{"id":"https://openalex.org/W1999806522","doi":"https://doi.org/10.1108/imds-08-2014-0243","title":"Understanding perceived risks in mobile payment acceptance","display_name":"Understanding perceived risks in mobile payment acceptance","publication_year":2015,"publication_date":"2015-02-12","ids":{"openalex":"https://openalex.org/W1999806522","doi":"https://doi.org/10.1108/imds-08-2014-0243","mag":"1999806522"},"language":"en","primary_location":{"id":"doi:10.1108/imds-08-2014-0243","is_oa":false,"landing_page_url":"https://doi.org/10.1108/imds-08-2014-0243","pdf_url":null,"source":{"id":"https://openalex.org/S37320504","display_name":"Industrial Management & Data Systems","issn_l":"0263-5577","issn":["0263-5577","1758-5783"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Industrial Management &amp; Data Systems","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5087795915","display_name":"Yongqing Yang","orcid":"https://orcid.org/0000-0002-5833-9619"},"institutions":[{"id":"https://openalex.org/I83776822","display_name":"Shandong Institute of Business and Technology","ror":"https://ror.org/03rrkrc24","country_code":"CN","type":"education","lineage":["https://openalex.org/I83776822"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Yongqing Yang","raw_affiliation_strings":["School of Business Administration, Shandong Institute of Business and Technology, Yantai, China","School of Business, Administration, Shandong Institute of Business and Technology, Yantai, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Business Administration, Shandong Institute of Business and Technology, Yantai, China","institution_ids":["https://openalex.org/I83776822"]},{"raw_affiliation_string":"School of Business, Administration, Shandong Institute of Business and Technology, Yantai, China","institution_ids":["https://openalex.org/I83776822"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5052199638","display_name":"Liu Yong","orcid":"https://orcid.org/0000-0002-0228-8971"},"institutions":[{"id":"https://openalex.org/I159176309","display_name":"Universit\u00e4t Hamburg","ror":"https://ror.org/00g30e956","country_code":"DE","type":"education","lineage":["https://openalex.org/I159176309"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Yong Liu","raw_affiliation_strings":["University of Hamburg, Hamburg, Germany","UNIVERSITY OF HAMBURG"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Hamburg, Hamburg, Germany","institution_ids":["https://openalex.org/I159176309"]},{"raw_affiliation_string":"UNIVERSITY OF HAMBURG","institution_ids":["https://openalex.org/I159176309"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5075700357","display_name":"Hongxiu Li","orcid":"https://orcid.org/0000-0002-7447-1222"},"institutions":[{"id":"https://openalex.org/I155660961","display_name":"University of Turku","ror":"https://ror.org/05vghhr25","country_code":"FI","type":"education","lineage":["https://openalex.org/I155660961"]}],"countries":["FI"],"is_corresponding":false,"raw_author_name":"Hongxiu Li","raw_affiliation_strings":["Turku School of Economics, University of Turku, Turku, Finland","University of turku;"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Turku School of Economics, University of Turku, Turku, Finland","institution_ids":["https://openalex.org/I155660961"]},{"raw_affiliation_string":"University of turku;","institution_ids":["https://openalex.org/I155660961"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5100514531","display_name":"Yu Ben-Hai","orcid":null},"institutions":[{"id":"https://openalex.org/I83776822","display_name":"Shandong Institute of Business and Technology","ror":"https://ror.org/03rrkrc24","country_code":"CN","type":"education","lineage":["https://openalex.org/I83776822"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Benhai Yu","raw_affiliation_strings":["Institute of Management Information System, Shandong Institute of Business and Technology, Yantai, China","ShanDong Institute of Business and Technology"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institute of Management Information System, Shandong Institute of Business and Technology, Yantai, China","institution_ids":["https://openalex.org/I83776822"]},{"raw_affiliation_string":"ShanDong Institute of Business and Technology","institution_ids":["https://openalex.org/I83776822"]}]}],"institutions":[],"countries_distinct_count":3,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":44.0043,"has_fulltext":false,"cited_by_count":387,"citation_normalized_percentile":{"value":0.99730711,"is_in_top_1_percent":true,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":94,"max":100},"biblio":{"volume":"115","issue":"2","first_page":"253","last_page":"269"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9997000098228455,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9997000098228455,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10609","display_name":"Digital Marketing and Social Media","score":0.996999979019165,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10154","display_name":"Customer Service Quality and Loyalty","score":0.996399998664856,"subfield":{"id":"https://openalex.org/subfields/1407","display_name":"Organizational