{"id":"https://openalex.org/W3197410527","doi":"https://doi.org/10.1108/k-03-2021-0232","title":"Economics of loan growth, credit risk and bank capital in Islamic banks","display_name":"Economics of loan growth, credit risk and bank capital in Islamic banks","publication_year":2021,"publication_date":"2021-08-30","ids":{"openalex":"https://openalex.org/W3197410527","doi":"https://doi.org/10.1108/k-03-2021-0232","mag":"3197410527"},"language":"en","primary_location":{"id":"doi:10.1108/k-03-2021-0232","is_oa":false,"landing_page_url":"https://doi.org/10.1108/k-03-2021-0232","pdf_url":null,"source":{"id":"https://openalex.org/S168682784","display_name":"Kybernetes","issn_l":"0368-492X","issn":["0368-492X","1758-7883"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Kybernetes","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5014306856","display_name":"Faisal Abbas","orcid":"https://orcid.org/0000-0002-6109-6777"},"institutions":[{"id":"https://openalex.org/I192392021","display_name":"University of Central Punjab","ror":"https://ror.org/04g0mqe67","country_code":"PK","type":"education","lineage":["https://openalex.org/I192392021"]}],"countries":["PK"],"is_corresponding":false,"raw_author_name":"Faisal Abbas","raw_affiliation_strings":["University of Central Punjab, Lahore, Pakistan"],"raw_orcid":"https://orcid.org/0000-0002-6109-6777","affiliations":[{"raw_affiliation_string":"University of Central Punjab, Lahore, Pakistan","institution_ids":["https://openalex.org/I192392021"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5082673944","display_name":"Shoaib Ali","orcid":"https://orcid.org/0000-0001-5954-9987"},"institutions":[{"id":"https://openalex.org/I899713450","display_name":"Air University","ror":"https://ror.org/03yfe9v83","country_code":"PK","type":"education","lineage":["https://openalex.org/I899713450"]}],"countries":["PK"],"is_corresponding":false,"raw_author_name":"Shoaib Ali","raw_affiliation_strings":["Air University, Islamabad, Pakistan"],"raw_orcid":"https://orcid.org/0000-0001-5954-9987","affiliations":[{"raw_affiliation_string":"Air University, Islamabad, Pakistan","institution_ids":["https://openalex.org/I899713450"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":6.5862,"has_fulltext":false,"cited_by_count":36,"citation_normalized_percentile":{"value":0.96671149,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":100},"biblio":{"volume":"51","issue":"12","first_page":"3591","last_page":"3609"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14281","display_name":"Islamic Finance and Communication","score":0.9909999966621399,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/credit-risk","display_name":"Credit risk","score":0.702485203742981},{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.6987468004226685},{"id":"https://openalex.org/keywords/non-performing-loan","display_name":"Non-performing loan","score":0.6639981269836426},{"id":"https://openalex.org/keywords/capital-adequacy-ratio","display_name":"Capital adequacy ratio","score":0.5903452038764954},{"id":"https://openalex.org/keywords/financial-system","display_name":"Financial system","score":0.5701174736022949},{"id":"https://openalex.org/keywords/islam","display_name":"Islam","score":0.5272863507270813},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5103341937065125},{"id":"https://openalex.org/keywords/capital","display_name":"Capital (architecture)","score":0.48908573389053345},{"id":"https://openalex.org/keywords/credit-history","display_name":"Credit history","score":0.4221130609512329},{"id":"https://openalex.org/keywords/capital-requirement","display_name":"Capital requirement","score":0.4105709493160248},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.38567763566970825},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.3398244380950928},{"id":"https://openalex.org/keywords/market-economy","display_name":"Market economy","score":0.0693657398223877}],"concepts":[{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.702485203742981},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6987468004226685},{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.6639981269836426},{"id":"https://openalex.org/C16969640","wikidata":"https://www.wikidata.org/wiki/Q1070805","display_name":"Capital adequacy ratio","level":3,"score":0.5903452038764954},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5701174736022949},{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.5272863507270813},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5103341937065125},{"id":"https://openalex.org/C83646750","wikidata":"https://www.wikidata.org/wiki/Q193893","display_name":"Capital (architecture)","level":2,"score":0.48908573389053345},{"id":"https://openalex.org/C68842666","wikidata":"https://www.wikidata.org/wiki/Q1070699","display_name":"Credit history","level":2,"score":0.4221130609512329},{"id":"https://openalex.org/C2864544","wikidata":"https://www.wikidata.org/wiki/Q2914988","display_name":"Capital