{"id":"https://openalex.org/W2085831731","doi":"https://doi.org/10.1016/s0167-9236(03)00086-1","title":"Credit rating analysis with support vector machines and neural networks: a market comparative study","display_name":"Credit rating analysis with support vector machines and neural networks: a market comparative study","publication_year":2003,"publication_date":"2003-07-16","ids":{"openalex":"https://openalex.org/W2085831731","doi":"https://doi.org/10.1016/s0167-9236(03)00086-1","mag":"2085831731"},"language":"en","primary_location":{"id":"doi:10.1016/s0167-9236(03)00086-1","is_oa":false,"landing_page_url":"https://doi.org/10.1016/s0167-9236(03)00086-1","pdf_url":null,"source":{"id":"https://openalex.org/S11479521","display_name":"Decision Support Systems","issn_l":"0167-9236","issn":["0167-9236","1873-5797"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Decision Support Systems","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5074803873","display_name":"Zan Huang","orcid":"https://orcid.org/0000-0001-5623-6950"},"institutions":[{"id":"https://openalex.org/I138006243","display_name":"University of Arizona","ror":"https://ror.org/03m2x1q45","country_code":"US","type":"education","lineage":["https://openalex.org/I138006243"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Zan Huang","raw_affiliation_strings":["Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ 85721, USA","Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ 85721, USA","institution_ids":["https://openalex.org/I138006243"]},{"raw_affiliation_string":"Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ","institution_ids":["https://openalex.org/I138006243"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5109924510","display_name":"Hsinchun Chen","orcid":null},"institutions":[{"id":"https://openalex.org/I138006243","display_name":"University of Arizona","ror":"https://ror.org/03m2x1q45","country_code":"US","type":"education","lineage":["https://openalex.org/I138006243"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Hsinchun Chen","raw_affiliation_strings":["Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ 85721, USA","Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ 85721, USA","institution_ids":["https://openalex.org/I138006243"]},{"raw_affiliation_string":"Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ","institution_ids":["https://openalex.org/I138006243"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5030513018","display_name":"Chia\u2010Jung Hsu","orcid":"https://orcid.org/0000-0001-9932-7713"},"institutions":[{"id":"https://openalex.org/I138006243","display_name":"University of Arizona","ror":"https://ror.org/03m2x1q45","country_code":"US","type":"education","lineage":["https://openalex.org/I138006243"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Chia-Jung Hsu","raw_affiliation_strings":["Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ 85721, USA","Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ 85721, USA","institution_ids":["https://openalex.org/I138006243"]},{"raw_affiliation_string":"Department of Management Information Systems, Eller College of Business and Public Administration, The University of Arizona, Rm. 430, McClelland Hall, 1130 E. Helen Street, Tucson, AZ","institution_ids":["https://openalex.org/I138006243"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5044767221","display_name":"Wun-Hwa Chen","orcid":null},"institutions":[{"id":"https://openalex.org/I16733864","display_name":"National Taiwan University","ror":"https://ror.org/05bqach95","country_code":"TW","type":"education","lineage":["https://openalex.org/I16733864"]}],"countries":["TW"],"is_corresponding":false,"raw_author_name":"Wun-Hwa Chen","raw_affiliation_strings":["Department of Business Administration, National Taiwan University, Taiwan","Department of Business Administration , National Taiwan University , Taiwan"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Business Administration, National Taiwan University, Taiwan","institution_ids":["https://openalex.org/I16733864"]},{"raw_affiliation_string":"Department of Business Administration , National Taiwan University , Taiwan","institution_ids":["https://openalex.org/I16733864"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5100815426","display_name":"Soushan