{"id":"https://openalex.org/W4386250010","doi":"https://doi.org/10.1109/icit58056.2023.10225810","title":"A Perspective on the Application of Fintech as a Gateway for Financial Literacy","display_name":"A Perspective on the Application of Fintech as a Gateway for Financial Literacy","publication_year":2023,"publication_date":"2023-08-09","ids":{"openalex":"https://openalex.org/W4386250010","doi":"https://doi.org/10.1109/icit58056.2023.10225810"},"language":"en","primary_location":{"id":"doi:10.1109/icit58056.2023.10225810","is_oa":false,"landing_page_url":"https://doi.org/10.1109/icit58056.2023.10225810","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2023 International Conference on Information Technology (ICIT)","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5037320563","display_name":"Deepa Pillai","orcid":"https://orcid.org/0000-0001-9203-1944"},"institutions":[{"id":"https://openalex.org/I244572783","display_name":"Symbiosis International University","ror":"https://ror.org/005r2ww51","country_code":"IN","type":"education","lineage":["https://openalex.org/I244572783"]}],"countries":["IN"],"is_corresponding":true,"raw_author_name":"Deepa Pillai","raw_affiliation_strings":["Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University),Pune,India","Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University), Pune, India"],"affiliations":[{"raw_affiliation_string":"Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University),Pune,India","institution_ids":["https://openalex.org/I244572783"]},{"raw_affiliation_string":"Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University), Pune, India","institution_ids":["https://openalex.org/I244572783"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5001048005","display_name":"Ardhendu Shekhar Singh","orcid":"https://orcid.org/0000-0003-3195-9954"},"institutions":[{"id":"https://openalex.org/I244572783","display_name":"Symbiosis International University","ror":"https://ror.org/005r2ww51","country_code":"IN","type":"education","lineage":["https://openalex.org/I244572783"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Ardhendu Shekhar Singh","raw_affiliation_strings":["Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University),Pune,India","Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University), Pune, India"],"affiliations":[{"raw_affiliation_string":"Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University),Pune,India","institution_ids":["https://openalex.org/I244572783"]},{"raw_affiliation_string":"Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University), Pune, India","institution_ids":["https://openalex.org/I244572783"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5089521525","display_name":"Trupti Bhosale","orcid":"https://orcid.org/0000-0003-3649-0518"},"institutions":[{"id":"https://openalex.org/I244572783","display_name":"Symbiosis International University","ror":"https://ror.org/005r2ww51","country_code":"IN","type":"education","lineage":["https://openalex.org/I244572783"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Trupti Bhosale","raw_affiliation_strings":["Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University),Pune,India","Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University), Pune, India"],"affiliations":[{"raw_affiliation_string":"Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University),Pune,India","institution_ids":["https://openalex.org/I244572783"]},{"raw_affiliation_string":"Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University), Pune, India","institution_ids":["https://openalex.org/I244572783"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5089612313","display_name":"Adesh Doifode","orcid":"https://orcid.org/0000-0003-3280-4479"},"institutions":[{"id":"https://openalex.org/I244572783","display_name":"Symbiosis International University","ror":"https://ror.org/005r2ww51","country_code":"IN","type":"education","lineage":["https://openalex.org/I244572783"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Adesh Doifode","raw_affiliation_strings":["Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University),Pune,India","Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University), Pune, India"],"affiliations":[{"raw_affiliation_string":"Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University),Pune,India","institution_ids":["https://openalex.org/I244572783"]},{"raw_affiliation_string":"Finance Symbiosis School of Banking and Finance, Symbiosis International (Deemed University), Pune, India","institution_ids":["https://openalex.org/I244572783"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5037320563"],"corresponding_institution_ids":["https://openalex.org/I244572783"],"apc_list":null,"apc_paid":null,"fwci":4.2687,"has_fulltext":false,"cited_by_count":13,"citation_normalized_percentile":{"value":0.94359538,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":null,"issue":null,"first_page":"811","last_page":"814"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.994700014591217,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.994700014591217,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9904999732971191,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9894999861717224,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"Financial