{"id":"https://openalex.org/W3113709502","doi":"https://doi.org/10.1109/isncc49221.2020.9297273","title":"Building a Fintech Ecosystem: Design and Development of a Fintech API Gateway","display_name":"Building a Fintech Ecosystem: Design and Development of a Fintech API Gateway","publication_year":2020,"publication_date":"2020-10-20","ids":{"openalex":"https://openalex.org/W3113709502","doi":"https://doi.org/10.1109/isncc49221.2020.9297273","mag":"3113709502"},"language":"en","primary_location":{"id":"doi:10.1109/isncc49221.2020.9297273","is_oa":false,"landing_page_url":"https://doi.org/10.1109/isncc49221.2020.9297273","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2020 International Symposium on Networks, Computers and Communications (ISNCC)","raw_type":"proceedings-article"},"type":"conference-paper","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5017423377","display_name":"Ersin \u00dcnsal","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Ersin Unsal","raw_affiliation_strings":["R&D Center, Fibabanka A.\u015e., \u0130stanbul, Turkey"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"R&D Center, Fibabanka A.\u015e., \u0130stanbul, Turkey","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5057679327","display_name":"B. Uygar Oztekin","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Bilgehan Oztekin","raw_affiliation_strings":["R&D Center, Fibabanka A.\u015e., \u0130stanbul, Turkey"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"R&D Center, Fibabanka A.\u015e., \u0130stanbul, Turkey","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5102382416","display_name":"Murat \u00c7avu\u015f","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Murat Cavus","raw_affiliation_strings":["R&D Center, Fibabanka A.\u015e., \u0130stanbul, Turkey"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"R&D Center, Fibabanka A.\u015e., \u0130stanbul, Turkey","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5076499033","display_name":"Suat \u00d6zdemi\u0307r","orcid":"https://orcid.org/0000-0002-4588-4538"},"institutions":[{"id":"https://openalex.org/I95634034","display_name":"Gazi University","ror":"https://ror.org/054xkpr46","country_code":"TR","type":"education","lineage":["https://openalex.org/I95634034"]}],"countries":["TR"],"is_corresponding":false,"raw_author_name":"Suat Ozdemir","raw_affiliation_strings":["Gazi University, Ankara, Turkey"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Gazi University, Ankara, Turkey","institution_ids":["https://openalex.org/I95634034"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.4174,"has_fulltext":false,"cited_by_count":17,"citation_normalized_percentile":{"value":0.92735849,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":94,"max":99},"biblio":{"volume":null,"issue":null,"first_page":"1","last_page":"5"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9966999888420105,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9966999888420105,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10742","display_name":"Peer-to-Peer Network Technologies","score":0.9926000237464905,"subfield":{"id":"https://openalex.org/subfields/1705","display_name":"Computer Networks and Communications"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11478","display_name":"Caching and Content Delivery","score":0.9864000082015991,"subfield":{"id":"https://openalex.org/subfields/1705","display_name":"Computer Networks and Communications"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/gateway","display_name":"Gateway (web page)","score":0.8710176944732666},{"id":"https://openalex.org/keywords/key","display_name":"Key (lock)","score":0.5770536661148071},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.5564972758293152},{"id":"https://openalex.org/keywords/business-model","display_name":"Business model","score":0.5252644419670105},{"id":"https://openalex.org/keywords/fintech","display_name":"FinTech","score":0.4755765497684479},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.4392669200897217},{"id":"https://openalex.org/keywords/engineering-management","display_name":"Engineering management","score":0.35224616527557373},{"id":"https://openalex.org/keywords/telecommunications","display_name":"Telecommunications","score":0.35140520334243774},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.3363534212112427},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.29013124108314514},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.24570485949516296},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.23306140303611755},{"id":"https://openalex.org/keywords/engineering","display_name":"Engineering","score":0.21411508321762085},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.21109408140182495}],"concepts":[{"id":"https://openalex.org/C2777710495","wikidata":"https://www.wikidata.org/wiki/Q5527195","display_name":"Gateway (web page)","level":2,"score":0.8710176944732666},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.5770536661148071},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5564972758293152},{"id":"https://openalex.org/C4216890","wikidata":"https://www.wikidata.org/wiki/Q815823","display_name":"Business model","level":2,"score":0.5252644419670105},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.4755765497684479},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.4392669200897217},{"id":"https://openalex.org/C110354214","wikidata":"https://www.wikidata.org/wiki/Q6314146","display_name":"Engineering management","level":1,"score":0.35224616527557373},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.35140520334243774},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3363534212112427},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.29013124108314514},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.24570485949516296},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.23306140303611755},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.21411508321762085},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.21109408140182495}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/isncc49221.2020.9297273","is_oa":false,"landing_page_url":"https://doi.org/10.1109/isncc49221.2020.9297273","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2020 International Symposium on Networks, Computers and Communications (ISNCC)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/9","score":0.6100000143051147,"display_name":"Industry, innovation and infrastructure"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":3,"referenced_works":["https://openalex.org/W2091446485","https://openalex.org/W2534384756","https://openalex.org/W2921228976"],"related_works":["https://openalex.org/W4387663353","https://openalex.org/W4226191774","https://openalex.org/W2920102981","https://openalex.org/W4377289271","https://openalex.org/W3095064424","https://openalex.org/W4388950908","https://openalex.org/W4236175232","https://openalex.org/W4390448871","https://openalex.org/W4386916431","https://openalex.org/W2910734137"],"abstract_inverted_index":{"With":[0],"the":[1,11,18,42,84,114],"rise":[2],"of":[3,13,88,95,113],"financial":[4],"technology":[5],"startups":[6],"(so":[7,72],"called":[8,73],"fintechs)":[9],"and":[10,39,56,78,86,98,109,119],"adoption":[12],"open":[14],"banking":[15,19],"business":[16,96,102],"models,":[17],"industry":[20],"is":[21],"witnessing":[22],"revolutionary":[23,28],"changes.":[24],"To":[25],"adopt":[26],"these":[27],"changes,":[29],"banks":[30],"are":[31,46,117],"collaborating":[32],"with":[33],"fintechs":[34],"to":[35,67],"develop":[36],"innovative":[37],"products":[38],"services":[40,71],"for":[41],"customers.":[43],"Banks,":[44],"which":[45],"ruled":[47],"by":[48],"conventional":[49],"practices,":[50],"have":[51],"been":[52],"using":[53],"very":[54],"secure":[55,77],"closed":[57],"computer-based":[58],"systems":[59],"whereas":[60],"building":[61],"a":[62,76,89],"fintech":[63],"ecosystem":[64],"requires":[65],"integration":[66],"countless":[68],"3rdparty":[69],"software":[70],"APIs)":[74],"in":[75,93,121],"robust":[79],"way.":[80],"This":[81],"paper":[82],"discusses":[83],"design":[85,105],"development":[87,107],"Fintech":[90],"API":[91,115],"Gateway":[92,116],"terms":[94],"needs":[97],"technical":[99,104],"challenges.":[100],"Additionally,":[101],"requirements,":[103],"decisions,":[106],"challenges":[108],"key":[110],"performance":[111],"metrics":[112],"discussed":[118],"explained":[120],"detail.":[122]},"counts_by_year":[{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":7},{"year":2023,"cited_by_count":6},{"year":2022,"cited_by_count":2}],"updated_date":"2026-07-29T14:22:42.915294","created_date":"2025-10-10T00:00:00"}