{"id":"https://openalex.org/W3106326339","doi":"https://doi.org/10.1108/intr-08-2019-0357","title":"How does internet usage affect the credit consumption among Chinese college students? A mediation model of social comparison and materialism","display_name":"How does internet usage affect the credit consumption among Chinese college students? A mediation model of social comparison and materialism","publication_year":2020,"publication_date":"2020-11-12","ids":{"openalex":"https://openalex.org/W3106326339","doi":"https://doi.org/10.1108/intr-08-2019-0357","mag":"3106326339"},"language":"en","primary_location":{"id":"doi:10.1108/intr-08-2019-0357","is_oa":false,"landing_page_url":"https://doi.org/10.1108/intr-08-2019-0357","pdf_url":null,"source":{"id":"https://openalex.org/S63576417","display_name":"Internet Research","issn_l":"1066-2243","issn":["1066-2243","2054-5657"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Internet Research","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5061659072","display_name":"Xiaowen Zhu","orcid":"https://orcid.org/0000-0003-0190-8208"},"institutions":[{"id":"https://openalex.org/I87445476","display_name":"Xi'an Jiaotong University","ror":"https://ror.org/017zhmm22","country_code":"CN","type":"education","lineage":["https://openalex.org/I87445476"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Xiaowen Zhu","raw_affiliation_strings":["School of Humanities and Social Science, Xi'an Jiaotong University, Xi'an, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Humanities and Social Science, Xi'an Jiaotong University, Xi'an, China","institution_ids":["https://openalex.org/I87445476"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5008539029","display_name":"Wei Ren","orcid":"https://orcid.org/0000-0001-9526-3097"},"institutions":[{"id":"https://openalex.org/I87445476","display_name":"Xi'an Jiaotong University","ror":"https://ror.org/017zhmm22","country_code":"CN","type":"education","lineage":["https://openalex.org/I87445476"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Wei Ren","raw_affiliation_strings":["School of Humanities and Social Science, Xi'an Jiaotong University, Xi'an, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Humanities and Social Science, Xi'an Jiaotong University, Xi'an, China","institution_ids":["https://openalex.org/I87445476"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5078375839","display_name":"Qiang Chen","orcid":"https://orcid.org/0000-0001-8123-077X"},"institutions":[{"id":"https://openalex.org/I87445476","display_name":"Xi'an Jiaotong University","ror":"https://ror.org/017zhmm22","country_code":"CN","type":"education","lineage":["https://openalex.org/I87445476"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Qiang Chen","raw_affiliation_strings":["School of Journalism and New Media, Xi'an Jiaotong University, Xi'an, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Journalism and New Media, Xi'an Jiaotong University, Xi'an, China","institution_ids":["https://openalex.org/I87445476"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5020545746","display_name":"Richard Evans","orcid":"https://orcid.org/0000-0001-6367-0560"},"institutions":[{"id":"https://openalex.org/I59433898","display_name":"Brunel University of London","ror":"https://ror.org/00dn4t376","country_code":"GB","type":"education","lineage":["https://openalex.org/I124357947","https://openalex.org/I59433898"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Richard Evans","raw_affiliation_strings":["College of Engineering, Design and Physical Sciences, Brunel University London, Uxbridge, UK"],"raw_orcid":"https://orcid.org/0000-0001-6367-0560","affiliations":[{"raw_affiliation_string":"College of Engineering, Design and Physical Sciences, Brunel University London, Uxbridge, UK","institution_ids":["https://openalex.org/I59433898"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.0138,"has_fulltext":false,"cited_by_count":24,"citation_normalized_percentile":{"value":0.94121638,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":91,"max":99},"biblio":{"volume":"31","issue":"3","first_page":"1083","last_page":"1101"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9807000160217285,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9807000160217285,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9803000092506409,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12392","display_name":"Sharing Economy and Platforms","score":0.9746000170707703,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/the-internet","display_name":"The Internet","score":0.6925997734069824},{"id":"https://openalex.org/keywords/consumption","display_name":"Consumption (sociology)","score":0.6692782640457153},{"id":"https://openalex.org/keywords/mediation","display_name":"Mediation","score":0.6309967041015625},{"id":"https://openalex.org/keywords/materialism","display_name":"Materialism","score":0.6151973605155945},{"id":"https://openalex.org/keywords/entertainment","display_name":"Entertainment","score":0.5294634699821472},{"id":"https://openalex.org/keywords/affect","display_name":"Affect (linguistics)","score":0.5253719091415405},{"id":"https://openalex.org/keywords/structural-equation-modeling","display_name":"Structural equation modeling","score":0.5132784843444824},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.49426794052124023},{"id":"https://openalex.org/keywords/originality","display_name":"Originality","score":0.4651063084602356},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.4537537097930908},{"id":"https://openalex.org/keywords/advertising","display_name":"Advertising","score":0.4264986515045166},{"id":"https://openalex.org/keywords/psychology","display_name":"Psychology","score":0.30896711349487305},{"id":"https://openalex.org/keywords/social-psychology","display_name":"Social psychology","score":0.23447492718696594},{"id":"https://openalex.org/keywords/sociology","display_name":"Sociology","score":0.19599005579948425},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.14771264791488647},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.11305055022239685},{"id":"https://openalex.org/keywords/creativity","display_name":"Creativity","score":0.1091124415397644},{"id":"https://openalex.org/keywords/political-science","display_name":"Political science","score":0.09591260552406311}],"concepts":[{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.6925997734069824},{"id":"https://openalex.org/C30772137","wikidata":"https://www.wikidata.org/wiki/Q5164762","display_name":"Consumption (sociology)","level":2,"score":0.6692782640457153},{"id":"https://openalex.org/C179420905","wikidata":"https://www.wikidata.org/wiki/Q223871","display_name":"Mediation","level":2,"score":0.6309967041015625},{"id":"https://openalex.org/C144218379","wikidata":"https://www.wikidata.org/wiki/Q7081","display_name":"Materialism","level":2,"score":0.6151973605155945},{"id":"https://openalex.org/C512170562","wikidata":"https://www.wikidata.org/wiki/Q173799","display_name":"Entertainment","level":2,"score":0.5294634699821472},{"id":"https://openalex.org/C2776035688","wikidata":"https://www.wikidata.org/wiki/Q1606558","display_name":"Affect (linguistics)","level":2,"score":0.5253719091415405},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.5132784843444824},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.49426794052124023},{"id":"https://openalex.org/C2776950860","wikidata":"https://www.wikidata.org/wiki/Q2914681","display_name":"Originality","level":3,"score":0.4651063084602356},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.4537537097930908},{"id":"https://openalex.org/C112698675","wikidata":"https://www.wikidata.org/wiki/Q37038","display_name":"Advertising","level":1,"score":0.4264986515045166},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.30896711349487305},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.23447492718696594},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.19599005579948425},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.14771264791488647},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.11305055022239685},{"id":"https://openalex.org/C11012388","wikidata":"https://www.wikidata.org/wiki/Q170658","display_name":"Creativity","level":2,"score":0.1091124415397644},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.09591260552406311},{"id":"https://openalex.org/C46312422","wikidata":"https://www.wikidata.org/wiki/Q11024","display_name":"Communication","level":1,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1108/intr-08-2019-0357","is_oa":false,"landing_page_url":"https://doi.org/10.1108/intr-08-2019-0357","pdf_url":null,"source":{"id":"https://openalex.org/S63576417","display_name":"Internet Research","issn_l":"1066-2243","issn":["1066-2243","2054-5657"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Internet