openalex.org/keywords/incentive-compatibility","display_name":"Incentive compatibility","score":0.67575603723526},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.6079136729240417},{"id":"https://openalex.org/keywords/information-asymmetry","display_name":"Information asymmetry","score":0.6042753458023071},{"id":"https://openalex.org/keywords/wearable-computer","display_name":"Wearable computer","score":0.5482606291770935},{"id":"https://openalex.org/keywords/risk-analysis","display_name":"Risk analysis (engineering)","score":0.4894753694534302},{"id":"https://openalex.org/keywords/contract-theory","display_name":"Contract theory","score":0.4310043156147003},{"id":"https://openalex.org/keywords/expected-utility-hypothesis","display_name":"Expected utility hypothesis","score":0.4297953248023987},{"id":"https://openalex.org/keywords/quality","display_name":"Quality (philosophy)","score":0.42289236187934875},{"id":"https://openalex.org/keywords/actuarial-science","display_name":"Actuarial science","score":0.36043035984039307},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.3269420266151428},{"id":"https://openalex.org/keywords/microeconomics","display_name":"Microeconomics","score":0.21630418300628662},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.143657386302948},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.12094360589981079}],"concepts":[{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.7935581207275391},{"id":"https://openalex.org/C153517567","wikidata":"https://www.wikidata.org/wiki/Q26090","display_name":"Mechanism design","level":2,"score":0.7169431447982788},{"id":"https://openalex.org/C91810955","wikidata":"https://www.wikidata.org/wiki/Q7731670","display_name":"Incentive compatibility","level":3,"score":0.67575603723526},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.6079136729240417},{"id":"https://openalex.org/C137577040","wikidata":"https://www.wikidata.org/wiki/Q431965","display_name":"Information asymmetry","level":2,"score":0.6042753458023071},{"id":"https://openalex.org/C150594956","wikidata":"https://www.wikidata.org/wiki/Q1334829","display_name":"Wearable computer","level":2,"score":0.5482606291770935},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.4894753694534302},{"id":"https://openalex.org/C79301358","wikidata":"https://www.wikidata.org/wiki/Q1918846","display_name":"Contract theory","level":2,"score":0.4310043156147003},{"id":"https://openalex.org/C205706631","wikidata":"https://www.wikidata.org/wiki/Q2319304","display_name":"Expected utility hypothesis","level":2,"score":0.4297953248023987},{"id":"https://openalex.org/C2779530757","wikidata":"https://www.wikidata.org/wiki/Q1207505","display_name":"Quality (philosophy)","level":2,"score":0.42289236187934875},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.36043035984039307},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3269420266151428},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.21630418300628662},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.143657386302948},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.12094360589981079},{"id":"https://openalex.org/C144237770","wikidata":"https://www.wikidata.org/wiki/Q747534","display_name":"Mathematical economics","level":1,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C149635348","wikidata":"https://www.wikidata.org/wiki/Q193040","display_name":"Embedded system","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/jiot.2020.3033543","is_oa":false,"landing_page_url":"https://doi.org/10.1109/jiot.2020.3033543","pdf_url":null,"source":{"id":"https://openalex.org/S2480266640","display_name":"IEEE Internet of Things Journal","issn_l":"2327-4662","issn":["2327-4662","2372-2541"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319808","host_organization_name":"Institute of Electrical and Electronics Engineers","host_organization_lineage":["https://openalex.org/P4310319808"],"host_organization_lineage_names":["Institute of Electrical and Electronics Engineers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"IEEE Internet of Things Journal","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[{"id":"https://openalex.org/G2838469879","display_name":null,"funder_award_id":"61972296","funder_id":"https://openalex.org/F4320321001","funder_display_name":"National Natural Science Foundation of China"},{"id":"https://openalex.org/G6441736759","display_name":null,"funder_award_id":"61702380","funder_id":"https://openalex.org/F4320321001","funder_display_name":"National Natural Science Foundation of China"}],"funders":[{"id":"https://openalex.org/F4320321001","display_name":"National Natural Science Foundation of