{"id":"https://openalex.org/W3010590011","doi":"https://doi.org/10.1080/02681102.2020.1734770","title":"Financial inclusion, information and communication technology diffusion, and economic growth: a panel data analysis","display_name":"Financial inclusion, information and communication technology diffusion, and economic growth: a panel data analysis","publication_year":2020,"publication_date":"2020-03-08","ids":{"openalex":"https://openalex.org/W3010590011","doi":"https://doi.org/10.1080/02681102.2020.1734770","mag":"3010590011"},"language":"en","primary_location":{"id":"doi:10.1080/02681102.2020.1734770","is_oa":false,"landing_page_url":"https://doi.org/10.1080/02681102.2020.1734770","pdf_url":null,"source":{"id":"https://openalex.org/S119528808","display_name":"Information Technology for Development","issn_l":"0268-1102","issn":["0268-1102","1554-0170"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547"],"host_organization_lineage_names":["Taylor & Francis"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Information Technology for Development","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5083097641","display_name":"Amrita Chatterjee","orcid":null},"institutions":[{"id":"https://openalex.org/I224417259","display_name":"Madras Institute of Development Studies","ror":"https://ror.org/04kvfjw03","country_code":"IN","type":"facility","lineage":["https://openalex.org/I224417259","https://openalex.org/I2801047287"]}],"countries":["IN"],"is_corresponding":true,"raw_author_name":"Amrita Chatterjee","raw_affiliation_strings":["Madras School of Economics, Chennai, India"],"affiliations":[{"raw_affiliation_string":"Madras School of Economics, Chennai, India","institution_ids":["https://openalex.org/I224417259"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5083097641"],"corresponding_institution_ids":["https://openalex.org/I224417259"],"apc_list":null,"apc_paid":null,"fwci":34.5295,"has_fulltext":false,"cited_by_count":214,"citation_normalized_percentile":{"value":0.99582074,"is_in_top_1_percent":true,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":99,"max":100},"biblio":{"volume":"26","issue":"3","first_page":"607","last_page":"635"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9980999827384949,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9980999827384949,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13867","display_name":"Economic Growth and Development","score":0.996999979019165,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9940000176429749,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/information-and-communications-technology","display_name":"Information and Communications Technology","score":0.8508997559547424},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"Financial inclusion","score":0.8168894648551941},{"id":"https://openalex.org/keywords/panel-data","display_name":"Panel data","score":0.6721333265304565},{"id":"https://openalex.org/keywords/mobile-phone","display_name":"Mobile phone","score":0.6673780679702759},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5548935532569885},{"id":"https://openalex.org/keywords/investment","display_name":"Investment (military)","score":0.4746580421924591},{"id":"https://openalex.org/keywords/the-internet","display_name":"The Internet","score":0.4683513045310974},{"id":"https://openalex.org/keywords/per-capita","display_name":"Per capita","score":0.4621056020259857},{"id":"https://openalex.org/keywords/developing-country","display_name":"Developing country","score":0.4574112594127655},{"id":"https://openalex.org/keywords/mobile-banking","display_name":"Mobile banking","score":0.45333489775657654},{"id":"https://openalex.org/keywords/information-technology","display_name":"Information technology","score":0.4480679929256439},{"id":"https://openalex.org/keywords/financial-sector-development","display_name":"Financial sector development","score":0.4329959750175476},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.3393074870109558},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.33766108751296997},{"id":"https://openalex.org/keywords/economic-growth","display_name":"Economic