{"id":"https://openalex.org/W3094338862","doi":"https://doi.org/10.1109/icccnt49239.2020.9225577","title":"Micro Loans for Farmers","display_name":"Micro Loans for Farmers","publication_year":2020,"publication_date":"2020-07-01","ids":{"openalex":"https://openalex.org/W3094338862","doi":"https://doi.org/10.1109/icccnt49239.2020.9225577","mag":"3094338862"},"language":"en","primary_location":{"id":"doi:10.1109/icccnt49239.2020.9225577","is_oa":false,"landing_page_url":"https://doi.org/10.1109/icccnt49239.2020.9225577","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2020 11th International Conference on Computing, Communication and Networking Technologies (ICCCNT)","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5062964574","display_name":"Rushabh Khara","orcid":null},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Rushabh Khara","raw_affiliation_strings":["Sardar Patel Institute of Technology, Mumbai, India"],"affiliations":[{"raw_affiliation_string":"Sardar Patel Institute of Technology, Mumbai, India","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5075411770","display_name":"Deepika Pomendkar","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Deepika Pomendkar","raw_affiliation_strings":["Sardar Patel Institute of Technology, Mumbai, India"],"affiliations":[{"raw_affiliation_string":"Sardar Patel Institute of Technology, Mumbai, India","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5005894547","display_name":"Rishika Gupta","orcid":"https://orcid.org/0000-0001-6246-3906"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Rishika Gupta","raw_affiliation_strings":["Sardar Patel Institute of Technology, Mumbai, India"],"affiliations":[{"raw_affiliation_string":"Sardar Patel Institute of Technology, Mumbai, India","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5043788587","display_name":"Ishwarlal Hingorani","orcid":null},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Ishwarlal Hingorani","raw_affiliation_strings":["Sardar Patel Institute of Technology, Mumbai, India"],"affiliations":[{"raw_affiliation_string":"Sardar Patel Institute of Technology, Mumbai, India","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5009817007","display_name":"Dhananjay Kalbande","orcid":"https://orcid.org/0000-0003-1057-107X"},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Dhananjay Kalbande","raw_affiliation_strings":["Sardar Patel Institute of Technology, Mumbai, India"],"affiliations":[{"raw_affiliation_string":"Sardar Patel Institute of Technology, Mumbai, India","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":5,"corresponding_author_ids":["https://openalex.org/A5062964574"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.5338,"has_fulltext":false,"cited_by_count":3,"citation_normalized_percentile":{"value":0.75594048,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":94},"biblio":{"volume":"1","issue":null,"first_page":"1","last_page":"5"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9955999851226807,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9955999851226807,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9941999912261963,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9811999797821045,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/transparency","display_name":"Transparency (behavior)","score":0.6864585280418396},{"id":"https://openalex.org/keywords/unavailability","display_name":"Unavailability","score":0.6290872693061829},{"id":"https://openalex.org/keywords/interest-rate","display_name":"Interest rate","score":0.616970956325531},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.6076053977012634},{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.594828724861145},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.5868518948554993},{"id":"https://openalex.org/keywords/microfinance","display_name":"Microfinance","score":0.581514298915863},{"id":"https://openalex.org/keywords/context","display_name":"Context (archaeology)","score":0.4935370683670044},{"id":"https://openalex.org/keywords/net-interest-income","display_name":"Net interest income","score":0.4862166941165924},{"id":"https://openalex.org/keywords/credibility","display_name":"Credibility","score":0.46135565638542175},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.44513261318206787},{"id":"https://openalex.org/keywords/workforce","display_name":"Workforce","score":0.4435364007949829},{"id":"https://openalex.org/keywords/remuneration","display_name":"Remuneration","score":0.43507298827171326},{"id":"https://openalex.org/keywords/schedule","display_name":"Schedule","score":0.42337676882743835},{"id":"https://openalex.org/keywords/agriculture","display_name":"Agriculture","score":0.41469237208366394},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.22335967421531677},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.12378880381584167},{"id":"https://openalex.org/keywords/economic-growth","display_name":"Economic growth","score":0.12235254049301147},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.08254164457321167}],"concepts":[{"id":"https://openalex.org/C2780233690","wikidata":"https://www.wikidata.org/wiki/Q535347","display_name":"Transparency (behavior)","level":2,"score":0.6864585280418396},{"id":"https://openalex.org/C2780505938","wikidata":"https://www.wikidata.org/wiki/Q17093282","display_name":"Unavailability","level":2,"score":0.6290872693061829},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.616970956325531},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6076053977012634},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.594828724861145},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.5868518948554993},{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.581514298915863},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.4935370683670044},{"id":"https://openalex.org/C129489539","wikidata":"https://www.wikidata.org/wiki/Q3383101","display_name":"Net interest income","level":3,"score":0.4862166941165924},{"id":"https://openalex.org/C2780224610","wikidata":"https://www.wikidata.org/wiki/Q1530061","display_name":"Credibility","level":2,"score":0.46135565638542175},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.44513261318206787},{"id":"https://openalex.org/C2778139618","wikidata":"https://www.wikidata.org/wiki/Q13440398","display_name":"Workforce","level":2,"score":0.4435364007949829},{"id":"https://openalex.org/C2777488495","wikidata":"https://www.wikidata.org/wiki/Q1742093","display_name":"Remuneration","level":2,"score":0.43507298827171326},{"id":"https://openalex.org/C68387754","wikidata":"https://www.wikidata.org/wiki/Q7271585","display_name":"Schedule","level":2,"score":0.42337676882743835},{"id":"https://openalex.org/C118518473","wikidata":"https://www.wikidata.org/wiki/Q11451","display_name":"Agriculture","level":2,"score":0.41469237208366394},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.22335967421531677},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.12378880381584167},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.12235254049301147},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.08254164457321167},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C187736073","wikidata":"https://www.wikidata.org/wiki/Q2920921","display_name":"Management","level":1,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C200601418","wikidata":"https://www.wikidata.org/wiki/Q2193887","display_name":"Reliability engineering","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/icccnt49239.2020.9225577","is_oa":false,"landing_page_url":"https://doi.org/10.1109/icccnt49239.2020.9225577","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2020 11th International Conference on Computing, Communication and Networking Technologies (ICCCNT)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.7599999904632568,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":7,"referenced_works":["https://openalex.org/W2149611177","https://openalex.org/W2568766355","https://openalex.org/W2914074354","https://openalex.org/W2982198976","https://openalex.org/W2985251897","https://openalex.org/W3024613081","https://openalex.org/W3025174831"],"related_works":["https://openalex.org/W4237235066","https://openalex.org/W2026539069","https://openalex.org/W207884067","https://openalex.org/W3127016596","https://openalex.org/W2365973415","https://openalex.org/W2015078956","https://openalex.org/W3146085540","https://openalex.org/W1482423459","https://openalex.org/W2996457675","https://openalex.org/W2129918226"],"abstract_inverted_index":{"As":[0],"per":[1],"2018,":[2],"agriculture":[3],"provides":[4],"employment":[5],"to":[6,17,37,51,54,75,78,84,118,121],"more":[7],"than":[8],"50%":[9],"of":[10,26,34,39,68,97,145],"the":[11,18,32,95,131,143],"Indian":[12],"workforce":[13],"and":[14,112,126,139],"contributes":[15],"17-18%":[16],"country's":[19],"GDP.":[20],"Every":[21],"farmer":[22],"possesses":[23],"a":[24,90,104],"requirement":[25],"credibility":[27],"or":[28,57],"other":[29,48],"services":[30],"during":[31],"time":[33],"cultivation.":[35],"Due":[36],"unavailability":[38],"bank":[40],"loans":[41],"for":[42],"low-income":[43],"farmers,":[44],"they":[45],"have":[46],"no":[47],"option":[49],"but":[50],"look":[52],"up":[53],"private":[55],"lenders":[56],"micro-finance":[58],"institutions.":[59],"The":[60,99,133],"interest":[61,124],"rate":[62,125],"charged":[63],"by":[64,130],"microfinance":[65],"institutions":[66],"consists":[67],"various":[69],"subjective":[70],"factors":[71],"which":[72,93,107],"forces":[73],"MFIs":[74],"provide":[76],"microcredits":[77,120],"farmers":[79,122],"at":[80,123],"high-interest":[81],"rates.":[82],"Relevant":[83],"this":[85,87],"context,":[86],"paper":[88],"proposes":[89],"blockchain-based":[91],"system":[92,100,135],"eliminates":[94],"need":[96],"MFIs.":[98],"handles":[101],"microloans":[102],"on":[103],"distributed":[105],"ledger":[106],"increases":[108],"transparency":[109],"among":[110],"stakeholders":[111],"also":[113],"enables":[114],"small/large":[115],"scale":[116],"investors":[117],"lend":[119],"repayment":[127],"schedule":[128],"decided":[129],"farmer.":[132],"proposed":[134],"facilitates":[136],"low-cost,":[137],"secure":[138],"real-time":[140],"payments":[141],"with":[142],"help":[144],"smart":[146],"contracts.":[147]},"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}