{"id":"https://openalex.org/W2080082461","doi":"https://doi.org/10.1016/0167-4048(86)90136-7","title":"Risk management \u2014 a key to security in the electronic funds transfer system","display_name":"Risk management \u2014 a key to security in the electronic funds transfer system","publication_year":1986,"publication_date":"1986-06-01","ids":{"openalex":"https://openalex.org/W2080082461","doi":"https://doi.org/10.1016/0167-4048(86)90136-7","mag":"2080082461"},"language":"en","primary_location":{"id":"doi:10.1016/0167-4048(86)90136-7","is_oa":false,"landing_page_url":"https://doi.org/10.1016/0167-4048(86)90136-7","pdf_url":null,"source":{"id":"https://openalex.org/S12529635","display_name":"Computers & Security","issn_l":"0167-4048","issn":["0167-4048","1872-6208"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Computers &amp; Security","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5068301600","display_name":"Roy Martin Richards","orcid":null},"institutions":[{"id":"https://openalex.org/I123534392","display_name":"University of North Texas","ror":"https://ror.org/00v97ad02","country_code":"US","type":"education","lineage":["https://openalex.org/I123534392"]},{"id":"https://openalex.org/I13511017","display_name":"Texas State University","ror":"https://ror.org/05h9q1g27","country_code":"US","type":"education","lineage":["https://openalex.org/I13511017"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Roy Martin Richards","raw_affiliation_strings":["Dept. of Business Computer Information Systems, North Texas State University, Denton, TX, USA","North Texas State University-Denton"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Dept. of Business Computer Information Systems, North Texas State University, Denton, TX, USA","institution_ids":["https://openalex.org/I123534392","https://openalex.org/I13511017"]},{"raw_affiliation_string":"North Texas State University-Denton","institution_ids":["https://openalex.org/I123534392","https://openalex.org/I13511017"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5071260708","display_name":"Jan Yestingsmeier","orcid":null},"institutions":[{"id":"https://openalex.org/I123534392","display_name":"University of North Texas","ror":"https://ror.org/00v97ad02","country_code":"US","type":"education","lineage":["https://openalex.org/I123534392"]},{"id":"https://openalex.org/I13511017","display_name":"Texas State University","ror":"https://ror.org/05h9q1g27","country_code":"US","type":"education","lineage":["https://openalex.org/I13511017"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Jan Yestingsmeier","raw_affiliation_strings":["Dept. of Business Computer Information Systems, North Texas State University, Denton, TX, USA","North Texas State University-Denton"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Dept. of Business Computer Information Systems, North Texas State University, Denton, TX, USA","institution_ids":["https://openalex.org/I123534392","https://openalex.org/I13511017"]},{"raw_affiliation_string":"North Texas State University-Denton","institution_ids":["https://openalex.org/I123534392","https://openalex.org/I13511017"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":{"value":3190,"currency":"USD","value_usd":3190},"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.13991473,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"5","issue":"2","first_page":"135","last_page":"140"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.5670999884605408,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.5670999884605408,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/electronic-funds-transfer","display_name":"Electronic funds transfer","score":0.5998759269714355},{"id":"https://openalex.org/keywords/risk-management","display_name":"Risk management","score":0.513342559337616},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5127740502357483},{"id":"https://openalex.org/keywords/risk-analysis","display_name":"Risk analysis (engineering)","score":0.5112481117248535},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.4768684506416321},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.4555257260799408},{"id":"https://openalex.org/keywords/key","display_name":"Key (lock)","score":0.45177146792411804},{"id":"https://openalex.org/keywords/identification","display_name":"Identification (biology)","score":0.4487919211387634},{"id":"https://openalex.org/keywords/process","display_name":"Process (computing)","score":0.4201645851135254},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.23404383659362793}],"concepts":[{"id":"https://openalex.org/C71052197","wikidata":"https://www.wikidata.org/wiki/Q2914495","display_name":"Electronic funds transfer","level":3,"score":0.5998759269714355},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.513342559337616},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5127740502357483},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.5112481117248535},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.4768684506416321},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.4555257260799408},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.45177146792411804},{"id":"https://openalex.org/C116834253","wikidata":"https://www.wikidata.org/wiki/Q2039217","display_name":"Identification (biology)","level":2,"score":0.4487919211387634},{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.4201645851135254},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.23404383659362793},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.0},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C59822182","wikidata":"https://www.wikidata.org/wiki/Q441","display_name":"Botany","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1016/0167-4048(86)90136-7","is_oa":false,"landing_page_url":"https://doi.org/10.1016/0167-4048(86)90136-7","pdf_url":null,"source":{"id":"https://openalex.org/S12529635","display_name":"Computers & Security","issn_l":"0167-4048","issn":["0167-4048","1872-6208"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Computers &amp; Security","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":1,"referenced_works":["https://openalex.org/W1531774777"],"related_works":["https://openalex.org/W2982428536","https://openalex.org/W1923764247","https://openalex.org/W2114208415","https://openalex.org/W2369233745","https://openalex.org/W2125534874","https://openalex.org/W2611614597","https://openalex.org/W2313821829","https://openalex.org/W2619501344","https://openalex.org/W4386500624","https://openalex.org/W2899303483"],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-06-23T06:36:01.041984","created_date":"2025-10-10T00:00:00"}
