{"id":"https://openalex.org/W4297832562","doi":"https://doi.org/10.1109/bcca55292.2022.9922034","title":"LAPS: Computing Loan Default Risk from User Activity, Profile, and Recommendations","display_name":"LAPS: Computing Loan Default Risk from User Activity, Profile, and Recommendations","publication_year":2022,"publication_date":"2022-09-05","ids":{"openalex":"https://openalex.org/W4297832562","doi":"https://doi.org/10.1109/bcca55292.2022.9922034"},"language":"en","primary_location":{"id":"doi:10.1109/bcca55292.2022.9922034","is_oa":false,"landing_page_url":"https://doi.org/10.1109/bcca55292.2022.9922034","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2022 Fourth International Conference on Blockchain Computing and Applications (BCCA)","raw_type":"proceedings-article"},"type":"preprint","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5082875672","display_name":"Wisnu Uriawan","orcid":"https://orcid.org/0000-0001-6922-4705"},"institutions":[{"id":"https://openalex.org/I1294671590","display_name":"Centre National de la Recherche Scientifique","ror":"https://ror.org/02feahw73","country_code":"FR","type":"government","lineage":["https://openalex.org/I1294671590"]},{"id":"https://openalex.org/I48430043","display_name":"Institut National des Sciences Appliqu\u00e9es de Lyon","ror":"https://ror.org/050jn9y42","country_code":"FR","type":"education","lineage":["https://openalex.org/I203339264","https://openalex.org/I48430043"]},{"id":"https://openalex.org/I4210155607","display_name":"Laboratoire d'Informatique en Images et Syst\u00e8mes d'Information","ror":"https://ror.org/04dv4he91","country_code":"FR","type":"facility","lineage":["https://openalex.org/I100532134","https://openalex.org/I112936343","https://openalex.org/I1294671590","https://openalex.org/I188626449","https://openalex.org/I203339264","https://openalex.org/I203339264","https://openalex.org/I203339264","https://openalex.org/I203339264","https://openalex.org/I4210155607","https://openalex.org/I48430043"]}],"countries":["FR"],"is_corresponding":true,"raw_author_name":"Wisnu Uriawan","raw_affiliation_strings":["LIRIS Laboratory CNRS UMR 5205,Informatics Department (INSA de Lyon),Villaurbanne CEDEX,France"],"affiliations":[{"raw_affiliation_string":"LIRIS Laboratory CNRS UMR 5205,Informatics Department (INSA de Lyon),Villaurbanne CEDEX,France","institution_ids":["https://openalex.org/I48430043","https://openalex.org/I1294671590","https://openalex.org/I4210155607"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5102992394","display_name":"Omar Hasan","orcid":"https://orcid.org/0000-0002-9585-7810"},"institutions":[{"id":"https://openalex.org/I1294671590","display_name":"Centre National de la Recherche Scientifique","ror":"https://ror.org/02feahw73","country_code":"FR","type":"government","lineage":["https://openalex.org/I1294671590"]},{"id":"https://openalex.org/I4210155607","display_name":"Laboratoire d'Informatique en Images et Syst\u00e8mes d'Information","ror":"https://ror.org/04dv4he91","country_code":"FR","type":"facility","lineage":["https://openalex.org/I100532134","https://openalex.org/I112936343","https://openalex.org/I1294671590","https://openalex.org/I188626449","https://openalex.org/I203339264","https://openalex.org/I203339264","https://openalex.org/I203339264","https://openalex.org/I203339264","https://openalex.org/I4210155607","https://openalex.org/I48430043"]},{"id":"https://openalex.org/I48430043","display_name":"Institut National des Sciences Appliqu\u00e9es de Lyon","ror":"https://ror.org/050jn9y42","country_code":"FR","type":"education","lineage":["https://openalex.org/I203339264","https://openalex.org/I48430043"]}],"countries":["FR"],"is_corresponding":false,"raw_author_name":"Omar Hasan","raw_affiliation_strings":["LIRIS Laboratory CNRS UMR 5205,Informatics Department (INSA de Lyon),Villaurbanne CEDEX,France"],"affiliations":[{"raw_affiliation_string":"LIRIS Laboratory CNRS UMR 5205,Informatics Department (INSA de Lyon),Villaurbanne CEDEX,France","institution_ids":["https://openalex.org/I48430043","https://openalex.org/I1294671590","https://openalex.org/I4210155607"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5054494073","display_name":"Youakim Badr","orcid":"https://orcid.org/0000-0002-8976-7894"},"institutions":[{"id":"https://openalex.org/I130769515","display_name":"Pennsylvania State University","ror":"https://ror.org/04p491231","country_code":"US","type":"education","lineage":["https://openalex.org/I130769515"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Youakim Badr","raw_affiliation_strings":["The Pennsylvania State University,Computer Science and Engineering Department,Malvern,PA,USA","Penn State - Pennsylvania State University (201 Old Main, University Park, Pennsylvania 16802 - United States)"],"affiliations":[{"raw_affiliation_string":"The Pennsylvania State University,Computer Science and Engineering Department,Malvern,PA,USA","institution_ids":["https://openalex.org/I130769515"]},{"raw_affiliation_string":"Penn State - Pennsylvania State University (201 Old Main, University Park, Pennsylvania 16802 - United States)","institution_ids":["https://openalex.org/I130769515"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5113435027","display_name":"Lionel Brunie","orcid":null},"institutions":[{"id":"https://openalex.org/I48430043","display_name":"Institut National des Sciences Appliqu\u00e9es de Lyon","ror":"https://ror.org/050jn9y42","country_code":"FR","type":"education","lineage":["https://openalex.org/I203339264","https://openalex.org/I48430043"]},{"id":"https://openalex.org/I1294671590","display_name":"Centre