{"id":"https://openalex.org/W1975942494","doi":"https://doi.org/10.1109/iihmsp.2007.4457679","title":"Analysis of Insurance Contract with the Auditing Efforts","display_name":"Analysis of Insurance Contract with the Auditing Efforts","publication_year":2007,"publication_date":"2007-11-01","ids":{"openalex":"https://openalex.org/W1975942494","doi":"https://doi.org/10.1109/iihmsp.2007.4457679","mag":"1975942494"},"language":"en","primary_location":{"id":"doi:10.1109/iihmsp.2007.4457679","is_oa":false,"landing_page_url":"https://doi.org/10.1109/iihmsp.2007.4457679","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Third International Conference on Intelligent Information Hiding and Multimedia Signal Processing (IIH-MSP 2007)","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5040194968","display_name":"Xiaogang Xiang","orcid":"https://orcid.org/0000-0003-0999-2950"},"institutions":[{"id":"https://openalex.org/I43922553","display_name":"Wuhan University of Science and Technology","ror":"https://ror.org/00e4hrk88","country_code":"CN","type":"education","lineage":["https://openalex.org/I43922553"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Xiaogang Xiang","raw_affiliation_strings":["Department of Mathematics and Physics, Wuhan University of Science and Engineering, Wuhan, Hubei, China"],"affiliations":[{"raw_affiliation_string":"Department of Mathematics and Physics, Wuhan University of Science and Engineering, Wuhan, Hubei, China","institution_ids":["https://openalex.org/I43922553"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5086860734","display_name":"Zhenwen Zhang","orcid":null},"institutions":[{"id":"https://openalex.org/I47720641","display_name":"Huazhong University of Science and Technology","ror":"https://ror.org/00p991c53","country_code":"CN","type":"education","lineage":["https://openalex.org/I47720641"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Zhenwen Zhang","raw_affiliation_strings":["Institute of Systems Engineering, Huazhong University of Science and Technology, Wuhan, Hubei, China"],"affiliations":[{"raw_affiliation_string":"Institute of Systems Engineering, Huazhong University of Science and Technology, Wuhan, Hubei, China","institution_ids":["https://openalex.org/I47720641"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5040194968"],"corresponding_institution_ids":["https://openalex.org/I43922553"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.11936937,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"170","last_page":"173"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11182","display_name":"Auction Theory and Applications","score":0.9994000196456909,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11182","display_name":"Auction Theory and Applications","score":0.9994000196456909,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11762","display_name":"Law, Economics, and Judicial Systems","score":0.9878000020980835,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.9689000248908997,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/audit","display_name":"Audit","score":0.8629575967788696},{"id":"https://openalex.org/keywords/insurance-policy","display_name":"Insurance policy","score":0.6643563508987427},{"id":"https://openalex.org/keywords/compensation","display_name":"Compensation (psychology)","score":0.6537134647369385},{"id":"https://openalex.org/keywords/auto-insurance-risk-selection","display_name":"Auto insurance risk selection","score":0.5968247056007385},{"id":"https://openalex.org/keywords/actuarial-science","display_name":"Actuarial science","score":0.5739925503730774},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5352082848548889},{"id":"https://openalex.org/keywords/state","display_name":"State (computer science)","score":0.5333157777786255},{"id":"https://openalex.org/keywords/accident","display_name":"Accident (philosophy)","score":0.5080389976501465},{"id":"https://openalex.org/keywords/key-person-insurance","display_name":"Key person insurance","score":0.4476355016231537},{"id":"https://openalex.org/keywords/casualty-insurance","display_name":"Casualty insurance","score":0.4260508418083191},{"id":"https://openalex.org/keywords/expected-utility-hypothesis","display_name":"Expected utility hypothesis","score":0.41521120071411133},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.253887414932251},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.2037564218044281},{"id":"https://openalex.org/keywords/accounting","display_name":"Accounting","score":0.16182279586791992}],"concepts":[{"id":"https://openalex.org/C199521495","wikidata":"https://www.wikidata.org/wiki/Q181487","display_name":"Audit","level":2,"score":0.8629575967788696},{"id":"https://openalex.org/C68799949","wikidata":"https://www.wikidata.org/wiki/Q977871","display_name":"Insurance