Research","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":63,"referenced_works":["https://openalex.org/W1480601377","https://openalex.org/W1954108702","https://openalex.org/W1964993848","https://openalex.org/W1967152225","https://openalex.org/W1970395046","https://openalex.org/W1979779001","https://openalex.org/W1980742209","https://openalex.org/W1987258130","https://openalex.org/W1998444060","https://openalex.org/W1999524192","https://openalex.org/W2001665051","https://openalex.org/W2012405718","https://openalex.org/W2015783897","https://openalex.org/W2038054630","https://openalex.org/W2038702827","https://openalex.org/W2049987334","https://openalex.org/W2057075651","https://openalex.org/W2063470071","https://openalex.org/W2071666535","https://openalex.org/W2092782180","https://openalex.org/W2095266560","https://openalex.org/W2097881643","https://openalex.org/W2106149601","https://openalex.org/W2111093795","https://openalex.org/W2113168655","https://openalex.org/W2123143331","https://openalex.org/W2143522419","https://openalex.org/W2157300266","https://openalex.org/W2163303570","https://openalex.org/W2166659008","https://openalex.org/W2276495826","https://openalex.org/W2308227065","https://openalex.org/W2314000390","https://openalex.org/W2321414154","https://openalex.org/W2340641392","https://openalex.org/W2409742801","https://openalex.org/W2551498008","https://openalex.org/W2593914779","https://openalex.org/W2748347438","https://openalex.org/W2765626832","https://openalex.org/W2786591886","https://openalex.org/W2790007258","https://openalex.org/W2801167683","https://openalex.org/W2801480773","https://openalex.org/W2801574118","https://openalex.org/W2803420582","https://openalex.org/W2803545034","https://openalex.org/W2808808997","https://openalex.org/W2883051720","https://openalex.org/W2890016498","https://openalex.org/W2891307284","https://openalex.org/W2894656917","https://openalex.org/W2895901384","https://openalex.org/W2904466654","https://openalex.org/W2905483911","https://openalex.org/W2913788248","https://openalex.org/W2915233145","https://openalex.org/W2921731457","https://openalex.org/W2924991003","https://openalex.org/W2990682679","https://openalex.org/W4235678817","https://openalex.org/W4245267323","https://openalex.org/W6636575809"],"related_works":["https://openalex.org/W2593155302","https://openalex.org/W2041415459","https://openalex.org/W2072812638","https://openalex.org/W3126095231","https://openalex.org/W2352855287","https://openalex.org/W2378906650","https://openalex.org/W2384288445","https://openalex.org/W2382526412","https://openalex.org/W4200071106","https://openalex.org/W2347474189"],"abstract_inverted_index":{"Purpose":[0],"The":[1,16],"use":[2,141,158,161],"of":[3,18,41,60,104,117,135,155,174,184,210,221],"consumer":[4],"credit":[5,27,64,118,125,147,163,189,225],"by":[6,217],"Chinese":[7,83],"citizens":[8],"has":[9],"risen":[10],"rapidly":[11],"in":[12],"the":[13,69,96,101,113,153,170,215],"Internet":[14,30,42,61,105,186,199,211,222,233],"era.":[15],"purpose":[17],"this":[19,179],"paper":[20],"is":[21],"to":[22,55,94,111,144],"predict":[23],"a":[24,133],"mechanism":[25],"for":[26],"consumption":[28,65,126,148,164,190,229],"through":[29,127,149],"usage,":[31],"with":[32,88],"social":[33,136,175],"comparison":[34,137,176],"and":[35,50,67,132,138,159,177,188,201,213,227],"materialism":[36,131],"as":[37],"mediators.":[38],"Four":[39],"types":[40,59,103,209,220],"usage":[43,62,187,200,223],"(social":[44],"use,":[45,47,49],"entertainment":[46,160],"informational":[48,157],"online":[51,76,107],"shopping)":[52],"were":[53,165],"identified":[54],"investigate":[56],"whether":[57,68],"different":[58,219],"influence":[63,224],"differently":[66],"influencing":[70],"mechanisms":[71,216],"vary.":[72],"Design/methodology/approach":[73],"A":[74],"structured":[75],"survey":[77],"involving":[78],"558":[79],"valid":[80],"responses":[81],"from":[82],"college":[84],"students":[85],"was":[86,109,142],"completed,":[87],"structural":[89],"equation":[90],"modeling":[91],"being":[92],"applied":[93],"analyze":[95],"collected":[97],"data.":[98],"Findings":[99],"Among":[100],"four":[102,208],"activities,":[106],"shopping":[108],"found":[110,143],"be":[112],"most":[114,194],"significant":[115],"predictor":[116],"consumption;":[119],"results":[120],"show":[121],"that":[122],"it":[123],"influences":[124,154],"two":[128],"indirect":[129],"pathways:":[130],"combination":[134],"materialism.":[139,150],"Social":[140],"only":[145],"affect":[146],"In":[151],"contrast,":[152],"both":[156],"on":[162,203,232],"insignificant.":[166],"Originality/value":[167],"By":[168],"testing":[169],"concurrent":[171],"mediating":[172],"effects":[173],"materialism,":[178],"study":[180],"broadens":[181],"our":[182],"understanding":[183],"how":[185,228],"are":[191],"connected.":[192],"While":[193],"studies":[195],"empirically":[196],"test":[197],"overall":[198],"focus":[202],"direct":[204],"relationships,":[205],"we":[206],"identify":[207],"activities":[212],"demonstrate":[214],"which":[218],"consumption,":[226],"varies":[230],"based":[231],"activity.":[234]},"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":10},{"year":2023,"cited_by_count":5},{"year":2022,"cited_by_count":5}],"updated_date":"2026-05-21T06:26:12.895304","created_date":"2025-10-10T00:00:00"}
