{"id":"https://openalex.org/W2131258404","doi":"https://doi.org/10.1109/hicss.2003.1174450","title":"System architecture for cross border payment: a case study for the financial services industry","display_name":"System architecture for cross border payment: a case study for the financial services industry","publication_year":2003,"publication_date":"2003-01-01","ids":{"openalex":"https://openalex.org/W2131258404","doi":"https://doi.org/10.1109/hicss.2003.1174450","mag":"2131258404"},"language":"en","primary_location":{"id":"doi:10.1109/hicss.2003.1174450","is_oa":false,"landing_page_url":"https://doi.org/10.1109/hicss.2003.1174450","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"36th Annual Hawaii International Conference on System Sciences, 2003. Proceedings of the","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5084171989","display_name":"N. Ayad","orcid":null},"institutions":[{"id":"https://openalex.org/I98358874","display_name":"Delft University of Technology","ror":"https://ror.org/02e2c7k09","country_code":"NL","type":"education","lineage":["https://openalex.org/I98358874"]}],"countries":["NL"],"is_corresponding":true,"raw_author_name":"N. Ayad","raw_affiliation_strings":["Department of Systems Engineering, Policy and Management, Delft University of Technnology, Delft, Netherlands","Dept. of Syst. Eng., Delft Univ. of Technol., Netherlands"],"affiliations":[{"raw_affiliation_string":"Department of Systems Engineering, Policy and Management, Delft University of Technnology, Delft, Netherlands","institution_ids":["https://openalex.org/I98358874"]},{"raw_affiliation_string":"Dept. of Syst. Eng., Delft Univ. of Technol., Netherlands","institution_ids":["https://openalex.org/I98358874"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5075602267","display_name":"Alexander Verbraeck","orcid":"https://orcid.org/0000-0002-1572-0997"},"institutions":[{"id":"https://openalex.org/I98358874","display_name":"Delft University of Technology","ror":"https://ror.org/02e2c7k09","country_code":"NL","type":"education","lineage":["https://openalex.org/I98358874"]}],"countries":["NL"],"is_corresponding":false,"raw_author_name":"A. Verbraeck","raw_affiliation_strings":["Department of Systems Engineering, Policy and Management, Delft University of Technnology, Delft, Netherlands","Dept. of Syst. Eng., Delft Univ. of Technol., Netherlands"],"affiliations":[{"raw_affiliation_string":"Department of Systems Engineering, Policy and Management, Delft University of Technnology, Delft, Netherlands","institution_ids":["https://openalex.org/I98358874"]},{"raw_affiliation_string":"Dept. of Syst. Eng., Delft Univ. of Technol., Netherlands","institution_ids":["https://openalex.org/I98358874"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5084171989"],"corresponding_institution_ids":["https://openalex.org/I98358874"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":2,"citation_normalized_percentile":{"value":0.18573351,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":"92 102","issue":null,"first_page":"10 pp.","last_page":"10 pp."},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11729","display_name":"Product Development and Customization","score":0.9961000084877014,"subfield":{"id":"https://openalex.org/subfields/1405","display_name":"Management of Technology and Innovation"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11729","display_name":"Product Development and Customization","score":0.9961000084877014,"subfield":{"id":"https://openalex.org/subfields/1405","display_name":"Management of Technology and Innovation"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10679","display_name":"Service-Oriented Architecture and Web Services","score":0.9764000177383423,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10639","display_name":"Advanced Software Engineering Methodologies","score":0.9729999899864197,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.6125982403755188},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.5934574007987976},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5537970662117004},{"id":"https://openalex.org/keywords/architecture","display_name":"Architecture","score":0.5421782732009888},{"id":"https://openalex.org/keywords/context","display_name":"Context (archaeology)","score":0.5421562790870667},{"id":"https://openalex.org/keywords/financial-transaction","display_name":"Financial transaction","score":0.491463303565979},{"id":"https://openalex.org/keywords/the-internet","display_name":"The Internet","score":0.4885607659816742},{"id":"https://openalex.org/keywords/payment-system","display_name":"Payment system","score":0.4680919945240021},{"id":"https://openalex.org/keywords/globalization","display_name":"Globalization","score":0.46499764919281006},{"id":"https://openalex.org/keywords/database-transaction","display_name":"Database transaction","score":0.45690006017684937},{"id":"https://openalex.org/keywords/payment-service-provider","display_name":"Payment service provider","score":0.4433043301105499},{"id":"https://openalex.org/keywords/telecommunications","display_name":"Telecommunications","score":0.40005311369895935},{"id":"https://openalex.org/keywords/commerce","display_name":"Commerce","score":0.3625972867012024},{"id":"https://openalex.org/keywords/industrial-organization","display_name":"Industrial organization","score":0.35625943541526794},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.3479199707508087},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.32730621099472046},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.1408509910106659},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.1287754774093628}],"concepts":[{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.6125982403755188},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.5934574007987976},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5537970662117004},{"id":"https://openalex.org/C123657996","wikidata":"https://www.wikidata.org/wiki/Q12271","display_name":"Architecture","level":2,"score":0.5421782732009888},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.5421562790870667},{"id":"https://openalex.org/C164516710","wikidata":"https://www.wikidata.org/wiki/Q1166072","display_name":"Financial