growth","score":0.3071138262748718},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.29280734062194824},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.2759525179862976},{"id":"https://openalex.org/keywords/telecommunications","display_name":"Telecommunications","score":0.20468011498451233},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.09525537490844727},{"id":"https://openalex.org/keywords/political-science","display_name":"Political science","score":0.07944491505622864}],"concepts":[{"id":"https://openalex.org/C67363961","wikidata":"https://www.wikidata.org/wiki/Q5268834","display_name":"Information and Communications Technology","level":2,"score":0.8508997559547424},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.8168894648551941},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.6721333265304565},{"id":"https://openalex.org/C2777421447","wikidata":"https://www.wikidata.org/wiki/Q17517","display_name":"Mobile phone","level":2,"score":0.6673780679702759},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5548935532569885},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.4746580421924591},{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.4683513045310974},{"id":"https://openalex.org/C127598652","wikidata":"https://www.wikidata.org/wiki/Q558635","display_name":"Per capita","level":3,"score":0.4621056020259857},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.4574112594127655},{"id":"https://openalex.org/C2775930393","wikidata":"https://www.wikidata.org/wiki/Q1941439","display_name":"Mobile banking","level":2,"score":0.45333489775657654},{"id":"https://openalex.org/C121017731","wikidata":"https://www.wikidata.org/wiki/Q11661","display_name":"Information technology","level":2,"score":0.4480679929256439},{"id":"https://openalex.org/C2777747085","wikidata":"https://www.wikidata.org/wiki/Q5449743","display_name":"Financial sector development","level":3,"score":0.4329959750175476},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.3393074870109558},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.33766108751296997},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.3071138262748718},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.29280734062194824},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.2759525179862976},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.20468011498451233},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.09525537490844727},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.07944491505622864},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.0},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.0},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.0},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1080/02681102.2020.1734770","is_oa":false,"landing_page_url":"https://doi.org/10.1080/02681102.2020.1734770","pdf_url":null,"source":{"id":"https://openalex.org/S119528808","display_name":"Information Technology for Development","issn_l":"0268-1102","issn":["0268-1102","1554-0170"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547"],"host_organization_lineage_names":["Taylor & Francis"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Information Technology for Development","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:mad:wpaper:2016-165","is_oa":false,"landing_page_url":null,"pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},{"id":"pmh:oai:RePEc:taf:titdxx:v:26:y:2020:i:3:p:607-635","is_oa":false,"landing_page_url":"http://hdl.handle.net/10.1080/02681102.2020.1734770","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10","score":0.8100000023841858}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":75,"referenced_works":["https://openalex.org/W217315315","https://openalex.org/W1499075204","https://openalex.org/W1510557571","https://openalex.org/W1520082828","https://openalex.org/W1608780069","https://openalex.org/W1937315645","https://openalex.org/W1939869607","https://openalex.org/W1972733814","https://openalex.org/W1981730473","https://openalex.org/W1989360557","https://openalex.org/W1993646729","https://openalex.org/W1994494838","https://openalex.org/W1998962666","https://openalex.org/W2013468500","https://openalex.org/W2017133709","https://openalex.org/W2025610165","https://openalex.org/W2029000168","https://openalex.org/W2032874557","https://openalex.org/W2035554302","https://openalex.org/W2041956565","https://openalex.org/W2046433150","https://openalex.