Wu","orcid":null},"institutions":[{"id":"https://openalex.org/I173093425","display_name":"Chang Gung University","ror":"https://ror.org/00d80zx46","country_code":"TW","type":"education","lineage":["https://openalex.org/I173093425"]}],"countries":["TW"],"is_corresponding":false,"raw_author_name":"Soushan Wu","raw_affiliation_strings":["College of Management, Chang-Gung University, Taiwan","College of Management, Chang-Gung University, Taiwan#TAB#"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"College of Management, Chang-Gung University, Taiwan","institution_ids":["https://openalex.org/I173093425"]},{"raw_affiliation_string":"College of Management, Chang-Gung University, Taiwan#TAB#","institution_ids":["https://openalex.org/I173093425"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5074803873"],"corresponding_institution_ids":["https://openalex.org/I138006243"],"apc_list":{"value":3280,"currency":"USD","value_usd":3280},"apc_paid":null,"fwci":29.4949,"has_fulltext":false,"cited_by_count":1025,"citation_normalized_percentile":{"value":0.99408322,"is_in_top_1_percent":true,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":99,"max":100},"biblio":{"volume":"37","issue":"4","first_page":"543","last_page":"558"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9993000030517578,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9993000030517578,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.9848999977111816,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.9692000150680542,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/interpretability","display_name":"Interpretability","score":0.925420880317688},{"id":"https://openalex.org/keywords/support-vector-machine","display_name":"Support vector machine","score":0.8094547390937805},{"id":"https://openalex.org/keywords/artificial-neural-network","display_name":"Artificial neural network","score":0.749568521976471},{"id":"https://openalex.org/keywords/backpropagation","display_name":"Backpropagation","score":0.6866360306739807},{"id":"https://openalex.org/keywords/benchmark","display_name":"Benchmark (surveying)","score":0.6532859206199646},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.6025798916816711},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.6021443009376526},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.5926437973976135},{"id":"https://openalex.org/keywords/explanatory-power","display_name":"Explanatory power","score":0.46429428458213806},{"id":"https://openalex.org/keywords/econometrics","display_name":"Econometrics","score":0.3491971492767334},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.18997901678085327}],"concepts":[{"id":"https://openalex.org/C2781067378","wikidata":"https://www.wikidata.org/wiki/Q17027399","display_name":"Interpretability","level":2,"score":0.925420880317688},{"id":"https://openalex.org/C12267149","wikidata":"https://www.wikidata.org/wiki/Q282453","display_name":"Support vector machine","level":2,"score":0.8094547390937805},{"id":"https://openalex.org/C50644808","wikidata":"https://www.wikidata.org/wiki/Q192776","display_name":"Artificial neural network","level":2,"score":0.749568521976471},{"id":"https://openalex.org/C155032097","wikidata":"https://www.wikidata.org/wiki/Q798503","display_name":"Backpropagation","level":3,"score":0.6866360306739807},{"id":"https://openalex.org/C185798385","wikidata":"https://www.wikidata.org/wiki/Q1161707","display_name":"Benchmark (surveying)","level":2,"score":0.6532859206199646},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.6025798916816711},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.6021443009376526},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5926437973976135},{"id":"https://openalex.org/C2777402642","wikidata":"https://www.wikidata.org/wiki/Q2557224","display_name":"Explanatory power","level":2,"score":0.46429428458213806},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.3491971492767334},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.18997901678085327},{"id":"https://openalex.org/C13280743","wikidata":"https://www.wikidata.org/wiki/Q131089","display_name":"Geodesy","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1016/s0167-9236(03)00086-1","is_oa":false,"landing_page_url":"https://doi.org/10.1016/s0167-9236(03)00086-1","pdf_url":null,"source":{"id":"https://openalex.org/S11479521","display_name":"Decision