transaction","level":3,"score":0.491463303565979},{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.4885607659816742},{"id":"https://openalex.org/C2776983043","wikidata":"https://www.wikidata.org/wiki/Q986008","display_name":"Payment system","level":3,"score":0.4680919945240021},{"id":"https://openalex.org/C2119116","wikidata":"https://www.wikidata.org/wiki/Q7181","display_name":"Globalization","level":2,"score":0.46499764919281006},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.45690006017684937},{"id":"https://openalex.org/C185822510","wikidata":"https://www.wikidata.org/wiki/Q1956140","display_name":"Payment service provider","level":3,"score":0.4433043301105499},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.40005311369895935},{"id":"https://openalex.org/C54750564","wikidata":"https://www.wikidata.org/wiki/Q26643","display_name":"Commerce","level":1,"score":0.3625972867012024},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.35625943541526794},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.3479199707508087},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.32730621099472046},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.1408509910106659},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.1287754774093628},{"id":"https://openalex.org/C153349607","wikidata":"https://www.wikidata.org/wiki/Q36649","display_name":"Visual arts","level":1,"score":0.0},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.0},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1109/hicss.2003.1174450","is_oa":false,"landing_page_url":"https://doi.org/10.1109/hicss.2003.1174450","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"36th Annual Hawaii International Conference on System Sciences, 2003. Proceedings of the","raw_type":"proceedings-article"},{"id":"pmh:oai:CiteSeerX.psu:10.1.1.107.168","is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.107.168","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://csdl.computer.org/comp/proceedings/hicss/2003/1874/07/187470197a.pdf","raw_type":"text"},{"id":"pmh:oai:CiteSeerX.psu:10.1.1.69.7384","is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.69.7384","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://www.hicss.hawaii.edu/HICSS36/HICSSpapers/INFIN05.pdf","raw_type":"text"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Industry, innovation and infrastructure","score":0.5,"id":"https://metadata.un.org/sdg/9"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":11,"referenced_works":["https://openalex.org/W156783367","https://openalex.org/W631697409","https://openalex.org/W1506150625","https://openalex.org/W1603395815","https://openalex.org/W2005028139","https://openalex.org/W2067559363","https://openalex.org/W2103050664","https://openalex.org/W2148310325","https://openalex.org/W2333720527","https://openalex.org/W4289254374","https://openalex.org/W6606425375"],"related_works":["https://openalex.org/W4247957653","https://openalex.org/W2348970941","https://openalex.org/W1967476065","https://openalex.org/W3122488597","https://openalex.org/W4388062986","https://openalex.org/W48855215","https://openalex.org/W2899271195","https://openalex.org/W2109067458","https://openalex.org/W4224807361","https://openalex.org/W4388920627"],"abstract_inverted_index":{"The":[0,127,156],"financial":[1,39],"services":[2,33,40,59,114,152],"industry":[3],"is":[4,184],"changing":[5],"rapidly":[6],"as":[7,83,85],"a":[8,64,107,147],"result":[9],"of":[10,31,71,103,134,142,159,181,195],"advances":[11],"in":[12,174],"information":[13],"technology":[14],"(IT),":[15],"telecommunications":[16],"and":[17,22,34,60,98,106,153],"the":[18,29,101,135,140,143,168,175,182,186,193],"Internet.":[19],"Technological":[20],"innovations":[21],"increasing":[23],"customer":[24],"demand":[25],"have":[26],"led":[27],"to":[28,49,57,68,87,90,119,131,146],"emergence":[30],"new":[32,35],"organizational":[36],"forms":[37],"for":[38,100,115,123,167],"firms.":[41],"Willingly":[42],"or":[43],"unwillingly,":[44],"banks":[45],"are":[46,74],"being":[47],"forced":[48],"move":[50],"toward":[51],"worldwide":[52],"operation.":[53],"This":[54,93],"enables":[55],"them":[56],"offer":[58],"credit":[61],"facilities":[62],"on":[63,112],"global":[65],"scale,":[66],"tailored":[67],"customers":[69],"regardless":[70],"where":[72],"they":[73],"based.":[75],"However,":[76],"variations":[77],"among":[78],"national":[79],"markets":[80],"present":[81],"obstacles":[82],"well":[84],"opportunities":[86],"companies":[88],"attempting":[89],"\"go":[91],"global.\"":[92],"paper":[94],"describes":[95],"specific":[96,169],"problems":[97],"solutions":[99],"globalization":[102],"banking":[104],"services,":[105],"case":[108],"study":[109],"carried":[110],"out":[111],"payment":[113],"an":[116],"international":[117],"bank":[118],"develop":[120],"system":[121,149],"architecture":[122,129,183],"cross":[124],"border":[125],"payment.":[126],"proposed":[128],"aims":[130],"keep":[132],"apart":[133],"processes":[136],"local,":[137],"but":[138],"transfers":[139],"core":[141],"transaction":[144],"operations":[145],"centralized":[148],"with":[150],"clear":[151,154],"interfaces.":[155],"bi-directional":[157],"translation":[158],"formats":[160],"makes":[161],"standardized":[162],"processing":[163],"possible,":[164],"while":[165],"output":[166],"contexts":[170],"can":[171],"be":[172],"provided":[173],"original":[176],"formats.":[177],"An":[178],"important":[179],"property":[180],"that":[185],"rich":[187],"context":[188],"has":[189],"been":[190],"integrated":[191],"into":[192],"handling":[194],"transactions.":[196]},"counts_by_year":[{"year":2025,"cited_by_count":1}],"updated_date":"2026-04-05T17:49:38.594831","created_date":"2025-10-10T00:00:00"}