org/W2049033021","https://openalex.org/W2055740402","https://openalex.org/W2079495529","https://openalex.org/W2084978231","https://openalex.org/W2092532477","https://openalex.org/W2094865495","https://openalex.org/W2117513178","https://openalex.org/W2118769226","https://openalex.org/W2147055566","https://openalex.org/W2148728397","https://openalex.org/W2149639062","https://openalex.org/W2163723928","https://openalex.org/W2213574772","https://openalex.org/W2272329812","https://openalex.org/W2290273321","https://openalex.org/W2312886206","https://openalex.org/W2333315013","https://openalex.org/W2338843776","https://openalex.org/W2422287487","https://openalex.org/W2559928430","https://openalex.org/W2576790948","https://openalex.org/W2739241839","https://openalex.org/W2769082643","https://openalex.org/W2789152355","https://openalex.org/W2789573015","https://openalex.org/W2790534466","https://openalex.org/W2799331516","https://openalex.org/W2898960719","https://openalex.org/W2899564791","https://openalex.org/W2922354709","https://openalex.org/W2953395350","https://openalex.org/W2988039629","https://openalex.org/W3118149923","https://openalex.org/W3121403162","https://openalex.org/W3121563930","https://openalex.org/W3122207450","https://openalex.org/W3123136227","https://openalex.org/W3123507369","https://openalex.org/W3123689642","https://openalex.org/W3123900131","https://openalex.org/W3124803532","https://openalex.org/W3125230023","https://openalex.org/W3125850625","https://openalex.org/W3126027997","https://openalex.org/W3216295110","https://openalex.org/W4206563412","https://openalex.org/W4213301644","https://openalex.org/W4236699049","https://openalex.org/W4245529971","https://openalex.org/W4249916620","https://openalex.org/W4250442524","https://openalex.org/W4289884898","https://openalex.org/W6630433287","https://openalex.org/W6789446861"],"related_works":["https://openalex.org/W4387851143","https://openalex.org/W3199792148","https://openalex.org/W2939177099","https://openalex.org/W1563247457","https://openalex.org/W3119400099","https://openalex.org/W2042409538","https://openalex.org/W4384344948","https://openalex.org/W4206246927","https://openalex.org/W3093963749","https://openalex.org/W2921639301"],"abstract_inverted_index":{"Earlier":[0],"studies":[1],"accept":[2],"that":[3,42,95,138],"both":[4,96],"Financial":[5,51],"Inclusion":[6,52],"(FI)":[7],"and":[8,10,27,99,104,125],"Information":[9],"Communication":[11],"Technology":[12],"(ICT)":[13],"individually":[14,98],"play":[15],"positive":[16],"role":[17,70,117],"in":[18,34,79,86,113,121,141,149],"economic":[19],"growth.":[20,111],"Moreover,":[21],"ICT":[22,43,77,119,148],"applications":[23],"like":[24],"mobile":[25,103],"phone":[26],"internet":[28,105],"penetration":[29],"are":[30],"being":[31],"increasingly":[32],"utilized":[33],"banking":[35,151],"sector.":[36],"The":[37,63,92],"present":[38],"study":[39],"has":[40],"shown":[41],"development":[44],"can":[45,106],"be":[46],"an":[47],"important":[48],"determinant":[49],"of":[50,60,71,83,118,147],"by":[53,67,74],"using":[54],"a":[55,75,87],"fixed-effect":[56],"panel":[57],"data":[58],"model":[59],"41":[61],"countries.":[62],"paper":[64],"further":[65],"contributes":[66],"highlighting":[68],"the":[69,81,84,108,116,133,145],"FI,":[72],"powered":[73],"better":[76],"penetration,":[78],"fostering":[80,122],"growth":[82,127],"countries":[85],"Dynamic":[88],"Panel":[89],"Data":[90],"Model.":[91],"results":[93],"suggest":[94],"FI":[97],"once":[100],"coupled":[101],"with":[102],"improve":[107],"per":[109],"capita":[110],"However,":[112],"developing":[114],"countries,":[115],"indicators":[120],"financial":[123],"inclusion":[124],"therefore":[126],"is":[128,153],"not":[129],"very":[130],"promising.":[131],"From":[132],"policy":[134],"perspective,":[135],"it":[136],"suggests":[137],"more":[139],"investment":[140],"educating":[142],"people":[143],"about":[144],"usage":[146],"formal":[150],"sector":[152],"required.":[154]},"counts_by_year":[{"year":2026,"cited_by_count":11},{"year":2025,"cited_by_count":34},{"year":2024,"cited_by_count":56},{"year":2023,"cited_by_count":53},{"year":2022,"cited_by_count":37},{"year":2021,"cited_by_count":15},{"year":2020,"cited_by_count":8}],"updated_date":"2026-04-21T06:05:55.347736","created_date":"2025-10-10T00:00:00"}