Support Systems","issn_l":"0167-9236","issn":["0167-9236","1873-5797"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Decision Support Systems","raw_type":"journal-article"},{"id":"pmh:oai:CiteSeerX.psu:10.1.1.60.6520","is_oa":false,"landing_page_url":"http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.60.6520","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"http://www.personal.psu.edu/faculty/h/u/huz2/Zan/papers/credit.dss.pdf","raw_type":"text"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/9","score":0.4399999976158142,"display_name":"Industry, innovation and infrastructure"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":74,"referenced_works":["https://openalex.org/W46981156","https://openalex.org/W118535833","https://openalex.org/W1485231155","https://openalex.org/W1497131193","https://openalex.org/W1509294466","https://openalex.org/W1512098439","https://openalex.org/W1554663460","https://openalex.org/W1563088657","https://openalex.org/W1564518192","https://openalex.org/W1581560129","https://openalex.org/W1601740268","https://openalex.org/W1602492977","https://openalex.org/W1604938182","https://openalex.org/W1704669313","https://openalex.org/W1833005471","https://openalex.org/W1968267760","https://openalex.org/W1972443234","https://openalex.org/W1981276685","https://openalex.org/W1994102621","https://openalex.org/W1994157250","https://openalex.org/W1995599002","https://openalex.org/W1999183681","https://openalex.org/W1999750397","https://openalex.org/W2003864267","https://openalex.org/W2008056655","https://openalex.org/W2008724782","https://openalex.org/W2016031348","https://openalex.org/W2016207894","https://openalex.org/W2022891795","https://openalex.org/W2031360074","https://openalex.org/W2033486907","https://openalex.org/W2042664747","https://openalex.org/W2047649690","https://openalex.org/W2051333275","https://openalex.org/W2059296300","https://openalex.org/W2094329841","https://openalex.org/W2102794349","https://openalex.org/W2108995755","https://openalex.org/W2111440106","https://openalex.org/W2112649152","https://openalex.org/W2114281975","https://openalex.org/W2115568940","https://openalex.org/W2119821739","https://openalex.org/W2123504579","https://openalex.org/W2124351082","https://openalex.org/W2127435698","https://openalex.org/W2133031679","https://openalex.org/W2136592420","https://openalex.org/W2142334564","https://openalex.org/W2149684865","https://openalex.org/W2156909104","https://openalex.org/W2166473218","https://openalex.org/W2172000360","https://openalex.org/W2172296645","https://openalex.org/W2324188699","https://openalex.org/W2329680044","https://openalex.org/W2466512847","https://openalex.org/W2739091281","https://openalex.org/W3145013517","https://openalex.org/W3151666377","https://openalex.org/W3212604620","https://openalex.org/W3215084437","https://openalex.org/W4206686222","https://openalex.org/W4239510810","https://openalex.org/W4249166083","https://openalex.org/W4255416916","https://openalex.org/W6601899224","https://openalex.org/W6633839448","https://openalex.org/W6634339819","https://openalex.org/W6648967813","https://openalex.org/W6679041775","https://openalex.org/W6679990173","https://openalex.org/W6684116732","https://openalex.org/W6803816740"],"related_works":["https://openalex.org/W2905433371","https://openalex.org/W4390569940","https://openalex.org/W2888392564","https://openalex.org/W4361193272","https://openalex.org/W4310278675","https://openalex.org/W4388422664","https://openalex.org/W2806259446","https://openalex.org/W2963326959","https://openalex.org/W4247136043","https://openalex.org/W4312407344"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":12},{"year":2025,"cited_by_count":33},{"year":2024,"cited_by_count":32},{"year":2023,"cited_by_count":53},{"year":2022,"cited_by_count":58},{"year":2021,"cited_by_count":62},{"year":2020,"cited_by_count":56},{"year":2019,"cited_by_count":49},{"year":2018,"cited_by_count":58},{"year":2017,"cited_by_count":44},{"year":2016,"cited_by_count":54},{"year":2015,"cited_by_count":51},{"year":2014,"cited_by_count":51},{"year":2013,"cited_by_count":55},{"year":2012,"cited_by_count":59}],"updated_date":"2026-07-15T18:14:33.161393","created_date":"2025-10-10T00:00:00"}