{"id":"https://openalex.org/W4406459656","doi":"https://doi.org/10.1109/bigdata62323.2024.10825105","title":"Enhancing Trust and Safety in Digital Payments: An LLM-Powered Approach","display_name":"Enhancing Trust and Safety in Digital Payments: An LLM-Powered Approach","publication_year":2024,"publication_date":"2024-12-15","ids":{"openalex":"https://openalex.org/W4406459656","doi":"https://doi.org/10.1109/bigdata62323.2024.10825105"},"language":"en","primary_location":{"id":"doi:10.1109/bigdata62323.2024.10825105","is_oa":false,"landing_page_url":"https://doi.org/10.1109/bigdata62323.2024.10825105","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2024 IEEE International Conference on Big Data (BigData)","raw_type":"proceedings-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5015671621","display_name":"Devendra Dahiphale","orcid":"https://orcid.org/0000-0002-3200-4933"},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Devendra Dahiphale","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114619887","display_name":"Naveen Madiraju","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Naveen Madiraju","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5075837299","display_name":"Justin Yifu Lin","orcid":"https://orcid.org/0000-0003-0518-9829"},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Justin Lin","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5034077396","display_name":"Rutvik Karve","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Rutvik Karve","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":null,"display_name":"Monu Agrawal","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Monu Agrawal","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114619888","display_name":"Anant Modwal","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Anant Modwal","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":null,"display_name":"Ramanan Balakrishnan","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Ramanan Balakrishnan","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5111955143","display_name":"Sejal Shah","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Shanay Shah","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114619889","display_name":"Govind Kaushal","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Govind Kaushal","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114619884","display_name":"Priya Mandawat","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Priya Mandawat","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114619885","display_name":"Prakash Hariramani","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Prakash Hariramani","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5114619886","display_name":"Arif Merchant","orcid":null},"institutions":[{"id":"https://openalex.org/I1291425158","display_name":"Google (United States)","ror":"https://ror.org/00njsd438","country_code":"US","type":"company","lineage":["https://openalex.org/I1291425158","https://openalex.org/I4210128969"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Arif Merchant","raw_affiliation_strings":["Google, Inc"],"affiliations":[{"raw_affiliation_string":"Google, Inc","institution_ids":["https://openalex.org/I1291425158"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":12,"corresponding_author_ids":["https://openalex.org/A5015671621"],"corresponding_institution_ids":["https://openalex.org/I1291425158"],"apc_list":null,"apc_paid":null,"fwci":3.0185,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.93248159,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":96,"max":98},"biblio":{"volume":null,"issue":null,"first_page":"4854","last_page":"4863"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T13999","display_name":"Digital Rights Management and Security","score":0.9980999827384949,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11614","display_name":"Cloud Data Security Solutions","score":0.9961000084877014,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.6638594269752502},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.5919004082679749},{"id":"https://openalex.org/keywords/digital-government","display_name":"Digital government","score":0.4563605785369873},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.4211881756782532},{"id":"https://openalex.org/keywords/risk-analysis","display_name":"Risk analysis (engineering)","score":0.32302963733673096},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.31415945291519165},{"id":"https://openalex.org/keywords/digital-transformation","display_name":"Digital