National de la Recherche Scientifique","ror":"https://ror.org/02feahw73","country_code":"FR","type":"government","lineage":["https://openalex.org/I1294671590"]},{"id":"https://openalex.org/I4210155607","display_name":"Laboratoire d'Informatique en Images et Syst\u00e8mes d'Information","ror":"https://ror.org/04dv4he91","country_code":"FR","type":"facility","lineage":["https://openalex.org/I100532134","https://openalex.org/I112936343","https://openalex.org/I1294671590","https://openalex.org/I188626449","https://openalex.org/I203339264","https://openalex.org/I203339264","https://openalex.org/I203339264","https://openalex.org/I203339264","https://openalex.org/I4210155607","https://openalex.org/I48430043"]}],"countries":["FR"],"is_corresponding":false,"raw_author_name":"Lionel Brunie","raw_affiliation_strings":["LIRIS Laboratory CNRS UMR 5205,Informatics Department (INSA de Lyon),Villaurbanne CEDEX,France"],"affiliations":[{"raw_affiliation_string":"LIRIS Laboratory CNRS UMR 5205,Informatics Department (INSA de Lyon),Villaurbanne CEDEX,France","institution_ids":["https://openalex.org/I48430043","https://openalex.org/I1294671590","https://openalex.org/I4210155607"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5082875672"],"corresponding_institution_ids":["https://openalex.org/I1294671590","https://openalex.org/I48430043","https://openalex.org/I4210155607"],"apc_list":null,"apc_paid":null,"fwci":0.57656365,"has_fulltext":false,"cited_by_count":2,"citation_normalized_percentile":{"value":0.66708701,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":94,"max":96},"biblio":{"volume":null,"issue":null,"first_page":"167","last_page":"172"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9865999817848206,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9865999817848206,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9810000061988831,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9381999969482422,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.8039637804031372},{"id":"https://openalex.org/keywords/collateral","display_name":"Collateral","score":0.779033899307251},{"id":"https://openalex.org/keywords/credit-score","display_name":"Credit score","score":0.736742377281189},{"id":"https://openalex.org/keywords/actuarial-science","display_name":"Actuarial science","score":0.5945786237716675},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.5337938070297241},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.4960831105709076},{"id":"https://openalex.org/keywords/credit-card","display_name":"Credit card","score":0.4611516296863556},{"id":"https://openalex.org/keywords/credit-risk","display_name":"Credit risk","score":0.43981385231018066},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.30415692925453186},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.17657938599586487}],"concepts":[{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.8039637804031372},{"id":"https://openalex.org/C2777910564","wikidata":"https://www.wikidata.org/wiki/Q694563","display_name":"Collateral","level":2,"score":0.779033899307251},{"id":"https://openalex.org/C2777138686","wikidata":"https://www.wikidata.org/wiki/Q1787103","display_name":"Credit score","level":2,"score":0.736742377281189},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.5945786237716675},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5337938070297241},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4960831105709076},{"id":"https://openalex.org/C2983355114","wikidata":"https://www.wikidata.org/wiki/Q161380","display_name":"Credit card","level":3,"score":0.4611516296863556},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.43981385231018066},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.30415692925453186},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.17657938599586487}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1109/bcca55292.2022.9922034","is_oa":false,"landing_page_url":"https://doi.org/10.1109/bcca55292.2022.9922034","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2022 Fourth International Conference on Blockchain Computing and Applications (BCCA)","raw_type":"proceedings-article"},{"id":"pmh:oai:HAL:hal-03777603v1","is_oa":false,"landing_page_url":"https://cnrs.hal.science/hal-03777603","pdf_url":null,"source":{"id":"https://openalex.org/S4306402512","display_name":"HAL (Le Centre pour la Communication Scientifique Directe)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I1294671590","host_organization_name":"Centre National de la Recherche Scientifique","host_organization_lineage":["https://openalex.org/I1294671590"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"The Fourth IEEE International Conference on Blockchain Computing and Applications (BCCA 2022), Sep 2022, San Antonio, United States. ⟨10.1109/BCCA55292.2022.9922034⟩","raw_type":"Conference papers"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.6399999856948853,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2181864467","https://openalex.org/W3124871137","https://openalex.org/W49270012","https://openalex.org/W3210248607","https://openalex.org/W2363844901","https://openalex.org/W1970250084","https://openalex.org/W2992028967","https://openalex.org/W2789901660","https://openalex.org/W2051627675","https://openalex.org/W3025207818"],"abstract_inverted_index":{"International":[0],"audience":[1]},"counts_by_year":[{"year":2023,"cited_by_count":2}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}