policy","level":2,"score":0.6643563508987427},{"id":"https://openalex.org/C2780023022","wikidata":"https://www.wikidata.org/wiki/Q1338171","display_name":"Compensation (psychology)","level":2,"score":0.6537134647369385},{"id":"https://openalex.org/C62172701","wikidata":"https://www.wikidata.org/wiki/Q4826138","display_name":"Auto insurance risk selection","level":4,"score":0.5968247056007385},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.5739925503730774},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5352082848548889},{"id":"https://openalex.org/C48103436","wikidata":"https://www.wikidata.org/wiki/Q599031","display_name":"State (computer science)","level":2,"score":0.5333157777786255},{"id":"https://openalex.org/C2780289543","wikidata":"https://www.wikidata.org/wiki/Q424630","display_name":"Accident (philosophy)","level":2,"score":0.5080389976501465},{"id":"https://openalex.org/C29513703","wikidata":"https://www.wikidata.org/wiki/Q6398174","display_name":"Key person insurance","level":3,"score":0.4476355016231537},{"id":"https://openalex.org/C22738907","wikidata":"https://www.wikidata.org/wiki/Q3813256","display_name":"Casualty insurance","level":3,"score":0.4260508418083191},{"id":"https://openalex.org/C205706631","wikidata":"https://www.wikidata.org/wiki/Q2319304","display_name":"Expected utility hypothesis","level":2,"score":0.41521120071411133},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.253887414932251},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.2037564218044281},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.16182279586791992},{"id":"https://openalex.org/C144237770","wikidata":"https://www.wikidata.org/wiki/Q747534","display_name":"Mathematical economics","level":1,"score":0.0},{"id":"https://openalex.org/C11171543","wikidata":"https://www.wikidata.org/wiki/Q41630","display_name":"Psychoanalysis","level":1,"score":0.0},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C11413529","wikidata":"https://www.wikidata.org/wiki/Q8366","display_name":"Algorithm","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/iihmsp.2007.4457679","is_oa":false,"landing_page_url":"https://doi.org/10.1109/iihmsp.2007.4457679","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Third International Conference on Intelligent Information Hiding and Multimedia Signal Processing (IIH-MSP 2007)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":6,"referenced_works":["https://openalex.org/W124441915","https://openalex.org/W2015775939","https://openalex.org/W2147560556","https://openalex.org/W2155300024","https://openalex.org/W3122225549","https://openalex.org/W3123912743"],"related_works":["https://openalex.org/W2378586073","https://openalex.org/W1662335982","https://openalex.org/W2375122011","https://openalex.org/W2259379838","https://openalex.org/W2186594674","https://openalex.org/W609880657","https://openalex.org/W2367447215","https://openalex.org/W2980438525","https://openalex.org/W3123307530","https://openalex.org/W2790207916"],"abstract_inverted_index":{"Depending":[0],"on":[1],"the":[2,6,9,16,19,22,26,34,40,46,51,54,60,64,78,81,86,91,94,97,102,109,116,125],"game":[3],"theory":[4],"and":[5,37,45,105],"hypothesis":[7],"that":[8,21,96],"insured's":[10,68],"auditing":[11,52,57],"efforts":[12],"could":[13],"be":[14],"measured,":[15],"paper":[17,92],"analyses":[18],"problem":[20],"insured":[23,98],"often":[24],"exaggerate":[25],"loss":[27],"state":[28,83,104],"to":[29,39,74,115],"extract":[30],"more":[31],"compensation":[32,107],"in":[33,80,85,101,108,124],"insurance":[35,42,118,126],"market,":[36],"leads":[38],"optimal":[41,47,56],"contract":[43],"model":[44],"solution.":[48],"Because":[49],"of":[50],"cost,":[53],"insurer's":[55],"strategy":[58],"is":[59,77,113],"no-effort-auditing":[61],"strategy,":[62],"not":[63],"effort-auditing":[65],"strategy.":[66],"The":[67],"expected":[69],"marginal":[70],"utility":[71],"with":[72],"respect":[73],"final":[75],"wealth":[76],"same":[79],"accident":[82,88],"as":[84,120],"no":[87],"state.":[89],"Moreover,":[90],"concludes":[93],"conclusion":[95],"deserve":[99],"overcompensation":[100],"high-loss":[103],"under":[106],"low-loss":[110],"state,":[111],"which":[112],"contrary":[114],"common":[117],"contracts":[119],"we":[121],"can":[122],"see":[123],"market.":[127]},"counts_by_year":[],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}