{"id":"https://openalex.org/W4234213314","doi":"https://doi.org/10.1080/18756891.2010.9727742","title":"A Modified Support Vector Machine model for Credit Scoring","display_name":"A Modified Support Vector Machine model for Credit Scoring","publication_year":2010,"publication_date":"2010-12-01","ids":{"openalex":"https://openalex.org/W4234213314","doi":"https://doi.org/10.1080/18756891.2010.9727742"},"language":"en","primary_location":{"id":"doi:10.1080/18756891.2010.9727742","is_oa":true,"landing_page_url":"https://doi.org/10.1080/18756891.2010.9727742","pdf_url":null,"source":{"id":"https://openalex.org/S190680769","display_name":"International Journal of Computational Intelligence Systems","issn_l":"1875-6883","issn":["1875-6883","1875-6891"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319965","host_organization_name":"Springer Nature","host_organization_lineage":["https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Computational Intelligence Systems","raw_type":"journal-article"},"type":"article","indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://doi.org/10.1080/18756891.2010.9727742","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5100707683","display_name":"Xiaoyong Liu","orcid":"https://orcid.org/0000-0002-0795-841X"},"institutions":[{"id":"https://openalex.org/I4210148850","display_name":"National Science Library","ror":"https://ror.org/04ndjyr10","country_code":"CN","type":"archive","lineage":["https://openalex.org/I19820366","https://openalex.org/I4210148850"]},{"id":"https://openalex.org/I4210122543","display_name":"Guangdong Polytechnic Normal University","ror":"https://ror.org/02pcb5m77","country_code":"CN","type":"education","lineage":["https://openalex.org/I4210122543"]},{"id":"https://openalex.org/I4210165038","display_name":"University of Chinese Academy of Sciences","ror":"https://ror.org/05qbk4x57","country_code":"CN","type":"education","lineage":["https://openalex.org/I19820366","https://openalex.org/I4210165038"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Xiaoyong Liu","raw_affiliation_strings":["Department of Computer Science , Guangdong Polytechnic Normal University , Guangzhou , Guangdong , 510665 , China ; National Science Library , Chinese Academy of Sciences , Beijing , 100190 , China ; Graduate University of Chinese Academy of Sciences , Beijing , 100049 , China E-mail: liugucas@gmail.com","National Science Library , Chinese Academy of Sciences , Beijing , 100190 , China","Department of Computer Science , Guangdong Polytechnic Normal University , Guangzhou , Guangdong , 510665 , China"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science , Guangdong Polytechnic Normal University , Guangzhou , Guangdong , 510665 , China ; National Science Library , Chinese Academy of Sciences , Beijing , 100190 , China ; Graduate University of Chinese Academy of Sciences , Beijing , 100049 , China E-mail: liugucas@gmail.com","institution_ids":["https://openalex.org/I4210165038","https://openalex.org/I4210148850"]},{"raw_affiliation_string":"National Science Library , Chinese Academy of Sciences , Beijing , 100190 , China","institution_ids":["https://openalex.org/I4210148850"]},{"raw_affiliation_string":"Department of Computer Science , Guangdong Polytechnic Normal University , Guangzhou , Guangdong , 510665 , China","institution_ids":["https://openalex.org/I4210122543"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5101822373","display_name":"Fu Hui","orcid":"https://orcid.org/0000-0003-2519-0712"},"institutions":[{"id":"https://openalex.org/I4210122543","display_name":"Guangdong Polytechnic Normal University","ror":"https://ror.org/02pcb5m77","country_code":"CN","type":"education","lineage":["https://openalex.org/I4210122543"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Hui Fu","raw_affiliation_strings":["Department of Computer Science , Guangdong Polytechnic Normal University , Guangzhou , Guangdong , 510665 , China E-mail: lindafh819@126.com"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science , Guangdong Polytechnic Normal University , Guangzhou , Guangdong , 510665 , China E-mail: lindafh819@126.com","institution_ids":["https://openalex.org/I4210122543"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5103277369","display_name":"Weiwei Lin","orcid":"https://orcid.org/0000-0003-1818-6520"},"institutions":[{"id":"https://openalex.org/I90610280","display_name":"South China University of Technology","ror":"https://ror.org/0530pts50","country_code":"CN","type":"education","lineage":["https://openalex.org/I90610280"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Weiwei Lin","raw_affiliation_strings":["School of Computer Science and Engineering , South China University of Technology , Guangzhou , Guangdong , 510640 , China"],"affiliations":[{"raw_affiliation_string":"School of Computer Science and Engineering , South China University of Technology , Guangzhou , Guangdong , 510640 , China","institution_ids":["https://openalex.org/I90610280"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5100707683"],"corresponding_institution_ids":["https://openalex.org/I4210122543","https://openalex.org/I4210148850","https://openalex.org/I4210165038"],"apc_list":{"value":1390,"currency":"GBP","value_usd":1704},"apc_paid":{"value":1390,"currency":"GBP","value_usd":1704},"fwci":0.0,"has_fulltext":false,"cited_by_count":9,"citation_normalized_percentile":{"value":0.66921974,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":"3","issue":"6","first_page":"797","last_page":"804"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9998000264167786,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9998000264167786,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.9592999815940857,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.9557999968528748,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/support-vector-machine","display_name":"Support vector