{"id":"https://openalex.org/W3110188289","doi":"https://doi.org/10.1109/iwbis50925.2020.9255512","title":"Risk Classification of Peer-to-Peer Lending Platform Using SVM Algorithm","display_name":"Risk Classification of Peer-to-Peer Lending Platform Using SVM Algorithm","publication_year":2020,"publication_date":"2020-10-17","ids":{"openalex":"https://openalex.org/W3110188289","doi":"https://doi.org/10.1109/iwbis50925.2020.9255512","mag":"3110188289"},"language":"en","primary_location":{"id":"doi:10.1109/iwbis50925.2020.9255512","is_oa":false,"landing_page_url":"https://doi.org/10.1109/iwbis50925.2020.9255512","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2020 International Workshop on Big Data and Information Security (IWBIS)","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5054197801","display_name":"Corry Elsa Noviyanti","orcid":null},"institutions":[{"id":"https://openalex.org/I29617571","display_name":"University of Indonesia","ror":"https://ror.org/0116zj450","country_code":"ID","type":"education","lineage":["https://openalex.org/I29617571"]}],"countries":["ID"],"is_corresponding":true,"raw_author_name":"Corry Elsa Noviyanti","raw_affiliation_strings":["Faculty of Computer Science, Universitas Indonesia, Depok, Indonesia"],"affiliations":[{"raw_affiliation_string":"Faculty of Computer Science, Universitas Indonesia, Depok, Indonesia","institution_ids":["https://openalex.org/I29617571"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5079525306","display_name":"Yova Ruldeviyani","orcid":"https://orcid.org/0000-0002-3051-7540"},"institutions":[{"id":"https://openalex.org/I29617571","display_name":"University of Indonesia","ror":"https://ror.org/0116zj450","country_code":"ID","type":"education","lineage":["https://openalex.org/I29617571"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Yova Ruldeviyani","raw_affiliation_strings":["Faculty of Computer Science, Universitas Indonesia, Depok, Indonesia"],"affiliations":[{"raw_affiliation_string":"Faculty of Computer Science, Universitas Indonesia, Depok, Indonesia","institution_ids":["https://openalex.org/I29617571"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5054197801"],"corresponding_institution_ids":["https://openalex.org/I29617571"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.22604248,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"35","issue":null,"first_page":"29","last_page":"34"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9929999709129333,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9929999709129333,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14435","display_name":"Information Retrieval and Data Mining","score":0.9394000172615051,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11644","display_name":"Spam and Phishing Detection","score":0.9097999930381775,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/support-vector-machine","display_name":"Support vector machine","score":0.8110110759735107},{"id":"https://openalex.org/keywords/peer-to-peer","display_name":"Peer-to-peer","score":0.7583423256874084},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.7322068214416504},{"id":"https://openalex.org/keywords/statistical-classification","display_name":"Statistical classification","score":0.5555581450462341},{"id":"https://openalex.org/keywords/process","display_name":"Process (computing)","score":0.5331888198852539},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.4462008476257324},{"id":"https://openalex.org/keywords/algorithm","display_name":"Algorithm","score":0.4141179323196411},{"id":"https://openalex.org/keywords/data-mining","display_name":"Data mining","score":0.38480445742607117},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.33935582637786865},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.23164495825767517}],"concepts":[{"id":"https://openalex.org/C12267149","wikidata":"https://www.wikidata.org/wiki/Q282453","display_name":"Support vector machine","level":2,"score":0.8110110759735107},{"id":"https://openalex.org/C534932454","wikidata":"https://www.wikidata.org/wiki/Q161410","display_name":"Peer-to-peer","level":2,"score":0.7583423256874084},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.7322068214416504},{"id":"https://openalex.org/C110083411","wikidata":"https://www.wikidata.org/wiki/Q1744628","display_name":"Statistical classification","level":2,"score":0.5555581450462341},{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.5331888198852539},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.4462008476257324},{"id":"https://openalex.org/C11413529","wikidata":"https://www.wikidata.org/wiki/Q8366","display_name":"Algorithm","level":1,"score":0.4141179323196411},{"id":"https://openalex.org/C124101348","wikidata":"https://www.wikidata.org/wiki/Q172491","display_name":"Data mining","level":1,"score":0.38480445742607117},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.33935582637786865},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.23164495825767517},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/iwbis50925.2020.9255512","is_oa":false,"landing_page_url":"https://doi.org/10.1109/iwbis50925.2020.9255512","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2020 International Workshop on Big Data and Information Security (IWBIS)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.5299999713897705,"display_name":"Industry, innovation and infrastructure","id":"https://metadata.un.org/sdg/9"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":21,"referenced_works":["https://openalex.org/W3796567","https://openalex.org/W158409277","https://openalex.org/W1584533718","https://openalex.org/W2006400845","https://openalex.org/W2046804949","https://openalex.org/W2135485260","https://openalex.org/W2153635508","https://openalex.org/W2162397980","https://openalex.org/W2162739331","https://openalex.org/W2245202563","https://openalex.org/W2557633100","https://openalex.org/W2597221078","https://openalex.org/W2647645129","https://openalex.org/W2767385880","https://openalex.org/W2774995230","https://openalex.org/W2903383397","https://openalex.org/W3005428855","https://openalex.org/W3017166805","https://openalex.org/W4241632459","https://openalex.org/W6730316049","https://openalex.org/W6996303965"],"related_works":["https://openalex.org/W3213683101","https://openalex.org/W3035095237","https://openalex.org/W3186233728","https://openalex.org/W4200459988","https://openalex.org/W4361733776","https://openalex.org/W4281776617","https://openalex.org/W3020897463","https://openalex.org/W4319005243","https://openalex.org/W4398756457","https://openalex.org/W3110188289"],"abstract_inverted_index":{"The":[0,108],"transition":[1],"from":[2],"traditional":[3],"to":[4,49,75],"digital":[5],"of":[6,16,81,110],"financial":[7],"industry":[8],"in":[9,29,87],"Indonesia":[10],"is":[11,47,85,125],"supported":[12],"by":[13,39,55,130,136],"the":[14,23,32,40,51,56,62,76,94,126],"role":[15],"peer-to-peer":[17,24,82,137],"lending":[18,25,83],"platform.":[19],"Technology":[20],"disruption":[21],"on":[22,93],"platform":[26],"goes":[27],"hand":[28,30],"with":[31],"high":[33],"risks":[34,52],"that":[35,53,122],"must":[36,133],"be":[37,134],"faced":[38],"users.":[41,57],"In":[42],"this":[43,88],"study,":[44],"text":[45,111],"classification":[46,59,112],"conducted":[48],"find":[50],"perceived":[54,95],"Text":[58],"process":[60,66],"follows":[61],"CRISP-DM":[63],"data":[64,80],"mining":[65],"and":[67,90,106,132],"uses":[68],"SVM":[69,114],"which":[70],"generates":[71],"better":[72],"accuracy":[73],"compared":[74],"other":[77],"algorithms.":[78],"Twitter":[79],"platforms":[84],"used":[86],"study":[89],"classified":[91],"based":[92],"risk":[96,124,129],"into":[97],"six":[98],"classes,":[99],"namely":[100],"performance,":[101],"financial,":[102],"time,":[103],"psychological,":[104],"social,":[105],"privacy.":[107],"result":[109],"using":[113],"algorithm":[115],"generate":[116],"81.51%":[117],"accuracy.":[118],"Classification":[119],"results":[120],"indicate":[121],"performance":[123],"most":[127],"felt":[128],"users":[131],"considered":[135],"Lending":[138],"platforms.":[139]},"counts_by_year":[],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}