{"id":"https://openalex.org/W4308842379","doi":"https://doi.org/10.1080/09537325.2022.2145185","title":"Does the fintech create value? A textual analysis of commercial banks in China","display_name":"Does the fintech create value? A textual analysis of commercial banks in China","publication_year":2022,"publication_date":"2022-11-11","ids":{"openalex":"https://openalex.org/W4308842379","doi":"https://doi.org/10.1080/09537325.2022.2145185"},"language":"en","primary_location":{"id":"doi:10.1080/09537325.2022.2145185","is_oa":false,"landing_page_url":"https://doi.org/10.1080/09537325.2022.2145185","pdf_url":null,"source":{"id":"https://openalex.org/S130699561","display_name":"Technology Analysis and Strategic Management","issn_l":"0953-7325","issn":["0953-7325","1465-3990"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547"],"host_organization_lineage_names":["Taylor & Francis"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Technology Analysis & Strategic Management","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5022511304","display_name":"Qian Li","orcid":"https://orcid.org/0000-0002-6924-2396"},"institutions":[{"id":"https://openalex.org/I11406153","display_name":"Shanghai International Studies University","ror":"https://ror.org/01bn89z48","country_code":"CN","type":"education","lineage":["https://openalex.org/I11406153"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Qian Li","raw_affiliation_strings":["Shanghai International Studies University","School of Business and Management, Shanghai International Studies University, Shanghai, People's Republic of China"],"affiliations":[{"raw_affiliation_string":"Shanghai International Studies University","institution_ids":["https://openalex.org/I11406153"]},{"raw_affiliation_string":"School of Business and Management, Shanghai International Studies University, Shanghai, People's Republic of China","institution_ids":["https://openalex.org/I11406153"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5030951210","display_name":"Zhu Rongcheng","orcid":null},"institutions":[{"id":"https://openalex.org/I11406153","display_name":"Shanghai International Studies University","ror":"https://ror.org/01bn89z48","country_code":"CN","type":"education","lineage":["https://openalex.org/I11406153"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Rongcheng Zhu","raw_affiliation_strings":["Shanghai International Studies University","School of Business and Management, Shanghai International Studies University, Shanghai, People's Republic of China"],"affiliations":[{"raw_affiliation_string":"Shanghai International Studies University","institution_ids":["https://openalex.org/I11406153"]},{"raw_affiliation_string":"School of Business and Management, Shanghai International Studies University, Shanghai, People's Republic of China","institution_ids":["https://openalex.org/I11406153"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5008647675","display_name":"Wenjun Qin","orcid":"https://orcid.org/0000-0002-8394-9240"},"institutions":[{"id":"https://openalex.org/I11406153","display_name":"Shanghai International Studies University","ror":"https://ror.org/01bn89z48","country_code":"CN","type":"education","lineage":["https://openalex.org/I11406153"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Wenjun Qin","raw_affiliation_strings":["Shanghai International Studies University","School of Business and Management, Shanghai International Studies University, Shanghai, People's Republic of China"],"affiliations":[{"raw_affiliation_string":"Shanghai International Studies University","institution_ids":["https://openalex.org/I11406153"]},{"raw_affiliation_string":"School of Business and Management, Shanghai International Studies University, Shanghai, People's Republic of China","institution_ids":["https://openalex.org/I11406153"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5030951210"],"corresponding_institution_ids":["https://openalex.org/I11406153"],"apc_list":null,"apc_paid":null,"fwci":2.6797,"has_fulltext":false,"cited_by_count":15,"citation_normalized_percentile":{"value":0.90896231,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":96,"max":99},"biblio":{"volume":"36","issue":"10","first_page":"2398","last_page":"2413"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9973999857902527,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9933000206947327,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.6772897243499756},{"id":"https://openalex.org/keywords/china","display_name":"China","score":0.6535625457763672},{"id":"https://openalex.org/keywords/commercial-bank","display_name":"Commercial bank","score":0.582558274269104},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.580388069152832},{"id":"https://openalex.org/keywords/context","display_name":"Context (archaeology)","score":0.5769058465957642},{"id":"https://openalex.org/keywords/earnings","display_name":"Earnings","score":0.5582427978515625},{"id":"https://openalex.org/keywords/sample","display_name":"Sample (material)","score":0.5520463585853577},{"id":"https://openalex.org/keywords/value","display_name":"Value (mathematics)","score":0.4809700548648834},{"id":"https://openalex.org/keywords/accounting","display_name":"Accounting","score":0.28822189569473267},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.2289579212665558},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.06590229272842407}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6772897243499756},{"id":"https://openalex.org/C191935318","wikidata":"https://www.wikidata.org/wiki/Q148","display_name":"China","level":2,"score":0.6535625457763672},{"id":"https://openalex.org/C2983734796","wikidata":"https://www.wikidata.org/wiki/Q848507","display_name":"Commercial