{"id":"https://openalex.org/W2289354763","doi":"https://doi.org/10.1109/bmei.2015.7401625","title":"The growth of mobile payment and effect on consumption via cash and bankcard","display_name":"The growth of mobile payment and effect on consumption via cash and bankcard","publication_year":2015,"publication_date":"2015-10-01","ids":{"openalex":"https://openalex.org/W2289354763","doi":"https://doi.org/10.1109/bmei.2015.7401625","mag":"2289354763"},"language":"en","primary_location":{"id":"doi:10.1109/bmei.2015.7401625","is_oa":false,"landing_page_url":"https://doi.org/10.1109/bmei.2015.7401625","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2015 8th International Conference on Biomedical Engineering and Informatics (BMEI)","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5037539695","display_name":"Linye Mao","orcid":null},"institutions":[{"id":"https://openalex.org/I150229711","display_name":"University of Electronic Science and Technology of China","ror":"https://ror.org/04qr3zq92","country_code":"CN","type":"education","lineage":["https://openalex.org/I150229711"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Linye Mao","raw_affiliation_strings":["School of Optoelectronic Information, University of Electronic Science and Technology of China, Chengdu, China"],"affiliations":[{"raw_affiliation_string":"School of Optoelectronic Information, University of Electronic Science and Technology of China, Chengdu, China","institution_ids":["https://openalex.org/I150229711"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5086378181","display_name":"Shaogang Chen","orcid":"https://orcid.org/0000-0002-8147-7411"},"institutions":[{"id":"https://openalex.org/I150229711","display_name":"University of Electronic Science and Technology of China","ror":"https://ror.org/04qr3zq92","country_code":"CN","type":"education","lineage":["https://openalex.org/I150229711"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Shaogang Chen","raw_affiliation_strings":["School of Optoelectronic Information, University of Electronic Science and Technology of China, Chengdu, China"],"affiliations":[{"raw_affiliation_string":"School of Optoelectronic Information, University of Electronic Science and Technology of China, Chengdu, China","institution_ids":["https://openalex.org/I150229711"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5037539695"],"corresponding_institution_ids":["https://openalex.org/I150229711"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.21923734,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":96},"biblio":{"volume":null,"issue":null,"first_page":"872","last_page":"877"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9793000221252441,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9793000221252441,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9004999995231628,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/mobile-payment","display_name":"Mobile payment","score":0.5872343182563782},{"id":"https://openalex.org/keywords/granger-causality","display_name":"Granger causality","score":0.5068870186805725},{"id":"https://openalex.org/keywords/unit-root-test","display_name":"Unit root test","score":0.4414435029029846},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.4303727149963379},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.4266927242279053},{"id":"https://openalex.org/keywords/mobile-phone","display_name":"Mobile phone","score":0.425933301448822},{"id":"https://openalex.org/keywords/econometrics","display_name":"Econometrics","score":0.3888355791568756},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.37393009662628174},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.3061608672142029},{"id":"https://openalex.org/keywords/telecommunications","display_name":"Telecommunications","score":0.23690292239189148},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.21849963068962097},{"id":"https://openalex.org/keywords/cointegration","display_name":"Cointegration","score":0.17458349466323853}],"concepts":[{"id":"https://openalex.org/C160949748","wikidata":"https://www.wikidata.org/wiki/Q1365703","display_name":"Mobile payment","level":3,"score":0.5872343182563782},{"id":"https://openalex.org/C129824826","wikidata":"https://www.wikidata.org/wiki/Q2630107","display_name":"Granger causality","level":2,"score":0.5068870186805725},{"id":"https://openalex.org/C144341231","wikidata":"https://www.wikidata.org/wiki/Q7887151","display_name":"Unit root test","level":3,"score":0.4414435029029846},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4303727149963379},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.4266927242279053},{"id":"https://openalex.org/C2777421447","wikidata":"https://www.wikidata.org/wiki/Q17517","display_name":"Mobile