Behavior and Human Resource Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/risk-perception","display_name":"Risk perception","score":0.8422415852546692},{"id":"https://openalex.org/keywords/mobile-payment","display_name":"Mobile payment","score":0.7815952897071838},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.6206011772155762},{"id":"https://openalex.org/keywords/structural-equation-modeling","display_name":"Structural equation modeling","score":0.6161180734634399},{"id":"https://openalex.org/keywords/actuarial-science","display_name":"Actuarial science","score":0.507838785648346},{"id":"https://openalex.org/keywords/financial-risk","display_name":"Financial risk","score":0.49784111976623535},{"id":"https://openalex.org/keywords/value","display_name":"Value (mathematics)","score":0.49285364151000977},{"id":"https://openalex.org/keywords/risk-management","display_name":"Risk management","score":0.476977676153183},{"id":"https://openalex.org/keywords/originality","display_name":"Originality","score":0.46796852350234985},{"id":"https://openalex.org/keywords/theory-of-planned-behavior","display_name":"Theory of planned behavior","score":0.46459174156188965},{"id":"https://openalex.org/keywords/technology-acceptance-model","display_name":"Technology acceptance model","score":0.4153556823730469},{"id":"https://openalex.org/keywords/risk-analysis","display_name":"Risk analysis (engineering)","score":0.4016662836074829},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.3873225152492523},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.3671814203262329},{"id":"https://openalex.org/keywords/psychology","display_name":"Psychology","score":0.3634158670902252},{"id":"https://openalex.org/keywords/social-psychology","display_name":"Social psychology","score":0.3062477707862854},{"id":"https://openalex.org/keywords/perception","display_name":"Perception","score":0.27506524324417114},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.1710195243358612},{"id":"https://openalex.org/keywords/usability","display_name":"Usability","score":0.14693284034729004},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.12029388546943665},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.11630761623382568},{"id":"https://openalex.org/keywords/control","display_name":"Control (management)","score":0.08542704582214355}],"concepts":[{"id":"https://openalex.org/C163355716","wikidata":"https://www.wikidata.org/wiki/Q2154783","display_name":"Risk perception","level":3,"score":0.8422415852546692},{"id":"https://openalex.org/C160949748","wikidata":"https://www.wikidata.org/wiki/Q1365703","display_name":"Mobile payment","level":3,"score":0.7815952897071838},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.6206011772155762},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.6161180734634399},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.507838785648346},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.49784111976623535},{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.49285364151000977},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.476977676153183},{"id":"https://openalex.org/C2776950860","wikidata":"https://www.wikidata.org/wiki/Q2914681","display_name":"Originality","level":3,"score":0.46796852350234985},{"id":"https://openalex.org/C89785696","wikidata":"https://www.wikidata.org/wiki/Q2290753","display_name":"Theory of planned behavior","level":3,"score":0.46459174156188965},{"id":"https://openalex.org/C2776185967","wikidata":"https://www.wikidata.org/wiki/Q112945","display_name":"Technology acceptance model","level":3,"score":0.4153556823730469},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.4016662836074829},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.3873225152492523},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3671814203262329},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.3634158670902252},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.3062477707862854},{"id":"https://openalex.org/C26760741","wikidata":"https://www.wikidata.org/wiki/Q160402","display_name":"Perception","level":2,"score":0.27506524324417114},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.1710195243358612},{"id":"https://openalex.org/C170130773","wikidata":"https://www.wikidata.org/wiki/Q216378","display_name":"Usability","level":2,"score":0.14693284034729004},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.12029388546943665},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.11630761623382568},{"id":"https://openalex.org/C2775924081","wikidata":"https://www.wikidata.org/wiki/Q55608371","display_name":"Control (management)","level":2,"score":0.08542704582214355},{"id":"https://openalex.org/C11012388","wikidata":"https://www.wikidata.org/wiki/Q170658","display_name":"Creativity","level":2,"score":0.0},{"id":"https://openalex.org/C107457646","wikidata":"https://www.wikidata.org/wiki/Q207434","display_name":"Human\u2013computer