requirement","level":3,"score":0.4105709493160248},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.38567763566970825},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3398244380950928},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.0693657398223877},{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C95457728","wikidata":"https://www.wikidata.org/wiki/Q309","display_name":"History","level":0,"score":0.0},{"id":"https://openalex.org/C27206212","wikidata":"https://www.wikidata.org/wiki/Q34178","display_name":"Theology","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1108/k-03-2021-0232","is_oa":false,"landing_page_url":"https://doi.org/10.1108/k-03-2021-0232","pdf_url":null,"source":{"id":"https://openalex.org/S168682784","display_name":"Kybernetes","issn_l":"0368-492X","issn":["0368-492X","1758-7883"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Kybernetes","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":36,"referenced_works":["https://openalex.org/W1481634458","https://openalex.org/W1994038570","https://openalex.org/W1994294864","https://openalex.org/W2042933156","https://openalex.org/W2050488525","https://openalex.org/W2066310392","https://openalex.org/W2071106708","https://openalex.org/W2399343046","https://openalex.org/W2528806317","https://openalex.org/W2587504571","https://openalex.org/W2736261388","https://openalex.org/W2752617332","https://openalex.org/W2774163887","https://openalex.org/W2774787412","https://openalex.org/W2793663997","https://openalex.org/W2891908655","https://openalex.org/W2912865597","https://openalex.org/W2914164189","https://openalex.org/W2914218126","https://openalex.org/W2951801378","https://openalex.org/W2988093322","https://openalex.org/W3004069737","https://openalex.org/W3006503382","https://openalex.org/W3014727500","https://openalex.org/W3021848384","https://openalex.org/W3023362689","https://openalex.org/W3024120940","https://openalex.org/W3034966996","https://openalex.org/W3035032935","https://openalex.org/W3097644883","https://openalex.org/W3122091883","https://openalex.org/W3124560997","https://openalex.org/W3126004045","https://openalex.org/W3135014008","https://openalex.org/W4206512444","https://openalex.org/W4243296160"],"related_works":["https://openalex.org/W2925006175","https://openalex.org/W2990398459","https://openalex.org/W2393552863","https://openalex.org/W3093592602","https://openalex.org/W2950630320","https://openalex.org/W2976347295","https://openalex.org/W1498464988","https://openalex.org/W2189390417","https://openalex.org/W2981573407","https://openalex.org/W4232323427"],"abstract_inverted_index":{"Purpose":[0],"This":[1,239,269,311],"study":[2,29,45,190,243,273],"aims":[3],"to":[4,193,203,244,324],"analyze":[5],"the":[6,12,24,56,63,85,110,133,146,155,169,189,194,198,223,229,241,246,253,262,271,275,285,291,301,308,313,326,332,341],"moderating":[7,57,247,302,342],"role":[8,58,199,230,248,303,343],"of":[9,33,59,88,143,171,188,200,231,249,287,297,304,334,344],"capital":[10,61,107,126,144,172,202,251],"on":[11,62,145,197,252,290,320,337],"relationship":[13,64,111,123,147,254],"between":[14,65,112,124,148,255],"loan":[15,66,82,94,97,113,149,233,256,288,335],"growth":[16,67,83,114,150,234,257,289,336],"and":[17,40,68,100,115,127,151,164,181,235,258,294,322],"credit":[18,69,86,116,152,236,259,298,338],"risk":[19,70,87,117,153,260,299,339],"for":[20,52,175,214,221,284,331],"Islamic":[21,35,72,89,119,177,207,219,224,267,276,329],"banks":[22,36,178,330],"in":[23,71,81,118,130,136,154,206,218,261,266,274,307,328],"post-crisis":[25,263,309],"era.":[26,310],"Design/methodology/approach":[27],"The":[28,44,75,103,121,138,186,209],"used":[30],"annual":[31],"data":[32],"217":[34],"from":[37,42],"38":[38],"countries":[39],"ranges":[41],"2010\u20132019.":[43],"applies":[46],"a":[47],"two-step":[48],"system":[49,226],"GMM":[50],"method":[51],"hypotheses":[53],"testing":[54],"about":[55],"bank":[60,125,201,250,305],"banks.":[73,208],"Findings":[74],"findings":[76,139,187,211,318],"showed":[77],"that":[78,106],"an":[79],"increase":[80],"increases":[84],"banks,":[90],"as":[91],"evidenced":[92],"by":[93,227],"loss":[95,98],"provisions,":[96],"reserves":[99],"nonperforming":[101],"loans.":[102],"results":[104],"indicate":[105],"positively":[108],"moderates":[109],"banking.":[120,137,268],"positive":[122],"risk-taking":[128,205],"is":[129,173,240,270,280,312],"line":[131],"with":[132],"\u201cregulatory":[134],"hypothesis\u201d":[135],"predict":[140],"lower":[141],"impacts":[142],"South":[156],"Asian":[157],"region":[158],"than":[159,179],"MENA,":[160],"Africa,":[161],"South,":[162],"East":[163],"Central":[165],"Asia":[166],"regions.":[167],"However,":[168],"impact":[170,286,333],"higher":[174],"larger":[176],"medium":[180],"smaller":[182],"ones.":[183],"Practical":[184],"implications":[185,213],"add":[191],"value":[192],"current":[195],"debate":[196],"reduce":[204],"study's":[210],"have":[212],"policymakers,":[215],"managers,":[216],"especially":[217,265],"banking,":[220],"improving":[222],"financial":[225],"managing":[228],"capital,":[232],"risk.":[237],"Originality/value":[238],"first":[242,272,314],"explore":[245],"era,":[264],"banking":[277],"context,":[278],"which":[279,316],"providing":[281,317],"empirical":[282],"evidence":[283],"back":[292],"looking":[293],"forward-looking":[295],"proxies":[296],"under":[300,340],"capitalization":[306],"study,":[315],"based":[319],"regions":[321],"size":[323],"compare":[325],"differences":[327],"capitalization.":[345]},"counts_by_year":[{"year":2026,"cited_by_count":5},{"year":2025,"cited_by_count":9},{"year":2024,"cited_by_count":10},{"year":2023,"cited_by_count":6},{"year":2022,"cited_by_count":5},{"year":2021,"cited_by_count":1}],"updated_date":"2026-06-11T09:08:48.828518","created_date":"2025-10-10T00:00:00"}