phone","level":2,"score":0.425933301448822},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.3888355791568756},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.37393009662628174},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3061608672142029},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.23690292239189148},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.21849963068962097},{"id":"https://openalex.org/C145162277","wikidata":"https://www.wikidata.org/wiki/Q1751675","display_name":"Cointegration","level":2,"score":0.17458349466323853}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/bmei.2015.7401625","is_oa":false,"landing_page_url":"https://doi.org/10.1109/bmei.2015.7401625","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2015 8th International Conference on Biomedical Engineering and Informatics (BMEI)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":4,"referenced_works":["https://openalex.org/W353988972","https://openalex.org/W1555092484","https://openalex.org/W2126999940","https://openalex.org/W4244398791"],"related_works":["https://openalex.org/W2334931952","https://openalex.org/W2756869663","https://openalex.org/W2175598566","https://openalex.org/W2379245842","https://openalex.org/W2138608102","https://openalex.org/W3124296303","https://openalex.org/W2885428096","https://openalex.org/W1955301141","https://openalex.org/W2140967829","https://openalex.org/W2187114652"],"abstract_inverted_index":{"The":[0,132,233,281,308,345,355],"growth":[1,33,62,127,276,282],"of":[2,14,16,34,53,64,118,128,134,178,182,222,267,277,311,336,342,357,364,372],"mobile-payment":[3],"system":[4],"is":[5,45,120,189,293,316,333],"skyrocketing":[6],"at":[7,154],"an":[8,186],"astounding":[9],"rate":[10,177,283],"as":[11,21,349],"a":[12,40,350],"result":[13,234],"prevalence":[15],"Mobile":[17,35,55,129,151,168,207,243,251,291,313,346],"payment":[18,130,244,252,347],"apps":[19],"such":[20],"Alipay,":[22],"We":[23],"Chat":[24],"Payment,":[25],"Lakala":[26],"etc.":[27],"6":[28],"dominant":[29],"factors":[30],"in":[31,67,125,137],"the":[32,50,61,65,68,90,95,112,116,121,126,172,204,219,230,254,259,265,275,290,300,312,334,340,362,370,382,386],"market":[36,57,66,209],"are":[37,184,200,226],"analyzed":[38],"and":[39,58,148,180,197,210,214,224,239,245,249,262,273,296,306,324],"Modified":[41],"Multiple":[42,79],"Regression":[43,73],"Model":[44],"proposed":[46],"to":[47,59,77,88,110,146,165,202,228,258,271,287,303,317],"find":[48],"out":[49],"main":[51],"cause":[52,124],"booming":[54,353],"Payment":[56,152,169,174,208,292,314],"predict":[60],"trend":[63],"near":[69],"future.":[70],"Principal":[71],"Component":[72],"approach":[74],"was":[75,86,99],"applied":[76,201],"solve":[78],"Nonlinearity":[80],"by":[81,101,141,157],"eliminating":[82],"overlapped":[83],"components.":[84,93],"T-test":[85],"used":[87,227],"re-add":[89],"most":[91,122],"casual-related":[92],"Then,":[94],"modified":[96],"regression":[97],"function":[98,113],"tested":[100],"F-test.":[102],"Based":[103],"on":[104,361],"quarterly":[105],"data":[106,217],"sources":[107],"from":[108,144,218,269,285],"2012Qx":[109],"2014Q4,":[111],"shows":[114],"that":[115,236,338],"development":[117,356,371],"technology":[119,337],"remarkable":[123],"market.":[131],"amount":[133],"smart":[135],"phone":[136],"use":[138],"will":[139,153,374],"increase":[140,156],"2.2":[142],"billion":[143,159],"2014Q4":[145],"2015Q4":[147],"consumption":[149,211,246,278],"via":[150,212,247,279],"least":[155],"910":[158],"Yuan":[160],"under":[161],"my":[162],"estimate.":[163],"Furthermore,":[164],"evaluate":[166],"how":[167],"Market":[170],"affects":[171],"traditional":[173,260,387],"system,":[175,320],"circulation":[176,266],"cash":[179,213,248],"penetration":[181],"bankcards":[183],"selected,":[185],"econometric":[187],"model":[188],"proposed,":[190],"Unit":[191],"root":[192],"test,":[193],"Granger":[194],"causality":[195,240],"test":[196,203],"Co-integration":[198],"analysis":[199],"relationship":[205],"between":[206],"bankcards.":[215,250,280],"Statistic":[216],"People's":[220],"Bank":[221],"China":[223],"Analysis":[225],"do":[229],"empirical":[231],"study.":[232],"indicates":[235],"long-term":[237],"stationary":[238],"exist":[241],"among":[242],"had":[253],"obvious":[255],"substitution":[256],"effect":[257],"currency":[261,268,319,343],"bankcards,":[263],"lowered":[264],"17.66%":[270],"17.42%":[272],"slowed":[274],"declines":[284],"2.2%":[286],"0%.":[288],"So":[289],"essentially":[294],"flexible":[295],"low-cost,":[297],"which":[298],"brings":[299],"maximum":[301],"profit":[302],"both":[304],"merchants":[305],"consumers.":[307],"intrinsic":[309],"nature":[310],"mode":[315],"upgrade":[318,341],"lower":[321],"its":[322,326],"liquidity":[323],"boost":[325],"revenue.":[327],"To":[328],"be":[329,368],"more":[330],"accurate,":[331],"it":[332],"advance":[335],"accelerates":[339],"system.":[344],"serves":[348],"means":[351],"for":[352,385],"e-commerce.":[354],"e-commerce":[358,377],"depends":[359],"largely":[360],"innovation":[363],"technology.":[365],"It":[366],"can":[367],"expected":[369],"technology,":[373],"further":[375],"enlarge":[376],"market,":[378],"thus":[379],"has":[380],"brought":[381],"unprecedented":[383],"challenge":[384],"finance":[388],"approaches.":[389]},"counts_by_year":[{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":1},{"year":2019,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}