machine","score":0.9325301647186279},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.6894781589508057},{"id":"https://openalex.org/keywords/ranking-svm","display_name":"Ranking SVM","score":0.6879914402961731},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.6701201796531677},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.6480599045753479},{"id":"https://openalex.org/keywords/genetic-algorithm","display_name":"Genetic algorithm","score":0.5410887002944946},{"id":"https://openalex.org/keywords/structured-support-vector-machine","display_name":"Structured support vector machine","score":0.5182161927223206},{"id":"https://openalex.org/keywords/relevance-vector-machine","display_name":"Relevance vector machine","score":0.4180907607078552},{"id":"https://openalex.org/keywords/pattern-recognition","display_name":"Pattern recognition (psychology)","score":0.4087895154953003},{"id":"https://openalex.org/keywords/data-mining","display_name":"Data mining","score":0.38109809160232544}],"concepts":[{"id":"https://openalex.org/C12267149","wikidata":"https://www.wikidata.org/wiki/Q282453","display_name":"Support vector machine","level":2,"score":0.9325301647186279},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.6894781589508057},{"id":"https://openalex.org/C124975894","wikidata":"https://www.wikidata.org/wiki/Q7293290","display_name":"Ranking SVM","level":3,"score":0.6879914402961731},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.6701201796531677},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.6480599045753479},{"id":"https://openalex.org/C8880873","wikidata":"https://www.wikidata.org/wiki/Q187787","display_name":"Genetic algorithm","level":2,"score":0.5410887002944946},{"id":"https://openalex.org/C125168437","wikidata":"https://www.wikidata.org/wiki/Q7625184","display_name":"Structured support vector machine","level":3,"score":0.5182161927223206},{"id":"https://openalex.org/C14948415","wikidata":"https://www.wikidata.org/wiki/Q7310972","display_name":"Relevance vector machine","level":3,"score":0.4180907607078552},{"id":"https://openalex.org/C153180895","wikidata":"https://www.wikidata.org/wiki/Q7148389","display_name":"Pattern recognition (psychology)","level":2,"score":0.4087895154953003},{"id":"https://openalex.org/C124101348","wikidata":"https://www.wikidata.org/wiki/Q172491","display_name":"Data mining","level":1,"score":0.38109809160232544}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1080/18756891.2010.9727742","is_oa":true,"landing_page_url":"https://doi.org/10.1080/18756891.2010.9727742","pdf_url":null,"source":{"id":"https://openalex.org/S190680769","display_name":"International Journal of Computational Intelligence Systems","issn_l":"1875-6883","issn":["1875-6883","1875-6891"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319965","host_organization_name":"Springer Nature","host_organization_lineage":["https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Computational Intelligence Systems","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.1080/18756891.2010.9727742","is_oa":true,"landing_page_url":"https://doi.org/10.1080/18756891.2010.9727742","pdf_url":null,"source":{"id":"https://openalex.org/S190680769","display_name":"International Journal of Computational Intelligence Systems","issn_l":"1875-6883","issn":["1875-6883","1875-6891"],"is_oa":true,"is_in_doaj":true,"is_core":true,"host_organization":"https://openalex.org/P4310319965","host_organization_name":"Springer Nature","host_organization_lineage":["https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Computational Intelligence Systems","raw_type":"journal-article"},"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":22,"referenced_works":["https://openalex.org/W1490705107","https://openalex.org/W1507613799","https://openalex.org/W1510250426","https://openalex.org/W1970092360","https://openalex.org/W1977627101","https://openalex.org/W1993922907","https://openalex.org/W2032784723","https://openalex.org/W2047901567","https://openalex.org/W2050523672","https://openalex.org/W2058417559","https://openalex.org/W2063960053","https://openalex.org/W2085831731","https://openalex.org/W2095809779","https://openalex.org/W2097752063","https://openalex.org/W2118736041","https://openalex.org/W2135411679","https://openalex.org/W2141311859","https://openalex.org/W2157184049","https://openalex.org/W2489975568","https://openalex.org/W3123427206","https://openalex.org/W4235802807","https://openalex.org/W4252283712"],"related_works":["https://openalex.org/W2565312173","https://openalex.org/W2186666570","https://openalex.org/W2104936869","https://openalex.org/W2122277321","https://openalex.org/W2206547991","https://openalex.org/W2143867687","https://openalex.org/W1948992892","https://openalex.org/W2384390720","https://openalex.org/W4253128984","https://openalex.org/W2394447189"],"abstract_inverted_index":{"This":[0],"paper":[1],"presents":[2],"a":[3],"novel":[4],"quantitative":[5],"credit":[6,26,54],"scoring":[7,55],"model":[8],"based":[9],"on":[10],"support":[11],"vector":[12],"machine":[13],"(SVM)":[14],"with":[15],"adaptive":[16],"genetic":[17],"algorithm,":[18],"gr-GA-SVM.":[19],"In":[20],"this":[21],"study,":[22],"two":[23,57],"real":[24],"world":[25],"datasets":[27],"in":[28,56],"the":[29,40,51],"University":[30],"of":[31,53],"California":[32],"Irvine":[33],"Machine":[34],"Learning":[35],"Repository":[36],"are":[37,47],"selected":[38],"for":[39],"numerical":[41],"experiments.":[42],"SVM,":[43],"GA-SVM":[44],"and":[45,67,71],"gr-GA-SVM,":[46],"employed":[48],"to":[49],"predict":[50],"accuracy":[52],"datasets.":[58],"Numerical":[59],"results":[60],"indicate":[61],"that":[62],"gr-GA-SVM":[63],"is":[64],"more":[65],"accurate":[66],"efficient":[68],"than":[69],"SVM":[70],"GA-SVM.":[72]},"counts_by_year":[{"year":2020,"cited_by_count":2},{"year":2017,"cited_by_count":2},{"year":2016,"cited_by_count":3},{"year":2015,"cited_by_count":1},{"year":2014,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}