{"id":"https://openalex.org/W3213276116","doi":"https://doi.org/10.1109/isi53945.2021.9624796","title":"Feature-Level Fusion of Super-App and Telecommunication Alternative Data Sources for Credit Card Fraud Detection","display_name":"Feature-Level Fusion of Super-App and Telecommunication Alternative Data Sources for Credit Card Fraud Detection","publication_year":2021,"publication_date":"2021-11-02","ids":{"openalex":"https://openalex.org/W3213276116","doi":"https://doi.org/10.1109/isi53945.2021.9624796","mag":"3213276116"},"language":"en","primary_location":{"id":"doi:10.1109/isi53945.2021.9624796","is_oa":false,"landing_page_url":"https://doi.org/10.1109/isi53945.2021.9624796","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2021 IEEE International Conference on Intelligence and Security Informatics (ISI)","raw_type":"proceedings-article"},"type":"preprint","indexed_in":["arxiv","crossref","datacite"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://arxiv.org/pdf/2111.03707","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5054852922","display_name":"Jaime D. Acevedo-Viloria","orcid":null},"institutions":[{"id":"https://openalex.org/I1321014770","display_name":"Association for Computing Machinery","ror":"https://ror.org/03wsadn68","country_code":"US","type":"nonprofit","lineage":["https://openalex.org/I1321014770"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Jaime D. Acevedo-Viloria","raw_affiliation_strings":["Rappi Colombia","Association for Computing Machinery, New York, United States"],"affiliations":[{"raw_affiliation_string":"Rappi Colombia","institution_ids":[]},{"raw_affiliation_string":"Association for Computing Machinery, New York, United States","institution_ids":["https://openalex.org/I1321014770"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5026132474","display_name":"Sebasti\u00e1n Soriano P\u00e9rez","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Sebastian Soriano Perez","raw_affiliation_strings":["Rappi M\u00e9xico"],"affiliations":[{"raw_affiliation_string":"Rappi M\u00e9xico","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5037239301","display_name":"Jes\u00fas Solano","orcid":"https://orcid.org/0000-0002-2742-0641"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Jesus Solano","raw_affiliation_strings":["Rappi Colombia"],"affiliations":[{"raw_affiliation_string":"Rappi Colombia","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5046604432","display_name":"David Zarruk-Valencia","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"David Zarruk-Valencia","raw_affiliation_strings":["Rappi Colombia"],"affiliations":[{"raw_affiliation_string":"Rappi Colombia","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5048258482","display_name":"Fernando G. Paulin","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Fernando G. Paulin","raw_affiliation_strings":["Rappi M\u00e9xico"],"affiliations":[{"raw_affiliation_string":"Rappi M\u00e9xico","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5066640802","display_name":"Alejandro Correa-Bahnsen","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Alejandro Correa-Bahnsen","raw_affiliation_strings":["Rappi Colombia"],"affiliations":[{"raw_affiliation_string":"Rappi Colombia","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":6,"corresponding_author_ids":["https://openalex.org/A5054852922"],"corresponding_institution_ids":["https://openalex.org/I1321014770"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.1728515,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"1","last_page":"6"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.9998000264167786,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.9998000264167786,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11598","display_name":"Internet Traffic Analysis and Secure E-voting","score":0.9987999796867371,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11644","display_name":"Spam and Phishing Detection","score":0.9948999881744385,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/credit-card","display_name":"Credit card","score":0.8813537359237671},{"id":"https://openalex.org/keywords/credit-card-fraud","display_name":"Credit card fraud","score":0.6452052593231201},{"id":"https://openalex.org/keywords/identity-theft","display_name":"Identity theft","score":0.6407216787338257},{"id":"https://openalex.org/keywords/feature","display_name":"Feature (linguistics)","score":0.5913324356079102},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.5329542756080627},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.4814404845237732},{"id":"https://openalex.org/keywords/identity","display_name":"Identity (music)","score":0.4408460557460785},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.3574400544166565},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.3360901474952698},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.24484547972679138},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.22343146800994873},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.14582356810569763}],"concepts":[{"id":"https://openalex.org/C2983355114","wikidata":"https://www.wikidata.org/wiki/Q161380","display_name":"Credit card","level":3,"score":0.8813537359237671},{"id":"https://openalex.org/C2780747020","wikidata":"https://www.wikidata.org/wiki/Q83873","display_name":"Credit card fraud","level":4,"score":0.6452052593231201},{"id":"https://openalex.org/C522325796","wikidata":"https://www.wikidata.org/wiki/Q471880","display_name":"Identity theft","level":2,"score":0.6407216787338257},{"id":"https://openalex.org/C2776401178","wikidata":"https://www.wikidata.org/wiki/Q12050496","display_name":"Feature (linguistics)","level":2,"score":0.5913324356079102},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5329542756080627},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.4814404845237732},{"id":"https://openalex.org/C2778355321","wikidata":"https://www.wikidata.org/wiki/Q17079427","display_name":"Identity (music)","level":2,"score":0.4408460557460785},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3574400544166565},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.3360901474952698},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.24484547972679138},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.22343146800994873},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.14582356810569763},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C24890656","wikidata":"https://www.wikidata.org/wiki/Q82811","display_name":"Acoustics","level":1,"score":0.0},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.1109/isi53945.2021.9624796","is_oa":false,"landing_page_url":"https://doi.org/10.1109/isi53945.2021.9624796","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2021 IEEE International Conference on Intelligence and Security Informatics (ISI)","raw_type":"proceedings-article"},{"id":"pmh:oai:arXiv.org:2111.03707","is_oa":true,"landing_page_url":"http://arxiv.org/abs/2111.03707","pdf_url":"https://arxiv.org/pdf/2111.03707","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"},{"id":"mag:3213276116","is_oa":true,"landing_page_url":"http://export.arxiv.org/pdf/2111.03707","pdf_url":null,"source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"arXiv (Cornell University)","raw_type":null},{"id":"doi:10.48550/arxiv.2111.03707","is_oa":true,"landing_page_url":"https://doi.org/10.48550/arxiv.2111.03707","pdf_url":null,"source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":null,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":{"id":"pmh:oai:arXiv.org:2111.03707","is_oa":true,"landing_page_url":"http://arxiv.org/abs/2111.03707","pdf_url":"https://arxiv.org/pdf/2111.03707","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"},"sustainable_development_goals":[{"display_name":"Peace, Justice and strong institutions","score":0.7799999713897705,"id":"https://metadata.un.org/sdg/16"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3213276116.pdf","grobid_xml":"https://content.openalex.org/works/W3213276116.grobid-xml"},"referenced_works_count":18,"referenced_works":["https://openalex.org/W2230049528","https://openalex.org/W2295598076","https://openalex.org/W2533835508","https://openalex.org/W2618851150","https://openalex.org/W2772947247","https://openalex.org/W2893893598","https://openalex.org/W2896796252","https://openalex.org/W2946712695","https://openalex.org/W3007828637","https://openalex.org/W3028645543","https://openalex.org/W3081703517","https://openalex.org/W3102476541","https://openalex.org/W3105757720","https://openalex.org/W3185139301","https://openalex.org/W3190950334","https://openalex.org/W3200299968","https://openalex.org/W3202478554","https://openalex.org/W6737947904"],"related_works":["https://openalex.org/W2339655262","https://openalex.org/W2785637175","https://openalex.org/W2974452850","https://openalex.org/W2801442861","https://openalex.org/W2989942753","https://openalex.org/W3000544210","https://openalex.org/W3082204077","https://openalex.org/W2940749066","https://openalex.org/W3008003865","https://openalex.org/W2751515787","https://openalex.org/W3007761083","https://openalex.org/W3133526133","https://openalex.org/W2148125134","https://openalex.org/W2941866380","https://openalex.org/W3157031617","https://openalex.org/W3208022856","https://openalex.org/W2230049528","https://openalex.org/W3005048680","https://openalex.org/W2966531722","https://openalex.org/W3168268058"],"abstract_inverted_index":{"Identity":[0],"theft":[1,77],"is":[2,29,95],"a":[3,16,34,55,91,96,107,122],"major":[4],"problem":[5,28],"for":[6,71],"credit":[7,68,78,103,123],"lenders":[8],"when":[9,89],"there\u2019s":[10],"not":[11,133],"enough":[12],"data":[13,100],"to":[14],"corroborate":[15],"customer\u2019s":[17],"identity.":[18],"Among":[19],"super-apps\u2014large":[20],"digital":[21,125],"platforms":[22],"that":[23],"encompass":[24],"many":[25],"different":[26],"services\u2014this":[27],"even":[30],"more":[31],"relevant;":[32],"losing":[33,42],"client":[35],"in":[36,44],"one":[37],"branch":[38],"can":[39],"often":[40],"mean":[41],"them":[43],"other":[45],"services.":[46],"In":[47],"this":[48],"paper,":[49],"we":[50,85],"review":[51],"the":[52,72,82,139],"effectiveness":[53],"of":[54,58,75,98,111],"feature-level":[56],"fusion":[57,97],"super-app":[59],"customer":[60],"information,":[61],"mobile":[62],"phone":[63],"line":[64],"data,":[65,105],"and":[66,101],"traditional":[67,102,135],"risk":[69],"variables":[70],"early":[73],"detection":[74],"identity":[76],"card":[79],"fraud.":[80],"Through":[81],"proposed":[83],"framework,":[84],"achieved":[86],"better":[87],"performance":[88],"using":[90,132],"model":[92],"whose":[93],"input":[94],"alternative":[99],"bureau":[104],"achieving":[106],"ROC":[108],"AUC":[109],"score":[110],"0.81.":[112],"We":[113],"evaluate":[114],"our":[115],"approach":[116],"over":[117],"approximately":[118],"90,000":[119],"users":[120],"from":[121],"lender\u2019s":[124],"platform":[126],"database.":[127],"The":[128],"evaluation":[129],"was":[130],"performed":[131],"only":[134],"ML":[136],"metrics":[137],"but":[138],"financial":[140],"costs":[141],"as":[142],"well.":[143]},"counts_by_year":[],"updated_date":"2026-03-20T23:20:44.827607","created_date":"2025-10-10T00:00:00"}