transformation","score":0.19902139902114868},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.15817803144454956}],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.6638594269752502},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5919004082679749},{"id":"https://openalex.org/C2985272809","wikidata":"https://www.wikidata.org/wiki/Q211017","display_name":"Digital government","level":3,"score":0.4563605785369873},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.4211881756782532},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.32302963733673096},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.31415945291519165},{"id":"https://openalex.org/C126082660","wikidata":"https://www.wikidata.org/wiki/Q4252370","display_name":"Digital transformation","level":2,"score":0.19902139902114868},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.15817803144454956}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1109/bigdata62323.2024.10825105","is_oa":false,"landing_page_url":"https://doi.org/10.1109/bigdata62323.2024.10825105","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2024 IEEE International Conference on Big Data (BigData)","raw_type":"proceedings-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":13,"referenced_works":["https://openalex.org/W1636210188","https://openalex.org/W1901616594","https://openalex.org/W2272215152","https://openalex.org/W2756359217","https://openalex.org/W2797672282","https://openalex.org/W2805595195","https://openalex.org/W3086380653","https://openalex.org/W4283318146","https://openalex.org/W4307001389","https://openalex.org/W4391766565","https://openalex.org/W4399453890","https://openalex.org/W4399741127","https://openalex.org/W6869485284"],"related_works":["https://openalex.org/W4391375266","https://openalex.org/W1883107920","https://openalex.org/W1589980919","https://openalex.org/W2907937374","https://openalex.org/W2340613125","https://openalex.org/W4390514681","https://openalex.org/W2009705191","https://openalex.org/W4320069663","https://openalex.org/W4312895052","https://openalex.org/W2912036594"],"abstract_inverted_index":{"Digital":[0],"payment":[1,55,143],"systems":[2],"have":[3],"revolutionized":[4],"financial":[5,33],"transactions,":[6],"offering":[7],"unparalleled":[8],"convenience":[9],"and":[10,40,51,95,106,123,129,139],"accessibility":[11],"to":[12,28,63,90,100,136],"users":[13],"worldwide.":[14],"However,":[15],"the":[16,49,68,113,125,148,164,178,195],"increasing":[17],"popularity":[18],"of":[19,53,115,131,147],"these":[20,173],"platforms":[21],"has":[22],"also":[23],"attracted":[24],"malicious":[25],"actors":[26],"seeking":[27],"exploit":[29],"their":[30],"vulnerabilities":[31],"for":[32,47,172,185],"gain.":[34],"To":[35],"address":[36],"this":[37],"challenge,":[38],"robust":[39],"adaptable":[41],"scam":[42,64,92,132,161],"detection":[43],"mechanisms":[44],"are":[45],"crucial":[46],"maintaining":[48],"trust":[50],"safety":[52],"digital":[54,98,142],"ecosystems.":[56],"This":[57],"paper":[58],"presents":[59],"a":[60,79,97,137,157],"comprehensive":[61],"approach":[62,84],"detection,":[65],"focusing":[66],"on":[67,152],"Unified":[69],"Payments":[70],"Interface":[71],"(UPI)":[72],"in":[73,104,117,160,169,194],"India,":[74],"Google":[75],"Pay":[76],"(GPay)":[77],"as":[78],"specific":[80],"use":[81],"case.":[82],"The":[83,110],"leverages":[85],"Large":[86],"Language":[87],"Models":[88],"(LLMs)":[89],"enhance":[91],"classification":[93],"accuracy":[94,159,168],"designs":[96],"assistant":[99],"aid":[101],"human":[102,189],"reviewers":[103,190],"identifying":[105],"mitigating":[107],"fraudulent":[108],"activities.":[109],"results":[111],"demonstrate":[112],"potential":[114],"LLMs":[116],"augmenting":[118],"existing":[119],"machine":[120],"learning":[121],"models":[122],"improving":[124],"efficiency,":[126],"accuracy,":[127],"quality,":[128],"consistency":[130],"reviews,":[133],"ultimately":[134],"contributing":[135],"safer":[138],"more":[140],"secure":[141],"landscape.":[144],"Our":[145],"evaluation":[146],"Gemini":[149],"Ultra":[150],"model":[151,165,179],"curated":[153],"transaction":[154],"data":[155],"showed":[156],"93.33%":[158],"classification.":[162],"Furthermore,":[163],"demonstrated":[166],"89%":[167],"generating":[170],"reasoning":[171],"classifications.":[174],"A":[175],"promising":[176],"fact,":[177],"identified":[180],"32%":[181],"new":[182],"accurate":[183],"reasons":[184],"suspected":[186],"scams":[187],"that":[188],"had":[191],"not":[192],"included":[193],"review":[196],"notes.":[197]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":3}],"updated_date":"2026-04-17T18:11:37.981687","created_date":"2025-10-10T00:00:00"}