China","ror":"https://ror.org/01h0zpd94"}],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":39,"referenced_works":["https://openalex.org/W1564711504","https://openalex.org/W1590174667","https://openalex.org/W1894977369","https://openalex.org/W1980889765","https://openalex.org/W1989164753","https://openalex.org/W2048356582","https://openalex.org/W2071186128","https://openalex.org/W2090349153","https://openalex.org/W2119207706","https://openalex.org/W2126447858","https://openalex.org/W2126643042","https://openalex.org/W2144852094","https://openalex.org/W2156488542","https://openalex.org/W2159035129","https://openalex.org/W2266221437","https://openalex.org/W2335965827","https://openalex.org/W2339091189","https://openalex.org/W2443235046","https://openalex.org/W2593909786","https://openalex.org/W2603456221","https://openalex.org/W2741172216","https://openalex.org/W2765285178","https://openalex.org/W2766450150","https://openalex.org/W2770539851","https://openalex.org/W2789121707","https://openalex.org/W2803652442","https://openalex.org/W2809671089","https://openalex.org/W2888495137","https://openalex.org/W2890356171","https://openalex.org/W2898175335","https://openalex.org/W2902604927","https://openalex.org/W2902933634","https://openalex.org/W2907128449","https://openalex.org/W2915778496","https://openalex.org/W2962994610","https://openalex.org/W2963343605","https://openalex.org/W2963390681","https://openalex.org/W2964068851","https://openalex.org/W3103516496"],"related_works":["https://openalex.org/W2610226722","https://openalex.org/W1502128320","https://openalex.org/W2950333913","https://openalex.org/W4301722110","https://openalex.org/W2524244071","https://openalex.org/W3103204983","https://openalex.org/W2054039722","https://openalex.org/W2349470824","https://openalex.org/W3036277495","https://openalex.org/W2213805976"],"abstract_inverted_index":{"Traditional":[0],"health":[1,12],"insurance":[2,66,95,159,257],"schemes":[3],"make":[4],"contracts":[5,160,210],"with":[6,39,73,161],"periodic":[7],"premiums":[8],"according":[9],"to":[10,35,68,76,122,190,221,230,241,266],"the":[11,53,70,87,94,110,113,133,138,150,177,180,183,191,196,208,219,232,245],"conditions":[13],"of":[14,27,56,89,137,142,146,157,172,185,201,228],"customers.":[15,28],"Insurance":[16],"companies":[17,67],"are":[18,115],"thus":[19],"seeking":[20],"an":[21,102,129],"incentive":[22,90,104,215,258],"for":[23,65,80,93],"a":[24,155],"healthy":[25],"lifestyle":[26],"Nowadays,":[29],"more":[30,32,192],"and":[31,44,75,112,117,165,214,225,263],"people":[33],"want":[34],"gather":[36],"metrics":[37],"associated":[38],"physical":[40,140],"activity.":[41],"High":[42],"quality":[43],"quantity":[45],"information":[46,130,200],"introduced":[47],"by":[48,98,149],"wearable":[49,60,99],"devices":[50],"may":[51],"indicate":[52],"potential":[54],"risks":[55],"acute":[57],"conditions.":[58],"Therefore,":[59],"technology":[61],"brings":[62],"new":[63],"opportunities":[64],"change":[69],"interaction":[71],"way":[72],"customers":[74],"improve":[77],"risk":[78],"management":[79],"users.":[81,173],"In":[82],"this":[83],"article,":[84],"we":[85,153],"investigate":[86],"problem":[88],"mechanism":[91,105,259],"design":[92,154],"market":[96],"boosted":[97],"technology.":[100],"Designing":[101],"effective":[103],"is":[106,135],"challenging":[107],"since":[108],"both":[109],"insurer":[111,134,181,197,220],"users":[114,265],"selfish":[116],"rational":[118],"parties":[119],"who":[120],"try":[121],"maximize":[123],"their":[124],"own":[125],"utility.":[126],"There":[127],"exists":[128],"asymmetry,":[131],"i.e.,":[132],"unaware":[136],"intrinsic":[139],"fitness":[141],"each":[143,186,226],"user":[144,202,229],"(type":[145],"users).":[147],"Inspired":[148],"contract":[151],"theory,":[152],"series":[156],"optimal":[158],"different":[162,170,248],"premium":[163],"discounts":[164],"recommended":[166],"exercise":[167,267],"levels":[168],"targeting":[169],"types":[171],"We":[174,204,236],"first":[175],"analyze":[176],"scenario":[178],"where":[179,195],"knows":[182],"type":[184,227],"individual,":[187],"then":[188],"move":[189],"practical":[193],"case":[194],"has":[198],"incomplete":[199],"types.":[203],"theoretically":[205],"prove":[206],"that":[207,254],"proposed":[209],"satisfy":[211],"individual":[212],"rationality":[213],"compatibility,":[216],"which":[217],"enables":[218],"achieve":[222],"utility":[223,262],"maximization":[224],"choose":[231],"most":[233],"appropriate":[234],"contract.":[235],"have":[237],"conducted":[238],"extensive":[239],"simulations":[240],"provide":[242],"insight":[243],"into":[244],"performance":[246],"under":[247],"scenarios.":[249],"The":[250],"numerical":[251],"results":[252],"verify":[253],"our":[255],"contract-based":[256],"maximizes":[260],"insurer's":[261],"motivates":[264],"more.":[268]},"counts_by_year":[{"year":2025,"cited_by_count":4},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":1},{"year":2021,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}