bank","level":2,"score":0.582558274269104},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.580388069152832},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.5769058465957642},{"id":"https://openalex.org/C2781426361","wikidata":"https://www.wikidata.org/wiki/Q5326940","display_name":"Earnings","level":2,"score":0.5582427978515625},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.5520463585853577},{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.4809700548648834},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.28822189569473267},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2289579212665558},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.06590229272842407},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0},{"id":"https://openalex.org/C43617362","wikidata":"https://www.wikidata.org/wiki/Q170050","display_name":"Chromatography","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1080/09537325.2022.2145185","is_oa":false,"landing_page_url":"https://doi.org/10.1080/09537325.2022.2145185","pdf_url":null,"source":{"id":"https://openalex.org/S130699561","display_name":"Technology Analysis and Strategic Management","issn_l":"0953-7325","issn":["0953-7325","1465-3990"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547"],"host_organization_lineage_names":["Taylor & Francis"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Technology Analysis & Strategic Management","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.4099999964237213,"display_name":"Industry, innovation and infrastructure","id":"https://metadata.un.org/sdg/9"}],"awards":[{"id":"https://openalex.org/G3188648316","display_name":null,"funder_award_id":"20YJA630033","funder_id":"https://openalex.org/F4320323970","funder_display_name":"Ministry of Industry and Information Technology of the People's Republic of China"}],"funders":[{"id":"https://openalex.org/F4320323970","display_name":"Ministry of Industry and Information Technology of the People's Republic of China","ror":"https://ror.org/0385nmy68"}],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":47,"referenced_works":["https://openalex.org/W1921597804","https://openalex.org/W1992751099","https://openalex.org/W2014897489","https://openalex.org/W2025766056","https://openalex.org/W2085164066","https://openalex.org/W2131077880","https://openalex.org/W2153784191","https://openalex.org/W2163723928","https://openalex.org/W2294838456","https://openalex.org/W2474490143","https://openalex.org/W2510206615","https://openalex.org/W2516139941","https://openalex.org/W2548853445","https://openalex.org/W2560122591","https://openalex.org/W2563787429","https://openalex.org/W2590404804","https://openalex.org/W2762041969","https://openalex.org/W2765426316","https://openalex.org/W2770354428","https://openalex.org/W2794311872","https://openalex.org/W2799331516","https://openalex.org/W2800988862","https://openalex.org/W2904414371","https://openalex.org/W2927188804","https://openalex.org/W2943908192","https://openalex.org/W3021500824","https://openalex.org/W3045750848","https://openalex.org/W3083197441","https://openalex.org/W3091479663","https://openalex.org/W3121210451","https://openalex.org/W3121533802","https://openalex.org/W3122586700","https://openalex.org/W3122610594","https://openalex.org/W3123123374","https://openalex.org/W3123662086","https://openalex.org/W3124530793","https://openalex.org/W3124532889","https://openalex.org/W3124630555","https://openalex.org/W3124724521","https://openalex.org/W3125952890","https://openalex.org/W3126139109","https://openalex.org/W3126880121","https://openalex.org/W3157259090","https://openalex.org/W3181811998","https://openalex.org/W3199817445","https://openalex.org/W3211427364","https://openalex.org/W3213021284"],"related_works":["https://openalex.org/W3143912227","https://openalex.org/W2201179150","https://openalex.org/W2164470400","https://openalex.org/W2036542809","https://openalex.org/W2006643822","https://openalex.org/W2000589556","https://openalex.org/W1967488928","https://openalex.org/W2020842431","https://openalex.org/W1976755603","https://openalex.org/W3181216004"],"abstract_inverted_index":{"The":[0,50],"rapid":[1],"development":[2],"of":[3,26,39,44,56,88,95],"fintech":[4,40,57],"has":[5,67],"significantly":[6],"impacted":[7],"the":[8,37,42,54,85,92,110],"traditional":[9],"financial":[10],"market":[11],"and":[12,74,91],"brought":[13],"technological":[14],"opportunities":[15],"for":[16],"commercial":[17,29,45,59,79,99],"banks.":[18,114],"In":[19,82],"this":[20,33],"context,":[21],"based":[22],"on":[23,41,58,72,98,105],"a":[24,68],"sample":[25],"36":[27],"Chinese":[28],"banks":[30,46,107],"from":[31],"2003-2019,":[32],"paper":[34],"empirically":[35],"investigates":[36],"impact":[38,71],"performance":[43,61,101],"through":[47],"textual":[48],"analysis.":[49],"results":[51],"show":[52],"that":[53],"effects":[55],"banks\u2019":[60,80],"are":[62,102],"mixed,":[63],"where":[64],"technology":[65,89],"basis":[66,90],"significant":[69],"negative":[70,86],"performance,":[73],"electronic":[75,96],"payment":[76,97],"can":[77],"enhance":[78],"earnings.":[81],"addition,":[83],"both":[84],"effect":[87,94],"positive":[93],"bank":[100],"more":[103],"substantial":[104],"non-state":[106],"and,":[108],"at":[109],"same":[111],"time,":[112],"national":[113]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":5},{"year":2024,"cited_by_count":5},{"year":2023,"cited_by_count":3}],"updated_date":"2026-04-04T08:04:53.788161","created_date":"2025-10-10T00:00:00"}