literacy","score":0.8337284922599792},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"Financial inclusion","score":0.755466103553772},{"id":"https://openalex.org/keywords/fintech","display_name":"FinTech","score":0.6862480640411377},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.6568194627761841},{"id":"https://openalex.org/keywords/promotion","display_name":"Promotion (chess)","score":0.561783492565155},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5345845222473145},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.3639217019081116},{"id":"https://openalex.org/keywords/political-science","display_name":"Political science","score":0.18933150172233582}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8337284922599792},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.755466103553772},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.6862480640411377},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.6568194627761841},{"id":"https://openalex.org/C98147612","wikidata":"https://www.wikidata.org/wiki/Q215599","display_name":"Promotion (chess)","level":3,"score":0.561783492565155},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5345845222473145},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3639217019081116},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.18933150172233582},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/icit58056.2023.10225810","is_oa":false,"landing_page_url":"https://doi.org/10.1109/icit58056.2023.10225810","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2023 International Conference on Information Technology (ICIT)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/4","display_name":"Quality Education","score":0.7200000286102295}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":28,"referenced_works":["https://openalex.org/W1064969426","https://openalex.org/W1975224424","https://openalex.org/W2024301219","https://openalex.org/W2164704795","https://openalex.org/W2795321837","https://openalex.org/W2899104061","https://openalex.org/W2952337279","https://openalex.org/W2995028955","https://openalex.org/W3009335665","https://openalex.org/W3012614430","https://openalex.org/W3110596458","https://openalex.org/W3112220673","https://openalex.org/W3170155989","https://openalex.org/W3172622864","https://openalex.org/W3174355975","https://openalex.org/W3185206592","https://openalex.org/W3197295500","https://openalex.org/W3202481656","https://openalex.org/W3213998366","https://openalex.org/W4200011773","https://openalex.org/W4211076940","https://openalex.org/W4224012639","https://openalex.org/W4283364257","https://openalex.org/W4319789084","https://openalex.org/W4378805506","https://openalex.org/W4383739893","https://openalex.org/W6684250000","https://openalex.org/W6774924728"],"related_works":["https://openalex.org/W4384344948","https://openalex.org/W4206246927","https://openalex.org/W2921639301","https://openalex.org/W3093963749","https://openalex.org/W4376505193","https://openalex.org/W4385390221","https://openalex.org/W4210387315","https://openalex.org/W4386835765","https://openalex.org/W4387695639","https://openalex.org/W4281634877"],"abstract_inverted_index":{"AI-powered":[0],"fintech":[1],"can":[2,43],"address":[3],"difficult":[4],"financial":[5,14,28,83,93,102,108,115,124,131],"issues":[6],"and":[7,55,82,104,125],"offer":[8],"flexible":[9],"support.":[10],"To":[11],"narrow":[12],"the":[13,60,76,97,105,111,121],"literacy":[15,81,94],"gap,":[16],"lifelong":[17],"learning":[18],"must":[19],"start":[20],"early":[21],"in":[22,65,72,129],"life.":[23],"Fintech":[24,47,117],"improves":[25],"access":[26],"to":[27,78,88,110],"services":[29],"by":[30],"doing":[31],"away":[32],"with":[33,46,69],"intermediates.":[34],"A":[35],"gap":[36],"exists":[37],"despite":[38],"current":[39],"initiatives,":[40],"but":[41],"it":[42],"be":[44],"addressed":[45],"tools.":[48],"Mobile":[49],"banking,":[50],"gamification":[51],"software,":[52],"robo-advisory":[53],"services,":[54],"chatbots":[56],"are":[57],"some":[58],"of":[59,99,107,113,123],"solutions.":[61],"Fintech's":[62],"expanding":[63],"use":[64],"emerging":[66],"nations,":[67],"along":[68],"a":[70],"rise":[71],"smartphone":[73],"ownership,":[74],"has":[75],"potential":[77],"revolutionize":[79],"digital":[80,92,114,126],"inclusion.":[84,132],"It":[85],"is":[86],"essential":[87],"do":[89],"research":[90],"on":[91,101],"teaching":[95],"resources,":[96],"effects":[98],"digitalisation":[100],"decision-making,":[103],"contribution":[106],"institutions":[109],"promotion":[112],"literacy.":[116],"innovations":[118],"will":[119],"change":[120],"processes":[122],"literacy,":[127],"resulting":[128],"increased":[130]},"counts_by_year":[{"year":2025,"cited_by_count":7},{"year":2024,"cited_by_count":5},{"year":2023,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}