interaction","level":1,"score":0.0},{"id":"https://openalex.org/C169760540","wikidata":"https://www.wikidata.org/wiki/Q207011","display_name":"Neuroscience","level":1,"score":0.0},{"id":"https://openalex.org/C187736073","wikidata":"https://www.wikidata.org/wiki/Q2920921","display_name":"Management","level":1,"score":0.0},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1108/imds-08-2014-0243","is_oa":false,"landing_page_url":"https://doi.org/10.1108/imds-08-2014-0243","pdf_url":null,"source":{"id":"https://openalex.org/S37320504","display_name":"Industrial Management & Data Systems","issn_l":"0263-5577","issn":["0263-5577","1758-5783"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Industrial Management &amp; Data Systems","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":44,"referenced_works":["https://openalex.org/W1516391651","https://openalex.org/W1545460766","https://openalex.org/W1587653675","https://openalex.org/W1588544206","https://openalex.org/W1939324246","https://openalex.org/W1966511947","https://openalex.org/W1978523970","https://openalex.org/W1986221133","https://openalex.org/W1987258130","https://openalex.org/W1992461503","https://openalex.org/W2009803733","https://openalex.org/W2019950119","https://openalex.org/W2037326931","https://openalex.org/W2044295972","https://openalex.org/W2046752514","https://openalex.org/W2059916607","https://openalex.org/W2068438332","https://openalex.org/W2075639275","https://openalex.org/W2088922983","https://openalex.org/W2093548531","https://openalex.org/W2098433451","https://openalex.org/W2100195923","https://openalex.org/W2104175762","https://openalex.org/W2112023208","https://openalex.org/W2125326971","https://openalex.org/W2133469585","https://openalex.org/W2135870748","https://openalex.org/W2141004455","https://openalex.org/W2149967206","https://openalex.org/W2156109180","https://openalex.org/W2162739331","https://openalex.org/W2307077199","https://openalex.org/W2346207770","https://openalex.org/W2411511572","https://openalex.org/W2411718700","https://openalex.org/W2483582767","https://openalex.org/W2504848079","https://openalex.org/W2902183860","https://openalex.org/W3011865677","https://openalex.org/W3041754228","https://openalex.org/W3125376893","https://openalex.org/W4235678817","https://openalex.org/W4238559129","https://openalex.org/W6780706028"],"related_works":["https://openalex.org/W3021563500","https://openalex.org/W2270662536","https://openalex.org/W2008441192","https://openalex.org/W979638317","https://openalex.org/W2802946145","https://openalex.org/W2897081799","https://openalex.org/W2359090414","https://openalex.org/W1485560217","https://openalex.org/W4387406201","https://openalex.org/W4235306763"],"abstract_inverted_index":{"Purpose":[0],"\u2013":[1,28,57,106,140],"The":[2,107],"purpose":[3],"of":[4,77,119,127,145,159,169,198],"this":[5,175],"paper":[6,176],"is":[7],"to":[8,51,93,130],"examine":[9],"and":[10,41,67,87,101,112,122,196],"quantify":[11],"how":[12,180],"various":[13],"uncertainties":[14],"result":[15],"in":[16,154,172],"different":[17],"perceived":[18,36,42,61,64,68,78,81,84,88,99,120,146,160,170,199],"risk":[19,37,90,121,133,147,161,171],"dimensions":[20],"that":[21],"hinder":[22],"mobile":[23],"payment":[24],"(m-payment)":[25],"acceptance.":[26],"Design/methodology/approach":[27],"An":[29],"uncertainty-risk-value":[30],"framework":[31],"was":[32,49],"proposed":[33],"based":[34],"on":[35,98],"theory,":[38,40],"prospect":[39],"value":[43,100],"theory.":[44],"Structural":[45],"equation":[46],"modeling":[47],"method":[48],"used":[50],"test":[52],"the":[53,74,117,125,132,142,157,167,191,194],"research":[54],"model.":[55],"Findings":[56],"Perceived":[58],"information":[59],"asymmetry,":[60],"technology":[62],"uncertainty,":[63,66],"regulatory":[65],"service":[69],"intangibility":[70],"are":[71],"confirmed":[72,153],"as":[73],"main":[75],"determinants":[76,168],"risk,":[79,83,86],"while":[80],"performance":[82],"financial":[85],"privacy":[89],"were":[91,162],"found":[92],"have":[94,136,151],"strong":[95],"negative":[96],"effects":[97,144],"acceptance":[102,150],"intention.":[103],"Practical":[104],"implications":[105],"findings":[108],"may":[109],"help":[110,123],"businesses":[111],"policy":[113],"makers":[114],"better":[115],"understand":[116],"sources":[118,158],"support":[124],"development":[126],"appropriate":[128],"strategies":[129],"mitigate":[131],"concerns":[134],"consumers":[135,181],"regarding":[137,148],"m-payment.":[138],"Originality/value":[139],"Although":[141],"hindering":[143],"m-payment":[149,173],"been":[152],"previous":[155],"studies,":[156],"rarely":[163],"investigated.":[164],"By":[165],"examining":[166],"acceptance,":[174],"offers":[177],"insights":[178],"into":[179],"perceive":[182],"risks":[183],"when":[184],"adopting":[185],"new":[186],"innovations.":[187],"Additionally,":[188],"it":[189],"bridges":[190],"gap":[192],"between":[193],"antecedents":[195],"consequences":[197],"risk.":[200]},"counts_by_year":[{"year":2026,"cited_by_count":7},{"year":2025,"cited_by_count":25},{"year":2024,"cited_by_count":60},{"year":2023,"cited_by_count":52},{"year":2022,"cited_by_count":50},{"year":2021,"cited_by_count":66},{"year":2020,"cited_by_count":35},{"year":2019,"cited_by_count":40},{"year":2018,"cited_by_count":21},{"year":2017,"cited_by_count":17},{"year":2016,"cited_by_count":12},{"year":2015,"cited_by_count":2}],"updated_date":"2026-05-21T06:26:12.895304","created_date":"2025-10-10T00:00:00"}
