{"id":"https://openalex.org/W7134186888","doi":"https://doi.org/10.1109/bigdata66926.2025.11402635","title":"CHEX: A Cascade of Heterogeneous Experts for Instance-Wise Credit Assessment","display_name":"CHEX: A Cascade of Heterogeneous Experts for Instance-Wise Credit Assessment","publication_year":2025,"publication_date":"2025-12-08","ids":{"openalex":"https://openalex.org/W7134186888","doi":"https://doi.org/10.1109/bigdata66926.2025.11402635"},"language":null,"primary_location":{"id":"doi:10.1109/bigdata66926.2025.11402635","is_oa":false,"landing_page_url":"https://doi.org/10.1109/bigdata66926.2025.11402635","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2025 IEEE International Conference on Big Data (BigData)","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5055433560","display_name":"Daphney\u2013Stavroula Zois","orcid":"https://orcid.org/0000-0002-7807-7142"},"institutions":[{"id":"https://openalex.org/I392282","display_name":"University at Albany, State University of New York","ror":"https://ror.org/012zs8222","country_code":"US","type":"education","lineage":["https://openalex.org/I392282"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Daphney-Stavroula Zois","raw_affiliation_strings":["University at Albany, SUNY,Department of Electrical and Computer Engineering,Albany,NY,USA"],"affiliations":[{"raw_affiliation_string":"University at Albany, SUNY,Department of Electrical and Computer Engineering,Albany,NY,USA","institution_ids":["https://openalex.org/I392282"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5021442429","display_name":"Charalampos Chelmis","orcid":"https://orcid.org/0000-0002-5920-1451"},"institutions":[{"id":"https://openalex.org/I392282","display_name":"University at Albany, State University of New York","ror":"https://ror.org/012zs8222","country_code":"US","type":"education","lineage":["https://openalex.org/I392282"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Charalampos Chelmis","raw_affiliation_strings":["University at Albany, SUNY,Department of Computer Science,Albany,NY,USA"],"affiliations":[{"raw_affiliation_string":"University at Albany, SUNY,Department of Computer Science,Albany,NY,USA","institution_ids":["https://openalex.org/I392282"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5055624816","display_name":"Mahsa Azarshab","orcid":null},"institutions":[{"id":"https://openalex.org/I392282","display_name":"University at Albany, State University of New York","ror":"https://ror.org/012zs8222","country_code":"US","type":"education","lineage":["https://openalex.org/I392282"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Mahsa Azarshab","raw_affiliation_strings":["University at Albany, SUNY,Department of Computer Science,Albany,NY,USA"],"affiliations":[{"raw_affiliation_string":"University at Albany, SUNY,Department of Computer Science,Albany,NY,USA","institution_ids":["https://openalex.org/I392282"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5128342581","display_name":"Ali Salehi Darjani","orcid":null},"institutions":[{"id":"https://openalex.org/I392282","display_name":"University at Albany, State University of New York","ror":"https://ror.org/012zs8222","country_code":"US","type":"education","lineage":["https://openalex.org/I392282"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Ali Salehi Darjani","raw_affiliation_strings":["University at Albany, SUNY,Department of Electrical and Computer Engineering,Albany,NY,USA"],"affiliations":[{"raw_affiliation_string":"University at Albany, SUNY,Department of Electrical and Computer Engineering,Albany,NY,USA","institution_ids":["https://openalex.org/I392282"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5055433560"],"corresponding_institution_ids":["https://openalex.org/I392282"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.89628237,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"125","last_page":"130"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.6114000082015991,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.6114000082015991,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.17470000684261322,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12026","display_name":"Explainable Artificial Intelligence (XAI)","score":0.04520000144839287,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/cascade","display_name":"Cascade","score":0.48539999127388},{"id":"https://openalex.org/keywords/credit-risk","display_name":"Credit risk","score":0.36239999532699585},{"id":"https://openalex.org/keywords/component","display_name":"Component (thermodynamics)","score":0.2992999851703644},{"id":"https://openalex.org/keywords/key","display_name":"Key (lock)","score":0.2736999988555908},{"id":"https://openalex.org/keywords/risk-assessment","display_name":"Risk assessment","score":0.2630000114440918}],"concepts":[{"id":"https://openalex.org/C34146451","wikidata":"https://www.wikidata.org/wiki/Q5048094","display_name":"Cascade","level":2,"score":0.48539999127388},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.46630001068115234},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4302000105381012},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.412200003862381},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.40049999952316284},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.36239999532699585},{"id":"https://openalex.org/C168167062","wikidata":"https://www.wikidata.org/wiki/Q1117970","display_name":"Component (thermodynamics)","level":2,"score":0.2992999851703644},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.27869999408721924},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.2736999988555908},{"id":"https://openalex.org/C12174686","wikidata":"https://www.wikidata.org/wiki/Q1058438","display_name":"Risk assessment","level":2,"score":0.2630000114440918},{"id":"https://openalex.org/C116834253","wikidata":"https://www.wikidata.org/wiki/Q2039217","display_name":"Identification (biology)","level":2,"score":0.2524000108242035}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/bigdata66926.2025.11402635","is_oa":false,"landing_page_url":"https://doi.org/10.1109/bigdata66926.2025.11402635","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2025 IEEE International Conference on Big Data (BigData)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.4370158314704895}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":10,"referenced_works":["https://openalex.org/W2118978333","https://openalex.org/W2148143831","https://openalex.org/W2789758093","https://openalex.org/W2963125461","https://openalex.org/W3042609801","https://openalex.org/W4367663174","https://openalex.org/W4391528809","https://openalex.org/W4404024086","https://openalex.org/W4406458805","https://openalex.org/W7133233212"],"related_works":[],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-03-09T07:06:17.341095","created_date":"2026-03-09T00:00:00"}