{"id":"https://openalex.org/W2908478645","doi":"https://doi.org/10.1007/s42786-018-00004-4","title":"Responding to disruptive business model innovations: the case of traditional banks facing fintech entrants","display_name":"Responding to disruptive business model innovations: the case of traditional banks facing fintech entrants","publication_year":2019,"publication_date":"2019-01-03","ids":{"openalex":"https://openalex.org/W2908478645","doi":"https://doi.org/10.1007/s42786-018-00004-4","mag":"2908478645"},"language":"en","primary_location":{"id":"doi:10.1007/s42786-018-00004-4","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s42786-018-00004-4","pdf_url":null,"source":{"id":"https://openalex.org/S4210177615","display_name":"Journal of Banking and Financial Technology","issn_l":"2524-7956","issn":["2524-7956","2524-7964"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Banking and Financial Technology","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5032200555","display_name":"Divya Anand","orcid":"https://orcid.org/0000-0003-4915-8426"},"institutions":[{"id":"https://openalex.org/I76835614","display_name":"University of Missouri","ror":"https://ror.org/02ymw8z06","country_code":"US","type":"education","lineage":["https://openalex.org/I76835614"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Divya Anand","raw_affiliation_strings":["Marketing Department, Robert J. Trulaske, Sr. College of Business, University of Missouri Columbia, Columbia, MO, 65211, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Marketing Department, Robert J. Trulaske, Sr. College of Business, University of Missouri Columbia, Columbia, MO, 65211, USA","institution_ids":["https://openalex.org/I76835614"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5003959415","display_name":"Murali K. Mantrala","orcid":"https://orcid.org/0000-0002-7751-1349"},"institutions":[{"id":"https://openalex.org/I76835614","display_name":"University of Missouri","ror":"https://ror.org/02ymw8z06","country_code":"US","type":"education","lineage":["https://openalex.org/I76835614"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Murali Mantrala","raw_affiliation_strings":["Marketing Department, Robert J. Trulaske, Sr. College of Business, University of Missouri Columbia, Columbia, MO, 65211, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Marketing Department, Robert J. Trulaske, Sr. College of Business, University of Missouri Columbia, Columbia, MO, 65211, USA","institution_ids":["https://openalex.org/I76835614"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5003959415"],"corresponding_institution_ids":["https://openalex.org/I76835614"],"apc_list":{"value":2390,"currency":"EUR","value_usd":2990},"apc_paid":null,"fwci":8.8276,"has_fulltext":false,"cited_by_count":70,"citation_normalized_percentile":{"value":0.97737305,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":99},"biblio":{"volume":"3","issue":"1","first_page":"19","last_page":"31"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9994000196456909,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9994000196456909,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9940000176429749,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9825000166893005,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/disruptive-innovation","display_name":"Disruptive innovation","score":0.7862714529037476},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.6711797118186951},{"id":"https://openalex.org/keywords/competitor-analysis","display_name":"Competitor analysis","score":0.614016592502594},{"id":"https://openalex.org/keywords/competition","display_name":"Competition (biology)","score":0.5839023590087891},{"id":"https://openalex.org/keywords/context","display_name":"Context (archaeology)","score":0.5733709335327148},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5717390179634094},{"id":"https://openalex.org/keywords/business-model","display_name":"Business model","score":0.5015699863433838},{"id":"https://openalex.org/keywords/conceptual-framework","display_name":"Conceptual framework","score":0.4558008313179016},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.4544466435909271},{"id":"https://openalex.org/keywords/alliance","display_name":"Alliance","score":0.44911515712738037},{"id":"https://openalex.org/keywords/strategic-management","display_name":"Strategic management","score":0.448643296957016},{"id":"https://openalex.org/keywords/categorization","display_name":"Categorization","score":0.4119723439216614},{"id":"https://openalex.org/keywords/industrial-organization","display_name":"Industrial organization","score":0.34240877628326416},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.1963762640953064},{"id":"https://openalex.org/keywords/political-science","display_name":"Political science","score":0.09829831123352051},{"id":"https://openalex.org/keywords/sociology","display_name":"Sociology","score":0.0863916277885437}],"concepts":[{"id":"https://openalex.org/C2777785971","wikidata":"https://www.wikidata.org/wiki/Q1192297","display_name":"Disruptive innovation","level":2,"score":0.7862714529037476},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.6711797118186951},{"id":"https://openalex.org/C127576917","wikidata":"https://www.wikidata.org/wiki/Q624630","display_name":"Competitor analysis","level":2,"score":0.614016592502594},{"id":"https://openalex.org/C91306197","wikidata":"https://www.wikidata.org/wiki/Q45767","display_name":"Competition (biology)","level":2,"score":0.5839023590087891},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.5733709335327148},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5717390179634094},{"id":"https://openalex.org/C4216890","wikidata":"https://www.wikidata.org/wiki/Q815823","display_name":"Business model","level":2,"score":0.5015699863433838},{"id":"https://openalex.org/C14224292","wikidata":"https://www.wikidata.org/wiki/Q13600188","display_name":"Conceptual framework","level":2,"score":0.4558008313179016},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.4544466435909271},{"id":"https://openalex.org/C2778431023","wikidata":"https://www.wikidata.org/wiki/Q878249","display_name":"Alliance","level":2,"score":0.44911515712738037},{"id":"https://openalex.org/C86275758","wikidata":"https://www.wikidata.org/wiki/Q376657","display_name":"Strategic management","level":2,"score":0.448643296957016},{"id":"https://openalex.org/C94124525","wikidata":"https://www.wikidata.org/wiki/Q912550","display_name":"Categorization","level":2,"score":0.4119723439216614},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.34240877628326416},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1963762640953064},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.09829831123352051},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0863916277885437},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/s42786-018-00004-4","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s42786-018-00004-4","pdf_url":null,"source":{"id":"https://openalex.org/S4210177615","display_name":"Journal of Banking and Financial Technology","issn_l":"2524-7956","issn":["2524-7956","2524-7964"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Banking and Financial Technology","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":23,"referenced_works":["https://openalex.org/W130265409","https://openalex.org/W1489069353","https://openalex.org/W1755880734","https://openalex.org/W1869814821","https://openalex.org/W1979493887","https://openalex.org/W1980492465","https://openalex.org/W1994529215","https://openalex.org/W2010812063","https://openalex.org/W2042008766","https://openalex.org/W2051588238","https://openalex.org/W2058161597","https://openalex.org/W2059641085","https://openalex.org/W2121017431","https://openalex.org/W2186855872","https://openalex.org/W2318042838","https://openalex.org/W2510975297","https://openalex.org/W2594231978","https://openalex.org/W2922456648","https://openalex.org/W3124676412","https://openalex.org/W4237596530","https://openalex.org/W4246257124","https://openalex.org/W4252811132","https://openalex.org/W4255699659"],"related_works":["https://openalex.org/W2946395385","https://openalex.org/W2620428325","https://openalex.org/W1549966999","https://openalex.org/W2010097950","https://openalex.org/W2595629043","https://openalex.org/W2394144138","https://openalex.org/W2254638231","https://openalex.org/W2614759986","https://openalex.org/W3124945110","https://openalex.org/W4242644396"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":5},{"year":2025,"cited_by_count":10},{"year":2024,"cited_by_count":10},{"year":2023,"cited_by_count":15},{"year":2022,"cited_by_count":15},{"year":2021,"cited_by_count":10},{"year":2020,"cited_by_count":4},{"year":2019,"cited_by_count":1}],"updated_date":"2026-06-19T15:47:20.252518","created_date":"2025-10-10T00:00:00"}